Docs Outside The Box
Hosts Dr. Nii (Ghanaian) and Dr. Renee (Haitian) are first-generation physicians who paid off $662,000 in student loans in 3 years. They share strategies on contract negotiation, career decisions, debt repayment, and wealth building for first-gen doctors. Each episode covers topics that medical colleagues learned at home but first-gen physicians often miss. The podcast provides real strategies from doctors who had to figure it out on their own.
Episodes
7% of Med Students Don't Match. Do These Things Instead. #478
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!You didn't match. Now what?Every year, roughly 7% of U.S. medical students don't match into residency. If you're one of them, you're not alone—and this isn't the end.Reddit Question We're Answering: "M4 here. Didn't match into the only specialty I cared about. No backup pl
I Couldn't Run a Mile in Residency. #477
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, we share our honest struggle with fitness as first-generation doctors - from not being able to run a mile in residency to building a consistent 5-6 day per week workout habit using the Atomic Habits framework.You'll hear:Why Nii couldn't run a mile by year 3 of surgery residency (and t
Is 40 Too Old For Med School? Here's The Truth. #476
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Two first-gen doctors answer your real questions: How to open a business bank account, and whether starting Medical school at 40 is still possible. This week's Q&A covers two questions that represent completely different stages of the first-gen doctor journey: a neurology resident finishing training and
How We Paid Off $662K With No Family Help #475
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, we share our complete story - how we went from $662,000 in medical school debt to completely debt-free in just three years, as first-generation doctors without any family financial blueprint.You'll hear:Why we accrued over $100,000 in interest (and how to avoid it)The exact moment we decide
Are You Ready for Locums? #474 Part 4
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We answer a listener who asks how to know if locums is the right move and whether they’re truly ready for independence. We break down confidence, clinical readiness, and the mindset shift needed to succeed as a 1099 physician.This episode hits home for: ● Medical students ● Residents & fellows ● Attending ph
Life With a Tenant Upstairs + Kitchen Renovation #474 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode we're discussing a life update which is renting out part of our home + kitchen renovations we are doing.We are breaking down the financial lessons we’re learning as a physician household with tenants. FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7
Wale’s New Album “Everything Is A Lot” + HSA Deadline #474 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, we’re diving deep into: 1. Wale’s new album. Is it worth playing in the OR? A quick, fun review: focus, vibe, and OR compatibility. 2. HSA Deadline Reminder. LAST MONTH to contribute We’re making ours… are you? If you’re a med student, resident, or attending in a high deductible plan, this is t
DOE Says Nursing Isn’t a Professional Degree?! #474 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!This episode hits EVERY corner of healthcare. Medical students, residents, nursing students, and attendings. We’re diving deep into: 1. The Department of Education’s classification of nursing as not a professional degree ● What does this actually mean? ● Does it affect student loans? ● Will this change the futur
PSLF Guilt, Family Expectations, and Financial Reality. #473 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We tackle a raw listener question about carrying $520k in med school debt, feeling guilty about pursuing Public Service Loan Forgiveness, and navigating first‑gen family expectations. We break down what PSLF really is, why it exists, and how to compare it against traditional and accelerated payoff paths.FREE DOW
ACA Premium Spike 2026: What Doctors, Residents & 1099 Physicians MUST Know. #473 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The Affordable Care Act marketplace is facing a massive premium spike in 2026 — and Congress is running out of time to stop it.In this episode of Docs Outside The Box, Dr. Nii and Dr. Renee break down exactly why ACA premiums are increasing, what happens if Congress does nothing, and how this will impact:Medical
Q&A Locums And Life Between U.S.A & Ghana With $478K Debt. #472 Part3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860We help a graduating resident weigh a bold plan of using locums to pay down $478k in student loans while planning a sustainable U.S.–Ghana travel rhythm. If you’re a physician considering l
Top 5 Financial Moves That Actually Changed Our Lives. #472 Part2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we pull back the curtain on the five financial moves that created real change in our lives....no fluff, no hype, just the systems and decisions that actually stuck. We disc
Honoring D’Angelo: What Brown Sugar Meant to Me Growing Up #472 Part1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we paid a tribute to D’Angelo whose albums like Brown Sugar and Voodoo shaped our teenage years. We also talked about how slow jams are no longer there, and the split betwe
REPLAY: What is a 1099? Non-traditional pre-med advice #357
