Her Dinero Matters
Her Dinero Matters is an award-winning podcast hosted by Jen Hemphill, an Accredited Financial Counselor. It offers a bilingual Latina perspective on personal finance, featuring inspiring stories from diverse guests and solo episodes with actionable tips. The podcast aims to help listeners build money confidence and achieve financial independence.
Episodes
10 Years, 10 Money Lessons | HDM 431
It’s official! Her Dinero Matter’s 10-year birthday is here and I still can’t believe it. This episode is all about celebration, and we’ll do just that with a thorough review of the most unexpected truths I've learned about money, identity and what it really takes to feel financially confident, especially when you're carrying cultura, family and dreams on your shoulders. Are you ready to
A Trip Down Memory Lane: HDM’s 10-Year Anniversary Is Here | HDM 430
Have you ever re-crossed paths with someone from years ago and been stunned by the direction their life has taken? I know I have, and the resulting conversations almost always end up being fascinating. Since we are one week away from celebrating Her Dinero Matters 10-year anniversary (mic drops) this week’s episode will take you on a trip down memory lane along with four past guests. Toda
Sensation Is Your Super Power: Using Somatic Healing to Tackle Financial Stress | HDM 429
xiety-ridden way? Well, here is some good news: it is possible to use the wisdom of your bodily sensations to regulate your nervous system and get out of money stress mode. In this week’s episode, Sandra Hinojosa dives into big stuff like how money can be used as a weapon in relationships and what it really takes to feel safe and confident making financial decisions. Ready to be inspired?
Generational Money Stress: A Path To Healing | HDM 428
Have you ever had that weird moment where you realize your money habits aren’t entirely yours? That maybe, just maybe, you’re playing out a script written long before you were born? That’s the exact realization this week’s HDM guest had a few years ago. In this episode, I have a vulnerable and insightful conversation with Antuanett Lopez, where we talk about money stress, her journey from
From Scarcity to Abundance: One Woman’s Journey to Reinvention | HDM 427
Have you ever caught yourself reflecting on a past event, only to realize how much your current life situation has changed? Not only that: in hindsight, you can now see how this experience has fundamentally altered the way you understand yourself and your life. If you find yourself nodding along, this episode's journey on resilience and reinvention might just resonate with you. Join me as
Perimenopause - The Financial Surprise You Didn’t See Coming | HDM 426
Have you hit that proverbial midlife stage only to realize that, lately, you just don’t feel like your former self? Or maybe you have experienced a series of symptoms that no medical practitioner can properly explain? If this resonates, perimenopause may be behind it all. In this special episode, Amanda Thebe, a fitness and women’s health expert, will walk us through her personal experien
Money Lessons From Midlife: Five Decades of Takeaways | HDM 425
Have you ever thought "If only I knew X back then, Y would be so different now"? If that's a yes (hello, tendency to revise past events under the light of what you know now) you will love this HDM episode! In this part reflection, part gotcha episode, I'll share 5 money lessons I collected through 5 (!) decades on this planet. Shall we dig in?This week I'm celebrating my 50th birthday and
When Financial Empowerment Meets Community | HDM 424
Over the past few decade, financial empowerment has been one of the core guiding principles in my mission and business. So when the opportunity to become the Director of Financial Empowerment at Empower, a non-profit organization working with the Hispanic community in Wichita found me in late 2023 something inside me clicked. In this episode, I’ll take you to meet the incredible team behi
Financial Planning for Uncertain Times | HDM 423
Are you among those who believe financial planning is something that only people with big incomes or inherited wealth should do? If so, then you’re not alone. Although planning skills are often seen as a spontaneity killer, the truth is that having a flexible plan under your sleeve is the best way to face uncertain times. In this week’s episode, Elaine King, founder of Family and Money Ma
Scaling Your Business Through Government Contracts | HDM 422
