Fintech Files: Insights on TECH by BCG Platinion
In Season 5 of Fintech Files, three hosts travel across the global fintech landscape, uncovering stories from innovation hubs. They explore topics from embedded payments to crypto, financial inclusion, and the future of millennial finance. The podcast features conversations with founders and experts, examining how financial technology is becoming more invisible, intelligent, and impactful. It aims to make financial technology relatable and accessible.
Episodes
Fintech Files Finale: Five Years of Tech, Transformation, and Career Growth
How much has fintech changed in just five years? From neobanks to AI-powered banking, the transformation of financial services has been amazing to be part of. After five years, five seasons, microphones shipped all over the world, and more than 50 episodes, Fintech Files comes to a close with a look back on this incredible journey.We rewind to 2020, when the podcast first began. Hosts Nora Hocke a
Money, Rebuilt: ZeroHash’s Edward Woodford on Stablecoins and Digital Money Movement
Stablecoins were once a footnote in the crypto conversation. Now they’re becoming the plumbing. For financial institutions, brokerages, and two-sided marketplaces, the question is no longer whether to engage with digital assets, but how to do it without rebuilding everything from scratch. In this episode of Fintech Files from BCG Platinion, Edward Woodford, CEO and Founder of zerohash, shares what
Market Infrastructure, Modernised: Nasdaq’s Valerie Bannert-Thurner on the Future of Finance
The financial system was built for a world with office hours. Today, markets run around the clock, assets are being tokenised, regulations are tightening, and institutions of every size are being asked to change everything at once. In this episode of Fintech Files from BCG Platinion, Valerie Bannert-Thurner — Executive Vice President and Chief Revenue Officer of Nasdaq Financial Technology — takes
Finance in the Age of AI: A System in Transition with Kirsten Rulf and Dr. Akram Awad
In just a few years, artificial intelligence has gone from novelty to necessity. Boardrooms are racing to adopt it. Teams are learning to work alongside it. And across financial services, the rules are being rewritten. In this episode of Fintech Files from BCG Platinion, Kirsten Rulf, Partner and Associate Director at BCG and former Senior Digital Policy Advisor involved in shaping the European AI
Next-Gen Banking: How ABN AMRO is Rewriting the Playbook
How does a bank that has been around for over two centuries build with the speed of a startup?In this episode of Fintech Files from BCG Platinion, we’re joined by Annerie Vreugdenhil, Chief Commercial Officer for Personal and Business Banking at ABN AMRO, to explore how one of the Netherlands’ largest incumbents is rethinking what a bank can be – and who it’s for. From acquiring a neobroker to lau
The ROI of Inclusion: How Representation Drives Results
What do we gain when we invest in others?In this special International Women’s Day episode, we explore this year’s theme of “give to gain” with four women shaping the future of financial services: Amanda Estiverne-Colas, board member at NAFLI, Jacqueline O’Flanagan, Financial Services Industry Lead for Canada at Microsoft; Reem Ikram, CEO and Co-Founder of ThriftPlan; and Vera Futorjanski, founder
We'll Be Back Soon
We're taking a short break this week, but we'll be back soon with regularly scheduled episodes, including a special International Women's Day episode that you won't want to miss.About Fintech Files:Join us on Fintech Files from BCG Platinion as we explore the cutting-edge trends disrupting Fintech today. From NeoBanks to cryptocurrency, we delve into the dynamic landscape of financial technology t
Democratizing Finance: Throwback Episode with Akin Soysal from BCG X
This week we’re throwing it back to a conversation from Season 4 with Akin Soysal, a global expert on digital investing and part of our BCG X leadership team in Europe, the Middle East and South America. Akin dives into the biggest topics disrupting financial management across the globe. How does Gen Z leverage retail investing for saving for retirement? Can AI be an effective financial advisor?
