One For The Money
One For The Money is a personal finance podcast hosted by Jonny West. He breaks down tips, tricks, and strategies for early retirement, aiming to make the process simple. The show covers topics like real estate, tax planning, and estate planning, often featuring interviews with professionals. It's designed for listeners who want to intentionally build wealth and retire early.
Episodes
The Alphabet Soup of Employee Benefits - Ep #116
Episode 116 – The Alphabet Soup of Employee Stock BenefitsWhy employee ownership can be a powerful wealth-building toolOverview of ESOPs, ESPPs, RSUs, and the NUA tax strategyHow ESOPs and ESPPs give you company stock through contributions or discounted purchasesHow RSUs work, when they’re taxed, and why they often lead to concentrated employer stockWhat NUA is and when it can reduce taxes on appr
The Art of Spending Money - Ep #115
In this episode of One for the Money, I revisit author Morgan Housel—best known for The Psychology of Money—and explore his newer, even more impactful book, The Art of Spending Money. I share why building wealth is only half the equation and why learning to spend that wealth intentionally, in line with your values and life experiences, is its own crucial skill. You’ll hear practical ideas for usin
The Case for Concern - Part 2 - Ep #114
Debt, Deficits, and Your Financial FutureIn this episode of One for the Money, Jonny zooms out: yes, we’re living in the most prosperous era in human history—but America’s debt and spending habits are a growing reason for concern.In this episode:How Washington turned the U.S. into a “transfer society” and why interest on the debt now rivals defense spendingWhat trillion‑dollar deficits really mean
The Case for Optimism - Part 5 - Ep #113
One for the Money — Episode 113The Case for Optimism (5th Annual)Each July, the One for the Money podcast makes the case for optimism — and this year's edition may be the most compelling yet. Despite an unsettling headlines landscape that includes the ongoing wars in Ukraine and Iran and persistent political dysfunction, the data tells a different and far more hopeful story. This episode is your a
Family Matters & Money - For Better or For Worse - Ep #112
Episode 112: Family Matters & Money - For Better or For Worse Money can’t buy love or happiness—but it can absolutely impact both.In this episode of One for the Money Podcast, I share how money can either strengthen or damage the relationships that matter most in our lives. Research consistently shows that strong relationships are one of the greatest predictors of happiness, health, and longev
Trump Accounts - Are they worth it? - Ep #111
In this episode, I break down one of the newest and most talked-about financial policies introduced in 2025: Trump Accounts. Created as part of the “One Big Beautiful Bill,” these tax-advantaged investment accounts are designed to give American children a financial head start from birth.I cover how these accounts work, who qualifies, the role of government and private funding, and whether they mak
Fabulous 529s - The Hidden Power of 529 Plans (and How to Use Them Like a Pro) - Ep #110
Episode 110: The Hidden Power of 529 Plans (and How to Use Them Like a Pro)Welcome back to the One for the Money podcast!In this episode, we dive into one of the most powerful—and often misunderstood—tools for college planning: 529 plans. With graduation season in full swing, this topic hits especially close to home as families prepare for the next big (and expensive) chapter.🎓 What’s Inside This
Why Women Must Be More Involved with Financial Planning - Ep #109
Episode SummaryWith Mother’s Day right around the corner, this episode highlights an important—and often overlooked—reality in financial planning: too many women are still taking a back seat when it comes to managing their financial future.Drawing from real client experiences, this episode explores why financial planning works best when both partners are actively involved, and why it’s especially
Is the Tax Code Fair? - Ep #108
It’s Tax Day — the one day of the year when millions of Americans collectively ask the same question: Did I pay too much… or too little?But another question quickly follows: Is everyone else paying their fair share?In this episode, we explore one of the most debated topics in economics and politics — the fairness of the U.S. tax system. We examine how income and wealth are taxed differently, look
7 Reasons to Pay Taxes Now vs Later - Ep #107