If you are a small business owner or you plan to become one anytime soon, I can almost guarantee that one of your biggest concerns right now (if not the main concern) is how to make your business profitable in the long term without burning yourself down to the ground. Or some version of this. Well, today is your lucky day!. In this week’s episode, our guest, Dr. Karwanna D. Irving (aka, T
Fast-Track Your Way Out of Debt | HDM 421
If you are among the 44% of Americans who want to get rid of debt in 2025, but you are still not sure what the best way to achieve this goal, this week’s HDM episode is for you. Today, Rachel Hart, founder of Budget, Save and Blog will walk us through the radical debt-repayment plan that allowed her to slash $78,000 in credit card debt in only 1.5 years. Shall we dig in?If you’ve ever tri
The Magic of Thinking Ahead: Meet Your Future Financial Self | HDM 420
If you love to plan for things, you already know that thinking ahead has some serious benefits in the mental peace department –when you plan things in advance, you remove some of the uncertainty that our brains tend to associate with all future-related events. In this week’s episode, I’ll share with you what the financial benefits of thinking ahead are and how you can put yourself in futu
Financial Stability for Everyday People: How To Get There | HDM 419
Achieving financial stability doesn’t have to feel like an uphill climb all the time. In fact, it’s possible to build a strong financial foundation without feeling overwhelmed by your own numbers (spoiler alert: the whole journey can even be fun!). In today’s episode, Dr. Darla Bishop will share why being “good” with money doesn’t require an advanced degree in economics or superior mathem
Money IS NOT the Problem: The Invisible Wall Between You and Financial Freedom | HDM 418
When you are living in a financial situation filled with dramatic ups and downs, sometimes you start to sense that maybe, just maybe, the real culprit behind the craziness is everything… but the money itself. Yes, you might not be bringing in the income you want, but something inside you suspects that, even if you did, your current situation would still be a thing. If this paradox feels f
When Money Meets Momentum: 3 Truths To Reset Your Finances | HDM 417
Are you tired of creating complex spreadsheets (sophisticated expense categories and advanced formulas included) only to realize a few weeks later that you are not following your carefully crafted plan? If you are still chasing the proverbial one-step budgeting/financial solution that will put your finances on the road to guaranteed success, this episode is for you. This week, Nicole Stan
Navigating Chaos and Overwhelm: A 4-Step Survival Guide | HDM 416
If you feel that 2025 kicked off with an excess of horsepower —to the point where you are already holding on for dear life just to stay afloat (and it’s not even spring!)— this brand new episode of Her Dinero Matters may be just what you need. This week, we are finally kicking off a new season with a much-needed opening convo: What do you do when overwhelm starts knocking at your door? In
The Road To Burnout: Is There a Way Out? | HDM 415
Have you ever felt so exhausted that you’ve found yourself dreading the things that only a few weeks/months ago brought you all sorts of joy? Do you feel that your energy and willingness to engage with your daily routines have evaporated? If the answer to any of these questions is yes, you might be engaged in a silent battle with a major public health enemy: burnout. In this episode, I’ll
A Thanksgiving Note for You
Wishing you and your loved ones a holiday filled with joy, love, and abundance. Thank you for being a part of this community—we wouldn’t be here without you.Happy Thanksgiving!
Career Roadblocks Ahead? How To Develop Unshakeable Confidence To Elevate Your Career | HDM 414
Have you ever felt mildly uninspired by your job, career, and in general, the everyday routine? It’s not that you don’t enjoy what you do or think there’s something wrong with how things are going. No, nothing like that. It’s just that, sometimes, the realization that you don’t feel seen or heard in certain situations is too hard to ignore. If you ever felt that, this week’s conversation
Boundaries for The Holiday Season: Why They Matter | HDM 413
If you’ve ever browsed your library’s psychology/self-help section, you know that boundaries are everywhere. No matter where you turn or who you ask, the topic always resurfaces, claiming its spot at the top of your list of good habits to acquire. However, one thing is talking about boundaries and another is actively setting them up. If you still struggle with this (FYI, you’re not alone!