Empowering SMEs in Brazil: Throwback Episode with Suzy Ferreira
This week we’re bringing back our episode with Suzy Ferreira from Season 4. Suzie is the co-founder of Dinie, and is on a mission to transform credit access for small businesses in Brazil. In this episode, Suzy shares her journey and the inspiration behind Dinie, an embedded lending fintech breaking barriers for SMEs. Discover how Dinie’s innovative, data-driven approach—embedding lending into pla
Unlocking Agentic AI: Building Enterprise AI Agents with Salesforce’s Patrick Heinen
AI is accelerating across every industry, but how do you turn this hype into real operational value? In this episode, we’re joined by Patrick Heinen, Vice President of Solution Engineering at Salesforce, to explore how organizations can implement AI in a way that is practical, compliant, and scalable. Drawing on real-world examples, we examine how AI agents are changing business workflows, the imp
Holiday Throwback: Eyal Sivan on Data, Innovation and Financial Inclusion
Happy Holidays Fintech Files listeners! As we look ahead to the new year, we’re revisiting one of our favorite episodes from Season 4 with Eyal Sivan, Mr. Open Banking. Eyal joins Fintech Files to discuss how open banking rose from the 2008 financial crisis to become a worldwide movement centered on competition, innovation, and transparency. With over 25 years in IT and banking technology, Ey
Leapfrogging Into the Future: Central Asia Goes Digital-First with Nika Kurdiani
How does a region skip the traditional path of banking entirely and jump straight into a digital future? Central Asia has become one of the fastest-moving digital banking regions in the world. In this episode, Nika Kurdiani, CEO of TBC Uzbekistan, reflects on what’s driving this rapid shift and how it’s reshaping competition, customer expectations, and the overall financial landscape. We discuss T
Disrupting Traditional Payments: Abdulaziz Al Jouf on the Future of Fintech in the Middle East
What does it take to create payment infrastructure from the ground up in one of the world’s fastest-growing fintech regions? Recorded at Money 20/20 in Riyadh, PayTabs CEO and Founder, Abdulaziz Al Jouf, reflects on how the company helped establish one of the Middle East’s earliest fintechs. We explore the challenges of launching in a cash-reliant market, the role of cultural understanding in earn
The Future of Money Movement: Crypto Security and Payments with Michael Shaulov
Money moves digitally across invisible networks every day — but what actually carries it from one place to another? Fireblocks CEO Michael Shaulov joins us to unpack the evolution of digital payment rails; the networks and infrastructure that move money in our digital world. We explore how cybersecurity, blockchain, and new forms of currency are reshaping global transactions. Michael shares how Fi
Redefining Wealth Management in Asia-Pacific: How Syfe Is Building Trust and Access with Dhruv Arora
How can wealth management become more intuitive, transparent, and accessible? Dhruv Arora, Founder & CEO at Syfe, a leading wealth management platform based in Singapore, shares how Syfe is redefining investing for the mass-affluent segment in Asia-Pacific. Drawing on his background in traditional finance, Dhruv reflects on building trust in emerging markets, how technology and digital advice
Money Made Personal: Adrianna Adams on Financial Planning for Millennials and Gen Z
How can financial planning evolve from numbers on a spreadsheet to a tool for shaping life goals? Adrianna Adams, Head of Financial Planning at Domain Money, joins Fintech Files to explore how technology and new fee models are transforming the way millennials and Gen Z engage with their financial futures. Drawing on her journey into the field, Adrianna shares how Domain Money is making person
How is Fintech reshaping the future of money?