Episode 107 Show NotesPay Taxes Now or Later? 7 Strategic Reasons to Consider Roth ConversionsThis episode airs on April 1st — just two weeks before the April 15th tax filing deadline — which makes it the perfect time to talk about proactive tax planning.While everyone has to pay taxes, no one should ever leave a tip.In this episode, we discuss why paying taxes strategically now — through Roth con
ReFirement & Coast FIRE – Redefining Retirement for Growth and Flexibility - Ep #106
Retirement isn’t just the closing of one chapter — it’s the opening of another.In this episode, I explore how shifting your mindset from retirement to ReFirement can dramatically improve both your financial outcomes and your overall fulfillment. Rather than viewing retirement as a period of rest and withdrawal, I discuss how intentional planning can turn it into a season of renewed purpose, contri
The State of Retirement in America - Ep #105
Episode 105: The Real State of Retirement in AmericaRetirement is supposed to be the reward after decades of hard work—but for many Americans, it’s filled with uncertainty, stress, and fear.In this episode of the One for the Money Podcast, we take an honest look at what retirement really looks like in America today, based on recent survey data from current retirees. The findings are eye-opening—an
Should you Pay Your Mortgage Off Early? - Ep #104
Episode 104: Should You Pay Off Your Mortgage Early?Is owning a home really the American Dream… or is owning it free and clear the real goal?In Episode 104 of One for the Money, we tackle one of the most common—and emotionally charged—financial questions homeowners ask: Should you pay off your mortgage early?The answer isn’t just about math. It’s about psychology, peace of mind, and how your mortg
America’s Housing Crisis — What Broke It and How We Fix It - Ep #103
There aren’t enough homes. Homes are too expensive. And mortgage rates are too high.In Episode 103 of One for the Money, I break down how the U.S. housing crisis was created, why it persists, and what realistic solutions could actually improve affordability.This episode goes beyond headlines and politics to diagnose the root causes of the crisis—using plain economics, real-world examples, and hist
How to Plan for a Bear Market - Ep #102
The stock market can feel like a rollercoaster—especially when the drops are steep. Declines of 20% or more are known as bear markets, and while they can be frightening, they’re also a normal part of investing.In this episode, I explain why bear markets shouldn’t be feared, how often they really occur, and—most importantly—what actions investors should (and shouldn’t) take when they happen. Drawin
DIY Can be Dangerous - 10 Questions to Ask Before Hiring a Financial Advisor + A Cash Management Strategy - Ep #101
Happy New Year, and welcome to episode 101 of the One for the Money podcast!This episode airs on January 1st—a perfect moment for financial resolutions and fresh starts. If getting back on track with your money is one of your goals for the new year, this episode will help you make one of the most important decisions in your financial life: whether to hire a financial advisor, and how to choose the
License to Spend - Ep #100
Episode 100 — A License to Spend: How to Use Your Money to Create Compounding MemoriesOverviewWelcome to the 100th episode of the One for the Money podcast! In this milestone episode, we explore the driving force behind our work with clients: giving them permission—a license—to spend intentionally so they can create a richer, more meaningful life.While compound interest is powerful
You Got 99 Problems, But a “B” (as in Budget) Shouldn’t Be One - Ep. #99
🎧 Episode 99: I Got 99 Problems, But a “B” (as in Budget) Shouldn’t Be One📝 Episode SummaryIn this episode of One for the Money, we tackle one of the most important — and misunderstood — topics in personal finance: budgeting. Whether you call it a “budget” or a “spending plan,” having a strategy for where your money goes is the difference between drifting financially and sailin
What's Your Plan for After You Are Gone? - Ep #98
🎧 Episode 98 — What's Your Plan For After You Are Gone?📝 Episode SummaryBenjamin Franklin once said, “Nothing is certain except death and taxes.” In this episode of One for the Money, we’re tackling one of those certainties: death—and more specifically, what happens to your assets and loved ones after you pass.While we can't answer the big question of where 
What's Your Plan? Why Accounts Are Not a Plan - Ep #97
