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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
This podcast is a top-ranked money and financial support show for women. Hosted by Shana and Vanessa, Dave Ramsey Solutions Master Financial Coaches, it offers practical advice on budgeting, paying off debt, saving money, and building generational wealth. The show aims to help listeners who earn good money but struggle to manage it effectively, providing strategies to stop living paycheck to paycheck without sacrificing everything.
Episodes

Money Confidence: Why You Need a Budget Before You Build Wealth with Shari Rash | 596
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Budget besties, getting confident with money is not about magically knowing everything—it starts with building a strong foundation and giving ourselves permission to learn.In this episode, Shana and Vanessa sit down with financial planner Shari to talk about why so many women feel uncertain about spending, savin

Stop Letting Your Kids Use Credit Cards: How to Teach Them Real Money Skills Before It’s Too Late | Lessons from the Sessions | 595
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, our kids will eventually have to manage money without us—and the lessons they learn now can shape their financial choices for years to come.In this episode, we’re sharing real-life stories from families who are teaching their teenagers how to budget, make tradeoffs, and take responsibility for thei

The “Bougie on a Budget” Mindset Every Woman Needs | Reair: Positive Life Solutions with Peggy Meyer | 594
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Budget besties, budgeting does not have to mean rice, beans, and saying goodbye to every little thing that brings you joy.In this conversation, Shana and Vanessa break down what it really means to be “bougie on a budget”—and spoiler alert: it looks different for everyone. For one person, bougie might mean travel

Why Cash Envelopes Didn’t Work for Her and the Simple Budget System That Did | 593
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, today we’re talking about one of the least exciting—but most important—parts of budgeting: annual bills.Mary joined us to talk through a common sticking point. She had already automated her money, separated her spending accounts, and created savings buckets, but she still felt unsure about how much

How to Set Up Your Money Now So You Don’t Feel Broke at Christmas | Reair: Shine Podcast with Shanna Star | 592
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!What if budgeting felt less like restriction and more like finally knowing what your money is doing?In this episode, we’re sharing a conversation that was too good to keep to ourselves. We talk about how putting all your numbers on one page can help you move from money anxiety to clarity, confidence, and a plan

Why Dave Ramsey's Baby Steps Don't Work For Everyone | 591
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!We love Dave Ramsey and the Baby Steps—but after years of coaching, we kept seeing the same missing piece: people were told what to do without being shown how to build a budget that works in real life.In this episode, we’re breaking down why the “scorched earth” approach can leave budget besties feeling overwhelme

How to Budget as a Couple (Without Fighting About Spending) | 590
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, this one is such a relatable money conversation for couples.In this coaching-style episode, Shana and Vanessa talk with Jennifer and Brandon about setting up their budget system, figuring out checking accounts vs. savings buckets, and working through the classic “is this a personal expense or a fam

Business Budgeting for Irregular Income + How To Use Savings in a Slow Month | Lessons from the Sessions | 589
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, sometimes the budget just does not math the way we want it to.In this episode, Shana and Vanessa talk through what happens when personal and business budgets are connected, income is fluctuating, and the month is coming up short. Instead of making tiny stressful transfers from savings all month lon

Debt Payoff Basics: How to Pay Off Debt and Stop Using Credit Cards Without Shame or Living on Beans and Rice | 588
Watch Our Debt Payoff Workshop!Budget besties, today we’re talking about debt in a way that does not involve shame, panic, or living on beans and rice forever. Because listen: you are not bad with money. You were probably just never taught how to make a clear plan.In this episode, Shana and Vanessa walk through the real first steps of paying off debt: knowing your numbers, building a budget that a

How Two Teachers Paid Off Debt and Cash-Flowed Disney Vacation | 587
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, this episode is such a fun one because we’re chatting with Julie, one of Vanessa’s private coaching clients and basically the gold-star student of budgeting. Julie and her husband are both teachers, and before coaching, they were stuck in that cycle so many of us know too well: swipe the credit car

How She Saved $1,000 Every 6 Months and Put It Toward Debt | 586
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, this episode is such a good reminder that the little “I’ll deal with it later” money tasks can turn into big wins when we finally give them attention.Shana, Vanessa, and Coach Michelle are talking about two real-life Office Hours wins: one woman who saved $1,000 by re-quoting her auto insurance and

