The Money with Katie Show
Finance bros are out, #RichGirls are in. Join Money with Katie and her guests for conversations about where the economic, cultural, and political meet the practical personal finance education that everyone needs. Listen weekly on Wednesdays.
Episodes
Curtain Call: All Stars Return to Talk Financial Independence, Fear, and Growth
Well, here we are—for the last time, for now. A couple weeks ago, I wrote an end-of-year letter that functioned like a little “status update” on how I’m feeling moving into 2026. In this episode, I invite back five of my favorite guests for their own check-ins. We talk about:
What it feels like to finally pull the “F.I.” rip cord (and whether it “works”)
How money changes relationships,
Why We Judge Women’s Spending, What We Hide, & What We’re Afraid to Admit
Today’s guest won’t surprise you if you read the introduction to Rich Girl Nation, which recollected the 2018 event that made me think personal finance might not be solely for people with brown bananas and pocket protectors. Lindsey Stanberry, founding editor of Refinery29’s Money Diaries turned media entrepreneur, joins me for the penultimate episode to talk about:
Why most conversations abou
She Retired at 32. Then Came Guilt—and a Moral Crossroads.
Rebecca Herbst reached financial independence at age 32 during the tenuous early days of the pandemic, and volunteered shortly thereafter to be furloughed from her job in commercial real estate—and so began her (extremely) early retirement.
But spending her days exactly as she wanted featured an unexpected side effect: guilt. What do you owe to others when you’ve gotten everything you wanted? Re
How to End Low Wage Work—Forever
How do you solve a problem like the disconnect between “wages employers are willing to pay” and “wages employees need to survive”? If you’re my guest this week, the answer is: a wage subsidy.
Today on the show, I speak with Ben Glasner, an economist with a PhD in public policy and management in search of answers for how to build a fairer economy, about the benefit proposal that he says has two v
Freedom, Capitalism, and America's Missing Revolution
Since I spent last week’s episode detailing the thrilling ins and outs of making your own 2026 financial plan for wealth-maxxing, today I’m taking a hard left turn and interviewing Andrew Hartman, a history professor and the author of Karl Marx in America, a 500-page tome about which he says, and here I quote directly, “My father-in-law told me that he likes the book even though he still doesn’t l
Financially Plan for 2026 with Katie: Self-Employment Tea & Contingency Planning
At this point, the annual “Plan with Me”-style episode feels like a sacred ritual. In today's show:
Thinking through major tax changes, including why I finally ponied up for a CPA and what they’ll be doing
Estimating and planning with irregular income
Identifying new retirement contribution targets
Revisiting the slush fund concept for covering lean cash flow months
Penciling out a
The Leisure Gap, Princess Treatment, and Other Hard Truths About "Soft Life"
There is perhaps nobody in the financial education space who knows her way around the National Bureau of Economic Research quite like Stefanie O’Connell Rodriguez. If Chapter 2 of Rich Girl Nation were sentient, it would probably sound a lot like Stefanie. Today on the show, I’m picking her brain about the current state of what she calls “the ambition penalty.”
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A Big Announcement, the Realities of Burnout & Semi-Retirement, and Buying Gold
In today’s episode of Rich Girl Roundup:
👀 A little more about the changes coming at the end of the year
🏖️ Whether mini retirements or “semi-retirements” are unrealistic (and talking through a few remaining tactical questions)
🔥 Some burnout-reduction tips we’ve been experimenting with
📍 Thoughts on shifting asset allocation away from US dominance without jeopardizing 4% rule “eligib
On Influencers, Beauty Culture & "Corporate Confidence," with Kate Kennedy
I previously joined Kate Kennedy on her show, Be There in Five, to discuss Rich Girl Nation, and we ended up talking about everything from beauty culture to women as breadwinners—enjoy.
