Leaders In Payments
Hear directly from C-level executives in payments/fintech about industry trends, successful strategies, products, services, and what the future holds for the payments/fintech industry. We cover the entire industry from merchant acquiring, payment processing, ISOs, payfacs, fraud, security, issuing, b2b, fintech, to start-ups, if it goes on in payments we will be talking about it.
Episodes
Modern Payments Infrastructure For Banks with Vijay Oddiraju, CEO & Co-Founder of Volante | Episode 518
Legacy payments platforms do not usually fail with a dramatic outage. They fail by slowing every change request, inflating every integration, and turning “simple” upgrades like ISO 20022 into a stress test. Greg Myers sits down with Vijay Oddiraju, CEO and Co-founder of Volante Technologies, to talk about what banks are learning as real-time payments expand and modernization becomes unavoidable.We
Payments Performance That Moves Revenue with Klas Bäck, CEO & Co-Founder of Pagos | Episode 517
Payments can be your second or third biggest cost line and one of your biggest levers for growth, yet most companies still treat payment performance like an afterthought until revenue dips. Greg Myers sits down with Klas Back,, CEO and Co-founder of Pagos, to unpack why enterprises keep “leaving money on the table” through avoidable declines, misconfigured vendors, outdated card network programs,
Embedded Finance Special Series: How vSaaS Turn Payments into Growth with Marni Mullikin, Maverick | Episode 516
Embedded finance is booming, but most platforms miss the point: customers do not want more financial products, they want fewer steps. We sit down with Marni Mullikin, Director of Platform Growth at Maverick Payments, to unpack how vertical SaaS companies can embed payments in a way that actually improves workflow, increases engagement, and creates durable revenue.We dig into why embedded payments
Instant Bank-to-Bank Payments with Arpit Goel, CEO of Root | Episode 515
Waiting three to five days for funds isn’t just annoying, it quietly reshapes entire business models. I sit down with Arpit Goel, CEO of Root, to unpack why money movement in the United States still depends on slow, multi-hop workflows and how that slowness creates “float” across payroll, staffing, marketplaces, insurance, and the creator economy. When settlement is delayed, someone benefits, and
Embedded Finance Special Series: Embedded Payments That Work with Conn Byrne, Payroc | Episode 514
This episode is part of our Embedded Finance Podcast Series, exploring the strategies, opportunities and challenges shaping the future of embedded finance. The series is leading up to Embedify ’26, the Embedded Finance Summit for vertical SaaS leaders, taking place October 13 in Lehi, Utah. To learn more visit embedify2026.com. In this episode I sat down with Conn Byrne, Executive Director of Inte
Building the Trust Layer for Payments with Noam Izhaki, CEO of Ballerine | Episode 513
Merchant onboarding is where growth goes to die, and where fraud quietly sneaks in. We sit down with Noam Izhaki, Co-founder and CEO of Ballerine, to unpack why the payments stack can feel real-time and automated while KYC, KYB, underwriting, and compliance still depend on slow investigations, scattered systems, and ever-growing analyst teams.We walk through Noam’s journey from building early onli
Women Leaders in Payments: The Future is Human with Marielle Mekkaoui, Payabli | Episode 512
Payments is getting smarter, faster, and more automated and that makes one question feel urgent: where does trust come from when the tech starts acting on our behalf? We sit down with Marielle Mekkaoui, Head of Marketing at Payabli, to talk about why the future of payments is still human, even in an AI-first era.We get into what embedded payments should actually look like inside vertical SaaS plat
Women Leaders in Payments: The Future is Human with Jaime Hawkins, Ingenico | Episode 511
Checkout is getting faster, smarter, and more invisible, but the stakes feel more human than ever. We talk with Jaime Hawkins, Managing Director, North America at Ingenico, about what it takes to build technology that quietly works in the background while people stay front and center. From her roots in industrial engineering to years of client-facing operations, Jaime explains how process thinking
Women Leaders in Payments: The Future is Human with Ann Berkmeier, Dash Solutions | Episode 510
Payments are getting smoother on the surface, but the real story is what happens underneath when something changes, breaks, or needs to scale fast. That’s why our conversation with Ann Berkmeier, Chief Administrative Officer at Dash Solutions, centers on a simple idea with big consequences: companies don’t scale by accident, they scale by design. From her early work in large-scale banking migratio
Women Leaders in Payments: The Future is Human with Garima Chaudhary, Thetaray | Episode 509