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Drs. Nii and Renée do a semi-ok job at explaining the difference between 1099 independent contracting and W2 employment. Dr. Renée runs down the ways in which we give up control of our careers to others. Then the docs meet long-standing listener, Jamar Cromwell, to give him advice as a non-traditional pre-med.Th
REPLAY: Sharing finances as a physician couple #428 , pt2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!0:01 Should Married Couples Combine Finances?8:50 Financial Planning in Relationships16:32 Financial Transparency in Marriage20:54 Financial Involvement in Relationships28:29 The Benefits of Combining Finances32:27 Navigating Financial Disparities in Marriagehttps://www.doximity.com/articles/736a778f-eba2-41e8-a
Can Busy Moms Really Do Locum Work Without Having Mom Guilt? #471 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we answer a question from our listener who is considering a locums position but is having mom guilt and wants to know how other women do it. Dr. Renée opens up about her jo
A Recap Of Our Wonderful Trip To Ghana. #471 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we share our experiences from our recent medical mission trip to Ghana. We also discussed a medical resident who was caught performing unauthorized genital ultrasounds in h
REPLAY: Money Trap #4 - Debt is not a substitute for cash! #303
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this episode, Renee & Nii discuss how the common forms of debt (student loans, consumer debt, mortgage) keep you stuck in the rat race and burnt out!Things to expect in this episode:Renee clarifies how much she really owed the IRSThe Top 10 Medical Schools that keep their students in the highest debtsWhy
REPLAY: Starting a Locums Company, Navigating Insurance & Why Consider Locums. #432
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!What if you could reshape your career and lifestyle with the freedom and flexibility you’ve always dreamed of? In this episode, we explore the exciting world of locum tenens work, sharing insights on how to start your own locums company, medical malpractice insurance and why every doctor should consider doing lo
How to Pay for Med School After Loan Changes! #470
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this episode, we discuss a question from a pre-med student from a lower income background who is worried about pursuing medicine with the new student loan caps. We also offer advice on h
REPLAY: From panic attacks to beautiful artwork. Medicine is artistry for this doc #285
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Dr. Lucie Mitchell is a long time listener of Docs Outside. She joins Dr. Nii today to share her story about how a major panic attack in the last 3 months of residency training led her to pay off $70,000 of student loan debt in less than a year and turn medicine into art.Things to expect in this episode:How a de
What Happens When Doctors Make MORE Money on TikTok Than in Hospitals. #469 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860The medical profession is facing a significant shift as doctors are increasingly finding more lucrative opportunities on social media than in clinical practice. While some doctors manage to
Student Loan Forgiveness Is PAUSED! What Happens Now? #469 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860When the "big beautiful bill" passed, all student loan forgiveness programs were paused. In this segment we went deep into the ripple effects these changes will create across heal
The Tragic Loss of Malcolm-Jamal Warner & Water Safety Tips. #469 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860The sudden passing of Malcolm-Jamal Warner was a shock to most of us who grew up watching him as Theo on The Cosby Show. At just 54 years old, his drowning in Costa Rica while swimming with
REPLAY: She's delivered a baby on almost every continent! #309
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii brings talks to Dr. Rachael Consoli, an OB/GYN who presently is working in a United States military hospital in South Korea and has the unique distinction of having delivered babies on nearly every continent in the world. Listen in as Nii asks Rachael why she chose to follow this less-than-traveled path in m
Vitals Check, Rap & The Hidden Burden Of Code Switching In Medicine. #468 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860We started off by doing a check-in on Dr. Renee's health journey. We then moved on to our controversial takes on rap, and had an insightful discussion on code-switching in medicine and
Doctor Who Makes More Money On TikTok Than At Work. #468 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this segment we discussed Dr. Fran who earns more as a TikTok influencer than at her day job.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-c
The P. Diddy trial & how this relates to medicine: Power, Privilege & Accountability. #468 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860On this episode we talk about the parallels between the entertainment industry scandals like the Sean "Diddy" Combs case and the power imbalances in healthcare. If you've wit
How I Stay Sane And Sharp As A Trauma Surgeon. #467
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this raw, revealing episode, I take you behind the scenes of my journey to reclaim my physical and mental health while working in one of medicine's most demanding specialties. After