In Season 5 of Fintech Files, our three hosts are traveling across the global fintech landscape, uncovering the most exciting stories from the world’s leading innovation hubs. From embedded payments to crypto, from financial inclusion to the future of millennial finance, they’re diving into the breakthroughs, bold ideas, and unexpected questions defining what comes next.We’ll be talking to founder
The Future of Fintech | Fintech Files Season 4 Finale
We’re wrapping up Season 4 of Fintech Files with a special episode reflecting on the past season, while also looking ahead to the future of fintech. Hosts Bianca, Nora and Annika dive into the trends they have seen shape the industry, from AI-driven transformation and the rise of digital banking to the growing focus on sustainability and financial inclusion. Beyond fintech, this episode pulls
Interoperability in African Fintech: Throwback Episode with Alfred Mukudu from Amazon
We’re bringing back one of our favourite episodes from Season 3! We dive into the complexities and opportunities within Africa's financial services sector with Alfred Mukudu, Financial Services Go-To-Market Lead at Amazon Web Services (AWS) South Africa. With over 50 countries and about 42 different currencies, Africa presents a unique landscape for financial innovation. Alfred shares insights int
Open Banking for Good: Eyal Sivan on Data, Innovation and Financial Inclusion
How can allowing customers to “own” their data reshape finance for everyone’s benefit? Mr. Open Banking himself, Eyal Sivan, joins Fintech Files to discuss how open banking rose from the 2008 financial crisis to become a worldwide movement centered on competition, innovation, and transparency. With over 25 years in IT and banking technology, Eyal breaks down the core principles behind open banking
Celebrating International Women's Day: ERM’s Cynthia Salicrup and Sandra Carrillo on Sustainable Finance and ESG
What does it take to drive sustainable change across regions and bridge global disparities? To celebrate International Women’s Day, we’re highlighting the incredible contributions of women in sustainability and fintech with two accomplished leaders: Cynthia Salicrup and Sandra Carrillo, partners at Environmental Resources Management (ERM). Drawing from their extensive experience, they share their
Supporting Startups and Payment Orchestration with Nader Abdelrazik from MoneyHash
How can entrepreneurs in emerging markets break the mold and foster economic growth amid unpredictability? In this episode, Nader Abdelrazik—founder of MoneyHash—shares how he navigated life during the Arab Spring, was motivated to become an economist, and ultimately built a fintech startup. Nader discusses the unique challenges of the Middle East and Africa (MEA) region, from buyer and investor s
Season 3 Throwback: Empowering Finance through Financial Inclusion with Vera Futorjanski
In this special throwback episode, we revisit our Season 3 interview with Vera Futorjanski, Founder and CEO of Beyond Global and Veritas Ventures. How many globally lack access to banking? Astonishingly, one in three. In this insightful conversation, Vera Futorjanski, former Head of Communications at Rocket Internet and founding member of Dubai Future Accelerators, shares her journey. Emphasi
Inclusive Growth and Breaking the Glass Ceiling with Mastercard’s Subhashini Chandran
How do we achieve inclusive growth and break the glass ceiling? Subhashini Chandran, Mastercard’s SVP of Social Impact, Asia Pacific, Europe, and Africa, shares insights from her journey—from leading India’s largest tea business to driving global initiatives that empower women and foster equitable growth. With a deep understanding of systemic challenges and opportunities in global supply chains, S
Empowering SMEs in Brazil: How Dinie is Reimagining Credit with Suzy Ferreira
Suzy Ferreira, co-founder of Dinie, is on a mission to transform credit access for small businesses in Brazil. In this episode, Suzy shares her journey and the inspiration behind Dinie, an embedded lending fintech breaking barriers for SMEs. Discover how Dinie’s innovative, data-driven approach—embedding lending into platforms like iFood and leveraging real-time insights—is empowering small busine
Holiday Throwback: Eve Morelli Shares Radicant’s Unique Approach to Transparent Digital Banking and Investing
