Money Grows on Trees

#351 - Full Shares Masterclass, Wasn’t Meant For The Public Aug 20, 2026 52:30 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this new episode, Lloyd breaks down how shares actually work and why understanding them as real ownership, not

#350 - Is The Stock Market Collapsing?! Aug 17, 2026 21:33 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comEveryone’s panicking about the stock market right now, but most people are panicking for the wrong reasons. In thi

#349 - Watch Me Live Eliminate Thousands In Debt Aug 11, 2026 18:49 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd breaks down a real financial snapshot live and shows exactly how to eliminate debt using a

#348 - How Far Will Australian Property Prices Fall/Collapse? (Based on History) Aug 5, 2026 23:43 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this new episode, Lloyd breaks down why Australian property prices are already slipping and what history sugges

#347 - The Best 10 Years to Build Wealth (not your 20s) Jul 30, 2026 18:55 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this new episode, Lloyd explains why Australian data shows the biggest net‑worth jump happens between 35 and 45

#346 - Why Keeping OVER This Amount In Your Bank Is A Terrible Mistake Jul 28, 2026 10:35 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comKeeping more than you need in a savings account is one of the most expensive mistakes in personal finance. In this

#345 - I’m A Millionaire Who Hates Property (Here’s Why) Jul 22, 2026 18:28 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comMost Australians believe residential property is the gold standard for wealth. In this episode, Lloyd explains why

#344 -Is It Still Possible To Build Wealth In Australia? Jul 16, 2026 18:22 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comBuilding wealth in Australia genuinely is harder than it used to be. In this episode, Lloyd breaks down why the ol

#343 - Warning! The Australian Property Crash Is Beginning Jul 14, 2026 30:35 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comThe Australian property crash isn’t coming, it has already begun. In this episode, Lloyd breaks down the hard evid

#342 - BREAKING! The RBA Just Admitted We Are Entering Stagflation Jul 8, 2026 28:59 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd breaks down the latest RBA move and why Australia is now showing the textbook signs of stag

#341 - How To Make Rational Financial Decisions (3 Step Framework) Jul 2, 2026 20:33 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd explains why emotions are the biggest threat to your financial future and why most people l

#340 - Serious About Building Wealth In Australia Without Property? Jun 30, 2026 20:27 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd breaks down why property is not the only path to wealth in Australia and why sinking your e

#339 - I’m A Millionaire. Here’s How I Built Financial Freedom. Jun 24, 2026 27:00 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd breaks down the real process behind building financial freedom, not luck, inheritance or cr

#338 - Should Gen Z Buy Property In Australia? Jun 18, 2026 19:13 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, I break down why buying property might be the worst financial move Gen Z could make right now. Th

#337 - Mindset and Money Pressure Explained Jun 16, 2026 15:16 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd reacts to reels that capture the frustration and confusion people feel in today’s economy.

#336 - How The Budget Impacts Every Asset Class (Long-term view) Jun 9, 2026 22:41 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comThe 2026 Australian federal budget just fundamentally changed the rules of investing. In this episode, Lloyd break

#335 - Can You Really Thrive in Today’s Economy? Jun 4, 2026 12:18 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The market is flashing signals investors can’t afford to ignore. In this episode, Lloyd reacts to what’s happenin

#334 - The Last Time the Stock Market Did This, It Took 14 Years to Recover Jun 2, 2026 14:48 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com The stock market is flashing signals we haven’t seen since the year 2000. Back then, valuations hit extremes, the

#333 - Why 2 Incomes Made the Middle Class Poorer May 27, 2026 17:38 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Two incomes were supposed to make life easier, but the data shows they simply pushed house prices higher and left

#332 - 10 Things That Are No Longer Worth Your Money May 21, 2026 27:21 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comSpending feels harder than ever and a lot of it comes down to everyday costs that have quietly blown out over the

#331 - Is It Negligent To Buy Property? May 19, 2026 30:09 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Buying property right now looks like the default path, but the real numbers behind deposits, interest and long‑te