Starting A Locums Tenens Agency as a PA Student. #466 Part 4
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860If you’re thinking about launching your own locums medical staffing agency while still completing your healthcare education, this episode dives deep into the complexities and realities of s
How Physicians Can Protect Their Peace and Avoid BURNOUT. #466 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860Whether you're a medical student, resident, or mid-career physician questioning how you can protect your inner peace at work without quitting, this segment offers practical strategies
The Vitals Check! How We Stay Fit As Doctors. #466 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860In this new segment "The Vitals Check" we track our personal fitness journeys. Shoutout to Faith Kipyegon for her historic 4-minute mile attempt. She reminds us of legends like Fl
Actionable Advice On Battling Breast Cancer. The Ananda Lewis's Story. #466 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Send us a Voice Message - https://www.speakpipe.com/docsoutsidetheboxHave a question for the podcast?Text us at 833-230-2860If you or someone you know is battling breast cancer, then this segment is for you. We discussed the heartbreaking story of MTV VJ Ananda Lewis who recently lost her battle with breast canc
REPLAY: What You Should Know About Becoming a Part-Time Physician #302
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii discusses the trend of doctors seeking less than full-time work. Sarah Ledbetter, Physician Recruitment Manager at Provider Solutions & Development, is on to debunk the theory that medical employers are solely seeking full-time doctors.Things to expect in this episode:Defining Full-time workWhich generat
Our Thoughts On Making Major Life Moves In A Relationship Without Being Engaged. #465 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Our listener, David, wrote back with an update on their job search near Boston which then led us to a deeper conversation about making major life moves when you're dating but haven't formally committed to through engagement or marriage. We talked about both practical considerations and personal reflect
Shocking Story Of An Attending On Call Who Takes Melatonin + Lunesta Then Sleeps On The Job 😲 #465 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We discuss a Reddit post from a resident dealing with an attending who takes melatonin and Lunesta during their shared overnight calls, rendering them unavailable and leaving the resident alone to manage all patient care decisions.We discuss various approaches to addressing this dilemma, weighing the merits of s
Having A Medical Degree Doesn't Make You A Leader. #465 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Leadership in medicine goes beyond clinical skills because medical education doesn’t automatically create leaders. In this segment, we discuss how toxic behaviors get perpetuated when negative leadership styles like throwing instruments in the OR to berating staff, are modeled for residents and medical students.
Trump's Bill's Caps On Grad School Loans Could Worsen Doctor Shortage. #464 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Is the “One Big Beautiful Bill” really beautiful? We discuss the potential impact of the proposed bill that would cap federal loan amounts for graduate students, particularly affecting medical education. America already faces a severe physician shortage. By creating additional financial barriers to medical educa
Ananda Lewis, Former MTV VJ, SHOCKING Breast Cancer Decision. #464 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We start off by discussing medical myths/traditions we should retire. We then talk about MTV personality Ananda Lewis, who died at age 52 from breast cancer after rejecting medical treatment in favor of detoxification.We dive deep into why patients have lost trust in healthcare providers and how the medical cre
Is it Sustainable To Work 24/7 Calls As A Doctor For A Week Every Month? #463 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Is a 24/7 call one week per month sustainable for an entire career? This question strikes at the heart of physician work-life balance, career longevity, and personal wellbeing. From personal experiences, these schedules cause sleep disruption, cognitive impairment, and physical strain. To be honest, a position p
The REALITY of Balancing Locums Life and Relationships. #463 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We share some medical school scholarship opportunities and then answer a listener's question on what happens when your partner has a seasonal job in one location, but the best locum work opportunities are elsewhere. Dr. Love Anani also joined us over the phone and we discussed what we use to track payroll,
REPLAY: What medical leaders need to know about Pre-Meds #282
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Things to expect in this episode:We’re in Denver, CO at the AACOM Educating Leaders Conference! We talk about our responses during the first-ever panel dedicated to Dr. Meta Christy, the first Black Doctor of Osteopathic Medicine. We’re partnering with locumstory.com on a special campaign this year. We give you
Mistakes We Did In Med School That We Regret Now As Clinicians/Doctors. #462 Part 4