AI is racing into payments, but the uncomfortable truth is that speed without trust turns into risk fast. We sit down with Garima Chaudhary, VP of Financial Crime and Compliance AI at ThetaRay, to unpack what it really takes to modernize AML and sanctions compliance while keeping humans accountable for outcomes.Garima shares her career journey from engineering and operational risk into the high-st
Women Leaders in Payments: The Future is Human with Kim Molinaro, Fiserv | Episode 508
Payments are not just transactions anymore. They are software experiences, API connections, and full business operating systems, and that shift changes what leadership looks like across fintech. We sit down with Kim Molinaro, Head of ISV at Fiserv, to trace her path from fashion-focused marketing and early sales roles into 24 years in payment processing and partner growth, and to unpack what makes
Women Leaders in Payments: The Future is Human with Kristin Reischel, Rapyd | Episode 507
Payments look like pure software until you move countries, get hit with fraud, or watch a “guaranteed” settlement date slip. That’s where the real story starts, and it’s why I loved talking with Kristin Reischel, Senior Director of Solutions and Partner Marketing at Rapyd, for our Women Leaders in Payments Month series sponsored by Payroc.Kristin shares a refreshingly honest career path: Boulder,
Women Leaders in Payments: The Future is Human with Clarice Leaman, dLocal | Episode 506
Payments don’t fail as an abstract metric. They fail for a freelancer waiting to get paid, a small business trying to accept the locally normal method, or a customer who gets told “we don’t support how you pay.” That’s why our conversation with Clarice Lehman, Alternative Payments Operations Lead at DLocal, keeps landing on one theme: the future of payments has to stay human, even as the industry
Women Leaders in Payments: The Future is Human with Kimling Lam, Fortis | Episode 505
Payments are getting smarter and more automated, but the real question is simpler: are we making life easier for the humans behind every transaction? For Women Leaders in Payments Month, we’re joined by Kimling Lam, Chief Marketing Officer at Fortis, to talk about what “the future is human” actually looks like inside fintech, embedded payments, and modern go-to-market teams. Special thanks to Payr
Women Leaders in Payments: The Future is Human with Rachel Costello, Maverick | Episode 504
Payments are getting faster and more automated, but the hardest part still isn’t the tech. It’s trust. We talk with Rachel Costello, VP of Platform Growth at Maverick, about why the future of payments is human and how leaders can keep empathy, judgment, and real partnership at the center while AI and automation reshape everything around us.Rachel shares her career path into fintech, from early wor
Women Leaders in Payments: The Future is Human with Alexandra Dolia, Akurateco | Episode 503
A failed payment is never just a technical error. It’s a customer stuck at checkout, a merchant losing revenue, and a moment where trust is either reinforced or broken. We sit down with Alexandra Dolia, co-founder and COO of Akurateco, to talk about what payments leadership looks like when you refuse to treat the industry like a black box and you build teams that can explain what’s happening end t
Women Leaders in Payments: The Future is Human with Alex McCandless, Payroc | Episode 502
Payments look instant and invisible until something goes wrong. That’s when you find out whether you’re working with a faceless system or a team you can actually trust. We sit down with Alex McCandless, EVP of Marketing and Training at Payroc, to get specific about what “people powered” really means in fintech and why transparency and access to real decision makers still matter in a world of autom
Women Leaders in Payments: The Future is Human with Gunita Bindra, Bottomline | Episode 501
Payments are getting smarter, faster, and more automated, but the stakes are still deeply human. I sit down with Gunita Bindra, CRO of Paymode New Business Development at Bottomline, to talk about what it takes to lead in fintech when AI is reshaping how decisions get made and how money moves. Along the way, Ganita shares her path from computer science in India to roles in software engineering, so
The State of Payments: Shifts, Friction & The Road Ahead | Episode 500
In this milestone 500th episode of the Leaders in Payments Podcast, I bring together seven respected leaders from across the payments ecosystem for a special look at the state of the industry.Rather than a traditional one-on-one interview, this episode features perspectives from Jim Oberman, CEO of Payroc; Kathleen Pierce-Gilmore, President of SoFi Tech Solutions at SoFi; Greg Cohen, CEO of Fortis
What Would It Take For Insurers To Go Fully Digital? with Ian Drysdale, CEO of One Inc. | Episode 499