What You Don’t See Coming: Five Lessons From The Unexpected | HDM 412
When was the last time that things didn’t go according to plan? If you’re anything like me, “quite often” is probably your answer (and there’s nothing wrong with that). The reason is simple: even the best thought and carefully weighted plans cannot keep life from happening, sometimes in the most random ways. In fact, although eliminating the unexpected from your life is almost impossible,
Seeking Security? The True Meaning of Financial Independence | HDM 411
Imagine waking up one regular Monday morning as you usually do… only to find out that all your income, close support network, and, in general, your regular financial support sources are forever gone, and now you’re back to square one (which, by the way, probably feels like square -1000). It may sound like a hard stretch, but for so many women, this nightmarish scenario highlights a common
From Ghost to Leader: One Woman’s Way to Financial Success | HDM 410
Intuitively, we all know that leaving your home country for good is a challenging experience. Adapting to a new place, language, culture, job market, AND financial system is anything but an easy feat. However, knowing that it’s hard and listening to the first-person account of someone who not only survived the experience but also managed to thrive and build a meaningful career is truly in
Cultural Humility Will Set Your Finances Free | HDM 409
Have you ever walked into a bank to request information about a product or service only to hear a long-winded and hard-to-understand explanation that, instead of providing answers, only creates more questions? This is an experience that almost everyone in the Latino community has experienced at least once in their lives. Not because financial concepts, in and by themselves, are too comple
The Hidden Costs of Empty Nesting | HDM 408
When you are a parent, you all know sending your kids off to college and out of the house (aka, empty-nesting) will happen eventually, but no one really prepares you for it. And, like everything in this life, different people react to it in different ways. Since that moment in my parenting life is fast approaching, in this week’s episode I want to share a few empty-nesting hidden financia
A Conversation Entre Amigas | HDM 407
Having honest and open conversations about real topics with our close friends is an essential part of life. And sometimes, knowing what other people are chatting with their pals can be truly eye-opening. If you’ve ever wondered how a conversation between two GenX women who are going through similar life experiences sounds like, you’re in for a true reveal. In this week’s episode, I’m havi
The Price of Convenience | HDM 406
If you are among the millions of people who rely on Google Maps to get to places, use Task Rabbit to find contractors, or have groceries delivered almost anywhere through Instacart, you are not alone. These services may feel like separate entities, but at the end of the day they all have one major thing in common: they are extremely convenient and, as such, most of them come with a hefty
Total Financial Loss: Can You Prepare For It? | HDM 405
Although no one likes to think about financial bumps, the harsh reality is that, as long as you have money in this game, financial loss will always be part of the spectrum of possible outcomes, and while I’m all about positive thinking, I also want to stress the importance of being prepared for even the worst case scenario. This is why, in this week’s episode I’ll share with you five rea
Splurging or Saving? Five Guiding Questions to Help You Make Better Spending Decisions| HDM 404
Splurging or saving? That is the question. And if you have a financial goal that requires you to save big and consistently, you probably know firsthand how stressful and frustrating spending decisions can feel. You see an item that catches your eye big time and, while former you would have proceeded to buy it without any additional thoughts, the new you is running a full forecasting proje
The Start of a Fresh New Season | HDM 403
Have you ever been through a phase in your life when all you want is a serious reset? If you suspect this need to overhaul everything won’t just go away with a few days off or even a short trip to the beach, you’ve landed in the right space. In this week’s episode, I’m sharing a few exciting updates on the direction this podcast will be taking in this new season. And, spoiler alert, it al
[Summer Playlist] Budgeting Tools: How to Choose, Organize and Simplify Your Finances | HDM 338
Budgeting doesn’t need to be complicated! There are plenty of great budgeting tools out there that make it easier to manage your finances, but how do you choose the best one for you with so many to choose from? Once you do choose, how do you not overwhelm yourself? And what is the trick for staying consistent? We discuss this and more in this solo episode. Creating a monthly budget can he
[Summer Playlist] Thinking ‘Outside the Box’ to Save Your Money | HDM 193
Are you needing new ideas or inspiration when it comes to saving that money? Our Reina Crew this month discusses just that! Don’t miss out and tune into this episode.A little bit about our panelists for this episode:🙋🏻♀️ Cindy Zuniga is the founder of Zero-Based Budget Coaching LLC. After graduating from law school in 2015 with over $210,000 of debt, Cindy took control of her money by i
[Summer Playlist] Essential Wisdom To Use When You Feel Broke | HDM 182
If you’ve ever felt broken, you know there’s probably nothing worse than the collection of anxious, self-defeating thoughts (and ensuing feelings) that fall upon you every time you realize you’re broke and can’t afford a basic expense, whether it is rent or just essential groceries. But, what if there was a mental switch that you could turn on everytime you feel broken and defeated? Somet
[Summer Playlist] This Is NOT the End: The Key to Overcoming Toxic Work Environment | HDM 196
Did you know that according to studies conducted by Andrew Naber, an organizational psychologist, the average person spends roughly 90,000 hours at work in a lifetime? It’s wild. Since work is such an important part of our lives, spending our days in an unsupportive and draining environment (aka, a job with toxic work conditions) definitely has the potential to turn our lives upside down.