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We reflect on our medical school experiences, sharing regrets and lessons learned that have shaped our perspectives as practicing doctors. So what medical school mistakes do you regret?FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS ME
My 2-Mile Time Trial Run Did NOT Go as Planned! #462 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We were in Houston, Texas recently and I did a 2-mile time trial. Let’s just say towards the end I was struggling. Y’all know I have a goal of bench pressing 250 pounds and running a 5K in under 20 minutes. I will keep updating you on my progress.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - h
How Student Loan Changes Could Reshape Medical Education. #462 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!There's a new bill being discussed that aims to cap federal student loans. We discuss how this move could deepen inequality and disproportionately affect students from less privileged backgrounds. Check out the video for more financial education and how proposed student loan changes could dramatically alter
The One, Big, Beautiful Bill Breakdown: After The $100K Student Loan Cap How Will You Pay for College? #462 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We unpack the latest news on a controversial bill that could drastically change higher education by capping federal student loans at $20K per year and a total lifetime limit of $100K. While it sounds simple on the surface, the implications are massive and may push students toward private student loans, scholarsh
REPLAY: Meet Dr. Trevor: Nomadic Pediatric, Making Ortho Surgery Money, $300K Student Debt Loan Slayer #292
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii sits down with Trevor Cabrera, who completed his residency training in General Pediatrics at the University of Texas Health Science Center in Houston and then transitioned to working as an exclusive Locum Tenens provider. Listen in as Dr. Cabrera, also known as The Nomadic Pediatrician, talks about his first
REPLAY: Medical Students Financial Implications. #397
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!As we navigate the tumultuous seas of medical education's financial demands, you'll discover the myriad of ways it shapes decisions, lifestyles, and the future of healthcare. Joined by Dr. Love Anani from the Student National Medical Association (SNMA), we're celebrating 60 years of the organizati
My Calendar Disaster Taught Me a Big Lesson! #461 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The hidden power of your CV isn't something they teach in medical school. In this episode we talk about aspects of locum tenens work that every physician should understand before entering this space. Remember: nobody cares about your schedule, finances and career trajectory more than you do.FREE DOWNLOAD -
Will an Out-of-State Locums LLC Lower Your Taxes? #461 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We tackle a listener question about establishing an LLC in a tax-friendly state while living in high-tax New York City. We discuss the complexities of multi-state taxation, what it's like juggling business entities across state lines and why getting a CPA is necessary.FREE DOWNLOAD - 7 Considerations Befor
Being Denied Entry Into Med School Twice And Why Pre-Meds Need Strategic Planning. #460 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Balancing a job while preparing for medical school can feel like an impossible task. It's a rocky terrain many pre-meds must navigate. We start off with Dr. Nii giving his own story of being rejected from med school twice and how he changed his strategy and later got accepted. We then lay out practical stra
How Premeds Can Work While Studying. #460 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Join us as we address a question from Jay on how to balance working while studying. Through personal stories and actionable advice, we explain why your medical school dreams remain within reach with strategic planning and unwavering determination.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - h
Sinners Movie by Ryan Coogler Explained: Hidden Meanings and Historical References. #459 Part 4
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Prepare to be captivated by our deep dive into Ryan Coogler's ambitious film "Sinners" that delivers stunning visuals, powerful performances, and weaves themes of racism, colonialism, and religious tension into a horror framework.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - htt
Medical Violence Against Patients. #459 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Our discussion stems from a shocking case of obstetrical abuse where an attending deliberately created a fourth-degree laceration on a Black patient who had just delivered her baby without complications, solely so a resident could practice the repair.We go deep into how medical training can sometimes cross serio
Why SNMA Students are the Future of Medicine & A Message To Program Directors. #459 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We dive into the crucial financial knowledge gap in medical education and share powerful insights from our session at the Student National Medical Association's annual conference. We also talk about why the journey from pre-med to medical leadership positions showcased at this conference reminds us all why
