Breaking Banks
Breaking Banks is the #1 global fintech radio show and podcast. Each week, it explores the personalities, startups, innovators, and industry players driving disruption in financial services. The show covers topics from incumbents to unicorns, and from cutting-edge technology to the people using it to create a more innovative, inclusive, and healthy financial future.
Episodes
Winning the Multi-Front War: AI-Powered Intelligence for Modern Banking
In This Episode
Financial institutions (FIs) are currently navigating a “perfect storm” of technological, market, and consumer shifts. They face a multi-front war: constant economic and regulatory pressure, soaring consumer expectations for 24/7 personalization, and the existential threat of megabanks with massive tech budgets.
To survive and thrive, FIs must move beyond “pilot p
Is just a little crime OK now or what?
In This Episode
Kiah Haslett walked into our Hot Takes session at the Alloy Labs annual member meeting with a thesis she’d been sitting on, and it’s a good one: in a lighter-touch regulatory environment, the prisoner’s dilemma rewards whoever moves first. The strategically correct move, she argues, might also be the morally bankrupt one. And she’s not sure that changes the math.
Dara Tarkowski — w
Everybody’s Robot Fighting
In This Episode
This week on Breaking Banks Brett King interviews bestselling author Igor Pejic about his new book Tech Money: A Guide to the New Game of Technology Investing, available May 26th. Brett and Igor discuss turbocharged innovations, frontier technologies, and how AI and technology investment are changing our future.
In this wide ranging conversation, Brett and Igor also debate the impl
Inside the Next Chapter of Payments: Policy, Fintech and Innovation
In This Episode
This week on Breaking Banks, we feature sister podcast, Social Currency, powered by Sunrise Banks. Social Currency introduces us to some of the most innovative changemakers in finance, technology, and social impact—leaders who are dismantling barriers and reshaping their industries.
In this episode hosts Tyler Seydel, Chief Fintech Officer, and Eric Schurr, Chief Strategy Officer a
After the Demo: When AI Stops Impressing and Starts Mattering
In This Episode
Have we reached the point where AI is beginning to matter in a commercial sense or are we still in the ‘figuring it out’ stage and it’s not driving outcomes yet?
In this episode host Jason Henrichs is joined by Prashant Mehrotra, Chief AI Officer at U.S. Bank, and John Sun, Co-Founder and CEO of Spring Labs, for a deep dive into the frontier that is AI.
Listen as
Who Really Owns Trust in Embedded Finance?
In This Episode
In this episode of Breaking Banks, industry leaders Jason Hass (First Electronic Bank), Mike Jorgensen (U.S. Bank), and Louis Mrachek, (Merrick Bank) connect with Jason Henrichs for a dynamic conversation centered on embedded finance. Embedded finance seamlessly integrates financial services into non-financial platforms. Some examples include BNPL, Lending: Business & Personal
Financial Health Starts Before the Account
In This Episode
We’ve recently seen growth in many areas, but a disconnect always seems to exist between economic growth, especially capital market growth, and what people on the ground are experiencing. In short, the macro story is strong; the reality is more fragile if you look at households. According to Maslow’s Hierarchy of Needs, what is the first thing today’s consumer pay
Beyond Banking: Solving Problems, Not Offering Products
In This Episode
Banks are evolving beyond traditional financial products to offer value-added services that deliver outcomes that matter in customers’ everyday lives.
In this episode of Breaking Banks, we explore this shift through a very specific lens. Joining host Jason Henrichs are Marcy Allen, Head of Enterprise Financial Institutions at Carefull, a company focused on helping families pr
Fintech’s Adolescence: What’s Real, What’s Loud and What’s Next
In This Episode
Which trends are genuinely reshaping and transforming banking? Is fintech hitting its “awkward adolescent phase”—past the hype but not yet fully mature?
Today we sort through the signal and the noise. Which trends are actually changing how banks work and which are mostly theater. There are lots of pitches coming at banks, but just like in baseball, you can’t swing
Hot Takes: Chartering vs. Becoming a Bank: A Critical Distinction
In This Episode
The current regulatory regime in the US promised a lighter touch and more de novo charters. Sure enough, there has been a flurry of activity with a wide range of applications being submitted from long time payment providers like Paypal, neobanks looking to break free from their BaaS sponsors, and even silicon valley insiders looking to build the bank of the future like Erebor.
Read
Faster Money: What Does It Really Mean and What’s Next?
In This Episode
Payments are getting faster. From RTP to stablecoins, rails are modernizing. Speed alone doesn’t equal progress, however. As real-time payment systems expand, banks, businesses, and policymakers are asking a bigger question: how do new payment rails actually change how money moves, decisions get made, and value is created?