She Wants to Quit Her Job, but Feels Guilty Because They’re Paying Off Debt | 585
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!It’s time for another Q&A session, and we’re answering real questions from our budget besties!In this episode, Shana and Vanessa talk through two big money-life situations: how to set up automatic transfers when you get paid on the 15th and the last day of the month, and how to know when it may be time to let

Your Credit Card Isn’t a Budget: The Simple System to Stop Mindless Spending (Without Tracking Every Dollar) | 584
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Katrina is doing a lot right. She paid off over $100,000 in student loans, has no credit card debt, owns a home, has a full year of living expenses saved, and is investing for the future. But even with all that financial responsibility, she still feels like her everyday money system could be clearer.In this episod

How to Pay Off Debt Without Going Back to Credit Cards | 583
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!We know paying off debt can feel like the urgent, obvious first step. But in this episode, Shana and Vanessa are flipping that script a little.Because here’s the truth: if we attack debt without savings buckets, spending accounts, and a real plan for upcoming expenses, we’re probably going to end up right back on

How to Make a Monthly Budget (Build Your July 2026 Money Plan Step-by-Step With Us) | 582
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, can you believe July is already here? We are officially stepping into the second half of the year, which means this is the perfect time to pause, reset, and make a money plan that actually works for real life.In this episode, Shana and Vanessa walk us through creating a July budget step by step. Wh

After YNAB and Dave Ramsey: The Budget System That Finally Worked | 581
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, this episode is such a good one because Brianne came ready to preach.When Brianne first came to coaching, she was a newly divorced single mom, self-employed, and convinced she couldn’t afford help. She had used YNAB for years, taught Financial Peace University, knew her numbers inside and out… and

Money Mindset Reset: Stop Avoiding Your Numbers | Reair: Mama's Tired with Rachel Kind | 580
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Check out Rachel's Podcast Mama's Tired Here.Let’s Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and

10 Top Tips to Pay Off Debt and Stop Using Credit Cards | 579
Watch Our Debt Payoff Workshop!Trying to pay off debt but still feel like nothing is working? In this episode, Shana and Vanessa are breaking down 10 of their best debt payoff tips to help us stop spinning our wheels, stop making debt worse, and start making real progress with a plan that actually fits real life.We’re talking about why your credit card balance is not your budget, how to figure out

Budgeting in a Hard Season: How to Stay Stable Without Extra Income | 578
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!In this coaching session, Shana and Vanessa sit down with Chantelle, a longtime listener and budget bestie, who shares her experience navigating a difficult season of life. After stepping away from her job to advocate full-time for her son's medical needs, Chantelle is learning how to manage an unpredictable incom

The Budget Mistakes That Keep You Living Paycheck to Paycheck | Lessons From The Sessions | 577
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, this episode is all about what happens when your money life has a lot of moving parts: personal finances, business income, real estate, trusts, debt payments, vehicles, savings goals, and everyday spending all tangled together.Shana and Vanessa walk through a real client example where three separat

How to Stop Feeling Stressed About Money Without Tracking Every Dollar | Reair: All Things Excellence Podcast with Chelsey Debruin | 576
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Check out Chelsey's podcast!Budget besties, this one is for anyone who has ever said, “I don’t need a budget,” while also wondering where all their money went.In this episode, Shana and Vanessa get real about why budgeting is not about restriction, shame, or living on beans and rice. It is about giving every dolla

How This Single Mom Stopped Using Credit Cards and Paid Off $31K of Debt With a Simple Budget System | 575
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!When Sarah first found Financial Coaching for Women, one phrase stopped her in her tracks:"You make good money but have nothing to show for it."As a single mom, Sarah felt like she should have been further ahead financially. She was earning more than ever before, but still felt stuck. Credit cards, unexpected expe

Where Is All My Money Going? How One Mom Found $1,000 in Her Budget | 574
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!What happens when you finally see all of your finances in one place?In this episode, Michelle from Budget Besties Office Hours shares the story of a military mom facing a huge overseas move, major life changes, and overwhelming financial stress. After listening to the podcast and joining Office Hours, she jumped i