To Prenup or Not to Prenup. #459 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Join us for a discussion about prenuptial agreements among physicians as we reveal why we ultimately decided against a prenup in our marriage.We also reflect on a recent presentation at the Student National Medical Association conference where we educated medical students about physician income streams and finan
Quick-Fire Questions with The White Coat Investor | Real Estate, Careers, Student Loans & More! #458 Part 4
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Join us for a Q&A session with Dr. Jim Dahle, the founder of The White Coat Investor. We asked him questions on various topics like, whether doctors are white collar or blue collar workers, PSLF, Locums and real estate investment timing.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https:/
The Future Of Public Service Loan Forgiveness For Doctors Explained. #458 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The financial landscape for physicians has never been more complex. Student loan strategies have become particularly challenging with policy changes occurring almost weekly. For those pursuing Public Service Loan Forgiveness, the advice remains steady: stay the course. PSLF was established through Congressional
Why Real Estate Investing Is The Fastest Way To Wealth. #458 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!According to The White Coat Investor, the fastest path to build wealth and attain financial independence as a doctor is through building a rental empire. Physicians face unique challenges when building wealth through real estate while balancing demanding careers and family life. This conversation explores the cr
Should You Buy or Rent A House During Residency? #458 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Drawing from personal experience, buying a home during residency remains a significant financial gamble. If you're a medical student approaching residency and considering buying your first home, contemplating a real estate investment, or reevaluating your financial protection strategy, this episode provides
Mastering Real Estate Investment As A Medical Professional. #458
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Dr. Jim Dahle, the founder of White Coat Investor joins us in sharing candid insights on real estate investment for physicians, challenging common home ownership myths and helping doctors align investment strategies with their lifestyle goals. Our conversation then shifts to the recent disruptions to student loa
How We Handled Discrimination We Faced During Med School And Residency. #457 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!In this raw, unfiltered conversation we take personal turns to address how we dealt with discrimination in medicine. From being questioned about academic achievements to facing targeted harassment during training.We also talked about pursuing locums which is an alternative practice model for physicians. So wheth
How We Transitioned Out Of Traditional Medicine With MASSIVE Debt. #457 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Can I change how I practice medicine when I'm drowning in so much debt? This is a question that we are answering on how we managed to pay off a staggering $662,000 in student loans while transitioning out of traditional medicine.If you are ready to rethink how you practice medicine, listen to discover pract
We had $662,000 DEBT and Transitioned Out Of Traditional Medicine #457
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Are you feeling trapped by crushing student loan debt? Well you're not alone. In our conversation, we reveal how we transitioned from traditional medical employment to locum tenens work even with so much debt. Beyond the money, we also talked about other topics like discrimination during our pre-med, medica
REPLAY: Why the average doc is not a millionaire #310
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Nii and Renée return from their Disney vacation to discuss Money Trap #5. This conversation is about what physicians, at every level, should be spending their money on. They also discuss the perceived notion that all doctors are millionaires and the reality and implications of overspending. Things to expect in t
Steps To Get Into Med School With LOW GPA & 10+ yrs Since Graduating. #456 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Your dreams of becoming a doctor don't come with an expiration date, but they do require careful planning and strategy especially for non-traditional students. In this episode we advise a listener who is interested in getting into med school on the steps she can take to increase her chances of being admitte
Navigating Non-Traditional Medical School Applications. #456 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Join us for an insightful and fun conversation as we answer a listener's question on becoming a better candidate before applying to med school, even with a low GPA. We discuss what it truly takes to pursue medical school as a non-traditional student and why having a master's degree doesn't automat
Can Dr. Nii BREAK 20 Minutes in a 5K Run & Bench 250 Pounds? #456 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We discuss whether Dr. Nii has what it takes to achieve his fitness goals of breaking 20 Minutes in a 5K Race and also benching 250 pounds. We then relate it to taking the MCAT's and studying in med school. Whether you're a pre-med student or a medical trainee this episode delivers a powerful message t
