Latina Investors
Latina Investors is a personal finance and investing podcast aimed at first-generation women of color. It covers money management, saving, investing, debt, side incomes, and entrepreneurship, with the goal of empowering WOC to make their money work for them in ways that cater to their unique stories.
Episodes
186. Why "Can I Afford It?" Is the Wrong Question to Ask Yourself [A Real Money Check-In Story]
You said yes before you even checked. You know you want to go. You know you'll figure it out. But somewhere in the back of your head, there's this low hum of uncertainty that follows you the whole time — and it takes the edge off the fun.A few weeks ago, a friend texted me about a beach trip for the Fourth of July. It was an immediate yes. No hesitation. But before I sent that confirmation
185. 3 Reasons Your Money Still Feels Tight Even When You're Making More
You check your bank account, the number looks okay, and you feel like you are probably fine. So you spend. Or you think you can save a little this month because things have been pretty good. And then somehow, at the end of the month, you are sitting there wondering where all your money went. If that cycle sounds familiar, this episode is for you.In this episode, Andrea breaks down three money deci
184. Roth IRA vs 401k: How To Use Both to Build A Comfortable Retirement
You have a 401k through your job and you keep hearing that you also need a Roth IRA. But no one ever sat you down and explained how these accounts actually work together, what the difference really is, or whether you even need both. So you are out here doing your best, hoping it all adds up one day, and trying not to feel behind.In this episode, Andrea breaks down the 401k and the Roth IRA in a wa
183. Why First Gen Latinas Struggle to Ask for More And How to Change That With Career Coach Evie Prete
Have you ever gotten a raise and immediately thought, I am going to get fired? Have you ever avoided looking at your debt because something about that number feels like it says something about who you are? If you are first-gen, you probably were not taught how to build wealth. You were taught how to survive with money. And there is a big difference.In this episode, I sit down with a career coach E
182. The Difference Between Saving Money and Strategically Building Wealth
You are saving every month. But somehow it still feels like you are not really getting anywhere, and you are not sure what you are missing.If you grew up with the message that saving money was the goal, you probably nailed it. You figured out how to put money aside. You built up your savings. And now you are wondering why it does not feel like wealth. In this episode, Andrea breaks down the differ
181. SAHMs Are An Asset (How to Stay Financially Empowered When You Leave the Workforce to Raise Your Kids)
If you became a stay-at-home mom and quietly started feeling like you need to ask permission to spend money, or like finances are his territory because he's the one bringing home the check, this episode is for you.Right after my daughter was born, I found herself seriously considering stepping away from work. I sat with the idea, ran through the logistics, thought about what her finances would loo
180. How Janely Went From Paycheck to Paycheck to $26K Net Worth Growth
You have been paying your bills on time. You have a savings account. You are not struggling in the way you grew up watching your parents struggle. But you still get to the end of every paycheck and think — where did it all go? And if that question makes you feel a little ashamed, a little stuck, or just tired of not knowing — this episode is for you.I am sitting down with Janely, a 1:1 client who
179. Index Funds vs. Mutual Funds vs. ETFs: What First-Gen Latinas Actually Need to Know
Have you ever heard the words index fund, mutual fund, or ETF and nodded along like you knew what they meant even though you don't fully understand? You are not alone, and this episode is here to change that.In this episode, Andrea breaks down three of the most important investing products you need to know: index funds, mutual funds, and ETFs. She starts from the very beginning — what a stock
178. From Surviving to $27K Saved & $9k Debt Paid Off: How Ariana Did This With Inconsistent Freelancer Income
If you have ever felt like money is something you are just trying to survive rather than something you actually own, this episode is going to feel like a breath of fresh air.Today I am sitting down with my client Ariana for a real check-in conversation, about a month after she finished her 1:1 Money Coaching program. Ariana came to me in June of 2024 as a freelancer and independent contractor deal