Happy Holidays Fintech Files listeners! As a special holiday treat, we’re revisiting one of our favorite episodes from Season 3 with Radicant’s Eve Morelli.Eve Morelli, Head of Sustainable Transparency unveils Radicant's unique approach to sustainable finance. Discover how this Swiss digital banking startup integrates the UN Sustainable Development Goals (SDGs) into its framework, ensuring users c
Driving Decarbonization in Financial Services with CarbonSifr's Mustafa Bosca
How can the financial sector lead the way in global decarbonization efforts? In this episode, we sit down with Mustafa Bosca, Co-Founder and Chief Decarbonization Officer at CarbonSifr, to explore the pivotal role financial services play in combating climate change. We delve into how Mustafa helps banks and organizations measure, reduce, and remove their carbon footprints, leveraging data to drive
Making Mortgages Accessible: Housing Affordability and the EU Green Deal with Geert Van Kerckhoven from Oper
How can technology make homeownership more accessible while supporting Europe's climate goals? In this episode, we sit down with Geert Van Kerckhoven, co-founder of Oper, to explore the challenges of housing affordability in Europe and the impact of the EU Green Deal on mortgages. Geert discusses how technology can empower banks and loan advisors to better serve clients, helping more people naviga
Bridging the Credit Gap: Financial Inclusion with Rajat Dayal from Yabx
How can we create credit histories for unbanked people? In this episode, we sit down with Rajat Dayal, CEO and Founder of YabX, to explore how his company is revolutionizing credit access in emerging markets. About 1.5 billion individuals and businesses have no access to credit or any other financial product. Rajat shares insights on leveraging alternative data, like mobile wallet activity, to cre
Harnessing AI and Finance for Sustainability with Anne Kleppe from BCG
How can financial institutions drive sustainability and responsible AI practices? In this episode, we sit down with Anne Kleppe, a leading expert in sustainability and responsible AI at BCG. Anne shares her insights on how banks and financial institutions can leverage their influence to promote sustainable practices, reduce their carbon footprints, and use AI responsibly. We explore the challenges
Democratizing Finance: Wealth Management with Akin Soysal from BCG X
What trends do we see in wealth management as the GenAI Era Unfolds? Akin Soysal is a global expert on digital investing and part of our BCG X leadership team in Europe, the Middle East and South America. Akin dives into the biggest topics disrupting financial management across the globe. How does Gen Z leverage retail investing for saving for retirement? Can AI be an effective financial adv
Financial Technology Meets Social Impact: Introducing Fintech Files Season 4
How can Fintech contribute to building a better world? In Season 4 of Fintech Files, we’re turning our focus to where financial technology meets social impact. This season, we explore financial inclusion, sustainable investing, and decarbonization with some of the brightest minds in the industry. As financial services touch every aspect of our lives, the opportunity to drive positive change is eno
Introducing BCG on Compliance
We know that you’ve just been dying for more episodes of Fintech Files since we wrapped up season three, so we’ve decided to throw one final one in for you. This week we’re bringing you one of BCG’s other shows that covers Fintech as it relates to compliance and risk. BCG on Compliance is hosted by Hanjo Seibert, a leading expert in compliance, anti-financial crime and fraud. Each episode di
Highlights from Season 3 of Fintech Files from BCG Platinion
Join hosts Nora, Annika, and Bianca as they wrap up the season with a special compilation episode of FinTech Files from BCG Platinion. This episode revisits the season's standout moments, featuring a diverse lineup of guests from around the globe. From the transformative power of generative AI to the challenges and opportunities of cloud transformation, this episode covers key themes that have sha
Highlighting Saving and Financial Literacy with Reem Ikram, CEO and Co-Founder of Thriftplan
How financially prepared are you for retirement? It’s a question that too many people don’t think about until it’s too late. Reem Ikram, CEO and Co-Founder of Thriftplan is on a mission to change that. In this episode we’ll explore how Thriftplan is revolutionizing savings for both employees and employers, promoting long-term financial stability. We dive into the importance of financial literacy,