[Summer Playlist] Harnessing the Power of Believing in Yourself | HDM 199
Did you know that believing in your capacity to make things happen (aka, believing in yourself) plays a huge role in the outcome of your projects and plans? It may not seem like a big deal, but a lack of belief can actually hinder you in ways that are hard to calculate with a simple spreadsheet. In this episode, I’ll share with you why belief in yourself is so important and what to do to
[Summer Playlist] A Journey Towards Financial Resilience | HDM 198
Have you ever heard the story of someone who managed to overcome a dire financial situation and immediately thought “I would love to know how they did it”? I know I have! As any curious human would do, I’m always on the lookout for stories that showcase what others have done to overcome hurdles, especially if those roadblocks were money-related. In this episode, Kara Perez, the founder of
[Summer Playlist] A 4-Step Financial Checklist to Spring Clean Your Finances | HDM 347
When it comes to organizing our lives, we all have our ways and secret hacks… but in my opinion, nothing will ever beat the joys of having a realistic, well-thought checklist supporting your daily musings. No matter what my goals are, when I have them properly laid out in a list, magical things happen. If you are the type of person who also thrives when a handy checklist is provided, and
[Summer Playlist] Need a Habit Reset? How to Use No-Spend Challenges Like a Pro | HDM 190
Ever heard of no-spend challenges? Although the name may sound a tad bit intimidating, this is a new challenge trend that I’m actually looking forward to trying out. At the end of the day, when done with intention, no-spend challenges can be a great way to reboot and rethink your regular spending habits. This is why in this week’s episode I’ll share with you my best tips and tricks to get
[Summer Playlist] Overcoming a Financial Crisis Without Losing Yourself: A Rule of Thumb | HDM 337
Have you ever found yourself in a financial situation that just feels hopeless? Whether it is massive credit card debt or student loans with balances that never actually shrink, at some point in our lives, almost everyone has walked through this long, dark-ish corridor, and it’s not a great place to be. And yet, one fact remains: overcoming a financial crisis might be hard, but it’s not i
[Summer Playlist] Beliefs and Values: The Key to Your Financial Success? | HDM 288
Have you ever felt disconnected from your money? As if you and your wallet had nothing in common? Maybe you have even caught yourself saying things like “It’s just money, we’ll be ok” whenever you lose some, or “I’ll figure something out” when, financially, things don’t go as planned. The weirdest thing is that, even if today you are not in a financially tough spot, money is not exactly f
[Summer Playlist] Figuring Your Way To Financial Freedom with Gidget Benitez | HDM 188
Picture the following scenario. You’re at the bank, reviewing the contract for the new savings account that you’re about to open when you stumble upon a term you’ve never seen before. You reread the sentence, trying to figure it out and make sense of the language, but the terms are just not ringing a bell. What do you do? Do you bring the issue to the attention of the Account executive, a
[Summer Playlist] The Key to Reclaim Your Money Skills & Confidence | HDM 179
Have you ever found yourself questioning your hard-earned money skills time and time again? Maybe you’ve spent months (or years) learning all there is to know about investing and budgeting. You’ve done the courses, attended the webinars, read the books, and even chatted with professionals and qualified advisors. And yet, for some reason, when it comes to owning your knowledge, of saying “
[Summer Playlist] Lessons Learned From Frugality | HDM 181
Are you always “saving” on little things here and there? You may not be the type of person who consistently saves 10% of their income for retirement, but anyone who knows you can tell you’re the queen of frugality. Between avoiding brand names at the grocery store (in favor of the Store Brand) and being a die-hard fan of a zero-waste lifestyle (did anyone say reused Mason jars?), you are
Four Numbers You Need to Start Tracking Today | HDM 402
If you have a budget, I’m sure you know why keeping track of your expenses is important. What you probably don’t know is that daily ins and outs are not the only numbers worth tracking. In fact, if you want to truly stay on top of your finances there are four numbers you should keep an eye on. In this episode, I’ll share what these numbers are, how to keep up with them, and why tracking t
Money Rules That Don’t Have To Do With Money? | HDM 401
What’s the first thing that comes to your mind when you hear “money rules”? If you’re anything like me, you probably think about complicated must-dos, or old-as-time financial practices that, by now, are pretty much set in stone. But, what if I told you that money rules don’t have to be inflexible (or even tied to money per se) to be effective and life-changing? Would you believe me? Well
400 Episodes and STILL Going: Lessons Learned From the Podcasting Trenches | HDM 400