Episode SummaryIn this episode of One for the Money, we explore a common misconception that holds too many people back from reaching their full financial potential: believing that having accounts equals having a financial plan.I share my personal financial journey — including real-life challenges, eye-opening lessons, and hard-won insights — to demonstrate why a collection of IRAs,
Myth Busters - Social Security - Part 2 - Ep #96
Episode 96 — Debunking Social Security Myths (Part 2)Episode SummaryIn this second installment of our two-part Social Security series, we continue busting the most common — and costly — myths surrounding Social Security.From the misconception that Social Security alone can fund a comfortable retirement, to the idea that everyone automatically qualifies for benefits, these misunderstandings can lea
Myth Busters - Social Security Edition - Part 1 - Ep #95
Episode 95: Myth Busters – Social Security Edition (Part 1)Episode OverviewIn this episode of One for the Money, we take on one of the most misunderstood areas of retirement planning: Social Security. Despite being around for 90 years, myths and misinformation still lead people to make costly mistakes—sometimes losing hundreds of thousands of dollars in lifetime benefits.This is Part 1 of our Soci
The Retirement Danger Zone - Ep #94
🎧 Episode 94: How to Protect Yourself in the Retirement Danger Zone🎙 One for the Money Podcast💡 Episode SummaryYou’ve worked, saved, and sacrificed for decades—and now retirement is finally within reach. But what happens if the market crashes just as you’re ready to cash in on all that hard work?In this critical episode, we explore how to protect your retirement during the mos
The First Year of Retirement Sets the Tone for the Next 25 - Ep #93
Episode 93: Why Your First Year of Retirement Matters MostIn this episode of the One for the Money podcast, we explore why your first 12 months of retirement are critical in shaping your long-term financial, emotional, and lifestyle success.✅ What you’ll learn:Why the first year sets the tone for your entire retirementThe six key ingredients for a fulfilling retirementComm
The Swiss Army of Investment Accounts - Ep #92
Episode 92: The Swiss Army Knife of Investment Accounts💡 Episode Summary:When it comes to financial freedom — especially for early retirees — there’s one unsung hero in the investment world: the non-retirement brokerage account. In this episode, we explore why this versatile, often overlooked account deserves a permanent place in your financial toolkit.Using the metaphor of a childhood favori
The Big 5 of Financial Planning - Ep #91
🎧 Episode 91: The 5 Domains of Better Financial Planning🔍 Episode OverviewIn this episode of One for the Money, we explore the Five Domains of Better Financial Planning—a framework that, when fully addressed, helps individuals and families live with greater financial confidence, clarity, and purpose.Drawing parallels from real-life stories and even lessons from a classic hunti
The Case for Concern - Ep #90
🎙️ Episode 90 — The Case for Concern: Understanding and Responding to the U.S. Debt CrisisWelcome to episode 90 of the One for the Money podcast! In this important installment, we flip the script from optimism to realism. While there’s much to be hopeful about, it’s equally vital to acknowledge the financial risks facing our country—particularly the growing national debt and its lo
The Case for Optimism - Part 4 - Ep #89
🎙️ Episode 89 – The Case for Optimism 2025Welcome to the 4th annual "Case for Optimism" episode! In the midst of global challenges—from ongoing wars to economic uncertainty—this episode highlights why we still have so many reasons to be hopeful.Each year, I dedicate one episode to stepping back, taking a broader perspective, and focusing on the positive trajectory of human progress. From unprecede
The Right Roadmap for Retirement - Ep #88
Welcome to One for the Money! In Episode 88, we explore retirement as a journey—and each important stop along the way. From your 20s through your 60s (and beyond), you’ll learn what to focus on at each stage, how to avoid costly pitfalls, and how to test-drive retirement with a mini-retirement that just might change your life.🔑 In This Episode, You’ll Learn:The 5 key
Getting Real About Retirement Realities - Ep #87
Welcome to episode 87 of the One for the Money podcast. Retirement is the ultimate dream for many, but there are realities of retirement that everyone needs to be aware of. Better retirement planning will incorporate these realities so it leads to a better life in retirement. In the tips, tricks, and strategies portion, I will share ten tips when you are 10 years from retirement.In this episo
Life is Just One Big Marshmallow Test - Ep #86