Checks still power a shocking amount of insurance money movement, and that single fact creates slow claims, higher operating costs, and an open door for fraud. Greg Myers sits down with Ian Drysdale, CEO of One Inc, to talk about what it really takes to drag property and casualty insurance payments into a modern digital payments era without breaking the workflows carriers rely on.We unpack how One
The Financial Connectivity Layer with Jose Bethancourt, Co-Founder & CEO of Method | Episode 498
Mailing checks to pay off a credit card in 2026 sounds like a joke, but it is still a real debt consolidation workflow at scale. Greg Myers sits down with Jose Bethancourt, Co-Founder and CEO of Method, to unpack why liability payments are uniquely messy and what it takes to make them feel as seamless as modern fintech promises.Jose shares his path from growing up in South Texas near the Mexico bo
Fighting Fraud with Tamas Kadar, Co-Founder & CEO of SEON | Episode 497
Fraud doesn’t usually announce itself with a flashing warning sign. It shows up as a chargeback, a fake account that looks “normal,” or an account takeover that slips through the exact same checkout flow your best customers use. Greg Myers sits down with Tamas Kadar, Co-Founder and CEO of SEON, to unpack how modern fraud actually works and how digital businesses can protect revenue without burying
Merchants Can Get Paid Instantly While Cutting Fraud with CEO, Marshall Greenwald, IoniaPay | Episode 496
A “successful” card payment can still leave merchants waiting days to actually access their money, paying layers of fees along the way, and carrying fraud risk that never truly goes away. That gap between authorization and settlement is where cash flow gets squeezed, reconciliation gets messy, and margins get quietly taxed, especially as more commerce shifts to e-commerce and other card-not-presen
Automating B2B Accounts Receivable with Thomas Cecil, Co-Founder of PAYRA | Episode 495
A $400,000 B2B card payment sounds simple until a processor flags it, the finance team cannot reconcile it, and the invoice sits open while DSO creeps up. That gap between delivering product and collecting cash is where B2B payments either become a growth engine or a constant operational headache.I sits down with Thomas Cecil, Co-Founder of PAYRA, to unpack how modern accounts receivable automatio
AI You Can Trust, Audit and Keep with Russell Moore, Co-Founder & CEO of Amotivv | Episode 494
AI is moving from “helpful assistant” to autonomous actor, and payments leaders are about to feel the difference. I sit down with Russell Moore, Co-Founder and CEO of Amotivv, to get concrete about what breaks when generative AI and agentic AI leave the lab and touch regulated data, customer outcomes, and real money movement.We talk through why so many AI initiatives stall after a promising proof
Customer Engagement Through Payments with Mike Milotich, CEO of Marqeta | Episode 493
Payments don’t fail because teams lack ambition, they fail because the infrastructure can’t keep up with what customers expect. We sit down with Mike Milotich, CEO of Marqeta, to unpack how modern issuer processing is changing card issuing from a rigid bank product into configurable, real-time payments infrastructure built for innovation.We trace Mike’s 20-year journey across American Express, Pay
How BNY Simplifies Global Money Movement With Jennifer Barker, Global Head of Payments & Trade & Depositary Receipts | Episode 492
Payments are speeding up everywhere, but the real story is what that speed breaks and what it demands from the people running the rails. I’m joined by Jennifer Barker, Global Head of Payments and Trade and Depositary Receipts at BNY, for a clear-eyed conversation about what’s changing in the payments industry and what leaders should do next when complexity keeps piling up. From her journey through
The Disbursements Playbook with Stephen Faust, CEO of Dash Solutions | Episode 491
Paper checks are the easiest payment method to hate and one of the hardest to remove. They are slow, expensive, fraud-prone, and deeply baked into legacy workflows. Greg Myers sits down with Steven Faust, CEO of Dash Solutions, to unpack what it really takes to modernize business payouts and why disbursements have become one of the biggest growth engines in the payments industry.We dig into how Da
Inside Institutional Payments At Scale with Debo Sen, Head of Payments, Services, Citi | Episode 490
Moving money is easy to describe and brutally hard to do well at global scale. When your network supports thousands of clients across 90+ countries and touches thousands of currency pairs, you start to see a different map of what’s changing in payments and what’s just noise. Greg Myers sits down with Debo Sen, Head of Payments, Services at Citi, to unpack what that vantage point reveals about the
The Mid Market Tech Gap with David Robinson, Founder of Stratos Development Group | Episode 489