Neobanking: The Digital Revolution for SMEs from the Step Conference in Dubai 2024
From the Step Conference in Dubai, February 2024, comes an insightful discussion on the transformative impact of neobanks on small and medium-sized enterprises (SMEs). Moderated by Annika Melchert, the episode features Meenah Tariq of Metric and Dyota Marsudi of Bank Aladin, who share their pioneering work in making financial management and banking more accessible for SMEs. Discover how these digi
Breaking Barriers: Women in FinTech with Jacqueline O'Flanagan, Canadian Financial Services Industry Lead at Microsoft
Join us as we delve into the vibrant intersection of technology, finance, and diversity with Jacqueline O'Flanagan, the guiding force of Microsoft's financial services strategy in Canada. In this enlightening conversation, Jacqueline discusses the efforts to enhance women's roles in finance, the transformative power of AI in the sector, and Microsoft's commitment to fostering a sustainable and inc
Introducing In Her Ellement from BCG
This week on Fintech Files, we're bringing you 'In Her Element' from BCG. A show featuring conversations with women at the vanguard of business, digital, and technology. We're delving into how these powerhouse leaders got to where they are—covering everything from the joy of projects gone right to the realities of family responsibilities. In this episode, AI and digital expert Suchi Srinivasan wil
Cloud for Value with Maxim Afanasyev, Financial Services Industry Lead at Google Cloud
How do we elevate our perspective of the cloud from merely a technological tool boosting efficiency, to a strategic ally that addresses key business challenges? Maxim Afanasyev, Financial Services Industry Lead at Google Cloud, shares his insights on the transformative approach of 'cloud for value' within the financial sector. This approach requires shifting focus from an infrastructure-centric vi
Interoperability in Africa's Financial Landscape with Alfred Mukudu, Financial Services Go-To-Market Lead at Amazon Web Services (AWS)
We dive into the complexities and opportunities within Africa's financial services sector with Alfred Mukudu, Financial Services Go-To-Market Lead at Amazon Web Services (AWS) South Africa. With over 50 countries and about 42 different currencies, Africa presents a unique landscape for financial innovation. Alfred shares insights into the critical role of interoperability, cloud-based solutions, a
Navigating Compliance and Risk: The Crucial Role of Data with Camila Vicenci Witt, Chief Risk and Compliance Officer at InPay
How do companies combat financial crime and adhere to the strict regulations of our industry? Camila Vincenci Witt has unique insight as the Chief Risk and Compliance Officer at Inpay, a fintech specializing in facilitating cross-border payments. Camila shares the importance of data and data governance in compliance and risk, as well as highlighting the significance of leveraging diverse perspecti
Season One Throwback with Solaris: “How the Latest German Fintech Unicorn Plans to Stay Ahead of Competition” with Dr. Jörg Howein, Former Chief Product Officer
In this special throwback episode, we revisit one of our favorite moments from Season One with a fintech titan, Dr. Jörg Howein, formerly the Chief Product Officer at Solarisbank. Since we last spoke with Jörg, Solarisbank, now known simply as Solaris, has continued its meteoric rise in the fintech world. In this engaging conversation, Jörg shares valuable insights into how this German fintech uni
Empowering Finance through Financial Inclusion with Vera Futorjanski, Founder and CEO of Beyond Global and Veritas Ventures
How many globally lack access to banking? Astonishingly, one in three. In this insightful conversation, Vera Futorjanski, former Head of Communications at Rocket Internet and founding member of Dubai Future Accelerators, shares her journey. Emphasizing the transformative role of technology, she explores challenges and strategies to enhance accessibility and diversity in finance through education a
Happy New Year from Fintech Files!
Happy New Year from your friends at Fintech Files! To kick off 2024 in style, we’re bringing you a throwback to our very first episode of 2023; “Revolutionizing the Future of Finance in the Middle East through Open Banking” with Emir Isik, Head of Business Development from Tarabut Gateway. We felt this was the perfect episode to kick off the new year as there have been so many exciting
Happy Holidays from Fintech Files!