177. High Yield Savings Account vs. Taxable Brokerage: Where Should Your Money Actually Go?
Register for my free training here: https://www.bgwprograms.com/any-economyYou know you should be doing more with your money. You have savings sitting somewhere, maybe in a Chase or Wells Fargo account earning practically nothing, and you keep hearing about investing but you are not sure if you are ready, or where your money should even go. In this episode, I am breaking down the difference betwee
176. FREE TRAINING: How to Grow Your Money Even in This Economy (Simple Investing Strategy)
Register for my next investing training here: https://www.bgwprograms.com/any-economyWith rising prices, market volatility, and constant headlines about a potential recession, it’s easy to feel like you should wait before investing. But the truth is: building wealth isn’t about timing the market. It’s about having the right strategy.In this episode, I’m breaking down how to grow your money even wh
175. How to Tolerate Investment Risk as a First Gen Investor
If you grew up in a household where money was protected, preserved, and kept safe at all costs, the idea of investment risk probably feels like a threat. But for first-gen women building wealth, learning how to tolerate and use risk strategically is one of the most important shifts you'll ever make. In this episode, Andrea breaks down what investment risk actually means, why first-generation w
174. First Gen Money Mistakes And Why Shame Isn't the Answer
Making a money mistake doesn't make you bad with money, it just means you're first. If you've ever made a money decision you regret and spent months (or years) quietly carrying the shame of it, this episode is the permission to finally put it down. Andrea shares a personal breakthrough she had during a recent coaching call — a moment that helped her finally release the shame she'd
173. Is it worth it to open a Trump Account? (530a Account)
Discover the Hidden Power of the 530A Account for Your Child's FutureMoney isn't just personal—it's political. As first gen WOC, knowing how policy impacts your financial options is crucial. In this episode, I break down the new 530A accounts, often dubbed "Trump accounts," and their potential for your child's financial future. While the political landscape may not always align with our values, un
172. FAQs: 1:1 Money Coaching
Have you been thinking about joining 1:1 money coaching but something holds you back? In this episode, I share with you 3 hesitations that might be getting in the way of going after your desire of saving, investing & building wealth. You'll learn: ✅ You're brain's main job and how it actually goes against personal growth ✅ What you miss when you only focus on getting to your goals
171. How much money do you need to move out of your parents' house?
Living with your parents is one of the biggest wealth-building advantages you can have. But only if you know how to use it.A lot of first gen WOC are in this season right now: low expenses, decent income, and a gut feeling that they should be doing more with their money before they move out. The problem is most people make this leap based on a number that feels right, not one they've actually run.
170. What I Did With My Money During the 2020 & 2022 Market Crashes...And What I'm Doing Now
If the headlines are making you want to pull back from investing right now, this episode is for you.The market feels uncertain. There's recession talk, layoffs, inflation, and a lot of noise. And if you grew up in a household where money was scarce, that noise hits different — it goes straight to your nervous system and tells you to protect, hoard, and wait it out. Andrea gets it, because she
169. How Viviana Went From $18K in CC Debt, an uninvested Roth IRA to Finally Making Her Money Work for Herr [1:1 Client Interview]
You can save, invest, and pay off debt at the same time — and Viviana is proof.In this episode, I'm sitting down with my 1:1 money coaching client Viviana Gonzalez, who came into coaching with $7,000 sitting uninvested in a Roth IRA, $18,000 in credit card debt, and a retirement goal she thought was probably unrealistic. On top of that, she was navigating her mom's divorce, a family health
168. Credit Scores + That One Time I Got Sent To Collections
Have you ever felt the anxiety of discovering a collection on your credit report? Join me as I walk you through my eye-opening journey of navigating a surprise bill sent to collections, and the lessons learned about maintaining a healthy credit score. For first-gen WOC, understanding credit is crucial, yet often overwhelming. Let's demystify the process and empower you with the practical steps to
167. How to Confidently Navigate Your First 401k Setup
Navigating your first 401 (k) can feel like uncharted territory, especially when you're the first in your family to secure a salaried position with benefits. As first-gen WOC, many of us have not been exposed to conversations about a 401 (k), employer matches, or retirement planning. It's a lot, but here's the good news: you don't have to do it alone. Join me as we break down the e
166. Why You Should Become Financial Literate Before Getting Married
