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Friends That Invest

Friends That Invest

Friends That Invest 460 Episodes Sep 14, 2026

Join Sim, an optometrist turned Forbes 30 under 30 investor, as she breaks down the intimidating world of investing and growing wealth without jargon. With over 10 million downloads, this podcast offers accessible financial education for beginners and beyond. New episodes every Tuesday.

Episodes

Top 4 Finance Routines Every Women Needs
Top 4 Finance Routines Every Women Needs Sep 14, 2026 16:58 This week, Sim shares the simple money routines she actually uses to stay on top of her finances, without spending hours budgeting or tracking every purchase. She breaks down how to review subscriptions and recurring bills, rebalance your investment portfolio, and create a cash flow plan that helps you save and invest consistently. If you want a realistic financial routine that keeps your money or
Why I’m Moving to New York + Your Biggest Money Questions
Why I’m Moving to New York + Your Biggest Money Questions Sep 7, 2026 30:09 This week, Sim answers your biggest money and life questions, from how much you should be saving and investing to asking for a pay rise, changing careers, and whether rentvesting could make sense. She also shares a major life update about moving from New Zealand to New York, including why she’s choosing to rent, how NYC’s high cost of living could affect her financial independence, and what she’s
Why I Stopped Chasing Material Things | Financial Minimalism
Why I Stopped Chasing Material Things | Financial Minimalism Aug 31, 2026 19:58 This week, Sim breaks down financial minimalism and how owning less can help you save more money, reduce stress and build wealth faster. She explores the psychology behind lifestyle creep, why experiences can bring more happiness than material things, and how spending less can leave more money to invest. Plus, Sim shares her approach to modern minimalism, where you can still splurge on the things
11 Splurges That Are No Longer Worth the Money (as a woman)
11 Splurges That Are No Longer Worth the Money (as a woman) Aug 24, 2026 24:27 This week, Sim breaks down 11 expensive splurges she doesn’t think are worth the money, from the Dyson Airwrap and Apple Watch to luxury jewellery, designer bags and brand-new cars. She shares which purchases she regrets, where she thinks you can spend less without sacrificing much, and why a high price tag doesn’t always mean better value. If you’re trying to save money, avoid lifestyle creep and
I Tried To Time The Market, This Happened (Learn From My Mistake)
I Tried To Time The Market, This Happened (Learn From My Mistake) Aug 17, 2026 15:58 This week, Sim shares what happened when she broke one of investing’s biggest rules and tried to time the market by selling her NVIDIA shares. She breaks down why predicting market bubbles is almost impossible, the hidden costs of buying and selling, and why time in the market can matter more than getting the timing perfect. It’s a real-life investing lesson on overconfidence, market timing, and w
Why I’m Not Selling My S&P500 Funds
Why I’m Not Selling My S&P500 Funds Aug 10, 2026 22:16 This week, Sim breaks down why she’s not selling her S&P 500 investments or pulling her money out of the US stock market, despite growing fears about America’s future. She explores four key reasons she remains confident in US investing long term, including innovation, access to capital, market liquidity, and the global revenue generated by S&P 500 companies. Plus, Sim explains where emergi
6 Ways People Pleasing Is Costing You Money
6 Ways People Pleasing Is Costing You Money Aug 3, 2026 25:09 This week, Sim breaks down the hidden ways people pleasing could be costing you thousands, from accepting extra work without recognition to underselling yourself, overspending, and struggling to set financial boundaries. She shares practical strategies to negotiate your salary with confidence, stop money leaks, and build healthier habits at work and at home. If you want to earn more, spend less, a
I Retired Early, Then Went Back to Work
I Retired Early, Then Went Back to Work Jul 27, 2026 15:38 This week, Sim reflects on what happened after reaching financial independence and why retiring early wasn't what she expected. She shares the reality of hitting her FIRE number, why she chose to keep building Friends That Invest, and the surprising lessons she learned about purpose, productivity, and finding a career you don't want to retire from. If you're working towards financial freedom, this
Should You Save For Tomorrow or Spend Today? My Framework
Should You Save For Tomorrow or Spend Today? My Framework Jul 20, 2026 17:54 This week, Sim explores one of the biggest personal finance questions of all: should you spend money enjoying your life today, or save everything for the future? She shares how to find the balance between building wealth and creating meaningful experiences, why being too frugal can sometimes hold you back, and practical ways to spend with intention instead of guilt. If you've ever wondered whether
The Best & Worst Performing Asset Classes Over 10 Years
The Best & Worst Performing Asset Classes Over 10 Years Jul 13, 2026 19:29 This week, Sim breaks down the best and worst performing asset classes of the past decade to reveal what history can actually teach us about investing. She explains why chasing last year's winners rarely works, what the data says about US stocks, bonds, gold, REITs, commodities and emerging markets, and how to build a more resilient long-term portfolio. If you want to become a smarter investor wit
6 Popular Financial Tips You Should Absolutely Ignore
6 Popular Financial Tips You Should Absolutely Ignore Jul 6, 2026 24:57 This week, Sim breaks down six of the most common money tips that sound smart but could actually cost you thousands over the long term. From trying to time the stock market and day trading to using debt to invest, relying on Bitcoin as an inflation hedge, and believing property prices always rise, she explains what the research really says. If you want to build wealth with fewer mistakes and more
15 Little Splurges To Help You Be So Productive, it Feels Illegal
15 Little Splurges To Help You Be So Productive, it Feels Illegal Jun 29, 2026 32:09 This week, Sim shares the 15 purchases that have genuinely made her more productive, happier, and more intentional with her money. From a Kindle and a quality mattress to meal prep, travel upgrades, and the surprising $99 gadget that helped her reclaim over 1,000 hours from social media, she breaks down which splurges are actually worth the investment. If you're trying to spend smarter instead of

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