As a special holiday treat for you, our listeners, we’re revisiting one of our favourite season 2 episodes. It’s “The Art of Navigating a Company Through Rapid Growth and Post-Merger Integration” – with Michael Stephan, COO and Co-founder of Raisin.” They are the first and only pan-European deposit marketplace. Since our 2022 episode, this Berlin-based fintech unicorn has secured over 60 million e
Gen AI for Financial Institutions: Navigating Regulation, Risk & Opportunities with Kirsten Rulf, Partner and Associate Director at BCG
How should banks navigate Gen AI's regulatory challenges? Kirsten Rulf, BCG Partner and Associate Director, shares key strategies and opportunities. As the former Senior Digital Policy advisor aka “nerd-in-chief” to Chancellor Angela Merkel, Kirsten played a key role in negotiating the EU AI Act. Now, Kirsten guides global Fintech clients in adopting this transformative technology.Discussion
Sustainable Fintech: Eve Morelli shares Radicant’s Unique Approach to Transparent Digital Banking and Investing
What is the role of technology in aligning banking and investments with sustainability? Eve Morelli, Head of Sustainable Transparency unveils Radicant’s unique approach to sustainable finance. Discover how this Swiss digital banking startup integrates the UN Sustainable Development Goals (SDGs) into its framework, ensuring users can see where their money is going and why. This is a spec
Meet the Hosts
Welcome back to Fintech Files from BCG Platinion! In this special episode, "Meet the Hosts," we'll bring you up to speed on our latest endeavors since the last episode and introduce the newest member of our hosting team. Join us for a sneak peek into the exciting topics we're eager to explore this upcoming season.Host Introductions:Nora Hocke: Manager at BCG Platinion, based in Munich, and a passi
Fintech Files Trailer
Are you ready to unravel the most innovative trends disrupting the world of Fintech today? Join us on Fintech Files from BCG Platinion, where we delve deep into the dynamic landscape of Fintech, NeoBanks, and the Digital Banking world, sparking insightful conversations with industry disruptors from around the globe.Hosted by Nora Hocke, a manager at BCG Platinion in Munich, and Annika Melchert, a
“Data Powers Finance” with Antonio Martinez from Snowflake
In this episode, the hosts Annika and Nora dive deep into the world of data with Antonio Martinez, Industry Solution Architect at Snowflake, the world's leading cloud-based data platform.
We explore how data has become the lifeblood of the finance industry enabled by Snowflake's cutting-edge technology and advanced data analytics possibilities. Antonio shares how their powerful platform is trans
“International Women’s Day: Embracing Equity in Banking”
In celebration of International Women's Day, Nora and Annika are joined by two BCG colleagues and renowned leaders in the financial institution's space, Claudia Rasper (Partner) and Jan Koserski (Partner & Managing Director). Together, they co-authored BCG’s "Gender Equality in the European Banking Industry" report, which explores the current state of gender equality in leadership within Europe’s
“Revolutionizing the Future of Finance in the Middle East through Open Banking” with Emir Isik, Head of Business Development from Tarabut Gateway
Welcome to the world of open banking! In our first episode of 2023, we dive deep into the buzzword that’s taking the financial world by storm. What is open banking? Why is it relevant? And how is it transforming the finance landscape in the Middle East? Join Emir Isik, Head of Business Development at Tarabut Gateway, the largest open banking platform in the region, as he delves into the organizati
“Credit Meets Climate: The Role of Banks in Fighting Climate Change” with Hugh Shannon, Head of Sales & Customer Success at OakNorth
OakNorth has rethought credit decisioning with their data-centric credit intelligence platform. Even more interestingly, their first real-life reference was their own bank. Be it the bank or the software provider, both OakNorth companies share a common focus topic: climate change. Listen in to learn what banks can do to address this global matter now!