Get your copy of Rich Girl Nation, recently named one of Barnes & Noble's Best Business Books of 2025: https://moneywithkatie.com/rich-girl-nation
Transcripts, show notes, resources, and
How You Can Enjoy a Mini-Retirement Every 2 Years, Without Risking Your Career
Do you frequently find yourself feeling overwhelmed and spread thin? Like you can't catch up with life, no matter what you do? If so, a mini-retirement —or 20 mini-retirements over the span of your career—might help.
(02:20): Introducing Jillian Johnsrud and the idea of mini retirements
(04:00): How to actually structure a mini retirement
(08:55): Why you should practice retirement befor
A Practical Way to Fight for a Brighter Financial Future—Together
I sat down with assistant professor of labor studies and author of We Are the Union, Eric Blanc, to discuss: the euphoria and struggle of movement-building as a response to hopelessness, how mid-century suburban development undermined labor power, and why understanding (and wielding) economic leverage is critical.
(05:22): The pushback against unions and why unions are essentially about democr
On Overvalued Stocks, Tithing & Mutual Aid, and Creating Enforceable Prenups
We covered more ground than usual in this Rich Girl Roundup, because a few themes dominated your feedback and questions. On today’s show, in addition to recapping feedback to our last three episodes:
(00:00): Intro
(01:12): Plastic surgeons encouraging young women to set aside money in “face-lift funds” alongside 401(k)s and IRAs
(14:00): Feedback to our episode, "A CFP on Outdated Advic
Why the "Double Tax" is the Canary in the Economic Coal Mine We Need to Pay Attention to
Today, I’m talking with Anna Gifty Opoku-Agyeman, a writer and researcher as well as the youngest-ever recipient of the Women’s Human Rights Award by the UN Convention. Her new book, The Double Tax, is out now. We covered:
(00:00): Intro
(07:45): Black women as the group whose economic progress (or stagnation) signals what’s coming for everyone else
(24:20): Beauty spending as an inves
Personal Finance is Broken—Can These Economists Fix It?
My guests this week, economic professors John Campbell and Tarun Ramadorai, argue that the financial system itself is a powerful contributor to wealth inequality, and that there are ways to improve it. Their new book, Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone (out October 21), addresses how the bulk of our financial issues are downstream of poor structural design,
A CFP on Outdated Advice, "Jumping" Social Classes, & Why Money Mindset Matters
This week, Certified Financial Planner® Adrianna Adams joins us to answer six questions pulled from last year’s final round of listener submissions. After poring over hundreds, I selected these for how they captured themes that find their way into our inbox frequently.
(00:00) Intro
(03:40) Outdated personal finance advice
(07:53) How health diagnoses could impact your FI plans
(15:
On Worthwhile Side Hustles, Financial Tradeoffs, & Frustration with American Politicians
In today’s Rich Girl Roundup, we’re discussing a wide range of alternately nerdy and controversial (sometimes both) topics:
🩹 The role of insurance around the fear of impending doom
🏃 When side hustles are worthwhile
🧮 How to calculate opportunity costs when you have both savings and loans as options on the table
🤑 The theoretically rigorous case for wealth taxes
👀 Whe
How Other Countries Used Their Darkest Hour to Radically Reform Their Economies
Why don’t things in the US feel like they work the way that they should? Why does life feel so much harder than it would need to be, between exorbitant costs of housing, draining healthcare expenses, and inequitable access to education?
But the problems that plague us aren’t unsolvable, and in fact, other places have solved them with tactics that are within reach. So this episode, featuring the a
The Powerful 0.01% Spending Rule, Making Career Shifts, & When to Adjust Your Asset Allocation
In today’s episode with fellow money nerd, Nick Maggiulli, author of The Wealth Ladder and writer of Of Dollars & Data:
🫐 Why you might be spending too much time agonizing over small consumption choices
🤔 How to approach a risky career shift when you’ve already built financial momentum
📈 What the largest risks and opportunities are once you’ve eclipsed the $100,000 net worth mark—
Understanding the Big Beautiful Bill's Repercussions, with the Highest Ranking Woman in Congress
Amid the heat of recent legislative chaos, I got the opportunity to briefly sit down with the House Democratic Whip, Representative Katherine Clark, to ask what your average American can anticipate over the coming years—from the downstream effects of Medicaid cuts on rural and low-income communities, to the fourfold expansion of the ICE budget.