#330 - Breaking: Australian Property Is Officially Collapsing May 13, 2026 21:28 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Australian property prices are beginning to shift, and the early data is pointing in a direction that challenges

#329- The System Is Designed To Keep Australian’s Poor May 7, 2026 15:08 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comThe financial rules people assume are normal are actually engineered to keep them stuck. In this new episode, Lloy

#328 - The 10 Dumbest Things I’ve Seen People Do With Money May 5, 2026 12:54 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Most people do not lose wealth from market crashes, they lose it from everyday decisions that quietly compound ag

#327 - The Hack To Retire at 55 Apr 29, 2026 16:13 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Most Australians retire at 67 with barely enough super to last a decade. But a small group retires at 55 with inc

#326 - I'm a Multi-Millionaire and I Rent Apr 23, 2026 23:26 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this episode, Lloyd breaks down why so many Aussies feel “house rich, cash poor”, how the cultural pressure to

#325 - The Last Time Property Did This, It took 70 Years to Recover Apr 21, 2026 17:23 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comThe last time Australia saw a property boom like this, it ended in a 50% crash, and the recovery took 70 years. M

#324 - Is SpaceX An Opportunity For The Average Aussie? Apr 15, 2026 27:06 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comSpaceX looks like the investment opportunity of a generation, but most people don’t understand how the IPO works o

#323 - Why THIS Is Worthless Apr 9, 2026 21:42 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comThe $100 note in your wallet is worth less today than it was yesterday, not because of normal inflation, but becau

#322 - Is the Australian Property Market Collapsing!? Apr 7, 2026 20:44 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this new episode, Lloyd breaks down why the Australian property boom was driven by seven powerful tailwinds, an

#321 - Have a House But NO Disposable Income? (Here’s Why) Apr 1, 2026 30:19 Already house poor or worried you might be? Grab a copy of House Poor:https://moneybuyshappinessbooks.com/housepoorbookWant to achieve financial freedom and build lasting wealth?http://moneybuyshappinessbook.comIn this new episode, Lloyd reveals why the deeply embedded societal pressure to buy a house is actually a trap for millions of people, and why the macro conditions that made property the tr

#320 - The US Iran War Will Make SMART Investors Insanely Rich Mar 26, 2026 09:58 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com👉https://moneybuyshappinessbooks.com/housepoorbook In this new episode, Lloyd reveals why the US–Iran war is reshaping global markets in ways most investors aren’t seeing, and why a handful of assets consistently move first when fear spikes. He also shares the surprising structure of his own portfolio and the lon

#319 - WARNING! This Oil Shock Is Going To Destroy Australians Mar 24, 2026 21:24 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.comIn this new episode, Lloyd breaks down why the global oil shock is about to hit Australia harder than any other developed nation, and why the cost of everything is about to surge. With Brent crude above $100 and the Strait of Hormuz near closed, fuel, food, freight, inflation and mortgage stress are all set to ri

#318 - The RBA Is Sending Inflation To 5% Mar 19, 2026 10:24 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.comIn this new episode, Lloyd breaks down why the RBA’s latest 0.25% hike won’t cool inflation, and why it’s pushing Australia closer to 5%. With a split board, rising fuel costs and Treasury forecasting higher inflation, this move leaves households exposed to more pressure ahead.This episode breaks down:◼️ What the

#317 - The 3 Wealth Archetypes (Don’t Get This Wrong) Mar 12, 2026 13:21 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this new episode, Lloyd explains why most people invest backwards and reveals the three wealth archetypes that determine how you actually handle risk. This episode breaks down:◼️ The Guardian, the Builder and the Hunter, and how eac

#316 - I’m a Millionaire. If I had $10,000, Here’s How I’d Invest It Mar 10, 2026 13:20 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this new episode, Lloyd breaks down exactly how he would invest $10,000 if he had to start again from scratch. These are the practical steps he’d take today based on the same principles that helped him become a millionaire.This episo

#315 - Your Super Won't Make You Rich. This Will. Mar 5, 2026 12:18 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this new episode, Lloyd explains why your superannuation was never designed to make you wealthy and why relying on it for freedom is one of the biggest financial misunderstandings in Australia. This episode breaks down:◼️ What super