The mid-market is where tech decisions get dangerous. You are big enough that uptime, security, and delivery speed matter every day, but you are not big enough to burn cash on massive consulting retainers or absorb the fallout from a shaky vendor. That “valley in the middle” is exactly where David Robinson lives, and it is why he built Stratos Development Group to offer right-fit technical leaders
Stablecoin Rails For Real-World Payouts with Cyril Mathew, Co-Founder & CEO of Latitude | Episode 488
Cross-border payouts are one of those problems everyone complains about and then quietly accepts: high fees, slow settlement, and endless workarounds to get money into the hands of real people. I sit down with Cyril Mathew, Co-Founder and CEO of Latitude, to talk about why “faster money movement” only matters when the recipient can actually spend it in local currency, not just hold a stablecoin ba
Special Series: The Trust Advantage - Surcharging Done Right with Jim Oberman, CEO, Payroc | Episode 487
A “credit card fee” can protect your margins or quietly create compliance risk, and the difference usually comes down to one word: clarity. We sit down with Jim Oberman, CEO of Payroc, to unpack credit card surcharging in a way that merchants, software platforms, and payments teams can actually use, without hand-waving and without confusing it with every other fee customers see at checkout.We star
How Banks Can Make Stablecoin Payments Safe & Compliant with Peter Glyman, Founder & CEO at Coinbax | Episode 486
Final settlement sounds great until you’re the one holding the fraud and compliance risk. That tension sits at the heart of my conversation with Pete Glyman, Founder and CEO of Coinbax, where we explore what it will actually take for stablecoin payments to work for banks, credit unions, and serious fintech programs.Pete shares his path from building and selling a fintech platform to leading digita
Gift Cards As Payment Rails with Alex Preece, CEO & Co-Founder of Tillo | Episode 485
Gift cards have a branding problem and it’s costing the payments world a big idea. Alex Preece, CEO and Co-Founder of Tillo, joins us to make the case that gift cards aren’t really “gifts” at all. They’re programmable stored value, a modern redemption rail that can sit inside bank apps, fintech wallets, cashback programs, employee rewards, refunds, and payouts. Once you see them as a payment instr
Stablecoins For Enterprise Payments with Tony Tom, CRO and Co-Founder of Stable Sea | Episode 484
“Instant” payments are usually a well-designed illusion. The customer experience feels real-time, but behind the scenes money still crawls through delayed settlement, fragmented rails, and market-by-market workarounds. That gap is exactly where stablecoins start to look less like hype and more like infrastructure.We sit down with Tony Tom, CRO and Co-Founder of Stable Sea, to unpack how enterprise
How vSaaS Platforms are Reshaping Business Operations & the Critical Role of Payments with Brad Pinneke at Worldpay | Ep 483
Vertical SaaS wins when it feels like it was built by someone who has actually done the job, and that same principle is reshaping payments and fintech. We sit down with Brad Pinneke, Head of Enterprise Business Development at Worldpay (is now Global Payments), to unpack why vertical SaaS platforms have become the day-to-day operating system for small businesses and why “embedded payments” is no lo
Rich Clow, Head of Innovation & Strategy, Global Payments Solutions at Bank of America | Episode 482
The payments world is full of shiny objects. The hard part is deciding what actually matters to clients and then delivering it safely at global scale. I’m joined by Rich Clow, Head of Innovation and Strategies for Global Payments Solutions at Bank of America, for a grounded look at how a large financial institution evaluates emerging payments technology, turns strategy into products, and keeps the
Get Paid Faster with Garima Shah, President and Co-Founder of Biller Genie | Episode 481
Waiting 47 days to get paid for work you already finished is more than annoying, it’s a cash-flow killer. I sat down with Garima Shah, President and Co-Founder of Biller Genie, to talk about the unglamorous part of payments that decides whether a business thrives: accounts receivable. We get practical about what actually slows payments down and why “just run the card” ignores the messy reality of
Special Series: The Trust Advantage with Brock Robertson, Chief Revenue Officer at Payroc | Episode 480
Owning payments sounds like a power move until the real bill shows up. We sit down with Brock Robertson, CRO at Payroc, to unpack how payment strategy for software platforms is shifting again and why so many vertical SaaS leaders are stepping back from the “everyone should be a Payfac” era.We trace the evolution from payments as a bolt-on utility to embedded payments as a true growth engine, then