The Truth About Working Locums: Is It Worth It? #455 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Work-life balance in medicine isn't about finding time away from work. It's about knowing what works for you. Satisfaction in medicine often comes down to finding the practice style that matches your preferences.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7
Medical Specialties That Offer MORE Freedom & Better Work Life Balance. #455 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Drawing from our combined experiences, we tackle a question from our longtime listener Jamar, on which medical specialties truly allow physicians to leave their work at work, maintaining boundaries between professional and personal lives? Listen now to gain perspective on which paths might give you the best cha
Effective Strategies for Dealing with Bullies in Medicine Successfully. #454 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Bullying during residency has become normalized through what Dr. Bilbrew calls a "trauma response," where attending physicians justify harsh treatment with the familiar refrain: "I survived, so you should too." Dr. Bilbrew then shares powerful strategies for handling bullying in medical resid
RED FLAGS To Watch Out For When Selecting Residency Programs. #454 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!When facing a bully in medicine, your strongest defense is competence. Identifying problematic programs before committing to them is very important. If you've ever faced professional intimidation or worry about encountering it in your medical career, this discussion offers practical wisdom on how to navigat
Surviving the Bullies in Medical Training. #454 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The transition to residency brings excitement and new challenges but it also introduces the harsh reality of bullying in medical training. We explore strategies to identify, address, and overcome mistreatment during residency with our guest, Dr. Lattisha Bilbrew. She shares her experiences with bullying as the s
A Doctor Performing Surgery While On Cocaine.#453 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We analyze public reaction to news of a urologist testing positive for cocaine while performing surgeries. The social media comments revealed a plot twist with most of the public claiming that substance abuse is commonplace among medical professionals. FREE DOWNLOAD - 7 Considerations Before Starting Locum Tene
Why Seek Medical Help Then REFUSE Treatment?#453 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We explore the puzzling behavior of patients who seek hospital care yet refuse recommended treatments. This fascinating contradiction guides our conversation, sparked by a viral video of a mother who brought her child to the hospital but proudly announced her refusal of prescribed medication. Have y’all ever enc
Running a CRAZY Spartan 5K Race With The Boys. #453 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Dr. Nii shares his experience conquering a Spartan 5K Race with his boys. From the mud pits, rope climbs, among many other activities. He also shares his fitness goals for this year.FREE DOWNLOAD - 7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locumsLINKS MENTI
REPLAY: How we accidentally built a $1 million dollar locums business (Locum series part 6) #392
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Ever wondered what it's like to step off the beaten path and start your own locum tenens agency? We're two locums doctors who did just that, and we're here to share our unique journey. Answering the questions of 2 ER docs who want to start their own agency, we discuss our adventure from leaving pe
You Need a PLAN When Paying Off Student Loan Debt. #452 Part 3
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!The weight of medical school debt can feel overwhelming. When navigating student loan repayment in an uncertain political landscape, the big question is, should you pursue Public Service Loan Forgiveness or aggressively pay down debt? By understanding your complete debt profile, exploring all available options,
Money Habits & The Journey to Becoming A Debt-Free Doctor. #452 Part 2
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!We unpack the journey to financial freedom for physicians, discussing how developing good money mindsets and financial habits can lead to extraordinary debt payoff success later in your career. No one will ever care more about your money than you do, so start caring today because whatever habits and behaviors yo
How An Internal medicine physician Paid Off $138,000 in Student Loan Debt in Under Three Years. #452 Part 1
SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show!Taking control of your financial future sometimes means going against conventional wisdom. Dr. Brittne's story of paying off $138,000 in student loan debt in less than three years proves that physicians don't have to remain shackled to debt for decades. With the right strategy, financial freedom is wit
Recommended
The Daily Conspiracy Podcast
2819 Church
Markus Schulz presents Global DJ Broadcast
Bad Friends
The Bill Simmons Podcast
The Joe Rogan Experience
Dubs Talk: A Golden State Warriors Podcast
Fashion Business Mindset
The Money Magnette
Soul Brothers
The Holistic Counselor
The Privacy Insider: Conversations on Data Privacy & AI, Compliance & GDPR