In this episode we explore why becoming financially literate pre-marriage is a game-changer for first gen WOC. You'll learn how understanding your own money habits can empower you and set a solid foundation for your relationship. Whether you're flying solo or deeply committed, this conversation is your invitation to embrace financial independence and bring your best self to the table.In th
165. How Childhood Money Lessons Shape Our Money Mindset
What you experienced in your childhood and the money lessons you heard can shape your money mindsetIn this episode, I’m sharing a childhood story that shaped how I viewed saving and spending, and how I had to unlearn the idea that “spending is bad” and “saving is good.” As first-gen WOC, so many of our money beliefs were formed through survival, scarcity, and subtle messages from our families.But
164. How Eva Paid Off $52K in Debt and Rebuilt Her Financial Life [1:1 Money Coaching Client Interview]
What does financial freedom actually mean? In this episode, I’m sitting down with one of my 1:1 Money Coaching clients, Eva — a life coach who once identified as a “YOLO spender” and had a negative net worth of -$32,000We talk about what it really looks like to go from financial chaos and shame… to calm, grounded confidence with money. And why it isn't about becoming cheap or restrictive and i
163. Interest Tolerance (And How It Can Break The Debt Cycle)
Does the idea of paying interest make your skin crawl?In this episode, we’re diving into interest: what it is, why most of us were raised to avoid it at all costs, and how that mindset might be keeping you stuck in a never-ending debt cycle. We're breaking down why tolerating interest (for a little while) can actually help you build real financial safety and get ahead faster — without panic paying
162. Savings First, Retirement Second, Debt Third
What should you do first when you get a big chunk of money?In this episode, I walk you through my 3-step money prioritization method and the exact framework I teach my 1:1 clients when they get a bonus, settlement, tax refund, or any kind of windfall. We’re breaking down how to make your money work now and for your future self — without falling into the trap of panic-paying debt at the expense of
161. What do I invest in my Roth IRA? (3 Fund Portfolio)
You opened a Roth IRA… but now what?In this episode, I’m breaking down exactly what to do after you open a Roth IRA — including how to actually buy investments inside of it (and why just funding the account isn’t enough). I’ll walk you through the process using a shopping analogy, introduce the 3-Fund Portfolio strategy, and help you avoid the biggest first-time investing mistakes I see.In this ep
160. Postpartum Diaries: I Think I Had PPA (Reflecting On The Last Year)
I didn’t know what postpartum would actually feel like until I lived through it. In this episode, I’m sharing the emotional and unexpected parts of my postpartum journey — the anxiety I didn’t realize was anxiety, the grief I didn’t expect, and the lessons I’m taking with me into this next chapter. In this episode, you’ll learn:✅ What postpartum anxiety looked like for me (even when I didn’t reali
159. Why I Pay My Credit Card Off Weekly
Ever feel like you're doing everything “right” with your credit card — but still not getting ahead financially?In this episode, I break down why paying your credit card in full every month isn’t the same as using it strategically to build wealth. I’ll show you why I pay mine weekly (or biweekly), how this habit changed my relationship with cashflow, and how it can help you figure out if you
Free Investing Training: How To Build An Investing Portfolio As First Gen
Grab your spot here: https://calendly.com/buildinggenwealth/first-gen-trainingI'm hosting a free investing training on Tues, Feb 3rd at 7:30pm EST. This training is for the first gen WOC who wants to starts learning how to invest, but has A LOT of questions & hesitations. You'll leave the training understanding so much more about investing and feeling like it's possible for you to
158. Should I buy VOO?
➡️ Register for my free investing training hereEver feel unsure if you're investing the “right” way or if you just copied what someone on IG said?In this episode, I’m breaking down a pattern I’ve seen with clients following generic investment advice without understanding the why behind it. I explain what VOO actually is, when it does make sense to invest in it, and why context, not just conten
156. 2026 Money Reset
Ever feel like the year flew by and you're not sure where your money went?In this episode, I’m reflecting on my own money habits in 2025, the systems that held things together during postpartum, what slipped through the cracks, and how I’m setting up for a stronger 2026. I’m also inviting you to join my 2026 Money Reset, a behind-the-scenes video series where I walk you through everything I do
155. Wealth Building Cashflow
You're making “good money” but it doesn’t it feel like it. In this episode, I break down the #1 thing I help every client uncover in their finances in order to build wealth: wealth-building cash flow. If you’ve ever thought, “I’m not overspending because I pay off my credit card every month” — this episode will rewire how you think about spending, saving, and using your income to actually buil