"Modern Fintechs Are Born in the Cloud” with Anton Langbroek, General Manager DACH & CEE at Mambu
Hardly any other fintech is tied as strongly to the terms “next-gen core banking” and “cloud first” as the unicorn Mambu. Bringing in broad experience across the fintech and banking ecosystem, Mambu General Manager Anton Langbroek shares his views on modern versus traditional core banking systems. What are the implications of a modern core banking system on the customer experience but also operabi
“Finding the Sweet Spot in B2B Payments: Mondu and Its ‘Buy Now, Pay Later’ Offering” with Philipp Povel and Malte Huffman, Co-Founders and Co-CEOs of Mondu
While other “buy now, pay later” players are laying off employees to make up for increasingly pessimistic market expectations, the Berlin-based fintech Mondu just raised €40M in funding. We met with the two co-founders, Malte Huffman and Philipp Povel, and asked them about their secret recipe for building yet another successful start-up, the challenges of integrating into B2B ecosystems, and their
“UpLyvt and Their Plan to Unlock Women’s Financial Health” with Alexa Cotiaux, Cofounder of UpLyvt
We invited Alexa Cotiaux, cofounder of UpLyvt to our first live recording session ever that took place during an internal women’s event! UpLyvt is an early-stage fintech from Berlin that focuses on female wealth management and financial well-being. We chatted with Alexa about UpLyvt’s purpose and product vision and what role a low-code platform plays in their product development approach. In addit
“Why API-First Is Not Only Relevant for Fintechs” with Ove Kreison, CTO and Co-founder of Tuum
What makes an Estonian fintech cooler than a Californian one? Probably not just the weather! It’s time to get to know Tuum and its mission to help banks stay in the current digital age. Listen in on this episode with Ove Kreison, CTO and Co-founder of Tuum—formerly known as Modularbank—about what characterizes a state-of-the-art core banking system and why modern APIs are even more important for i
“The Art of Navigating a Company Through Rapid Growth and Post-Merger Integration”—with Michael Stephan, COO and Co-founder of Raisin
The Berlin-based fintech unicorn Raisin has written quite a success story of organic and inorganic growth since it was founded in 2012. Starting with a “savings-as-a-service” offering, it has massively expanded over the years both in functionality and in markets. Most recently, it merged with its former competitor Deposit Solutions to grow even stronger. Listen in to this episode to learn about Ra
About Your Favorite Fintech Podcast
A warm welcome to the Fintech and Digital Banking Podcast hosted by Annika, Manager, and Nora, Senior Consultant, from the BCG Platinion’s Financial Institutions Practice. Join us as we uncover the best-kept secrets of neobank and fintech experts and learn what’s hot and what’s next on the tech side of banking. Any questions? Reach out to us: fintech-podcast@bgcplatinion.com
“Why Banking and Flawless Customer Experience Are Not Contrary to Each Other ” With Thomas Fuss (CTO) and Elliott Haralambous (Global Strategic Partnerships and Alliances Lead) from Backbase
While flawless customer experience seems to be more naturally aligned with new-grown Fintechs rather than incumbent banks, some solutions venture to bridge the gap between complex infrastructures and modern user-centric processes.
Join Annika and Nora in this episode with Thomas Fuss and Elliott Haralambous from Backbase, the frontrunner in the digital banking engagement platform space, on how
“How to Build a Bank from Scratch” with Thomas Hilgendorff, CEO and Co-Founder of Yapeal
Personalized IBANs, biweekly feature releases, a special banking license just for Fintechs, a custom-developed core banking system, 100% cloud-native—what sounds like the future for most incumbent banks is already a reality for Yapeal, the rising star in the Swiss fintech market.