It’s happening! With this episode, Her Dinero Matters is officially hitting the 400-episode mark! To celebrate, I’ve put together a special episode that will break our traditional format but in a fun way! This week I’m sharing Her Dinero Matters Origin Story with you and the lessons I’ve taken home after recording 400 weekly episodes (#wild!). For most people (myself included), 400 may no
This Is The System I Use To Manage Our Household Finances | HDM 399
We all know about the importance of getting better at managing our finances, but many people come face to face with a giant wall when it comes to the practical side of things. Is there a specific routine or a way of doing things that facilitates everything? And if there is, how can you start implementing those best practices in your financial management? In this week’s episode, I’m going
Five Underrated Money Lessons (They Will Change Everything!) | HDM 398
If you are a regular consumer of financial content (hello podcasts!) and someone asked you for a quick recap of the five, most valuable lessons you’ve uncovered so far, what would your answer be? Well, I know for sure that my list wouldn’t include things like budgeting, savvy retirement planning, or only spending on stuff I need! Curious to know why? In this week’s episode, I’m sharing fi
Four Purchases That Improved My Life | HDM 397
You might have learned that not spending money on things you don’t really need is the best (and, quite possibly, the only) way to save money in the long run. But, what if I told you that buying things that you want can lead to saving some extra money? In this week’s episode, I’ll share with you four purchases that improved my life (and added some extra joy!). If you got most of your finan
Are Your Money Habits Keeping You Stuck? | HDM 396
If you want to achieve financial success, building solid money habits is a non-negotiable. Intellectually, almost everyone knows and agrees with that statement. But, how do you choose which habits to build? That’s the million-dollar question. In this week’s episode, I’ll share with you the four money habits that can have the biggest impact on your money confidence journey. Every self-help
NOT owning a home does have its benefits | HDM 395
Did you know that, despite the challenges of the current housing market, most Americans still consider homeownership an essential part of the American Dream? And yet sometimes a quick run of your numbers can reveal that owning property may not be as financially advantageous as you initially thought. In this episode, we’ll talk about the real cost of owning a home. According to a survey co
Storytime: My Biggest Money Mistake Ever | HDM 394
If someone approached you at a family party and asked you to share your biggest money mistake, what would you say? To be completely honest, I’d probably freeze on the spot. Not because I don’t know how to answer, but because a voice in my head tells me that, as a financial counselor, I should know better. Well, that’s not exactly true. And in this week’s episode, I’m going to walk you thr
Living in a Cultural Clash? How to Navigate Financial Expectations With Your Family | HDM 393
When it comes to money talk, do you know what your family is expecting from you? While there’s nothing wrong with freely offering financial help to your loved ones when things get tough, doing so at the expense of your financial well-being is a recipe for future problems. So, how do you navigate financial expectations with your family? How do you get ready to have these potentially trigge
Living Paycheck to Paycheck? A #NoShame Routine to Avoid the Frenzy | HDM 392
Living paycheck to paycheck is not as uncommon as we think: 60% of the US population depends on their bi-monthly deposits to make ends meet. If you are living in this situation, I bet you’ve probably scratched your head more than twice trying to figure out where all your paycheck money went. In this episode, I’ll share with you a savvy paycheck routine that will allow you to understand wh
Tapping into Money? The Secret Tool to Uncover Your Money Story | HDM 391
If you still have days when getting a hold of your finances seems impossible, rest assured: you’re not alone! You might not know it, but between you and money confidence stands an invisible, ever-eluding barrier that you gotta tackle first: your money story. In this episode, Pam Covarubias explains how Calladita Culture™️ has disempowered women financially and what can you do to uncover y
The Unexpected can Also be GOOD!: Life Updates and New Decisions | HDM 390
Have you ever found yourself in the middle of a redirection? Recently, my life took an unexpected (and good!) turn, and even though I am ready to take on this new challenge, the changes impact not only me and my family but also my business. In this episode, I’ll share what exactly is this change and how I plan to navigate this transition.In today’s episode, I’m sharing a MAJOR life update
Investing for Beginners- Steps You Can Start Taking Now | HDM 389
Have you ever felt like you needed an MBA just to get started investing? There are terms, like compound interest, loaded funds, and on and on that feel complex. Therefore, it feels scary to start investing without having ALL the knowledge. Today we are going to squash all of that so you can invest with confidence. Did you know that about 42% of Americans don't own stock? That's according