Transcripts, show notes, resources, and credits can
On Moving to Make More Money, the Government’s PE Playbook, & Henah Buying a House
In this week’s Rich Girl Roundup, my executive producer Henah and I talk through a variety platter of feedback, questions, and reflections—from being “in” but not “of” a certain group, to whether you’d make different career choices if you knew you’d be working long beyond “retirement age,” to the idea that American politicians are hamstrung by their constituents. Plus, we answer some show-agnostic
How This "Financial Ethicist" Plans for the Future of Retirement
Today's guest, financial professional and author of The Future Poor, Jonathan Grimm, believes the post-1945 version of retirement planning (stockpiling as much cash as possible for 40 years and praying you can leave paid work) isn’t going to work for much longer.
But as a financial “ethicist,” Grimm's unique approach centers the social determinants of health and begins from the belief that we sh
Ray Dalio on What the "One Big Beautiful Bill Act" Means for America's Deficit
Hedge fund founder, author, and one of the top influences in the financial world, Ray Dalio has written about how countries (or, in his parlance, “empires”) find themselves in irreversible doom spirals, covered in depth in his new book, How Countries Go Broke: The Big Cycle.
So, I wanted to talk to him about the fiscal hot potato being passed back and forth between the House and the Senate that
A Masterclass in Connecting Status, Power, & the Economy with Tressie McMillan Cottom
Sometimes you encounter a person whose brain is such an effective X-ray for the world that you can’t help but spend 90 minutes working through a backlog of all the topics you’ve ever wanted to ask her about.
Dr. Tressie McMillan Cottom is one of America’s foremost sociologists, a 2020 MacArthur Genius, a New York Times columnist, and author of Thick: And Other Essays. I hope you enjoy listening
On Mitigating Financial Risk, Monopolies, & the Power Dynamics of "Speaking Up"
We’re back with a particularly spicy Rich Girl Roundup—this time covering the absolute barrage of feedback on the last three episodes ("Student Loans, 50% Save Rates, and Being a Capitalist" with JL Collins, "How to Use Economic Uncertainty to Get Closer to Your Dream Life" with Amanda Holden, and Rich Girl Nation's Ask Me Anything conversation). Plus, a few clips from the Rich Girl Nation launch
'Rich Girl Nation' AMA: Answering Your Burning Questions About My First Book
In honor of Rich Girl Nation's release, today’s episode has a Q&A featuring your questions about:
💰 The finances of writing a book with a publisher—like advance payments, proposals, and negotiating
✍🏼 The process—how long it takes, lessons learned, and the surprising prevalence of ghost writers
📇 The subject matter of Rich Girl Nation—what’s in it, who it’s for, and why it’s different f
How to Use Today's Economic Uncertainty to Get Closer to Your Dream Life
The economic uncertainty of March 2020 inspired me to think about what I really wanted to do with my life—and Money with Katie was born. Now in the midst of another bout of uncertainty, I wanted to cover the fundamentals of financial planning and the flexibility that can unlock for you to get closer to your dream life.
I invited investing educator Amanda Holden (aka Dumpster Doggy) to talk about
Student Loans, 50% Save Rates, and Being a Capitalist: JL Collins, Godfather of Financial Independence, Returns
The last time JL Collins joined me on the show (our most popular episode ever), we covered everything from millennial challenges, to his “VTSAX and Relax” approach, to lessons from his 2015 best-selling book, The Simple Path to Wealth. Now re-released a decade later with new insights, JL joins us again and we talk about:
If the US Dollar still holds its reserve currency status—and what it mea
On American Exceptionalism, "Good" Jobs, and Manufacturing Nostalgia
In this Rich Girl Roundup review: We’re discussing a uniquely challenging crop of feedback, critiques, and questions about…
the episode that generated some rousing back-and-forth about American exceptionalism
the conversation that prompted some of you to reach out and share your successes and horror stories
one writer’s work that elevated my understanding of the relationship between our
A $5,000 Baby Bonus, Birth Rates, and...the Manosphere?