Get Out of Debt Faster: The Simple Debt Payoff Plan That Finally Works | 573
Watch Our Debt Payoff Workshop!If you're tired of sending your hard-earned money to credit cards, loans, and debt payments every month, this episode is for you. In this episode, we're talking about what getting out of debt really looks like, common mistakes people make, and how to create a plan that helps you keep more of your money.Because the goal isn't just making payments forever. The goal is

How to Decide Between Paying Off Debt or Building Your Savings | 572
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!In today’s episode, we’re answering YOUR money questions in real time. No prep. No scripts. Just honest conversations about budgeting, debt, savings buckets, and figuring out what actually matters most in your season of life.We’re talking through:Should you put extra money toward debt or savings?What savings bucke

How to Simplify Your Budget With Separate Accounts, Automation and Your Bank App | Reair: Ambitious Time Management Strategies for Working Moms with Kristen Edwards | 571
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Check out ths reair from our friend Kristen's Podcast: Ambitious Time Management: Strategies for Working MomsLet’s Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThi

Make Your June 2026 Budget with Us: A Step-by-Step Monthly Money Plan | 570
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Have you made your June budget yet? In this episode, we’re walking you through exactly how to build your monthly budget from start to finish. We’re covering how to close out May correctly, update your real numbers, plan for spending, organize your bills, set up savings buckets, and figure out how much extra you ac

How to Stop Pop-Up Expenses From Derailing Your Budget | 569
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Jen is tired of feeling like every paycheck is already spent before it even hits the account. Between dance competitions, surprise expenses, kids’ needs, and trying to “make it work,” she feels stuck in the constant cycle of hoping there’s enough money to cover everything.In this coaching session, we walk Jen thro

Making Good Money but Stuck in Credit Card Debt? How This Couple Avoided Debt Consolidation | 568
Watch Our Debt Payoff Workshop!Caroline and AJ both booked a free call… without knowing the other one had already done it. That’s how ready they were for change. 🙌They were working full time, running a growing wedding photography business on nights and weekends, and still wondering:Why isn’t the money stacking up?Why are we still in debt?Why does this feel so stressful?They were doing all the “rig

How to Budget Variable Income So You Can Spend Freely, Save for Big Goals, and Invest | Multi-Six-Figure Family Case Study | 567
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Hey budget besties!Today we’re bringing you a real-life coaching case study—and y’all, this one is so good. Because you might see yourself all over it.This adorable young couple (two kids, big dreams, cutest energy ever) came to us making great money… and spending it just as fast. He was 100% commission in finance

Feel Broke Even After Payday? Try This 10-Minute Money Reset | 566
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties… do you have 10 minutes?Because if you do, we’re about to give you the easiest, quickest, least-overwhelming way to organize your finances. And we mean actually organize them — not just “everything’s fine” while the room is metaphorically on fire. 🔥🐶You know the meme.“This is fine.”If you’ve ever lo

How to Stop Spending the Money You Need to Pay Your Bills | Lessons From The Sessions | 565
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties… we love you. But if you remember NOTHING else from this episode, remember this:Take the Bills debit card out of your wallet.Yes, we said it loud. Yes, we’re serious. And yes… we’ve probably said it every single episode since we started coaching.In this episode, we’re breaking down what happens when

How to Afford Summer Camps and Activities Without Going Broke: Plan a Fun Summer on Budget | 564
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties… it’s here. SUMMER. 😅The kids are about to be home, the swimsuits don’t fit, the camps are filling up, and somehow it already feels like your budget is sweating.If we can plan for back-to-school and Christmas all year long… why aren’t we planning for summer the same way?In this episode, we’re walkin

How to Get Caught Up When Your Budget Feels Like a Mess: The No-Shame Plan for Getting Back on Track | 563
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, this episode is for the moments when we look at our income and think, “We should be okay… so why are we still behind?”In this coaching call, Shana and Vanessa talk with Chelsea, a mom of five in a single-income household, who is trying to catch up on bills, manage debt, and figure out why the money

Avoiding Credit Card Debt in a Hard Season: Budget Help, Side Hustles, and Real Wins | 562
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties… this one is GOOD.We’re back with the one and only 🎶 Coach Michelle 🎶 — our office hours queen and now the go-to for our Budget Setup Sessions!Today’s convo is all about what happens when real life hits your budget… and how community + clarity changes everything.💛 When You’re Trying to Stay Debt-Fre