How to Choose Budgeting Tools | HDM 388
Guess what the most frequently asked question I get is: "Jen, what budgeting tools do you recommend?" And honestly, I'll tell you that question makes me nervous, surprised, right? In today's episode, I'll explain why, and I'll also guide you on how to choose the right budgeting tool for you. This way you choose one that will help you simplify your finances and always know confidently wher
What it Really Takes to Achieve a Debt-Free Life | HDM 387
Imagine waking up in the morning feeling relaxed when you think about your finances because you are debt-free. Doesn’t seem possible for you? Keep in mind that what works for one person may not necessarily work for you, and that's where many people give up. This is where a more holistic approach comes into play which will make a drastic difference in seeing your debt go down. What the he
How The Financial System Has Failed Women (and What You Can Do Despite This) | HDM 386
It's time for change. The financial system needs to better serve women, especially Latinas. I know that may sound controversial, but stay with me as you will learn how you can navigate it despite the odds and what one woman is doing to disrupt change.We'll be diving into a thoughtful discussion on how we can better navigate the current financial system. To explore this important topic, I'
How The Financial System Has Failed Women (and What You Can Do Despite This) | HDM 386
It's time for change. The financial system needs to better serve women, especially Latinas. I know that may sound controversial, but stay with me as you will learn how you can navigate it despite the odds and what one woman is doing to disrupt change.We'll be diving into a thoughtful discussion on how we can better navigate the current financial system. To explore this important topic, I'
Three Money Steps to Take When You Are Starting From Zero | HDM 385
Frustrated because you feel time has passed, and you haven't invested or saved? Stay tuned as today I'll share with you three steps you can start right away to take control of your finances.The question of "I'm starting from zero, I'm 40+, with nothing to show but my income, what do I do?" is one I encounter frequently. If this resonates with you, know that you're not alone, and there's h
Live Your Life, Not Just Your Budget | HDM 384
At some point, have you felt that finding stability between managing your finances and living your life is impossible? And after this, what follows is “te rendiste”.What if I tell you that finding balance is not an illusion? I'm here to explain why it's within reach and offer actionable steps to maintain equilibrium between your life and your financial objectives.We are already in the las
Don’t Just Save, Multiply Your Savings Instead | HDM 383
Aren't you tired of those famous money phrases that, to be honest, don't really serve us much, like, for example, "save for a rainy day"?And don't get me wrong, it's ok to save money, of course, but it's more than that, it's about making your money multiply.In today's episode, I'll share three familiar strategies to not only save money but also ensure that your savings multiply.Throughout
Your Fast-Track to How to Earn More Money | HDM 382
Have you been spending countless hours attempting to trim expenses to speed up paying off debt or saving/investing more? I know it is exhausting. The conventional wisdom of saving more and spending less, while effective, has its limits. Expenses can only be cut so far, potentially slowing down your journey to financial goals. However, focusing on ways to make more money can significantly
Money Moves to Focus on What You Can Control | HDM 381
I imagine you're already making your New Year's resolutions and feeling excited about everything you want to achieve with your finances. Or it could be that you're a bit scared due to all the things happening that are beyond our control (like inflation). I want you to know that it's completely normal to feel this way. What can we do to make reaching those goals a little easier? Stick arou
Three Crucial Steps Before Setting New Year Resolutions | HDM 380
Imagine if the key to reaching your financial goals doesn't lie within the goals themselves, but in the actions you take before even putting them to paper.And it's this time of the year when we are excited thinking about our New Year’s goals or New Year’s resolutions. If you're like me, you're already thinking about what is next. Hey, and don't get me wrong, that's great. But before you c
Three Ways to Believe in Yourself and Elevate Your Finances | HDM 379
Have you heard that your finances are directly related to the beliefs you have about yourself and money? Curioso, right?Well, today I'll be exploring this topic so that you start the year with tools that help you believe in yourself more while elevating your finances. Get ready for an episode where beliefs merge with finances. Often, when we think about financial freedom, we quickly consi
What it Actually Takes to be Financially Confident | HDM 378