In this episode of Breaking Banks, host Jason Henrichs brin
Leading Voices in Fintech: Hot Takes is Back!
In This Episode
What happens when three fintech nerds gather to eat spicy wings, share some sauce and talk about industry trends? If you are a regular listener to Breaking Banks, you already know the answer: the latest episode of Hot Takes!
Get some chips, your own sauce if you’d like, and listen now as Jason Henrichs, Alex Johnson (Fintech Takes) and Simon Taylor (Fintech Brainfood) —
Decisions > Diligence: Dynamics of Decision-Making in Banking
In This Episode
The length of the sales cycle in financial services is legendary. Slow decisions, endless diligence, and constant risk reviews are practically an industry meme. To be fair, the stakes are real. When money moves, it has to arrive; when deposits sit in a bank, they have to be safe. Somewhere along the way, caution turned into paralysis. Banks ask more questions, add more steps, delay
Are Interest Rate Caps Bad For Consumers?
In This Episode
Could up to 80% of existing credit cards be canceled or see credit reductions under the proposed 10% interest rate cap?
That’s the stark prediction from industry research and leading credit providers like JPMorgan’s Jamie Dimon. Instead of helping consumers, the policy could trigger an evaporation of available credit, shrink access, and push borrowers toward less regulated alternat
Are We Done With Digital Transformation in Banking?
In This Episode
Just as mobile was once a separate vertical within banking, has digital transformation simply become part of everything we do?
In this week’s episode of Breaking Banks, hosts Jason Henrichs, Brett King, and JP Nicols debate this and more as they discuss the current state of banking, the impact of fintech, and the evolution of digital banking. They cover the challenges posed b
Patterns of Success in Fintech: Leda Glyptis on Leading Through Digital Chaos
In This Episode
This week on Breaking Banks, we spotlight our sister podcast, The Bankers’ Bookshelf, hosted by Paolo Sironi.
In this episode, Paolo sits down with frequent Breaking Banks guest Leda Glyptis to discuss her book, “Beyond Resilience: Patterns of Success in Fintech and Digital Transformation”. Drawing from candid interviews with leading entrepreneurs, Leda moves pa
Breaking Banks: The Holiday Movie Edition
In This Episode
What’s your favorite holiday movie? It’s a Wonderful Life? Miracle on 34th Street? Scrooged? Plot twist (literally): These are all banking movies.
This week on Breaking Banks hosts Jason Henrichs and JP Nicols invite you to an Alloy Labs virtual holiday gathering. Joined by Amber Frye, Pam Kaur, and Samer Saab, they share favorite holiday m
Tom Sosnoff’s Fintech Innovation Aiming to Fix Compensation Inequity
In This Episode
What if someone told you you’ve been underpaid by more than two million dollars across your career?
In this episode, Jason Henrichs speaks with fintech entrepreneur Tom Sosnoff. You may know Tom from founding thinkorswim and tastytrade, two billion-dollar exits that transformed retail investing. His newest venture, Lossdog, launching this month, focuses ons
Inside Gaza: Arwa Damon on Crisis, Resilience, and Access
In This Episode
This week, Breaking Banks offers a human interest story from Brett’s conference travels. Listen as Brett connects with Arwa Damon, former CNN reporter based in Istanbul, and current President and Founder of INARA, an NGO working in Palestine.INARA, International Network for Aid, Relief and Assistance, is a humanitarian organization providing rapid response and treatment to re
Navigating the Evolving Landscape of Banking in the AI Era: What Every Institution Must Know
In This Episode
In this episode of Breaking Banks, hosts Jason Henrichs, Brett King and JP Nicols delve into the transformative impact of AI and technology on the banking industry, and share insights on what institutions must do to not only survive, but thrive as AI rewrites playbooks.
The conversation covers the role of stablecoins, agentic AI, the future of smart contracts, smarter digital infra
Celebrating 6 Years of Breaking Banks Europe
In This Episode
Today, we turn the show over to our friends at Breaking Banks Europe, as we celebrate their 6th anniversary.
What began as a podcast experiment has grown to over 280 episodes, more than 570 guests, thousands of listeners from every corner of the world, and countless debates.
Over the past 6 years, the show has:
Shaped conversations around open banking, fintech, DeFi, payments, dig
Driving Digital Growth in Africa: From Vision to Execution
In This Episode
Today on Breaking Banks we feature the newest addition to the Provoke.fm family, Breaking Banks Africa.
In this episode Breaking Banks Africa Host and Executive Producer Matteo Rizzi sits down with Sandra Yao, Ecobank‘s Group Head: Cross Border Remittance, Payments & BaaS (Fintech). With 20 years of experience driving fintech and pa
Why The Future Won’t Wait For Fintech
In This Episode
Markets are whipsawing, rate paths are murky, and headlines keep revising “the facts”, but no matter where we are in the economic cycle, the future presses on regardless. Our resident futurist Brett King and our resident “recovering banker” JP Nicols debate what that means for incumbent financial institutions and insurgent fintechs.