#314 - Why You Should NEVER Listen To Finance Influencers Mar 3, 2026 12:39 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this new episode, Lloyd reacts to some of the most common finance‑influencer advice and breaks down why so much of it is misleading, incomplete or outright dangerous. The episode exposes the tactics, shortcuts and narratives that sou

#313 - The $100 Billion Lie That Will Destroy Crypto Feb 26, 2026 08:04 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this new episode, Lloyd exposes the $100 billion risk sitting at the centre of the entire crypto market. Bitcoin’s biggest threat isn’t regulation or hacks. It’s Tether, a stablecoin that has never completed a full independent audit,

#312 - The Biggest Silver Crash In 40 Years (what’s next?) Feb 24, 2026 15:57 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this new episode, Lloyd breaks down why the biggest silver crash in 40 years wasn’t a random event, and why most investors are misunderstanding what comes next. A 27% single‑day drop signals structural pressure, crowded positioning a

#311 - He Predicted Bitcoin To Crash To $67k.. Here’s What He’s Calling Next Feb 19, 2026 16:10 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this episode, Lloyd breaks down why Bitcoin’s collapse wasn’t luck, and why the next phase could be even more brutal than people expect. Cheap money is gone, liquidity is tightening, speculative demand is evaporating and the narrativ

#310 - The RBA Isn’t Done Yet… Feb 17, 2026 14:43 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this episode, Lloyd breaks down why the RBA isn’t finished and why Australians are about to feel more financial pressure than they expect. Inflation is still running hot, government spending is fuelling demand, and the next wave of d

#309- The 5 Money Secrets Millionaires Don't Want You To Know Feb 12, 2026 08:06 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this episode, Lloyd reveals the five money secrets millionaires use that most people never learn. These aren’t hacks or shortcuts. They’re the quiet, disciplined habits that build real wealth while everyone else stays trapped in the

#308 - The 5% Deposit Scheme Is Bankrupting Young Australians (Here's How) Feb 10, 2026 13:03 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this episode, Lloyd reacts to the housing market circus, migration pressures, and the banks profiting from it all. You’ll learn: ◼️ Why low‑deposit schemes trap buyers in unsustainable debt ◼️ How government incentives distort the ho

#307 - If I Wanted to Survive the Recession, This Is What I'd Buy Feb 5, 2026 15:50 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comMost people only react after a recession hits. By then, prices have moved, fear is peaking, and the best assets are already gone. In this episode, Lloyd James Ross breaks down the three sectors he’s positioning capital in before the dow

#306 - Bitcoin Is Not an Investment (It's a Cult) Feb 3, 2026 12:40 What does Bitcoin produce? No cashflow, no earnings, no yield. Its price depends entirely on the next buyer paying more than you did. So why are so many people holding an asset that produces nothing?In this episode, Lloyd reveals:◼️ Why Bitcoin isn't the investment you think it is◼️ The difference between price movement and true value◼️ Why blockchain technology's value doesn't make Bitcoin a good

#305 -The AI Bubble Is Coming For Your Super Jan 29, 2026 25:06 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comGlobal fund managers, the IMF, and even Michael Burry are warning about the AI bubble. Yet billions are still pouring into companies like OpenAI, NVIDIA, and AMD despite unsustainable losses and circular financing deals. In this episode

#304 - MicroStrategy Is Collapsing (Will It Crash Bitcoin?) Jan 27, 2026 18:16 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this new episode, Lloyd James Ross breaks down why MicroStrategy’s leveraged bet on Bitcoin is starting to unravel. You’ll discover:◼️ How $17 billion vanished in just three months◼️ Why Michael Saylor’s debt‑fuelled Bitcoin strategy

#303 - WARNING! The RBA is about to HIKE Interest Rates Jan 22, 2026 12:27 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comIn this episode, Lloyd reveals why the Reserve Bank isn’t cutting rates as many expect, and why hikes are coming instead.◼️ Why inflation isn’t dead◼️ How higher rates will blindside homeowners◼️ The impact on property prices, consumer