Join Annika and Nora on their talk with Thomas Hilgendorff, CEO and Co-Founder of Yapeal, about his story of how a g
„How to be at the Forefront of Innovation in the Institutional Crypto Space” – With Henrik Gebbing, Co-Founder & Co-CEO of Finoa
When talking about the crypto market, there are similarities to the traditional finance one. However, it is barely a “the winner takes it all” market, which provides opportunities for everyone to grow. Nevertheless, ten years in the future, crypto native players will have outperformed traditional banks. Therefore trust is required for Fintechs such as Finoa, a regulated Digital Asset Platform for
“About Germany’s First Crypto Saving Plans and the Pioneering Role of the Country in the Blockchain Regulation“ with Philipp Beer, Chief Growth Officer at Nuri
Hardly any other neobank is growing as fast as Nuri, formerly named Bitwala. Trying out some roads not taken yet by other mainstream providers. Nuri offers the world's first banking service that combines a full German bank account with access to cryptocurrencies, digital assets and blockchain-based financial services. But what is their secret recipe for success? Listen in to this episode with Nuri
“Payaut’s Tech Stack Transformation Enables Marketplace Payments at Scale” with Simon Hall, CTO of Payaut
In this episode we introduce you to a niche fintech that successfully rides on the platform economy wave: The Amsterdam-based Payaut offers payment services to small and medium sized marketplaces. Listen in to learn from their CTO Simon Hall, former Chief IT Architect at BCG Platinion, what Payaut’s value proposition looks like, why they designed their technology platform the way they did, and how
“What Incumbent Banks can Learn from Fintechs” with Jürgen Eckel, Ludger Küpper and Boris Stoff (Managing Directors of BCG Digital Ventures and BCG Platinion)
Observing the latest funding rounds and market values, it appears that successful Fintechs are rapidly catching up with incumbent banks. While what we currently observe is just the tip of the iceberg, the rate of change and the rate of growth in the Fintech space is going to continue. How does it affect the banking sector? And what can incumbent banks learn from those Fintechs? Join the latest epi
“The Future Is Decentralized” with Peter Grosskopf, Co-Founder/CTO of Stealth Decentralized Finance Company (Part 2)
In our second episode with him, our guest Peter Grosskopf, one of the leading crypto and fintech experts, shares his perspective on how distributed ledger technologies will impact the future of financial services. If you’ve ever looked for a simple explanation for decentralized finance and the blockchain, listen in now and impress your grandma later.
“Why Upvest Considers the Licensing Process as a Chance for Their Full-Stack Investment Offering” with Tobias Auferoth, CFO of Upvest
Full-stack investment offerings with a scope similar to incumbent banks are still rare in the European banking landscape. The German-based fintech Upvest has just positioned themselves in that niche with their "Investment as a service" offering. In parallel, they are just in the process of applying for a full securities trading bank license. Keen to learn how they consider regulation as a chance,
“How the Latest German Fintech Unicorn Plans to Stay Ahead of Competition” with Dr. Jörg Howein, Chief Product Officer of Solarisbank
Migrating core banking systems is a topic that may give you a headache before you even start getting into it. But what if you already would have been part of it without knowing? Germany’s latest fintech unicorn Solarisbank just demonstrated how to smoothly transition from a monolithic to a self-built modular core without its end customers even noticing. Want to find out how? Listen in to this epis
“Everyone Should Be Able to Fulfill Their Financial Potential” with Jurek Herwig, Co-Founder and CTO of forget.finance
In the race to provide the best and simplest user experience ever, financial services still offer a promising playground for start-ups. Digital finance offerings are more popular than ever—forget.finance is well on the way to becoming one of them. With its ambition to offer a holistic, mobile-based financial coach, they are likely to be one of the most promising fintechs in the German market. Join
“How to Build a Great Fintech” with Peter Grosskopf, Co-Founder/CTO of Stealth Decentralized Finance Company (Part 1)
He is one of Germany’s leading crypto and fintech experts and is about to launch a promising decentralized finance (DeFi) start-up: Peter Grosskopf, former CTO of Börse Stuttgart Digital Exchange and Solarisbank. In this episode, we talk about his previous experiences and challenges as CTO of a fintech. Join us as Peter shares the lessons he learned on leading high-performing tech teams and find o
Meet your hosts
A warm welcome to this first season by our hosts! Meet Annika, Manager, and Nora, Senior Consultant from the Financial Institutions Practice at BCG Platinion. The two fintech and neobank experts host the Fintech and Digital Banking Podcast, in which they talk with handpicked tech and banking experts about how technology will transform the financial services industry.
Learn more about Annika and