Can you pay people to have kids? On one hand, countries that have beefed up social safety nets and pay people to procreate often see short-term success. But long-term results have been remarkably consistent worldwide: It’s very hard to pay people to have children.
My guest, writer Meagan Day, joins me today to discuss the recent birth rate data, the growing appeal of opt-out fantasies proffered
The $175K Factory Worker: What Happens When Employees Own Stock
Given private equity’s reach (1 in 25 work for a business owned by a PE firm), the industry has the power to shape work culture at scale, for better or for worse. And ironically, that’s exactly why Pete Stavros, co-head of global private equity for KKR, thinks he’s in a unique position to bring employee ownership to the mainstream.
Pete’s goal? To dramatically expand the number of Employee Stock
Talking Tariffs and Trade Wars with Grace Blakeley and Kathryn Edwards
Two of our most popular guests—economist Kathryn Edwards (aka Keds) and writer Grace Blakeley—return today for a timely conversation about tariffs, trade wars, and damaged trust. See how they weighed in on the big-picture ideas I couldn’t stop thinking about in this expansive roundtable.
Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/tariffs.
Mo
On Bailouts, Being "Too Big to Fail," and Little Luxuries
In this week’s Rich Girl Roundup review—joined by a special surprise guest—we’re discussing your feedback, critiques, and questions about…
The episode which generated the most fascinating follow-up questions of this batch
Perhaps the most popular interview we’ve produced in the last year
A conversation which generated a few messages about the power of design that I can’t stop thinking about
Money, Fashion, and the Aesthetics of Class Politics
When I met Véronique Hyland, author of the bestselling book Dress Code and ELLE’s fashion features director, about how fashion intersects with politics, gender, and class (and the person who coined the term ‘millennial pink’!), I wanted to talk to her about:
👊🏼 The role of aesthetics in labor movement-building and persuasion campaigns, from tradwife influencers to union leaders
🎽 Why one-size-f
Why Economist Kathryn Edwards is Optimistic About America’s Future
2025’s financial news cycle feels like a broken wind-up doll, where recession indicators, unemployment numbers, inflation data, and tax cuts are #JustTheTip of an unsettling iceberg. So, this week, we’re joined by economist Kathryn Edwards (aka “Keds Economist”), and I got to ask her about:
🧠 The no-brainer policy with a huge ROI that nobody’s talking about
✂️ The fundamental flaw with using t
Is This Simple Idea the Solution for America's Wealth Inequality?
It’s easy to point out that wealth inequality in America is a problem. It’s much harder to identify realistic fixes. But what if there were a simple, elegant solution? In today’s episode, I’m speaking with Matt Bruenig, a former National Labor Relations Board lawyer and policy expert who’s one of the brightest minds in this space. This conversation will get you thinking differently (and bigger) ab
On "Return to Office" & Daycare as Class Issues, the Role of Profit, and Being "Entitled"
It’s hard to believe, but somehow it’s already time for another Rich Girl Roundup about our last three deep dives:
The Real Cost of Being a Working Parent, to which Rich Dad Nation had a decidedly mixed response
How Home Insurance and Climate Change are Upending the Real Estate Market, which introduced some good questions about the role of everything from technology to sabotage in effecting cha
The Truth about "Government Waste," Privatizing Public Goods, & Turning Citizens into Customers
For years, I’ve referenced the book The Privatization of Everything as a seminal work in my understanding of the relationship between government and the private sector. So given the recent DOGE of it all, it seemed like a great time to revisit this conversation—now with one of its authors, Donald Cohen. We discuss the role privatization plays in government waste, and who stands to gain from the tr
How Home Insurance and Climate Change are Upending the Real Estate Market
The average middle class family has 67% of their net worth tied up in its primary residence. But there’s one looming issue: Rising insurance rates and climate change are threatening those property values—and they might be the canary in the coal mine of the American Dream.
