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Creating Richer Lives

Creating Richer Lives

Karl Eggerss 359 episodes Nov 7, 2026

Creating Richer Lives is a personal-finance podcast hosted by financial advisor Karl Eggerss. Each episode explores what it means to be wealthy beyond a bank balance, focusing on how people spend, save and invest their money. The show examines how financial choices shape both current lifestyle and long-term legacy. Listeners get practical guidance aimed at redefining what a richer life actually looks like.

Episodes

Forced to Sell: The Hidden Story Behind Thursday's Plunge
Forced to Sell: The Hidden Story Behind Thursday's Plunge Nov 7, 2026 22:14 One of the best post-election rallies in decades, followed the very next day by one of the worst sessions in a year and a half. On this week's podcast, Karl breaks down what really drove this week's whiplash, why the market's fear gauge spiked the way it did, and why sitting still is usually the right move, but not always. Plus a look at falling oil prices and a surprisingly strong jobs report.
What a Lawsuit Can't Touch (And What It Can)
What a Lawsuit Can't Touch (And What It Can) Oct 31, 2026 24:11 One rainy Friday night, one stop sign, one lawsuit. What actually stands between that judgment and everything your family has built? Karl walks through the layers families can consider: auto and homeowners coverage, umbrella policies, what the law protects from creditors and what it doesn't, how titling choices can backfire, and the trusts worth knowing by name.
Under the Surface: The Most Divided Market in a Very Long Time
Under the Surface: The Most Divided Market in a Very Long Time Oct 24, 2026 19:19 The S&P 500 is near record highs, so how are so many stocks in a bear market? Karl Eggerss digs into what's really happening underneath the index, why so many stocks are moving against the market at the same time, and whether that's a red flag or a window of opportunity. Plus, a few practical moves to think about before year end.
You Saved for Decades: Here's the Tax Bill Nobody Warned You About
You Saved for Decades: Here's the Tax Bill Nobody Warned You About Oct 17, 2026 22:33 You saved for decades, deferred taxes, and retired with a healthy IRA. So why can your tax bill go up after you stop working? Karl Eggerss walks through the retirement tax surprises that catch even careful savers off guard, and why no single strategy should be judged on its own.
Tokenization: Do You Actually Own the Stock?
Tokenization: Do You Actually Own the Stock? Oct 10, 2026 24:15 You bought a share of stock last week. Where is it right now? Not in a drawer. Not in a safe deposit box. It's a line in a database somewhere, and most of us couldn't name the entity keeping it. There's now a serious push to move that record one more time, onto a blockchain. It's called tokenization, and it's behind the headlines about trading stocks at 3 a.m. and settling trades in seconds instea
The Market's Next MOVE
The Market's Next MOVE Oct 3, 2026 23:51 The stock market is sitting near a record high, so why doesn't it feel that way? This week, a weak jobs report and a cooler inflation number changed the conversation about the Fed, and something strange is happening underneath the surface of the market. Karl explains what it is, introduces a gauge most investors have never heard of, and looks at whether October's reputation in midterm election yea
Money Isn't Free Anymore. Plan Like It.
Money Isn't Free Anymore. Plan Like It. Sep 26, 2026 21:56 The Fed just raised rates for the first time since 2023, but that's only half the story. Karl explains why mortgage rates are climbing even faster than the Fed is moving, what the Treasury is doing to try to calm the bond market, and why the 30-year Treasury just hit a level we haven't seen since 2004. Along the way, he shares a simple way to look at bonds that shows just how much has changed sinc
Why Did the Fed Change Its Mind?
Why Did the Fed Change Its Mind? Sep 19, 2026 33:46 A year ago the Fed was cutting rates. This week it raised them. So is inflation real, or is it just oil? Karl digs into the Fed's credibility, why stocks have often shrugged off the first rate hike, and the one Treasury yield that seems to see the Fed coming before the Fed does. Plus, a viral resignation has the biggest AI labs talking about slowing down. Is it conscience, or is it a moat?
If $5,000 Is Good, Why Not $50,000? What History Says About Government Checks
If $5,000 Is Good, Why Not $50,000? What History Says About Government Checks Sep 12, 2026 29:05 A $5,000 check for every American adult sounds great. So why not $50,000? Why not a million? The proposed "Trump Dividend" has put government checks back in the headlines. Karl Eggerss looks at what happened the last few times Washington sent Americans money, why more money doesn't always make us richer, and who quietly ends up paying the bill. Plus, what to do if a check ever lands in your acco
History of Money Series: When the Fed Took Rates to 20%
History of Money Series: When the Fed Took Rates to 20% Sep 5, 2026 24:40 In the early 1980s, homebuilders started mailing two by fours to the Federal Reserve. Car dealers mailed in keys to cars nobody could finance. Farmers drove their tractors to Washington and parked them in a circle around the Fed building. The chairman had a security detail and death threats. He was an economist. In this episode of the History of Money series, Karl Eggerss goes back to 1979 through
This Isn't 2008: What Wall Street Is Actually Building Around AI Debt
This Isn't 2008: What Wall Street Is Actually Building Around AI Debt Aug 29, 2026 24:46 A post was written on the internet this week warning that Wall Street is quietly building the same kind of products that blew up the housing market in 2008. It had real numbers in it. It was a scary post. And likely it was read by a lot of people. So I went and looked at what's actually being built. The short version: it isn't 2008. But the reason why is a lot more interesting than the headline, a
The Worry List Is Long and Stocks Keep Going Up
The Worry List Is Long and Stocks Keep Going Up Aug 22, 2026 24:42 Long rates hit their highest level since 2007, the national debt topped $40 trillion, and Treasury Secretary Scott Bessent announced he's doubling long-dated bond buybacks. Karl breaks down what that move actually is (hint: it isn't QE), why it looks a lot like 2011's Operation Twist, and why the 10-year is higher now than before the announcement. Plus: gold's rebound, Bitcoin's big week, and why

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