154. Why It’s Never Too Late to Start Investing With Mabel Cardec [1:1 Client Interview}
Ever feel like it’s too late to start investing — even if you’re close to retirement. In this episode, I’m joined by my client Mabel, a Latina in her 60s who used to be scared of investing and avoided her retirement accounts altogether. Now, she's confidently navigating her investing dashboard, understanding how her money grows, and planning to retire earlier than expected - without the pressu
153. Navigating The Holidays Without Getting Into Debt or Overspending
The holiday season often pressures us to overspend, leaving many feeling financially overwhelmed and out of control. In this episode, I reveal strategies to help you stay grounded and manage your finances effectively during the holidays, enabling you to enter January with financial confidence and peace of mind. You’ll learn:✅ How to decide ahead of time what you want to spend and why it matters.✅
152. The Evolution Of "Hard Work" For First Gen
REGISTER FOR THE FREE TRAINING HERE: https://calendly.com/buildinggenwealth/trainingUnlock the secret to making your money work as hard as you do in this episode of Latina Investors. I'll explore how to create a robust investing portfolio without relying on expensive financial advisors, and share practical strategies for empowering your financial future. Discover the tools and techniques to en
151. Why Market Crashes Can Be the Best Time to Start Investing (Especially For First Gen)
It can feel like right now might not be the best time to start investing. Or is it? but what if stock market cycles provide unique opportunities for building wealth despite instability...especially for first gen. In this episode, I'll share why now might be the perfect time to start investing and how to navigate emotional and financial challenges.You'll learn: ✅ Why market downturns offer
150. Discipline vs Desire
Ever felt like the only way to reach your money goals was to force yourself into strict discipline? Well, there's a new way and strategy for the first gen WOC who are tired of pressure and discipline being the only motivators to get ahead with money. In this episode, you’ll learn: ✅ Why discipline based money goals lead to burnout (especially for first gen WOC) ✅ How to identify your deep desires
149. How to Build Wealth and Live Off Your Investments Using 2 Key Resources
Most people think you need to earn more or win the lottery to build wealth, but that’s not actually true.In this episode, I break down the two most overlooked resources you already have access to and how using them well can help you build serious wealth over time. I also walk you through what it actually looks like to live off your investments, and how to calculate your own retirement goal using t
148. How taxes work when investing outside retirement
"...But what about the taxes??"In this episode, I’m breaking down exactly how taxes work when you invest through a brokerage account, especially if you’re building wealth outside of retirement.If you’ve ever asked: ➡️ “What are the taxes like on a brokerage account?” ➡️ “Will I owe a big tax bill if my investments grow?” ➡️ “Is a brokerage account even worth it if I have to pay taxes?” .
147. How To Stop Overspending (Intentional Spending Framework)
How good are you at "spending money"? ✅In this episode, I’m breaking down the 4-part Intentional Spending Framework I teach my clients to help them spend in a way that actually feels good, not chaotic or restrictive, but aligned and empowering. You’ll learn:✅ How to align your spending with your values and life goals✅ What to ask yourself to know if a price actually feels “worth it”✅ Why
146. Parenting With Money Wounds
“If I say no, they’ll feel what I felt, and I can’t let that happen.”I’ve had so many clients share this with me. They grew up hearing “we don’t have money”, and now that they’re parents, they find themselves saying “yes” to everything, overspending to protect their kids from the same disappointment they experienced.In this episode, I unpack what it means to parent with money wounds, why it shows
145. How To Grow an $85K Portfolio in 4 Years Without a Six-Figure Salary With Kelly Zúñiga
In this episode, I sit down with fellow money coach Kelly Zúñiga to talk about how she invested $85,000 in just four years without a high salary and while navigating the responsibilities of being first gen.We go deep into the mindset shifts, small steps, and real numbers behind her investing journey, plus why both of us started out as “super savers” before learning how to grow our money.You’ll lea
144. The 4 Stages Of Getting Better With Money (Competence Ladder)
Ever feel like money just isn’t clicking for you no matter how much you try to learn or how many videos you watch?In this episode, I walk you through the 4 Stages of Money Competence, a powerful framework that helps you understand where you’re at, why money still feels hard, and how to move forward without giving up. Whether you're a chronic saver afraid to invest or a spender stuck in the cre
143. How To Built Wealth by Taking Big Risks (Even When It Was Scary) With Cat Del Carmen