Welcome to episode 86 of the One for the Money podcast. In the late 1960s and early 70s, a famous psychological study was conducted that has since been called the Stanford Marshmallow test. The study was designed to explore the concept of delayed gratification. In this episode, I’ll share how life might be considered one giant marshmallow test.In the tips, tricks, and strategies portion, I will sh
How to AUTO-matically Not Become a Millionaire - Ep #85
Welcome to Episode 85 of the One for the Money podcast! Some of you may remember that best-selling book The Automatic Millionaire. It told readers how to easily become a millionaire with a few simple steps. But in this episode, I’ll reveal the sad truth: too many people aren’t becoming automatic millionaires because they’re spending too much money on automobiles. Yes, cars and trucks are putting t
Roth This Way - Ep #84
Welcome to episode 84 of the One for the Money podcast. This episode airs on April 15 which means it’s the tax filing deadline. Now no one likes paying more taxes than they have to, and a great way to accomplish this is by using a Roth Retirement account. In this episode, I’ll share how everyone can have a Roth. In the tips, tricks, and strategies portion, I will share a tip on how for the sa
Not Your Standard Tax Savings Strategy - Ep #83
Welcome to episode 83 of the One for the Money podcast. This episode airs in April, which means we are in the final days of tax season. I’ve never met anyone who likes paying more taxes than they have to, and in this episode, I’ll share how you can utilize the standard or itemized deductions so you don’t have to pay them. Hence the title of this episode, not your standard tax savings strategy.&nbs
Should You Halt Pre-Tax Retirement Contributions? - Ep #82
Welcome to episode 82 of the One for the Money podcast. This episode airs in March which means we are in the midst of tax season and there are numerous ways to reduce taxes. One of those ways is to make pre-tax contributions to your 401k or IRA. You don’t pay taxes now but will pay taxes later in retirement when you withdraw these funds. But in this episode, I’ll share a perspective that argues th
First Things First - Ep #81
Welcome to episode 81 of the One for the Money podcast. I am always glad and grateful you have taken the time to listen. There are a host of options when it comes to investing and there is an order of priority in which these should occur. In this episode, I’ll share my thoughts on that order. In the tips, tricks, and strategies portion, I will share a tip regarding 401k contributions for thos
Medicare Part 2 - Medicare Misunderstandings and Mistakes - Ep #80
TRAILERWelcome to episode 80 of the One for the Money podcast. I am always glad and grateful you have taken the time to listen. This episode is part 2 of a 2 part series on Medicare, which is the Federal health insurance program that helps pay for the health care costs of retirees. In episode 79, which was part 1 of this series, I shared what one needs to understand about Medicare and in this epis
Medicare Part 1 - Medicare 101 - Ep #79
TRAILERWelcome to episode 79 of the One for the Money podcast. I am always glad and grateful you have taken the time to listen. This part 1 of a 2 part series on Medicare. Medicare is a significant part of every single American’s retirement planning. Knowledge of Medicare is critical to making the most of your retirement. In this episode I’ll share what you need to understand about Medicare and in
The First Wealth Is Health - Ep #78
TRAILERWelcome to episode 78 of the One for the Money podcast. I am always glad and grateful you have taken the time to listen. In this episode I’ll share why the first wealth is health. In the tips, tricks, and strategies portion I will share a tip regarding Health Saving Accounts.In this episode...The Holiday Season [0:57]Health vs. Wealth [1:57]Health Expenses in Retirement [4:04]Exercise
The Biggest Lessons I've learned from 25 Years of Investing - Ep #77
TRAILERWelcome to episode 77 of the One for the Money podcast. Happy New Year as well as this episode is airing on Jan 1st, 2025. Crazy how time flies. I am both glad and grateful you have taken the time to listen. In this episode, I’ll share the biggest lessons I have learned in over 25 years as an investor.In the tips, tricks, and strategies portion, I will share a tip regarding setting financia
How to Use a Bear Market to Your Benefit - Ep #76