We’re joined by Dr. Jeremy Porter, author of the First Street report at the center of most recent insurance analyses. We discu
The Real Cost of Being a Working Parent
In the past, we covered the national average costs for different types of child care and how it may be directly related to the gender wage and wealth gap. But Eryn Schultz, a CFP known as Her Personal Finance online, reached out to say the data was vastly undershooting the realities of working parents she works with. She joins us today to share the real costs of childcare and what working parents
On "Dangerous" Financial Advice, Downsizing, and Dying with Zero
It's our first newly revamped Rich Girl Roundup of 2025, and we’re taking you on a scenic guided tour of the chatter spurred from recent episodes: our most contentious episode to date, one that generated moving revelations from listeners, and the two-part series that ended up being less polarizing than we expected.
We also discuss how to jerry-rig your Wealth Planner to project a “Die with Zero”
“You Just Have to Keep Buying”: How Diet Culture Profits from Fatphobia
Welcome back to Part Two of our series, the Economics of Weight Loss Drugs. (If you haven’t heard Part One, listen here!)
Today, we’re picking back up where we left off in our conversation with Lili Zarghami, a writer who got on (then off) a weight loss drug. Then we’ll talk with Dr. Mara Gordon, a weight-neutral physician who deals with GLP-1s. Finally, I’ll share my final thoughts and analysis
The Economics of Weight Loss Drugs, Thinness, and Class Signaling
We’ve all heard about Ozempic. But there are the GLP-1s we colloquially call “Ozempic” (see also: Wegovy, Mounjaro, Zepbound) and then there’s the cultural role of Ozempic.
Given the price of these drugs, barriers to access, and class implications of weight stigma, this topic presents a unique opening to talk about inequality in health outcomes and the profitable business of individualizing soci
What's Next for The Money with Katie Show
After three years and 255 episodes, we take a walk down memory lane to reflect on some of our top episodes of The Money with Katie Show thus far—and where we're going from here. We're excited about what’s to come, and we hope you are, too.
Preorder Rich Girl Nation: https://moneywithkatie.com/rich-girl-nation
Transcripts, show notes, production credits, and more can be found at: https://moneywit
Why This Finance Expert Says You Don't Need to Budget
Most personal finance advice falls into one of two camps: one that implicitly assumes that humans need discipline, control, and punishment, and the other that says people are fundamentally good, reasonable, and worthy of trust and confidence.
So when I read Dana Miranda's You Don't Need a Budget and realized her system was in that latter bucket, it challenged my own ideas of "budget culture" and w
Chelsea Fagan & Berna Anat on Building Resources with Community, Taking Action Offline, and Consumerism
Chelsea Fagan of The Financial Diet and Berna Anat of New Dimes join us for our last Rich Girl Roundtable of the year. We cover everything from women and first-gen communities' relationships with money in 2025 and beyond, to building coalitions in "real life" for the futures we want to see. Tune in to this episode...then head offline.
Rich Girl Roundup is Money with Katie's weekly segment where Ka
The Biggest Healthcare Myths, with an Insurance VP Turned Whistleblower
The recent coverage around the healthcare industry from major media outlets has left me...wanting. So given this news cycle, I wanted to talk about some of the most relevant misconceptions around healthcare (and what they teach us). I'm joined by Wendell Potter, an ex-Cigna VP-turned-whistleblower and healthcare reform advocate, and he shares some eye-opening insights from his time in the space.
T
The F-150 is the Best-Selling Car in America. Most of Us Can't Afford It.
"Who can afford all these $75,000 Ford F-150s?" asked Rich Girl Ally—so we decided to dive in. We're looking at the cost of cars today, "big car" culture, and how to actually go about purchasing a vehicle without putting your budget in financial jeopardy.
Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each mo
Ramit Sethi on How to Make Your Relationship Finances Feel Amazing
In 2019, I read Ramit Sethi’s bestseller I Will Teach You to Be Rich for the first time—and it was nothing short of revelatory for me.
Since then, Ramit’s work has focused more directly on a specific aspect of money management: couples. I’ve always found navigating this topic to be a challenge, because the most common problems are relational questions, not financial ones. Ahead of his new book rel
Stocks Are at All-Time Highs. What Does That Mean for Your Investing Strategy?
Rich Guy Ryan's girlfriend just got a raise, and they're interested in opening an IRA for her to begin investing—but stocks keep hitting new all-time highs, making him nervous that a correction is coming. Should they wait it out for the next bear market to start investing, or get in now? Plus, how to check your investments for weapons manufacturers and privatized prisons, and a wheels-off job post
The Real Story of the US Economy: How the Last 40 Years Gave Us the Next Four
How have the last 40 years of American history—starting from the Reagan era—delivered us to where we are today? Today, we'll explore Reaganomics and its continued implications on the economy, what Bidenomics really was (versus what it attempted to be), and what we’re likely to see over the next four years under a second Trump presidency. I also wanted to dig into some of the questions I’ve receive
The Books That Shifted Our Perspective Most in 2024
Every year, we share the books that gave the Money with Katie team a new perspective or changed our minds on a topic—here are the top mind-expanding books that Katie read in 2024. (To find all books covered before across Money with Katie, check out our Books page.) Happy reading!
Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning
How to Create Your Comprehensive Financial Independence Timeline
Financial independence calculators allow us to understand the path we’re on—so we can either feel good about proceeding, or get on a different one. So, using the new features we added to the 2025 Wealth Planner, we’ll explore all the considerations that might impact your own projections—from temporary expenses you won’t need to support forever (like childcare) to future pension income that’ll lowe
How Much Down Payment Help from Family Makes Buying a House Affordable?
Rich Girl Lauren lives in an expensive city, and her parents are offering her some money—but she only gets the money as a down payment for a home and she’ll have to pay it back eventually. Is it worth it? And separately, how are home buyers affected by the recent NAR agreement?
We are not licensed professionals; please do your own due diligence.
Rich Girl Roundup is Money with Katie's weekly segme
The Critical Insurance Most People Don’t Realize They’re Missing
At her career’s height, Lacy was earning more than a million dollars per year (!) as an executive at a major bank. Then, one early morning, Lacy woke up and realized she was unable to hear anything in her left ear, experiencing something called sudden sensorineural hearing loss. She feared the worst: Her career, as she knew it, was over.
Fortunately, Lacy had purchased a valuable insurance policy
How Unmarried Couples Can Protect Their Finances
In this week’s Rich Girl Roundup, Cassie asks what financial considerations she should discuss with her long-term partner and co-parent. Katie and Henah review the financial advantages of legally marrying, and how to potentially work those benefits into a different type of legal agreement. They are not certified financial or legal professionals; please do your own due diligence.
Rich Girl Roundup
When Earning More Makes Your Financial Anxiety…Worse?
In our "money dysmorphia" episode, a theme emerged that I wanted to revisit: Money anxiety increasing with income, not decreasing. While most of us are probably familiar with the law of diminishing marginal returns and accept that after a certain point, money won’t make us any happier, the idea that money could make us actively unhappier is pretty antithetical to the entire capitalist enterprise.
Loyalty or Leverage? How to Use Another Job Offer to Negotiate Your Salary
In this week's Rich Girl Roundup, Rich Girl Kelly S. asks, "Any resources for using a job offer to leverage more money in your current position? Is this a thing?" Katie and Henah share some suggestions, considerations, and a template for how to approach the conversation.
Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money qu
Everything You’ve Ever Wanted to Know about Capitalism (But Were Too Afraid to Ask)
If you’ve ever found yourself feeling skeptical about capitalism (or the idea that its current iteration is the best and only economic system worthy of our attention), this episode is for you.