#302 - How To Make A FORTUNE From Trumps Takeover Jan 20, 2026 22:38 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comTrump’s Venezuela takeover has changed the energy game. In this episode, Lloyd reveals how this geopolitical shift creates one of the biggest wealth opportunities of the decade:◼️ Why Venezuela’s oil reserves suddenly matter again◼️ Ho

#301 - How Much Money Do You Need to Never Work Again? Jan 13, 2026 10:15 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comThe entire 2026 money plan…explained fast. Lloyd covers your magic number, cash‑flow tracking, cost cuts, ETF compounding, and the disciplined behaviours that build a repeatable wealth system.◼️ How to calculate your magic number so yo

#300 - Give me 49 Seconds .. Master Investing Jan 8, 2026 00:48 Achieve financial freedom and build lasting wealth 👉 http://moneybuyshappinessbook.com🔗 TAKE ACTION:Get Money Buys Happiness book: http://moneybuyshappinessbook.comThe entire game of investing…explained in 60 seconds.Lloyd reveals the 3 rules that separate wealth builders from everyone else. Watch to the end.Timestamps:00:00:00 Introduction00:00:11 - Rule 100:00:22 - Rule 200:00:33 - Rule 3 Follow

#299 - The $1.5 Trillion AI Lie That's Holding Up The Global Economy Jan 6, 2026 26:49 In this new episode, Lloyd James Ross exposes the $1.5 trillion AI bubble threatening your superannuation, property portfolio, and the wider economy, showing why smart investors are exiting, why most AI projects may never be profitable, and how hype-driven valuations built on circular revenue loops could collapse fast, and most importantly, how you can protect your wealth and be ready to seize re

#298 - 85 Million Jobs Gone In 2026 (Who will pay the bills?) Jan 1, 2026 21:54 In this new episode, Lloyd breaks down the truth behind the headline that 85 million jobs will disappear by 2026, and reveals whether AI is really going to destroy your financial future. While governments push universal basic income as a safety net, it’s really a trap that creates dependency, limits your potential, and keeps you controlled.Lloyd explores what the headlines about AI job losses are

#297 - Australian Property Isn’t The Investment You Think It Is Dec 30, 2025 21:54 In this episode, Lloyd reacts to the housing crisis and exposes how property has become an investment vehicle instead of a home. He breaks down tax policies, banking scandals, and debt traps facing first‑home buyers, while sharing why overpriced markets are setting up for collapse.Discover how to protect your wealth, avoid risky borrowing, and build financial freedom without being crushed by the p

#296 - Why The Australian Property Market MUST Crash Dec 26, 2025 14:31 In this episode, Lloyd reveals why the Australian property market is a ticking time bomb, and why a crash isn’t just inevitable, it’s necessary to prevent something far worse. With $11.6 trillion in property propped up by $2.6 trillion in debt, households are drowning under unsustainable repayments, and government policies like the 5% deposit scheme and high immigration are only making it worse.Ll

#295 - The Bitcoin Death Spiral Has Begun. This is Your Last Warning Dec 18, 2025 28:23 Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd James Ross breaks down why he believes the Bitcoin “death spiral” has already started and what it could mean for your money, especially if you’re exposed to crypto. He unpacks MicroStrategy’s massive leveraged

#294 - My 10 Sources Of Income At Age 42 Dec 16, 2025 14:03 Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, Lloyd reveals his 10 income streams that have lead him to become a multi-millionaire in his early 40's. He highlights the importance of creating multiple streams of income, referencing the saying that the average mil

#293 - 45 Years of Data PROVE Which Asset Actually Builds Wealth Dec 11, 2025 22:51 In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on wealth-building through various asset classes over the past 45 years. He compares the returns on a hypothetical $100,000 investment made in 1980 across different options, revealing that gold would have appreciated to $770,000, while Tokyo real estate would only be worth $150,000 today. Interestingly, a