TRAILERWelcome to episode 76 of the One for the Money podcast. I am both glad and grateful you have taken the time to listen. In this episode I’ll share how you can use a drop in the stock market to your advantage.In the tips, tricks, and strategies portion I will share a tip regarding year end planning strategies.In this episode...Opportunities in Down Markets [0:59]Investment Strategies During M
Avoid these Retirement Planning Mistakes - Ep #75
TRAILERWelcome to episode 75 of the One for the Money podcast. I am both glad and grateful you have taken the time to listen. They say wisdom is learning from the mistakes of others and in that spirit, this episode will feature the mistakes a retirement expert made about her own retirement and I’ll share ways to avoid these same mistakes. In the tips, tricks, and strategies portion, I will share a
When You Should or Should Not Max Out Your 401k - Ep #74
Welcome to episode 74 of the One for the Money podcast. I am so very grateful you have taken the time to listen. In this episode, I will share when you should max out your retirement plan such as a 401k, and when you should not. In the tips, tricks, and strategies portion, I will share a retirement saving tip for those who don’t have access to a retirement plan through their job. In this
Why Investors Should Look Beyond Just the S&P 500 - Ep #73
Welcome to episode 73 of the One for the Money podcast. I am so very grateful you have taken the time to listen. In this episode, I will share why investors should look beyond investing in just the S&P500. In the tips, tricks, and strategies portion, I will share a tip regarding mutual fund and ETF management fees (also known as expense ratios). In this episode...Cost Considerations
Don't Die in Oregon - Ep #72
Welcome to episode 72 of the One for the Money podcast. I am so very grateful you have taken the time to listen. Estate and tax planning are critical aspects of better financial planning so your beneficiaries can have a better life. In this episode, I’ll discuss the individual states with the highest estate and inheritance taxes. You’ll learn why you don’t want to die in Oregon or Maryland or a fe
Estate Plan Check Up - Ep #71
Welcome to episode 71 of the One for the Money podcast. I am both glad and grateful you have taken the time to listen. In this episode, I’ll share about an estate plan checkup, for those that have one and for those that don’t. In this episode...Importance of Estate Planning [1:03]Review and Update of Estate Plan [2:34]Consequences of Not Having an Estate Plan [4:38]An estate plan is an absolu
How Much to Spend on Vacation - Ep #70
Welcome to episode 70 of the One for the Money podcast. I am so very grateful you have taken the time to listen. In this episode, I answer the question “How much should one spend on vacation?”In the tips, tricks, and strategies portion, I will share some cost-saving travel tips. In this episode...How Much Should You Spend [3:15]Why You Should Travel [6:21]Travel Saving Tips [8:56]MAINWhen it
Neither a Borrower Nor a Lender Be - Ep #69
Neither a Borrower Nor a Lender Be- Ep#69Welcome to episode 69 of the One for the Money podcast. I am so very grateful you have taken the time to listen. In this episode, I shared whether it is wise to lend money to family or friends. In the tips, tricks, and strategies portion, I share a tip regarding loans from a 401k. In this episode...Just Say No [1:24]If You Can’t Say No [6:06
Novel Investment Strategies - Part 2 - Ep #68
Welcome to episode 68 of the One for the Money podcast. This is part 2 of a 2-part series on novel investment strategies. In this episode, I’ll review a novel investment strategy called factor investing.In the tips, tricks, and strategies portion, I will share a second tip regarding stock options this time regarding incentive stock options also known as ISOs. In this episode...Investment Fact
Novel Investment Strategies - Part 1 - Ep #67
Welcome to episode 67 of the One for the Money podcast. I am so very grateful you have taken the time to listen. This is part 1 of a 2-part series on novel investment strategies. In this episode, I’ll go over what is sometimes referred to as the borrow, spend, die strategy.In this episode...SBLOC Defined -[1:45]SBLOC in Practice -[4:58]Stock Options - Restricted Stock Units (RSUs) -[6:30]Most peop
Financial Language of Love - Ep #66
What is one of the best ways a husband, wife, father, and mother can show their love financially? Hint it’s not diamond rings, cars, fancy trips, or a big house. It’s WAY cheaper than that.In this episode...Financially caring for family in case of an accident [1:15]5 factors that impact the price of life insurance [4:43]The right type of Life Insurance [7:08]If you died yesterday, how financ