The Signal: Embedded Finance - The real value: ISV customer retention and stickiness with Whitney Ganibegovic, Worldpay | Episode 479
Payments alone rarely make a software platform unforgettable. The moment merchants start using your product to access working capital, manage cash flow, move money through payouts, and keep reconciliation tight, the relationship changes. I sit down with Whitney Ganibegovic, Senior Sales Executive at Worldpay (now part of Global Payments), to unpack why embedded finance is quickly becoming one of t
Stopping Subscription Churn with Charles Rosenblatt, CEO of Butter | Episode 478
Your churn dashboard might be accusing your product of something your payments stack actually did. When a renewal charge fails, customers can disappear even if they still want what you sell, and that “involuntary churn” quietly drains ARR, wrecks retention analysis, and forces teams to make the wrong fixes.In this episode I sit down with Charles Rosenblatt, CEO of Butter, to unpack how subscriptio
Agentic Commerce Explained with Sanjay Saraf, SVP & Global Chief Product Officer for Merchant Solutions at Fiserv | Episode 477
The moment AI agents can buy things for us, payments stop being a simple “click to pay” problem and become a trust problem. Greg Myers sits down with Sanjay Saraf, SVP and Global Chief Product Officer for Merchant Solutions at Fiserv, to map out what agentic commerce really means for merchants, ISVs, and the broader payments industry as software moves from assisting the shopper to acting for the s
Ran Grushkowsky, Co-Founder & CEO of MassPay | Episode 476
Most payments teams obsess over money in, then act surprised when slow payouts drive churn, support tickets, and lost growth. Greg Myers sits down with Ran Grushkowsky, Co-Founder and CEO of MassPay, to unpack why “time to money” is becoming a product feature and why the companies that treat payouts as strategy will outpace the ones that treat it as plumbing.We get into what MassPay actually does
Cihan Duezguen, CEO & Co-Founder of Green Banana | Episode 475
Your BNPL strategy can’t be “pick one provider and hope.” When you sell across borders, buy now pay later becomes a payments infrastructure problem: different countries, different regulations, different checkout habits, and a constant pressure to keep conversion high without turning your team into an integration factory. We sit down with Cihan Duezguen, CEO and Co-Founder of Green Banana, to unpac
The Signal: Embedded Finance - From Fragmented To Unified with Jaris Executives, Chris Aristides and Matt Thomas | Episode 474
Payments is full of noise: legacy processors, vendor sprawl, duplicate onboarding, and merchants who just want their money faster. We cut through it by showing a pragmatic path from point products to a unified embedded finance stack that actually scales. With Jaris founder and CEO Chris Aristides and VP of Platform Partnerships Matt Thomas, we unpack why “foundation first” beats bolt-on every time
The Signal: The Reality Behind Platform Fraud with Jess Kirkpatrick, Worldpay | Episode 473
Fraud doesn’t wait for your roadmap. We sat down with Jess Kirkpatrick, VP of Risk and Fraud at Worldpay now part of Global Payments, to unpack how platforms can move beyond checkbox KYC and build a living risk program that protects growth, strengthens brand trust, and prepares for Payfac readiness. With experience spanning community banking, 17 years at PayPal, and global risk leadership, Jess br
Special Series: The Trust Advantage with David Edwards, SVP Information Security at Payroc | Episode 472
What does it actually take to secure a payments company in an era of sophisticated, well-funded cybercriminals? In this first episode of The Trust Advantage Series, brought to you by Payroc, host Greg Myers sits down with David Edwards, Payroc's Senior Vice President of Information Security, for a candid and eye-opening conversation about modern cybersecurity in the payments industry.With 30
Ismael Wrixen, CEO of Thrivecart | Episode 471
What if checkout was the growth engine instead of an add-on? We sit down with Ismael Wrixen, CEO of ThriveCart, to explore how a payments-first platform can power the modern creator economy from a $99 template to a $10,000 mastermind without locking you into a brittle tech stack. Ismael breaks down how ThriveCart layers affiliates, an LMS, and marketing automation on top of payments, then uses sma
The Signal: Embedded Finance - Building the Infrastructure Layer with Jaris Founder & CEO Chris Aristides | Episode 470
In this first episode of a new series on the Leaders in Payments podcast, host Greg Myers sits down with Chris Aristides, Founder and CEO of Jaris, to explore what it truly takes for payments companies and ISOs to remain competitive as the market shifts toward owned, embedded finance experiences.Chris brings an unconventional background to the payments world, having spent 22 years in the hedge fun