Budget Shortcuts for Busy Moms: How to Put Your Money on Autopilot | 561
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!This episode is for every mom who feels like she’s running a full-time taxi service, short-order cook, event planner, and somehow also expected to “just budget” on top of it all.We see you. We are you.Between volleyball tournaments, gymnastics, long drives, team dinners, school surprises, and figuring out who’s bu

From Cash Envelopes to Digital Envelopes: How Cindy Made Budgeting Easier in Retirement | 560
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Cindy’s story is one so many of us can relate to.After her divorce, she was suddenly in charge of everything financially. She was budgeting on a legal pad every paycheck, carrying around a purse full of cash envelopes, and dumping all extra money into one big savings account.It was working… technically.But:She did

Not Your Grandma’s Budget: How to Budget When You Hate Budgeting | Reair: Money Magnet Mama with Masha Goins | 559
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Check out Masha's Podcast!Hey budget besties 💕If the word budget makes you want to run the other way, this episode is for you.Today we’re chatting with an entrepreneur who came into coaching with major resistance to budgeting. To her, it meant restriction, frugality, and being stuck in a financial cage. Sound fami

How To Build Your Monthly Budget: Plan Your Money Step by Step | 558
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!We’re talking about the B word — and no, not in a scary way.Here’s the truth:Most of us are running the same “money operating system” we had at 18. Meanwhile… life got more expensive, more complicated, and way busier.So what do we do?We upgrade the system.Not with more tracking.Not with spreadsheets you have to ba

Stop Letting Money Control You: Mindset + Money Habits for Real Abundance with Rebecca E. Whitman | 557
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Hey budget besties, this conversation is such a good reminder that true wealth is about so much more than what is sitting in your bank account. In this episode, we sit down with mindset coach Rebecca Whitman to talk about abundance, financial empowerment, and why money works best when it supports a full, healthy,

How They Paid Off $30,000 of Debt in 6 Months (Without Being "Gazelle Intense") | 556
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!We walked through a real-life case study of a totally normal family — married, two kids, busy jobs, travel sports — bringing in $16,000 a month but carrying over $300,000 in debt (not including their mortgage) with $6,300 in minimum payments alone. After a tough season of loss and emotional spending, things spiral

The Budget Mistake Keeping You Stuck Living Paycheck to Paycheck | 555
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!This week, we pulled two real questions from our Facebook group, and they both came down to one thing: savings buckets. We’re talking through how to save for something coming up in just a few months, what to do when quarterly or annual bills pop up, and why you do not need to track every single dollar in your acco

How to Stop Fighting About Money With Your Spouse | 554
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Why do smart, hardworking couples who make good money still end up stressed, stuck, and fighting about money every month?In this episode, we’re getting real about what’s actually going wrong for so many couples. It’s usually not a lack of effort. It’s not laziness. And it’s not because they “should know better.” M

Business Money Feels Messy? Bookkeeping Is Not The Fix | Lessons from the Sessions | 553
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!In this episode, we’re talking about what it really costs to run a business and why savings buckets are not a one-time thing. They are a revolving door. Money goes in, money comes out, and that cycle is what keeps us prepared for the real expenses that pop up all year long.We walk through examples from two very di

Why Your Money Feels Disorganized (And How to Finally Fix Your Budget) | 552
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Budget besties, if your money feels messy, scattered, or impossible to keep up with, this episode is for you. We’re answering real questions from our Facebook community about what makes money feel so disorganized and how to fix it in a way that actually works in real life.We talk about why one big savings account

Why Smart Women Still Struggle to Budget and How to Finally Take Control Without Shame | 551
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!In this episode, we talk with a woman who is successful, educated, and fully capable in every other area of life, but still feels completely out of control with her money. And honestly, that is something so many of us can relate to.We get into the truth about why budgeting can feel so hard, especially when your mo

The Mom-Friendly Budget That Makes Room for Debt Payoff, Date Nights, and Travel Sports | Reair: Amy Dave, This Incredible Mom Life | 550
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Check Out Amy's Podcast!Budget besties, this episode is your reminder that a budget does not have to feel restrictive, confusing, or like a punishment. We’re talking all about how to make budgeting simple, realistic, and supportive of the life you actually want to live.In this conversation, we share why so many pe