The Two Biggest Risks in Retirement - Ep#65
Welcome to episode 65 of the One for the Money podcast. There are two huge risks when it comes to retirement, and they are contradictory to one another. In this episode, I’ll share those risks as well as a strategy to address them. In this episode...Retirement is a Miracle [1:13]The first biggest risk in retirement [2:25]The second biggest risk in retirement [2:44]Enjoying more in retir
Aligning Your Financial Plan with Happiness - Ep #64
Welcome to episode 64 of the One for the Money podcast. I am so very grateful you have taken the time to listen.While investments, taxes, estate plans, risk management and cash flow are critical aspects of a financial plan, they won’t mean anything if they aren’t aligned with what matters most. In this episode I’ll share how one can align their financial plan with exactly that.In this episode...Wh
The Case for Optimism - Part 3 - Ep #63
The Case of Optimism - Part 3 Each year I record one episode of this podcast that makes the case for why we should be optimistic. This is part 3. (Click here for part 1 and here for part 2) There are a lot of disturbing events and trends that are happening in the world at present and yet despite all of these concerns I’ll argue the case for why we should remain optimistic about our future.In this
The Top Financial Regrets of Retired Americans and How to Avoid Them - Ep #62
The Top Regrets of Retired Americans and How to Avoid Them - Ep #62In episode 61, I shared the top financial regrets of Americans and how to avoid them but in this episode, I’ll share the top regrets of Retired Americans and how to avoid them. The future is unknown so no one can plan their retirement perfectly we will all have some regrets, but it’s important to be aware of what the most com
The Top Financial Regrets of Americans and How to Avoid Them - Ep #61
In this episode, I’ll share the top 3 financial regrets of Americans and how to counteract them. No one manages their finances perfectly so we all have regrets, but it’s important to be aware of what the most common ones are so we can take actions to avoid them.In this episode...Emergency Funds [03:15]Investing for Growth [08:02]Buying a Home [9:57]Unconventional emergency fund options [14:25]Now
Taxes Are Going Higher for Everyone - Ep #60
WARNING - Why Taxes Are Going Higher for EveryoneThis episode is airing on April 15th, our tax filing deadline and a key aspect of my financial planning practice is to identify and implement tax-saving strategies for my clients. In this episode, I’ll share why it’s almost certain that everyone’s taxes will be going higher in the future because of our annual federal deficit and our cumulative natio
Tax Advantaged Investment Accounts - Ep #59
Tax Advantaged Investment Accounts, Ep #59It’s April and taxes are on the forefront of everyone’s mind. An essential part of building wealth is to not pay more taxes than you have to. In this episode, I will be getting back to the basics and provide and overview of tax-advantaged investment accounts. In this episode...Pre-tax account strategies [4:03]After-tax account strategies
Retiring Outside of the United States? Factors to Consider - Ep #58
Retiring Out of the States - What to Consider, Ep #58Last episode we discussed the implications of where you choose to retire in the United States. In this episode, we will dive into what to consider when retiring internationally. Retiring outside of the United States is not a simple decision but one we hope to offer guidance on today.In this episode...Top countries for Americans to retire to [03:
Retiring Out of State? Factors to Consider - Ep #57
Retiring Out of State - What to Consider, Ep #57When it comes to retirement for citizens in the U-S-of-A, you have 50 different states to choose where you would like to spend your retirement. It’s not a decision to take lightly as there are advantages and disadvantages that every state offers. There are a host of factors to consider when retiring to another state and I’ll go over a few of them her
The Two Comma Club & How to Become a Member - Ep #56
How to Become a Member of the Two Comma Club, Ep #56This episode focuses on the behaviors needed to become a member of the two-comma club. What exactly is the two-comma club? Well, it’s just a different way of saying how to become a millionaire, since one million dollars is represented by 7 numbers, the number 1 followed by 6 zeros, consequently there are two commas required to break those numbers