Do you feel like you are still lacking what it takes to be financially confident? Even after reading finance books, budgeting, saving and investing? The truth is, you're missing a few pieces to the puzzle. Today, I'll help you fill those gaps so finally you can be truly financially confident. Ready to build the lasting financial confidence you deserve? In today’s episode, I discuss the co
5 Tips to Avoid the Post-Holiday Financial Hangover | HDM 377
Like many, you've felt the post-holiday financial hangover. But what if the holiday season could be stress-free financially? This episode isn't just about recovering from financial missteps; it's about rewriting the rules of holiday spending. Let's turn those regrets into financial wins together. Let’s avoid the post-holiday financial hangover altogether. The five transformative tips I am
From TikTok to the Comedy Stage: How One Comedian Bet on Herself | HDM 376
Are you willing to leave your comfort zone and bet on yourself to achieve your dreams? Pursuing your dreams often requires leaving your comfort zone and overcoming self-doubt. You may fear failing or worry about wasting time on something others discourage you from. But commitment is key when the path gets tough.Investing in yourself can make a real difference by boosting confidence and op
Are You Setting the Wrong Money Goals? | HDM 375
Have you found yourself not achieving your money goals this year? It may be that you are setting the wrong money goals. In this thought-provoking episode, we break down the layers to help you set meaningful money goals.Seven years ago I released an episode on how to win with money goals. Today, we're revisiting that advice - what holds up and what's changed? My aim is still the same: prov
The Four Pillars of Financial Self-Care | HDM 374
Imagine a life where money signifies confidence, not stress. A life where each financial choice moves you toward wellness. A life where your financial health is nurtured like your physical and mental wellbeing. This isn’t just about budgeting - it’s a lifestyle of true financial self-care, available to you. Self-care is essential, but nurturing your financial health is often overlooked. T
Is Airbnb profitable? Lessons from Superhost Whitney Hansen | HDM 373
Have you ever stayed in an Airbnb and wondered about the business behind it? Maybe you were asking yourself: What does it take for an Airbnb to be profitable, what are the key startup costs, etc. You have questions and we've got answers!Get the inside scoop on Airbnb hosting straight from Superhost, Whitney Hansen! You'll leave with a clear blueprint for estimating costs, financing unique
The Number One (Hidden) Financial Mistake | HDM 372
Have you ever felt the panic desperately trying to figure out how to cover extra expenses that arose that month? Your carefully planned budget suddenly crumbled, with extra expenses piling up and your emergency fund already tapped.In your desperation of trying to find a way to cover costs, you think "I can't take this anymore!" Even when you had cut back dining out and made sensible choic
Finding Peace of Mind in Your Finances with Best Selling Author Ken Honda | HDM 371
Financial worries weigh on our peace of mind. Is it possible to confront your money history, balance spending habits, and shift perspectives? The answer? Absolutely yes! You will learn exactly how in this episode. Money is deeply emotional and healing those feelings is key to finding peace of mind in your finances. The good news is that you can transform those old money pains and traumas
How to Unite Different Money Styles in Your Relationship | HDM 370
Money issues test many relationships. But with empathy for your varying money styles, unity is possible. Navigating money conversations is key, whether newly dating or married for years. Learning how to understand each other's backgrounds, budgeting together, and championing each other’s dreams creates harmony. Today, Karina Daves provides a fresh approach to foster financial unity in you
How First-Gen Latinas Can Overcome Their Unique Money Struggles (and Thrive) | HDM 369
Have you ever wondered what it's like to be the trailblazer in your family, facing uncharted territory as a first-gen? What can we learn from these experiences to help shape our own path to success even if we aren’t first-gen? Tune in as we delve into Giovanna Gonzalez's inspiring journey as a first-gen Latina and discover the invaluable lessons she learned while navigating the uncharted
How to Supercharge Your Financial Knowledge and Close 2023 Financially Strong | HDM 368
There are 3 months left in 2023 - how are your finances? Close 2023 financially strong with this one simple step. Find out what this step is in this solo episode!Financial Strong Latina® (FSL) is back in November! This virtual event provides Latinas financial knowledge, community, and confidence. Over the years, FSL has proven Latinas are eager to improve their money management when learn
Negotiate Your Way to Higher Pay, Strategies for Women of Color | HDM 367
The pay gap is real and it's costing women of color millions. But it doesn't have to be this way, you deserve higher pay. It's time to shake off limiting beliefs and negotiate for what you're worth. This episode is all about that, you’ll learn strategies to advocate for the income that sets you up for a secure future. You bring immense value , now it’s time to learn how to get paid for it