How to Stop Living Paycheck to Paycheck: Get One Paycheck Ahead | 549
Curious? Take The Free Money Stress Quiz!Ready? Buy Our Simplified Budget System Now!Hey budget besties, if you feel like every single dollar already has a job before it even hits your account, this episode is for you. We’re talking about how to break out of the paycheck-to-paycheck cycle by getting a paycheck ahead.We walk through what that actually means, why looking at your budget monthly chang

She Paid Off $20K of Debt in 5 Months Without Giving Up Vacations: Here’s How | 548
Curious? Watch Our How To Budget Workshop!Ready? Buy Our Simplified Budget System Now!What happens when you are good with money on paper, but real life gets more expensive, more complicated, and way harder to manage once kids enter the picture?In this episode, we sit down with Brittany, who shares how she went from feeling like she was constantly paying for last month to finally getting ahead with

How to Lower Debt Payments, Stick to Your Budget, and Stop Living Paycheck to Paycheck with Coach Michelle | 547
Curious? Watch Our How To Budget Workshop!Ready? Buy Our Simplified Budget System Now!Michelle is back from office hours, and this episode is full of the kind of wins that remind us why budgeting matters. We are talking real-life progress, not perfection. From staying on budget for a kid’s birthday to paying for Disney in cash, these budget besties are proving that clarity and intentionality can c

55% of Americans Say Money Is Their Biggest Stress — Here’s What’s Causing It | 546
Curious? Watch Our How To Budget Workshop!Ready? Buy Our Simplified Budget System Now!Did you know 55% of Americans say money is the biggest source of stress in their lives? Budget besties, we are not surprised.In this episode, we’re talking about why money feels so heavy, why it keeps us up at night, and why it causes so much tension in our homes and relationships. The truth is, for most of us, i

How to Budget When Life Hits Hard: Medical Bills + A Grocery Plan That Works | 545
Curious? Watch Our How To Budget Workshop!Ready? Buy Our Simplified Budget System Now!In this heartfelt episode, we talk with Alana, a wife and mom of three who is navigating recovery after two heart attacks at just 36 years old. In the middle of a serious health crisis, she shares how getting her budget organized has brought her a real sense of peace.Alana opens up about medical leave, disability

How to Lower Your Credit Card Payments and Free Up Cash Fast | 544
Curious? Watch Our How To Budget Workshop!Ready? Buy Our Simplified Budget System Now!Do you make good money but still feel like you have nothing to show for it? Budget besties, this episode is full of real-life coaching lessons that prove small money moves can make a huge difference.We’re sharing client stories and honest budget breakthroughs, from lowering debt payments by more than $400 a month

Make Your Budget with Us: Plan Your Month and Your Money in 20 Minutes | 543
Curious? Watch Our How To Budget Workshop!Ready? Buy Our Simplified Budget System Now!Budget besties, April is basically here, and that means it’s time to make a fresh budget before the month starts.In this episode, we walk through exactly how to build your April budget step by step in a way that feels simple, realistic, and doable. We’re talking about how to list your income, include your minimum

Are We Paying Off Debt Too Fast? Balancing Budget, Life, and Long-Term Goals | 542
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Shelby came in with a question a lot of us can relate to: when we’re laser-focused on paying off debt, how do we know we’re not pushing too hard and setting ourselves up to fall right back into it?After navigating grad school, living on credit cards for a season, and making some big money changes, Shelby and her

How to Budget for Unexpected Expenses Without Using Credit Cards | Reair: Lifelong Learners Collective with Ella Catherine | 541
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Check out Ella's Podcast!Budget besties, we’re bringing back a conversation we had with our friend Ella Catherine from the Lifelong Learners Collective podcast, and it is just as good the second time around.In this episode, we’re talking about the “B word” and why budgeting does not have to mean boring, restrict

The #1 Money Mistake Keeping Women Stuck Right Now (Your Money Questions Answered) | 540
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!In this Q&A episode, we’re answering real questions from our budget besties straight from our Facebook group and email. We’re talking about the biggest money mistake we’re seeing right now, why so many of us end up using credit cards for groceries and gas, why using your emergency fund can feel weirdly guilt