Ever feel like taking financial risks isn’t for people like us.. especially if you're the first in your family to build wealth?In this episode, I sit down with business coach and real estate investor Cat Del Carmen for an honest conversation about risk, regret, and wealth building as a first gen Latina. Cat shares the exact mindset that helped her go from watching her mom struggle financially
142. How to save $5k by the end of the year
In this episode, I'm breaking down a 4 step framework that allows you to save $5k by the end of the year. As we enter the last quarter of the year, there's still so much you can do with your money. In this episode, you’ll learn:✅ Where to start to see exactly what you can already do ✅ How to redirect your money in a way that doesn't create restriction✅ Ways to bring in more income to h
142. How I'm Planning To Pay Off $13k Of Credit Card Debt
I'm taking you behind the scenes of my journey to pay off $13k in credit card debt. I'll share my approach to managing business finances and achieving money goals, even amidst life's hurdles.In this episode, you’ll learn:✅ How I devised a safety plan to navigate financial uncertainty and create stability✅ The importance of shifting mindset and belief to maintain focus and motivation.✅
141. Is My 401k Safer Than Investing: How Safety, Risk & Retirement Work
Unlock the secrets of your 401 (k) in this enlightening episode of Latina Investors! Is your 401 (k) really safer than other investments, or is it just another misconception? Join me as I dive deep into the components of a 401 (k) and explore smarter investment strategies for your future. In this episode, you’ll learn:✅ The truth behind 401 (k) investment safety and its comparison to individual br
140. The Link Between Your Voice and Your Net Worth: Why Speaking Up Builds More Than Confidence with Daisy Lopez
In this episode, I’m joined by Daisy, founder of The Liberated Latina, to talk about the connection between voice, identity, and wealth. Whether you're an entrepreneur or in your career era, your voice is one of your most powerful (and underrated) financial tools.You’ll learn:✅ How generational silencing impacts your career and money decisions ✅ What “vocal activation” actually is—and how it retra
139. The First-Gen Guide to Saving, Investing, and Paying Off Debt in the Right Order
If you're first gen, building wealth isn’t just about you. It’s about your family. Your parents who might not have retirement accounts and your kids you want to set up for success.In this episode, I break down my 2-part money roadmap for first gen wealth builders: how to protect yourself first (without shame), and how to grow wealth that supports your family’s future too.You’ll learn:✅ The exact 3
138. Debt Neutrality with Gina Knox
Feeling stuck in shame about past money decisions—especially around debt or business investments? You’re not alone.In this episode, I sit down with business money coach and entrepreneur Gina Knox to talk about the mindset shift that changed everything: debt neutrality.You’ll learn:✅ What debt neutrality actually means (and how it’s not just ignoring debt)✅ How she recovered from a $10k investment
137. Where to Put Your Money So It Actually Grows
In this episode, I break down exactly where to put your money to make it work for you, not just sit in a savings account. I share how I used different accounts to generate over $10K in passive income and why learning to invest is one of the most powerful skills first gen women can learn.You’ll learn:✅ The difference between “just saving” vs. actually growing your money✅ Which accounts to open base
136. 3 Skills You Need to Build Wealth on Any Salary
Ever feel like money is always stressful — no matter how much you’re earning?In this episode, I break down the 3 essential money skills that have helped me feel financially secure, even when I was making $22k a year. Whether you're just starting out or already earning more, these are the skills that change everything.You’ll learn:✅ Why saving is a skill (not just a discipline) — and how to mas
135. Retiring 10 Years Earlier with Maria Lopez [1:1 Client Interview]
Today, I’m joined by my long-time client and fellow first-gen Latina, Maria Lopez. Maria first came to coaching as a dedicated saver focused on security and survival, but in her second round of 1:1 coaching, she set her sights on something even bigger: retiring early.In this episode, you’ll learn:✅ How Maria Lopez shifted from saving out of necessity to investing with purpose and intention.✅ The s
134. The One Paycheck Habit That Changed My Entire Money Journey
I was able to save money even when I was only making $22,000 a year—and it all came down to one powerful habit: sending my money to the right places as soon as I got paid. That simple shift changed everything in my wealth-building journey, and it’s a system I still use today.In this episode, you’ll learn:✅ How to effectively allocate your paycheck to cover both your living expenses and your long-t
133. What To Do When You Feel Behind With Money
In this episode, we dive into the feeling of being behind as first gen. We talk about the weight of it and go into ways to flip the script of your financial journey to make things feel lighter. We talk about: ✅ The powerful mindset shifts that helped Andrea overcome the scarcity mentality and take control of her finances.✅ Why understanding your unique first gen circumstances can free you from unh