The New Rules of Ecommerce with Alex Dewison, Global Payments | Episode 469
In this episode of the Leaders in Payments podcast, host Greg Myers sits down with Alex Dewison, Director of Digital Solutions at Global Payments, to explore the rapidly evolving world of online commerce and checkout experiences. Alex brings a rich background to the conversation, having started his career in software development before moving into payments at Worldpay, where he worked with major U
The Signal: Embedded Finance: Lending as a Platform Feature with Aarati Soman, Parafin & Jaron Ruckman, NMI | Episode 468
Payments leaders are feeling the squeeze of shrinking margins, price-driven churn, and rising expectations from merchants who want funding that feels as seamless as a card transaction. We sat down with Aarati Soman, Head of Product at Parafin, and Jaron Ruckman, Product Manager at NMI, to map the new playbook: embedded lending that meets merchants where they already work, backed by real-time data,
The Signal: The Real "Payment Meets Fraud" Journey with Brian Rust at Worldpay | Episode 467
Fraud hasn’t disappeared - it got smarter. Organized rings now aim upstream at SaaS platforms and ISVs that embed payments, where a single gap in onboarding, transaction logic, or refund flows can be scaled into thousands of attacks overnight. We sit down with Brian Rust, SVP and Deputy Chief Information Security Officer at Worldpay, to map the real fraud journey (entry, action, exit) and the conc
Viktoria Soltesz, Founder & CEO of PSP Angels | Episode 466
Ever launched a beautiful product only to watch payments derail the experience? We sat with Viktoria Soltesz - founder of PSP Angels and the Soltesz Institute - to map the hidden decisions that make or break money movement. From onboarding demands and documentation to routing choices and settlement timelines, Viktoria shows how banking and payment flows now shape product, compliance, data, and bra
The Signal: Untangling B2B Payments: Why Complexity Persists & How to Fix It with Fauwaz Hussain, Global Payments | Episode 465
If your AR feels like a maze of phone calls, spreadsheets, and “we’ll match it later,” this conversation shows a cleaner path. We sit down with Fauwaz Hussain, Senior Director of B2B Partnerships and Strategy at Global Payments, to break down what actually speeds cash and what quietly stalls it. From card-not-present realities to complex terms and partial shipments, we map the B2B differences that
Special Series: The Future of Modern Payments with Pat Antonacci, Chief Product Officer at The Clearing House | Episode 464
Money keeps moving while the world sleeps, and the rails behind it are evolving fast. We sit down with Pat Antonacci, Chief Product Officer at The Clearing House, to break down how CHIPS, ACH (EPN), and RTP each power a different promise - liquidity, scale, and always‑on finality and why that mix is reshaping how businesses and consumers move funds.Pat explains why CHIPS dominates high‑value cross
The Signal: What's New for Platforms & Payments featuring Matt Downs of Global Payments | Episode 463
In this Signal Series episode of the Leaders in Payments Podcast, I sit down with Matt Downs, President, Integrated and Platforms at Global Payments, to unpack the biggest platform-payments shifts heading into 2026. Coming off the newly closed Worldpay and Global Payments combination, Matt shares what scale means for ISVs and platforms, and why payments is no longer “just a feature.” It is a growt
Farooq Malik, Co-Founder & CEO of Rain | Episode 462
Money is changing faster than most teams can update a roadmap. We sit down with Farooq Malik, Co-Founder and CEO of Rain, to unpack how stablecoins and tokenized dollars are moving from crypto headlines to the hidden plumbing of real payments - powering card programs, cross-border payouts, and embedded finance at enterprise scale.Farooq breaks down Rain’s vertically integrated stack: pay-ins and p
Andrew Helms, CEO, USA at SumUp | Episode 461
Forget the hype - small merchants need tools that actually work when a line forms and a card won’t tap. Andrew Helms, CEO USA at SumUp digs into a merchant-first approach that puts transparency, service, and growth at the center of payments. Andrew shares his unconventional path from Middle Eastern studies and consulting in Dubai to entrepreneurship, scaling Home Chef through acquisition, and ulti
Edward Woodford, CEO and Founder of zerohash | Episode 460
Money that waits for Monday is losing ground to rails that never sleep. Greg sits down with Edward Woodford, CEO and Founder of zerohash, to explore how stablecoins and tokenized deposits are reshaping cross-border payments, account funding, and global payouts for merchants, platforms, and marketplaces. From MIT roots to building one of the largest movers of stablecoins, Edward explains why veloci
Afshin Yazdian, CEO of Kurv | Episode 459