My guest, Grace Blakeley, recently published a book called Vulture Capitalism in which she tees up what we fundamentally misunderstand about capitalism and knocks down the many half-truths that enable the s
Optimizing Early Retirement for Couples on Different Timelines
"I'm going to retire early, but my husband isn't. How do we approach our separate finances in early retirement?" asks a listener who's still interested in taking advantage of financial independence tax loopholes.
Reminder: We are not certified financial professionals, and this is not financial advice—please work with a CFP and CPA.
Rich Girl Roundup is Money with Katie's weekly segment where Katie
Trailer: The Money with Katie Show
See why we’ve been named one of the top personal finance podcasts by US News and have nearly 10 million downloads, and check out The Money with Katie Show wherever you get your podcasts.
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Money Management 101: Building Automated Systems in Your Financial Life
For the first time ever, we're updating an episode we did back in 2022, all about money management systems. I’m detailing the two-track approach I recommend to hit your financial goals with minimal stress, because by taking advantage of the two big As—Automation and Amortization—you can put your financial life on the third A (Autopilot). (Sorry, I’ll stop.)
I am not a licensed financial profession
"I Want to Ask My Parents for My Inheritance Early"
One listener reached out to ask, "If I know I'm getting an inheritance, how can I ask my parents for it earlier? It'll go further now in my 30s than later." We address if that's the best move, considerations to keep in mind, and ways to thoughtfully position the ask.
Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questi
Index Funds for the Long Haul? Why Some Pros Are Nervous
We unquestioningly repeat the knowledge that index funds are the easiest way to “passively” build wealth. But what happens when too many investors go passive? Is this the most “benevolent bubble” in history? (Fair warning: That description is hyperbolic.) In this week’s solo expedition, I attempt to make sense of these claims—and what it would mean if they’re true.
(I am not a licensed financial p
Are Bonds Actually...Hurting Our Portfolios?
Traditional retirement advice often suggests balancing stocks and bonds as you near retirement—but as two Rich Girls pointed out, bonds seemingly don’t have great returns. So are they still worthwhile? And if so, should you buy them? Plus, we respond to some critical feedback we received.
Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer you
How We Make Working in America Better
If we’re talking about negotiating for higher income without talking about labor organizing, we’re outright ignoring one of the most powerful determinants of how people are paid.
This week on the show, you’ll hear from two people: an anonymous 20-year veteran of publicly traded, multinational corporate human relations who believes the “at-will employment” structure in the US is the core of our sys
The One Term Every Prenup Should Include
Listener Andrea shared a story that inspired this week's RGR: "I can't stop thinking about how my mom got screwed in a divorce and now has no retirement savings—she was a stay-at-home parent, and my father got all the assets in the divorce." We explore how to quantify and understand unpaid labor in the household, what stay-at-home parents can do to protect themselves, and other perspectives around
The Only 3 Money Metrics You Need to Know for Financial Freedom
I wanted to share the three numbers that I believe have the most impact on your life, so I invited Brad Barrett of the Choose FI podcast joins me to give his real-time reactions. But, more importantly, the real takeaway we landed on is that every conversation purportedly about money is actually about what it means to live a good life. This is not financial advice; please do your own due diligence.
Emergency Fund, 401(k), Down Payment: Saving Too Much...or Not Enough?
One listener writes in, "I have my HYSA, my 401(k) plus employer match, a Roth IRA, and now am saving for a down payment. I'm worried I'm lopsided and over-saved for retirement." But is she actually saving too much? Hear Katie's hot take. (Reminder: We are not licensed financial professionals, and this is not financial advice. Please do your own due diligence.)
Rich Girl Roundup is Money with Kati
A Hard Look at the Economic World Gen Z Inherited
We had JL Collins, the Godfather of Financial Independence, on the show earlier this year, and there was one question we seemed to disagree on: Are the dollars and cents of life actually harder today than they used to be, or does it just feel that way?