#292 - Is Network Marketing Still Worth It in 2026 Dec 9, 2025 11:56 In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on network marketing as a viable option for earning extra income with minimal financial risk. He discusses the importance of selecting the right company, product, compensation plan, and team, emphasizing that while it may take time to see returns, the potential for recurring income and tax deductions makes

#291 - Why I Don’t Own a House as a Multi-Millionaire Dec 5, 2025 28:23 In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, dives into the controversial topic of homeownership, specifically why he, as a multimillionaire, chooses not to own a house. He discusses the common pitfalls many face, such as being trapped in old money habits and the financial stress that comes with heavy mortgage commitments. Lloyd emphasizes the importance of investin

#290 - The 7 Most Common Financial Mistakes Business Owners are Making Dec 2, 2025 10:09 In this episode, Lloyd James Ross, a seasoned seven-figure investor and entrepreneur, shares insights into the seven most common financial mistakes made by business owners. He emphasizes the importance of separating personal and business finances, highlighting that many new entrepreneurs mistakenly treat their business income as personal income. Lloyd encourages listeners to create a contingency b

#289 - China Is COMING For the US Dollar Nov 27, 2025 20:53 Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.comIn this episode, we break down why China is pushing hard to move global trade away from the US dollar—and how gold suddenly became a power move in their strategy. From frozen Russian reserves to skyrocketing gold demand, Lloyd unpack

#288 - Is the RBA Torching The Aussie Dollar Nov 25, 2025 21:51 In this episode, Lloyd breaks down what’s really been happening to the Aussie dollar, from ultra-low interest rates to massive bond-buying during COVID, and how all that cheap money ended up torching our purchasing power. He unpacks why inflation ran wild, how government spending piled on top, and what the RBA got wrong (and right) trying to fix it. If you’ve been wondering why everything suddenly

#287 - Financial Expert NEVER Touches Gold Nov 20, 2025 15:29 Thinking about buying gold? In this episode, Lloyd James Ross dives into why he avoids gold despite its popularity as a “safe” asset. From massive lines at bullion shops to the risks of buying a non-productive asset, he breaks down why gold can often be a “birdless bush” investment, relying on the greater fool theory rather than producing real income. Lloyd also compares gold to income-generating

#286 - The TRUTH About My $1,000,000 Alibaba Investment Nov 18, 2025 29:50 In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his insights on high-level investing strategies. He emphasizes the importance of owning substantial shares in companies, as exemplified by the wealthiest individuals like Bernard Arnault and Elon Musk. Lloyd discusses his recent investment of a million dollars in Alibaba, using it as a case study to educate listene

#285 - How To PAY OFF 25k Debt With This Mindset Nov 13, 2025 47:11 In this episode of the Money Grows on Trees podcast, host Lloyd James Ross welcomes a special guest, Melissa Corciato, who shares her inspiring journey of regaining control over her finances. Having once been a big spender with $150,000 in debt, Melissa discusses the importance of redirecting spending towards purposeful investments and how mentorship has played a crucial role in her transformation

#284 - Millionaire Debunks How To Get Rich Fast Myths Nov 11, 2025 10:43 In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares valuable insights on building wealth and achieving financial freedom. He emphasizes the importance of focusing on a core income strategy rather than chasing multiple streams of income, and he highlights the significance of time and compound interest in the wealth-building process. Lloyd also discusses the conc

#283 - Knowledge is Power In the Investing Game Nov 6, 2025 45:08 In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights into overcoming common misconceptions about investing. He emphasizes that many people find investing hard and scary, but with the right knowledge and strategies, it becomes manageable and empowering. Lloyd introduces Leisike, an international student and mother of two from New Zealand, who joins the c

#282 - Ask A Millionaire Segment Nov 4, 2025 28:59 In this episode of Money Grows on Trees, Lloyd James Ross breaks down one of the biggest money misconceptions, treating your investments like a business. He helps a single mom navigate how to pay off debt, create new income streams, and start investing smartly. From learning what problems you’re already good at solving to understanding why investing isn’t a “get rich quick” move, this chat is full