All that Glitters Isn't Gold -Ep #55
All That Glitters Isn’t Gold, Ep #55On my drive to work, I mostly like to listen to podcasts but on occasion, I will listen to the radio. And frequently, I hear advertisements that claim that the economic sky may be falling and that one needs to invest in gold to protect themselves from the oncoming economic apocalypse. Well, the truth regarding investing in gold is a very different story and thos
For Investors, Elections Do Not Matter, Ep #54
For Investors, Elections Do Not Matter - Ep #54Recently, I read that one of investors' chief concerns is the upcoming presidential election that occurs in November of this year. It seems every year we are told that this is the most important election of our lifetimes only for the next election to be even more important than that. In this episode, I will share why elections do, and do not matter fo
Ten Things to Consider Ten or So Years from Retirement, Ep #53
Another year has passed, which means that many are a year closer to retirement. The most successful retirements are planned many decades in advance. This episode of the One for the Money podcast focuses on what one should do in the last decade of work before retiring. A mistake in these years can ruin the prior decades of work and jeopardize retirement dreams. In this episode...Better plannin
Investing - The Only Thing to Fear is Fear Itself, Ep #52
Many feel that the country and the world are on the brink of challenging times, and many investors wonder if they should get out of the market and wait to invest because a better time may come along in the future. In this episode of the One for the Money podcast, I share why this is always the wrong strategy.In this episode...Fear of investing in uncertain times [01:19]The relationship between dif
How to Give Better, Ep #51
Giving to others can be an incredibly rewarding experience. Have you ever wondered how you can give better? In this One for the Money podcast episode, I discuss ways to improve our giving and make it more impactful for both others and ourselves. In this episode...The season of charitable donations [01:12]Donor-advised funds [03:39]Donating appreciated assets [05:26]Giving retirement money [06
How to Plan For Your Ideal Life, Ep #50
In February, I visited the beautiful island of Maui, Hawaii, and trained in helping clients plan for their ideal life. It’s not just the right way to plan but the only way to conduct financial planning for clients. In this episode of the One for the Money podcast, I share details of this type of planning. At the end of the episode, I share a thought-provoking strategy from a book I recently read c
Ensuring You Get to Spend More of Your Hard Earned Money & the Government Gets to Spend Less, Ep #49
Ensuring You Get to Spend More of Your Hard Earned Money & the Government Gets to Spend Less, Ep #49For many of my clients during the fall, I implement a powerful strategy called a Roth conversion, which can significantly lower the taxes paid during retirement. In this episode of the One for the Money podcast, I review this strategy that can help retirees spend more of their own money rather t
How to Spend Better, Ep #48
For some people, spending money can be a hard thing to do. As a financial planner, one of the things that has surprised me the most is the difficulty some clients have in spending their money. In this episode of the One for the Money podcast, I share ways to help make spending easier. Listen to the end, where I share a spending tip for the rest of your life.In this episode...Learning to spend in r
When Money Can Buy Happiness, Ep #47
Surveys have shown that money cannot buy happiness; however, certain types of spending can increase happiness. In this episode of the One for the Money podcast, I talk about ways to increase happiness, not through increased spending, but by improving the way money is spent.In this episode...Life, liberty, and the pursuit of happiness [01:05]Money does not guarantee happiness [02:06]Spending money
Why a Will Is Not Enough - Estate Planning, Ep #46
A will is a crucial component of a financial plan, but it may not be sufficient on its own. In this episode of the One for the Money podcast, I share why many people would benefit from a trust. In the tips, tricks, and strategies portion, I share a tip regarding locating unclaimed money.In this episode...More than a will [01:13]Trusts vs. wills [04:06]Inadvertent disinheritance [06:52]Finding uncl
Preserving Family Unity - Estate Planning, Ep #45