132. Why I’m So Confident I Won’t Lose Money Investing
Most people think investing means picking a random stock and hoping it goes up. But that's not the case at all.In this episode, Andrea breaks down the different types of investors (day trading, stock picking, options trading) and explains why you don’t have to invest in ways that are risky...especially when you're just starting out. You’ll learn:✅ The safer investing strategy backed by 100
131. How I Use My Brokerage Account vs My Roth IRA
If you’ve ever wondered what the difference is between a Roth IRA and a brokerage account (and which one to start with) this episode breaks it down in a simple way. Andrea shares her personal investing journey as a former saver who opened a Roth IRA first… then realized she needed more than just retirement investing to build wealth. You’ll learn:✅ What a Roth IRA actually is (and why it’s often yo
130. “I'm My Parents’ Retirement Plan”: 4 Ways To Support Your Parents Without Sacrificing Your Own Goals
As a first gen professional, it’s not just your future you’re planning for, it’s your parents’ too.If you’ve ever felt the pressure of being “your parents retirement plan,” this episode is for you.In this episode, we cover:✅ How to get clear on what support actually looks like (so you can plan for it strategically) ✅ The #1 thing to do before you start creating a plan for them ✅ How to use investi
129. Mortgages 101: How to Pick the Right Mortgage as a First-Time Buyer
If you’re a first gen homebuyer starting your journey, this episode breaks down exactly what a mortgage is—and how to choose the best one for your financial situation.You’ll learn:What a mortgage really includes (spoiler: it’s more than just the loan)The 3 most common types of mortgages: Conventional, FHA, and VA/USDA loansThe difference between PMI and MIP—and why it mattersHow to compare banks,
128. How to Find the Right Realtor (and How They Get Paid)
Choosing the right real estate agent can make the process smoother, less stressful, and more financially aligned with your goals—especially as a first-gen. You deserve someone who will advocate for you, not just close a deal.In this episode of the First Gen Home Buyer Series, we break down:The difference between a buyer’s agent and seller’s agentHow realtors actually get paid (and why it matters
127. How To Prepare Your Credit To Get The Best Interest Rate
Want the best possible interest rate when you buy your first home? It starts with your credit score. In this episode of the First Gen Home Buyer Series, I break down exactly how your credit impacts your mortgage and the simple steps you can take now to improve it.You’ll learn:What credit score you actually need to qualify for a mortgageThe difference between FHA and conventional loan requirementsH
126. How to Save for a Down Payment (While Putting Your Money To Work)
You don’t need to save every dollar in cash to buy a home. In this episode, I’ll show you how to build your down payment with a blend of saving and investing so you can reach your goal faster without risking your money or pausing your wealth building.We’ll cover:How much you really need for a down payment (hint: not always 20%)The difference between short-term saving vs. mid-term investingHow to s
125. 3 Steps to Determining Your House Budget (So You Don’t End Up House Poor)
Before you start searching for a house, there’s one question you need to answer: how much house can I actually afford while continuing to build wealth?In this episode, I’ll walk you through 3 key steps to determine your home budget based on your lifestyle, not just what the bank says you qualify for. Because the goal isn't just to buy a house. It’s to afford it comfortably and still build wealth.Y
124. Renting vs. Buying: How to Know If You’re Actually Ready to Own a Home
Thinking about buying a home can often feel like the “next step”...In this episode, I break down how to know if you’re really ready to own, and why renting isn’t throwing money away. I share the real numbers from my own home purchase, including equity gains vs. hidden costs like taxes, repairs, and maintenance.You’ll learn:What it actually costs to own a homeWhy homeownership is not always the bet
123. First Gen Home Buyer Series
Thinking about buying your first home but feel overwhelmed by where to start? This episode kicks off the First Gen Home Buyer series created specifically for first-gen women of color navigating the home buying process for the first time. I’ll share what makes this journey so different for first gen, what to expect in the upcoming episodes, and why buying a home isn’t just a financial decision, it’
122. Why Building Wealth Is an Act of Resistance for First-Gen Latinas
In this episode of Latina Investors, I’m breaking down why building wealth is an act of resistance—especially for first-gen Latinas navigating family responsibilities, cultural expectations, and systemic barriers. I share my personal story of waking up to the limits of the so-called “American Dream” and what it really takes to create financial freedom as a first-generation immigrant.You'll hea
I'm Back From Maternity Leave!