We unpack how AI is shifting from pilots to profi
Money 2020: Take-aways & News from Starling Bank and Google
In This Episode
This episode of Breaking Banks features host Jason Henrichs sharing thoughts and key take-aways fresh from Money 20/20 USA.
Stablecoins, Agentic AI and especially Agentic Commerce dominated many conversations at this year’s Money 20/20 event. Cross Border Payments another big topic not to mention AI, how it’s changing the game and being used by financial institutions.
J
Inside The Futurists X Summit: Preparing For An AI Powered Future
In This Episode
Inside The Futurists X Summit: Preparing For An AI Powered Future
This week Breaking Banks comes to you from The Futurists X Summit in Dubai, the world’s largest gathering of top-ranked futurists. This summit brings together leaders, innovators and policymakers from around the globe for meaningful dialogue on the future of technology, business and society.
From Data Overload to Decisions: Citizens Bank’s Playbook for Simpler, Safer Banking
In This Episode
Many bank leaders are currently grappling with the same paradox: despite having access to more data than ever, it’s increasingly difficult to discern what truly matters. Budgets are tight, initiatives are piling up, and the market sends conflicting signals, all while the imperative to remain relevant to customers persists.
Breaking Banks did a show on VUCA (volatility, uncert
Inside Saudi Arabia’s Digital Banking Revolution
In This Episode
Dr. Antoine Khadige, Senior Partner at Strategy+ GCC, and Mohamed AlSabea, Chief of Staff and Chief Strategy Officer at barq, join host Brett King for a special episode, live from The Money Pot studio at Money20/20 Middle East in Riyadh, Saudi Arabia. Together, they share insights on the Gulf’s fintech transformation and on Riyadh’s growing reputation as the gateway to one of
How Will U.S. Banks Survive the Branch Decline? Branch Tomorrow
In This Episode
This week on Breaking Banks we finish our series on Brett King’s new book, Branch Tomorrow where we’ve featured interviews with Brett’s contributing authors: Bruno Diniz, Efi Pylarinou, Jim Marous, Paolo Sironi, and Richard Turrin. Each author brings a specialty in a different market, giving Branch Tomorrow a multi-perspective look at
Reshuffle: Who Wins When AI Restacks the Knowledge Economy
In This Episode
This week onBreaking Banks, we spotlight the newest member of the Provoke.fm family, Bankers’ Bookshelf, hosted by Paolo Sironi.
This episode features Paolo’s interview with Sangeet Paul Choudary, author of the new book, Reshuffle: Who Wins When AI Restacks the Knowledge Economy.
Paolo and Sangeet discuss how AI is set to transform the global economy
Surviving the VUCA Bazooka: Turning Volatility, Uncertainty, Complexity, and Ambiguity into Competitive Advantage
In This Episode
Gyrating securities prices, perplexing consumer confidence numbers, multiple revisions of jobs numbers, varying interest rate forecasts- that’s VUCA: Volatility, Uncertainty, Complexity, and Ambiguity. Tim Mahedy is Founder and Chief Economist at Access Macro and serves as the Chief Economist at Alloy Labs, and his perspective, shaped by time at the IMF, as the Chief of Staff at th
The Futurists Takeover: A Fascinating Interview With Physicist Brian Cox
In This Episode
This week on Breaking Banks, we feature a fascinating and thought-provoking episode from our sister podcast, The Futurists, where Brett King welcomes celebrated experimental astrophysicist Professor Brian Cox.
Professor Cox, an English physicist and musician, is widely recognized for presenting science programs such as BBC Radio 4’s The Infinite Monkey Cag
The Economics and Future of Banking: Branch Tomorrow
In This Episode
This week on Breaking Banks we’re continuing our series on Brett King’s new book, Branch Tomorrow, featuring interviews with contributing authors: Bruno Diniz, Efi Pylarinou,Jim Marous, Paolo Sironi, and Richard Turrin. Each brings specialty in different markets giving Branch Tomorrow a multi-perspective look at banking, banking culture, and the future of financial serv
The Rise of Digital Banking and Fintechs: Branch Tomorrow
In This Episode
This week on Breaking Banks we’re continuing our series on Brett King’s new book, Branch Tomorrow. We feature interviews with some of Brett’s contributing authors: Bruno Diniz, Efi Pylarinou, Jim Marous, Paolo Sironi, and Richard Turrin. Each author brings specialty in different markets giving Branch Tomorrow a multi-perspective look at ba
The Rise and Fall of the Branch Bank: Branch Tomorrow
In This Episode
This week on Breaking Banks we’re excited to introduce Brett King’s latest book, Branch Tomorrow. This new book re-examines our understanding of bank branches, banking culture, and the future of financial services across the globe, from the US to India, China and Latin America.