#281 - Inflation Explained In 20 Minutes and 30 Seconds Oct 30, 2025 20:30 In this episode, Lloyd breaks down what inflation really is, not the textbook version, but the real-world version that’s making your chicken schnitty cost fifty bucks and your favourite ice cream double in price. He unpacks how government spending, low interest rates, and endless money printing have made our dollars worth less, while explaining why wages haven’t kept up and how that’s quietly maki

#280 - How To Get Rich On A 9-5 Salary Oct 28, 2025 26:39 Most people are stuck in a 9 to 5 grind earning active income, but only a few ever break out and build real wealth. In this episode, Lloyd James Ross dives deep into the question, can you actually get rich with a job? From his early days commuting in Dubai and driving a rented Toyota Yaris to becoming a seven figure investor, Lloyd breaks down the exact three step formula that changed his life, cu

#279 - The 5% Property Deposit Scam (Don’t Fall For It) Oct 23, 2025 10:57 In this episode of Money Grows on Trees, Lloyd James Ross breaks down Australia’s new 5% home deposit scheme, and why it might not be the win it seems. He explains how lower deposits can actually mean higher long-term debt, more financial risk, and less flexibility if the market shifts. Lloyd dives into the bigger picture too—how government incentives, immigration, and the property boom are shapin

#278 - The Dark Truth About Bitcoin Just Got EXPOSED ⚠️ Oct 21, 2025 16:35 In this episode, Lloyd James Ross delves into the turmoil of the cryptocurrency markets, highlighting the unprecedented liquidations that have left many investors devastated. With $19 billion wiped out in moments, he discusses the psychological and financial repercussions of such rapid losses, including the tragic consequences faced by those with high leverage accounts. Lloyd underscores the impor

#277 - Ask A Millionaire (LIVE & FREE For Callers) Oct 16, 2025 38:58 In this episode of the Wealth Hotline, host Lloyd James Ross, a seven-figure investor and entrepreneur, shares insights on achieving financial freedom and independence. He emphasizes the importance of visibility in business—"you can't sell a secret"—and encourages listeners to recognize the value they can offer. Lloyd discusses the simplicity of building wealth through a paid-off property portfoli

#276 - Australian Property Is OVERPRICED Oct 14, 2025 23:51 In this episode, host Lloyd James Ross explores the pressing question: Is Australian property overpriced? He candidly acknowledges the high prices in the market while emphasizing that opportunities still exist for savvy investors. Lloyd shares his insights on the potential pitfalls of entering the property market out of social pressure and discusses the implications of buying property at inflated

#275 - Australian Property VS Shares Oct 9, 2025 20:44 In this episode, host Lloyd James Ross dives into the age-old debate of whether Australian property or shares are the better pathway to wealth. With his experience as a seven-figure investor and entrepreneur, Lloyd challenges listeners to rethink their definitions of wealth, emphasizing the importance of being "time rich" in addition to having financial resources. He explores the concept of levera

#274 - Millionaire Reacts To Viral Property Investment Advice Oct 7, 2025 16:02 In this episode, host Lloyd James Ross, a seasoned investor and entrepreneur, dives into the pressing issues surrounding Australia's housing crisis and the government's controversial solutions, including the spare bedroom tax. He expresses strong opinions on the current state of the economy, asserting that what many perceive as a cost of living crisis is actually a spending crisis. Lloyd shares in

#273 - Is Mass Immigration Collapsing The Australian Property Market Oct 2, 2025 18:54 In this episode, Lloyd James Ross discusses the impact of mass immigration on the Australian property market and personal wealth. With over half a million people entering Australia each year, only 12% are skilled workers, leading to a significant demand for housing—specifically, an estimated need for 62,000 additional homes. Lloyd highlights the importance of voting for policies that support susta

#272 - How to Save $10K FAST (Advice From a Millionaire) Sep 30, 2025 12:58 In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, shares his insights on how to quickly generate $10,000. He emphasizes that asking for a pay rise can be the fastest way to increase your income and highlights the importance of reassessing your spending habits. Lloyd outlines six actionable strategies to help listeners create a financial plan, emphasizing the need for urg

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