Payments shouldn’t feel like a maze. We sit down with Kurv’s CEO, Afshin Yazdian, to unpack how a legacy “lifestyle business” evolved into a modern payments platform by stripping out friction, investing in human-centered service, and doubling down on tools that make small businesses stronger. From tap-to-pay on everyday smartphones to faster access to funds, the strategy centers on clarity and spe
Keith Raphael, Co-founder & CEO of Straddle | Episode 458
What if account-to-account payments felt as dependable as swiping a card? We sit down with Keith Raphael, Co-founder and CEO of Straddle, to explore how a trust-first approach can transform ACH, RTP, and FedNow into fast, reliable options that product teams and finance leaders can actually count on. Keith’s journey from hardcore compliance to building a unified API offers a rare, inside look at wh
Special Series: The Future of Modern Payments featuring Block and JP Morgan Payments | Episode 457
Cash flow used to mean waiting and worrying. Today, it can mean deciding and doing. We sit down with Ana Garcia of JPMorgan Payments and James Chi of Block to unpack how real-time payments are reshaping the small business playbook - turning every sale into instantly usable working capital and replacing uncertainty with visibility you can act on.Ana pulls back the curtain on how instant payments ac
THE SIGNAL: Payments as the Small Business OS with US Bank's Shruti Patel | Episode 456
The backbone of the economy is feeling both confident and squeezed, and we wanted to get specific about what actually helps. In this episode I sit down with Shruti Patel, Chief Product Officer for Business Banking at U.S. Bank, to unpack fresh small business data and the concrete tools that turn payments into faster cash, lighter admin, and clearer decisions.We start with the Small Business Perspe
THE SIGNAL: Turning SaaS into a Payments Powerhouse with NMI | Episode 455
In this episode, we dig into how modern SaaS platforms turn payments into a core product, a revenue engine, and a defensible moat without breaking customer trust or slowing product velocity. With NMI’s CMO Peter Galvin and Product Director Luis Peña, we unpack the real path from “just accept cards” to a fully integrated commerce stack that handles fraud, chargebacks, compliance, and omnichannel ex
Peter Dougherty, President of Spreedly | Episode 454
Growth shouldn’t stall at the border. We sit down with Peter Dougherty, President of Spreedly, to unpack how an open payments platform helps global brands launch faster, reduce vendor risk, and optimize authorization rates without ripping out their stack. Peter traces the evolution from card‑centric orchestration to a broader layer that now includes tokenization, a secure token vault, fraud and KY
THE SIGNAL: SaaS is Dead, Long Live SaaS + Payments | Episode 453
Subscriptions aren’t enough anymore. We dig into why the next wave of software winners are building full commerce platforms where payments are invisible to users yet central to growth. With NMI’s CMO Peter Galvin and Product Director of Developer Experience, Luis Peña, we unpack how vertical SaaS turns checkout into a native, on-brand experience that drives revenue, cuts churn, and opens the door
Robert Bueninck, CEO of Unzer | Episode 452
If you run a small or mid-sized retail business and feel stuck between legacy tools and rising customer expectations, this conversation is your playbook for breaking through. We sit down with Unzer CEO Robert Bueninck to unpack how bundling software and payments helps merchants deliver seamless experiences across in-store and online without enterprise budgets or heavyweight integrations.Robert tra
THE SIGNAL: Fraud Frontlines: The Fed's Perspective on Fraud Today with Mike Timoney | Episode 451
Fraud losses are climbing, checks are supposedly fading, and yet check fraud is hitting all-time highs. We sat down with Mike Timoney, a payments veteran now leading secure payments work at the Federal Reserve, to unpack that paradox and chart a path to stronger defenses across banks, fintechs, and businesses of every size. The conversation moves from frontline realities to system-wide fixes: why
THE SIGNAL: Embedded Payments, No Spin: From Integration to Innovation with NMI | Episode 450
Most software teams still think of payments as a chore. We take you inside the playbook that turns it into a growth engine. I sits down with NMI CTO Phillip Goericke to unpack how embedded payments evolved from a basic checkout to a full-stack platform that handles onboarding, underwriting, payouts, analytics, and even embedded finance. The conversation is straight talk on what actually works when
Episode 449 | Jess Houlgrave, CEO of WalletConnect
What if paying with crypto felt as effortless as tapping your card? We sit down with Jess Houlgrave, CEO of WalletConnect, to unpack how stablecoins, smarter wallet-to-app messaging, and a new wave of SDKs are collapsing the gap between crypto checkout and the one-click experiences consumers expect.Jess traces her path from investment banking to early Bitcoin research to leading a network that con