How to Stop Overspending at Target: Decluttering + Boundaries That Actually Work with Emily McDermott | 539
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Check Out Emily's Podcast!Budget besties, this one is for all of us who have ever walked into Target for one thing and somehow left with a cart full of “why did I buy this?” items.In this episode, we’re joined by Emily McDermott, host of Moms Overcoming Overwhelm, to talk about what clutter really means and why

Make Property Taxes Easy, Stop the HELOC Habit, Let Kids Pay Their Own Bills & Budgeting Amazon Categories (Lessons From The Sessions) | 538
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Hey budget besties, this episode is all about one very grown-up truth: the financial stuff that sneaks up on us usually is not actually a surprise. It just feels that way when we are not planning ahead.We are talking about why property taxes should not be a yearly jump scare, how relying on a financial “Plan B”

The 5 Hardest Money Habits to Break (and How to Finally Break Them) | 537
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Today we’re diving into the top 5 hardest financial habits to break — straight from our community. We’re talking about the real-life stuff that keeps showing up in our budgets again and again: eating out, impulse spending, credit cards, grocery overspending, and living above our means.But we’re not just calling

How Angie Paid Off $72,000 in Debt Without Cutting the Fun | Budgeting Tips for Busy Couples | 536
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Budget besties, this episode is such a good one. We’re sitting down with Angie, a longtime listener turned client, who shares how she completely transformed her finances by getting organized, simplifying her accounts, and building habits that actually work in real life.Angie and her husband were juggling a lot:

How to Pay Off $3,000 in Credit Card Debt and Fix the $3 Gas Budget Problem with Coach Michelle | 535
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Coach Michelle is back in Office Hours every Wednesday, helping budget besties get unstuck—whether you’re brand new, you’ve got the budget system already, or you’re still trying to save up to buy it. This episode is basically a peek into the kinds of questions that come up every week… and the little shifts that

The Real Reason You’re Overspending (And How To Fix It) | 534
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!1) Overspending is the norm… and shame is lying to usA lot of people walk around thinking:“I’m terrible with money.”“I can’t do math.”“I have no discipline.”But y’all… that’s not the real issue. The real issue is not knowing what’s safe to spend in the moment. So we guess. And guessing gets expensive.2) The rebe

Hormones & Your Budget: How Your Cycle Impacts How You Spend Money and What to Do About It with Leisha Drews | 533
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Check Out Leisha's Podcast!Today’s episode is a female-focused conversation on something most of us have felt but never connected to our money habits: your hormones and your spending.We’re talking with Leisha Drews, nurse and host of the Happily Hormonal podcast, about how different phases of your cycle can affe

Stop Stealing Your Own Spending Money, Storm Mode & Savings Buckets: Lessons From The Sessions | 532
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Hey budget besties — today we’re pulling back the curtain on real-life lessons from our private coaching sessions. Because if our clients are dealing with it… chances are you are too. We’re talking layoffs and job loss prep, why “0% interest” debt can still be a budget emergency, how to build a storm-mode mock b

How To Make A Budget From Scratch, A Step-by-Step Monthly Money Plan | 531
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Budget besties, February is basically a blink—so we’re not letting March sneak up on us without a plan. In this episode, Shana and Vanessa walk us through their simple, repeatable monthly budget process: close out the current month first, then build the next month’s budget in a specific order so your money feels

Car Paid Off, Student Loan Debt Next? The Best Move for Your Budget | 530
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Amanda joined us to talk through a super relatable moment: they’ve built a solid budgeting system… and now the question is what to do with a big, scary student loan balance once the car is paid off. Add in military life + possible paycheck disruptions, and you’ve got a perfect “real life” money crossroads.The be

How We Started a Podcast (Accidentally) and Grew to 1.5 Million Plays
🎧 Want the free Podcast Bootcamp + VIP upgrade? Click here.Today is a short, fun, behind-the-scenes episode where we’re taking you back to the VERY unglamorous beginning of Financial Coaching for Women. 😂🎙️If you’ve ever wondered how you even found us, why this show feels so “meant to be,” or what it looked like before we had any clue what we were doing… this one’s for you.In this episode, we cove