I'm back to making episodes on here. Excited to be back!
Postpartum Diaries: Adjusting To Mom Life
In this episode, I share my experience as a first time mom and my third and fourth week having my baby home.
Postpartum Diaries: Feeding Journey
In this episode, I share my experience as a first time mom and my second week having my baby home.
Postpartum Diaries: Bringing Our Baby Home
In this episode, I share my experience as a first time mom and my first week having my baby home.
121. Postpartum Diaries: My Birth Story
In this episode, I share my birth story. This isn't money or financial related. This is just me wanting to share and document my transition and journey into motherhood.
If you're looking for a 2025 Budgeting Template, click here
120. 5 Lessons From My First $100k Year
In this episode, I share 5 lessons that helped me make my first $100k in business.
If you're someone who wants to start a business, wants to go full time in business or is pursuing a big goal...this episode will be helpful.
I'm sharing the biggest mindset shifts I had to make in order to hit my 2024 revenue goal.
Mini Course: "Am I On Track To Retire Comfortably?!" Mini Course
119. Contributing To Retirement vs Retiring Comfortably
In this episode, I’m diving into the difference between simply contributing to your retirement and actually retiring comfortably.
If you’re putting money into your 401(k) but unsure if you’re on track or doing “enough,” this podcast episode is for you.
I’ll break down what it really takes to build a retirement strategy that works for you and introduce my new course designed to help you go from
118. Anti Gate Keepers: Taxes 101 With Diana Serrano-Salazar
In this episode, I’m joined by Diana, an accountant dedicated to helping first-gen service entrepreneurs tackle their bookkeeping and taxes with confidence.
As the eldest daughter of Mexican immigrants, Diana is passionate about empowering the Latine community by bridging the gap between tax education and financial success.
We break down how taxes work, why getting a refund isn’t always a win,
117. Anti Gate Keepers: How DACA Recipients & Undocumented Immigrants Can Start Investing W/ Maribel Francisco
LEGAL DISCLAIMER: This discussion reflects the personal experiences and research of two individuals— it is not professional advice. If you’re navigating immigration matters or considering financial steps tied to your status, we strongly recommend consulting with an immigration lawyer or qualified professional for guidance tailored to your specific situation.
In this episode of the "Anti Gate Keep
116. Anti Gate Keepers: Paying Off $100k Of Debt And Traveling By Credit Card Hacking w/ Lizbet Barajas
In this episode of the "Anti Gate Keepers" series, I’m joined by Lizbet, a First-Gen Latina, mom of two, and budgeting expert who paid off over $100,000 in debt—all while traveling with her family using credit card hacking.
Lizbet shares how she uses travel hacking and credit card points to make family travel more accessible and affordable even during a debt pay off journey. We dive into her str
115. Anti Gate Keepers: Are Trusts Only For Rich People?! With Denise Torres, Esq.
In this episode of the "Anti Gate Keepers" series, I’m talking with Denise Torres, a first-gen Chicana attorney and founder of Torres Legal Counseling. Denise is on a mission to close the racial wealth gap and shares practical tips to help make sure our legacies stay in the family and support future generations. We break down estate planning and why it’s so important for our community to understan
114. Anti Gate Keepers: Buying Your First Investment Property With Nieves Soto
In this episode of the Anti GateKeepers Series, I talk with Nieves Soto, a trailblazer in her family as the first to buy a rental property.
Since her first purchase in 2021, she’s expanded her portfolio with smart investment choices that don’t over leverage her finances and keep adding to her portfolio.
Nieves shares her approach to making sound investing decisions and offers insights into what
Anti Gate Keepers Series Introduction
Introducing the Anti Gate Keepers series! Over the next couple of weeks, I’ll be interviewing six experts in fields like real estate investing, taxes, estate planning, career coaching, credit card hacking, and even investing as a DACA recipient.
You’ll gain insider access to wealth-building strategies that often feel out of reach, as we dive into practical steps and personal insights from first
113. Debunking The Myth: "I Can't Touch My Investments"
In this episode, I’m breaking down the myth that keeps so many from investing: “I can’t touch my investments.” I’ll explain how and when you can access your accounts, plus how to avoid penalties from certain account. So whether you’re saving for retirement or another big goal, I’ll show you how to access your money when you need it—without messing up your long-term plan.
Book a call here to learn
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