Paytech Women Leadership Summit Day 2 | Episode 448
Recorded live from the PayTech Women Leadership Summit in Atlanta, this episode brings together an inspiring cross-section of executives, founders, coaches, and industry veterans who are shaping the human side of leadership in payments and fintech. A special thank you to our episode sponsor, Global Payments.Across fast, heartfelt conversations, one thread is impossible to miss: influence grows whe
THE SIGNAL: Token Takeover, The Rise of Network Tokens with G+D, NMI and Mastercard | Episode 447
Payments shouldn’t break just because a card changes. We sat down with leaders from NMI, G+D and Mastercard to unpack how network tokenization has moved far beyond basic security to become the backbone of higher approvals, fewer chargebacks, and smoother recurring billing. If you care about conversion, fraud, and customer lifetime value, this conversation goes straight to the signal.Tiffany Johnso
Miles Paschini, CEO of FV Bank | Episode 446
Money shouldn’t take days to arrive while business waits. We sit down with Miles Paschini, CEO and co-founder of FV Bank, to unpack how a licensed digital bank can make crypto feel like normal banking - without the wallet headaches, exchange hops, or private key anxiety. Miles traces his journey from prepaid telecom innovation to Wavecrest’s pioneering crypto cards, and explains why building FV Ba
Special Series: The Future of Modern Payments with Sal Karakaplan, Chief Strategy Officer at The Clearing House
Money doesn’t just move; it travels across rules, rails, and risk decisions that either create trust or destroy it. In the first of three episodes, we sit down with Sal Karakaplan, Chief Strategy Officer at The Clearing House, to explore how a century-old operator keeps reinventing the core of U.S. payments while shipping modern capabilities at scale. From instant settlement to tokenized data, thi
PayTech Women Leadership Summit Day One | Episode 444
Recorded live from the PayTech Women Leadership Summit in Atlanta, we bring you a rapid, energizing tour of leadership lessons from executives, board members, and rising voices shaping the future of payments and fintech. A special thanks to our episode sponsor Global Payments. Across crisp conversations, a common theme emerges: community multiplies competence. You’ll hear how curiosity fuels influ
Special Series: Focus. Build. Win. with Andie Hill and John Barrett at Payroc | Episode 443
The fastest way to win more ISO and agent deals isn’t adding more vendors; it’s sharpening the story. We sit down with John Barrett and Andie Hill from Payroc to unpack how a focused core product strategy transformed recruiting conversations, accelerated close rates, and unlocked real wins in the SMB space. This is the third and final episode in our three-part series titled: Focus. Build. Win.John
David Rintel, CEO of Finby | Episode 442
Europe isn’t one payments market; it’s dozens of overlapping preferences, currencies, and rails that can make cross‑border growth feel like threading a needle. We sit down with David Rintel, CEO of Finby, to explore how a one‑stop, proprietary stack can tame that complexity while giving merchants real control over speed, features, and cost. From rebranding TrustPay to Finby to securing a new Europ
Special Series: Focus. Build. Win. with James Derby, EVP, Merchant Facing Product at Payroc | Episode 441
In the second episode in our three part series titled: Focus. Build. Win, I sit down with James Derby, EVP of Merchant Facing Product at Payroc, to unpack how a core product strategy transformed scattered tools into a focused growth engine for partners and merchants. Instead of mastering dozens of third‑party options, the team picked a few products to go deep on, built vertical features that matte
THE SIGNAL: U.S. to LATAM — PPRO’s Cross-Border Advantage
The U.S.-to-LATAM corridor is heating up fast, and the rules of getting paid are changing even faster. We sit down with PPRO’s Therese Hudak to unpack fresh insights from their new Almanac, spotlighting what actually moves the needle for conversion and growth across Brazil, Mexico, Chile, Colombia, Peru, and Argentina. From the meteoric rise of PIX in Brazil to the quiet power of cash vouchers in
Special Series: Focus. Build. Win. with Jim Oberman, CEO of Payroc | Episode 439
If you’ve ever tried to pivot a payments company from vendor sprawl to a product-led core, you know the hardest part isn’t the code - it’s the conviction. Greg Myers sits down with Payroc CEO Jim Oberman in the first episode in our three-part series titled Focus. Build. Win. to trace the inflection point that moved the company from relying on third parties to building and owning the core stack mer
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