This prompted a listener to ask for a deeper dive: The official Boomer vs. Zoomer cage match of economic strife to understand, all else held equal,
Is It Possible for Everyone to Retire Early?
The FI/RE movement has picked up a lot of steam in recent years, but as one listener asks, how does that impact consumerism—and more broadly, can everyone to retire early?
Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New epis
The Messy Economic Truth that the "Birth Rate Panic" Reveals
Some of you recently shared articles about the so-called “birth rate panic,” pointing out that the intersection of economic policy with people’s decision to have children felt a little…off. So, I decided to dig into the coverage, some of the gaps I see, the cultural scapegoats, and of course, the bigger issue of treating our economy like a global MLM.
Transcripts, show notes, production credits, a
Single People's Most Impactful Financial Choice (and Understanding the Dual Income Household's Edge)
Many of you have asked: “How the heck do I make it work on a single income? What can I possibly do?” We’ll look at the levers you can pull (one in particular) and the context of how we got to this point. Plus, we respond to some of the feedback we received from our recent life insurance episode.
Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah ans
The Psychology of Overconsumption—and How to Shift Your Mindset for a Richer Life
Depending on the source, the average American buys between 1 and 1.3 new pieces of clothing every single week—and consumption is at an all-time high. So, why aren’t we tired of cheap shit yet and how can we better understand our psychological obsessions with spending? Well, we’re diving into it with sustainability expert and author of Consumed, Aja Barber.
Transcripts, show notes, production credi
How to Build Wealth and Support Family (with Boundaries)—Especially When You're First-Gen
On this week’s special Rich Girl Roundtable with Berna Anat: Traditional financial advice isn’t “one size fits all,” and that’s especially true for first-gen Americans who face unique challenges around building wealth and supporting family. How are the rules different for this demographic, and how can we make conversations around money more inclusive?
Rich Girl Roundup is Money with Katie's weekly
The Predatory Life Insurance That's a Scam—and the One That's Legit
Life insurance is a notoriously scammy industry, made more confusing by the fact that there are legitimate forms of life insurance that aren’t a total waste of money. So which ones are legit, and which ones should you avoid?
Reminder: I am not a certified financial professional and this is not financial advice; please do your own due diligence.
Transcripts, show notes, production credits, and more
How to Calculate if You've Already Saved Enough for Retirement—and If It's Time to Slow Down
It's possible you might already have enough saved up for retirement, thanks to the power of compounding—a phenomenon in the FIRE community known as Coast FI. We cover how to calculate that number, if it's a reliable safety net, and what else to keep in mind.
Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each
Dealing with Money Dysmorphia: When Perception Isn't Reality
A few weeks ago, I asked you all if the concept of "disordered financial behavior" resonated with you—and the response was overwhelming. And while a large faction of millennials and Gen Z deal with money dysmorphia—or as I'm inclined to call it, money disorientation—I'm not sure if the traditional blame on social media is the real cause. So how are we developing money dysmorphia, and how can we le
How Much Should You Budget for Childcare? We Explore All the Options
In this week's Rich Girl Roundup, Katie and Henah answer the one prompt they often receive as two childless women: "Please run the numbers on childcare." Tune in to hear them run through the average budget and costs to set aside for various forms of childcare, as well as Katie's impassioned diatribe about the state of care work in the US.
Rich Girl Roundup is Money with Katie's weekly segment wher
The Unconventional Approach Some Millennials Are Taking to Buy a Home
Millennials are taking matters into their own hands with the dueling crises of housing unaffordability and loneliness…by buying houses together. Brilliant move or total mess? We’ve got the inside scoop on both outcomes.
Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/buying-home-with-friends.
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The Ultimate Formula for Determining Your Financial Priorities
In this week's Rich Girl Roundup, we answer the age-old question: Should I prioritize putting money towards X or Y? Rich Girl Natalie shares the choice she's grappling with: Pay off a mortgage faster or focus on saving for retirement? We walk through the calculations and considerations to ask yourself to make your money work hardest.
Reminder: This is not financial advice; we are not licensed fina
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