What To Do With Your Tax Refund So It Doesn’t Disappear: Pay Off Debt, Fund Your Savings Buckets, or Treat Yo’ Self? | 528
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Tax season is here, budget besties—and while it might not be anyone’s favorite, it is inevitable. In this episode, Shayna and Vanessa walk you through a simple, step-by-step plan for what to do with your tax refund (or what to do if you owe), so the money doesn’t disappear the second it hits your account.We talk

How to Budget as a Couple: Separate Accounts, Automation, and Debt Payoff - Jamie's Story| 527
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Hey budget besties — today we’re hanging out with Jamie (Twin Cities, MN!) to talk about what it actually looked like to go from “shooting from the hip and hoping for the best” to having a real plan, real peace, and real progress.Jamie and her husband Kevin have been together since they were teenagers (married 2

Real Coaching Lessons: Budgeting for Paycheck Gaps + Planning College Visits Without Debt | 526
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Today we're pulling back the curtain and sharing real stories from our private coaching sessions – because if our clients are dealing with it, chances are you are too.From job transitions messing with pay schedules to college visits sneaking up on us (hello senior year!), we’re breaking down exactly how we helpe

How To Fix The Money Beliefs Sabotaging Your Budget | 525
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Hey budget besties! 💸This episode is for every single one of us walking around with invisible—but very real—money baggage. Whether it came from childhood sayings like “money doesn’t grow on trees” or past relationship drama, Shana and Vanessa are breaking down where our money beliefs come from and how they shape

Growing Up Broke, Breaking the Cycle: How This Single Mom Transformed Her Money Mindset with Kallai Plummer | 524
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Check out Kallai's Podcast!This one’s for all of us who grew up with “just make it work” energy—and are ready to do things differently.In today’s powerful episode, we’re joined by the incredible Kallai Plummer, founder of The Kal + Co, operations expert, and host of That Big CEO Energy podcast. Kallai is sharing

Savings Buckets, Transfers, and Debt Payoff: Your Questions Answered With Coach Michelle | 523
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Coach Michelle is back, besties! 🙌 We’re diving into some of the most common questions we’ve been getting in office hours and in our community—from savings buckets to debt payoff strategies and how to actually get started without spinning out in decision fatigue.In this episode, we talk about: 💸 What savings buc

How Multiple Bank Accounts Make Budgeting Easier | 522
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!You’re not the only one avoiding your bank account like it’s haunted. 👻 Two-thirds of people do it too! But what if one tiny shift could help you go from financial fog to total clarity?That shift? Multiple. Bank. Accounts.Sounds complicated? It’s not. We’re breaking it down step-by-step, budget bestie style.🧠 In

Starting Over With $0: How Amanda Rebuilt Her Life and Budget After Divorce | 521
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!In today’s episode, we're sitting down with Amanda — a rockstar, graduated client who proves that hitting the reset button doesn't mean starting over empty-handed. Amanda’s story is real, raw, and SO relatable for any of us navigating a financial rebuild, especially after a major life change.She came to coaching

Lessons from the Sessions: Budgeting for Sports Seasons & Being Ready for Job Loss | 520
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Today, we’re bringing you behind the scenes, straight into our coaching calls — because if our clients are navigating it, chances are you are too. We’re talking about budgeting through real-life seasons, shifting priorities, and how to create space in your budget without the guilt.✨ What We’re Talking About:Budg

How To Set Up Your Budget: Bills, Spending, and Savings Buckets (Without Tracking Every Dollar) | 519
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!February’s knocking at the door (yes, the month with TWO R’s — we didn’t forget 😉), and you know what that means — it’s budget planning time! In this episode, we’re walking you through how to set up your February budget step-by-step, and helping you think through all the little things that might be coming your w

Should I Save or Pay Off Debt First? The Answer Isn't One-Size-Fits-All | 518
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!This week, we’re deep in storm mode — that intense life season when everything feels a little chaotic and you’ve got no choice but to laser focus on what matters most. 💥 Whether it’s prepping for the bar exam, going through a job change, or any other major shift, we’re walking through what it means to pause the

How To Stop Living Paycheck To Paycheck And Get One Paycheck Ahead | 517
Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Are you tired of that suffocating paycheck-to-paycheck cycle—even though you make good money? You’re not alone, and you're not doing anything wrong. In this episode, Shana and Vanessa are breaking down exactly how to get a paycheck ahead and why it’s the key to breathing room in your budget.We're diving into:Why