An estate plan is a crucial part of one’s financial plan, but most people don’t have one. Those who do have a plan likely need to make updates or changes. This episode of the One for the Money podcast discusses the impact of an estate plan on the family. In the tips, tricks, and strategies portion, I share a tip regarding legacy contacts for your smart devices.In this episode...The crucial estate
Are Financial Planners Worth the Fees They Charge?, Ep #44
Many people wonder if financial planners are worth the fees they charge. In this One for the Money podcast episode, I’ll help you learn the value a financial planner can provide. In the tips, tricks, and strategies portion, you’ll learn how to identify competent financial planners and avoid hucksters and salesmen.In this episode...Money is a sensitive topic [01:07]How financial planners add value
What I Wished I Knew Sooner About Money, Ep #43
This One for the Money podcast episode is for young adults and those younger. This information is what I wish someone had shared with me at that stage of life. Would I have heeded the advice? I can’t definitively say, but what is definite is that knowledge proceeds wisdom. With the knowledge provided in this episode, hopefully some listeners can make wiser decisions to create a better life.In this
What Every American Should Know About Social Security, Ep #42
The timing of when you start receiving Social Security benefits can greatly affect your retirement experience. In this episode of the One for the Money podcast, I share a few things every American should know about Social Security. At the end of the episode, I share a tip on where you can find out the details regarding your Social Security benefit.In this episode...Eligibility for Social Security
When to Take Social Security - Avoiding a Potential $200,000 Mistake, Ep #41
The critical piece of many Americans’ retirement is their Social Security benefit. Without a strategy for claiming Social Security, many Americans make a decision that can cause them to lose out on hundreds of thousands of dollars. In this episode of the One for the Money podcast, I review the factors you should consider when deciding when to take Social Security.In this episode...Assessing your o
Investing for Your Kids - Giving the Power of Time, Ep #40
In the One for the Money podcast, we’ve been discussing finances and children in our recent episodes. In the previous episode, we covered lessons for kids a few years away from adulthood. In this episode, we will focus on investing for kids only a few years old. Don’t miss out on the end of the episode, where we’ll discuss how a new law has made 529s even more valuable.In this episode...Improving
What Have We Taught Our Kids about Money?, Ep #39
We spend ample time, effort, and resources to ensure our children have a good education when they leave school. However, far too many young adults enter the world without understanding personal finances. In this episode of the One for the Money podcast, I provide information that will likely help your kids more than Pythagoras’ theorem or algebra. In the tips, tricks, and strategies portion, I sha
Which is the Better Investment: Stocks or RE?, Ep #38
Many Americans dream about owning property they can rent for passive income. In this episode of the One for the Money podcast, I examine whether investing in real estate or the stock market is better. Listen to the end when I share tax-saving strategies associated with selling real estate.In this episode...All investments carry risks [02:22]Advantages of investment properties [06:24]Capital expend
Investing & Recessions, Ep #37
Economists are debating whether or not we will have a recession this year. The Wall Street Journal recently noted that this has become the most anticipated recession in recent U.S. history. In this episode of the One for the Money podcast, I share about recessions and my five rules of investing. Listen to the end when I share a tip about the amazing power of dividends.In this episode...How to prep
Recommended
Enjoy Teaching Again | Elementary, Teacher Burnout, Student Behavior, SEL, Classroom Management
Entrepreneur Kids Legacy Show - Family Motivation, Business Boss Babies, Inspirational Speakers and Healthy fun food
McKinsey on Consumer and Retail
megahired.com
Telli Talks with Telli Swift
Harmonize Your Life: Conversation on Self-Care for Women of Color
Lighting the Legal Career Path
High Performance Mindset | Learn from World-Class Leaders, Consultants, Athletes & Coaches about Mindset
Pintastic® Pinterest Podcast
Learn 50 English Phrases While You Sleep | Everyday English Phrases & Vocabulary
The Daily
The Joe Rogan Experience