In a special Breaking Banks series, Brett interviews contributi
Building Financial Health Standards to Improve Lives and Institutions
In This Episode
In this episode, Breaking Banks delves into the evolving landscape of financial health standards, exploring how the Financial Health Network is pioneering a new set of standards aimed at designing financial products that prioritize consumer well-being. These standards, set to transform financial services by focusing on customer-centric outcomes, start with a focus on checking accou
Is There A Crisis Of Trust In Financial Services?
In This Episode
This week on Breaking Banks, we focus on a fundamental topic in financial services: trust. Trust is the cornerstone of any successful banking relationship. Consumers trust their financial institutions to protect their information and funds—and that trust is warranted. We have guarantees like FDIC insurance to back it up.
The importance of trust is acutely felt in community ban
Happy 15th Dodd Frank!
In This Episode
Today we celebrate the 15th anniversary of Dodd-Frank!
Tune in as Alex Johnson (Fintech Takes), Kiah Haslett (writer and former banking and fintech editor at Bank Director), and Dara Tarkowski (Tech on Reg host and Partner at Actuate Law) join host Jason Henrichs. They dive deep into Dodd-Frank, discussing its successes and shortcomings as the most significant piece of regulatory o
Smarter Lending: Expanding Credit Access and Improving Risk Decisioning at Scale
In This Episode
This week on Breaking Banks, join us as we explore how real-time data is helping lenders understand financial behaviors beyond traditional credit scores, as Plaid, the largest financial data network, and Experian, a leading data technology company join forces via their new partnership.
Listen as Michelle Young, Credit Product Lead at Plaid and Ashley Knight, SVP of Product Man
Is Open Banking Dying—or Just Growing Up?
In This Episode
JPMorgan Chase has fired the first shot, announcing their plan to charge fintechs what some are calling exorbitant fees for access to customer data. It has the potential to shake the foundations of the open banking movement in the U.S. At the same time, the Section 1033 rule itself is under assault in the courts, and the future of consumer-driven finance hangs in the balance.
In th
Fintech Tribute: Her Song Lives On
In This Episode
In June we lost a pillar of our community, Barb MacLean, a brilliant fintech mind and a beloved colleague. A guest turned co-host on Breaking Banks and an invaluable member of Alloy Labs. She was truly special, she never hesitated to pay it forward or to speak truth, albeit in the most polite Canadian way, whether on podcasts or the stages of Finovate.
Every week she curated a list
Battling Fraud in Fintech: How Banks and Fintechs can Stay Ahead
In This Episode
This week on Breaking Banks, we feature our sister podcast, Social Currency, powered by Sunrise Banks. Social Currency introduces us to some of the most innovative changemakers in finance, technology, and social impact—leaders who are dismantling barriers and reshaping their industries for a more inclusive, equitable, and sustainable future.
Hosts Tyler Seydel,
Fintech FMK: Hot Takes on the Regulatory Wild West
In This Episode
Live from the main stage at American Banker’s Digital Banking 2025, this high-energy episode of Breaking Banks brings the regulatory heat. Host Jason Henrichs is joined by Alex Johnson (Fintech Takes) and Dara Tarkowski (Actuate Law) for unfiltered, rapid-fire takes on the most urgent—and divisive—issues shaping digital finance regulation today.
In a fintech twist on
Breaking Borders: Africa’s Digital Leap and the Future of Global Payments
This week we bring you more insights from Cape Town South Africa as we continue to explore some great startups on the African continent and beyond from Crossfin’s Circle of Fintech event.
In our first segment, Brett speaks with Karl Westvig, CEO of TymeBank South Africa. Since receiving its banking license in South Africa in 2019, TymeBank has grown to 80 million customers globally, focusing
Africa’s Fintech Revolution: Mobile Money, Soft POS, and the Next Billion
In This Episode
This week’s episode of Breaking Banks brings you insights from Cape Town, South Africa, and the Circle of Fintech event hosted by Crossfin. Africa accounts for a remarkable 70% of mobile money accounts globally, and over the past decade, fintech and mobile money have brought 1.1 billion Sub-Saharan Africans into the formal financial services system..
In the episode, Brett Kin
What if the race for the future of finance is a relay?
In This Episode
Traditional banks just pocketed $268 billion in profit—even with loan growth stuck in first gear—while global fintech funding barely limped past $10 billion, thanks to a single blockbuster round. This week, Theo Lau and Greg Palmer join hosts JP Nicols, Brett King, and Jason Henrichs to untangle those contradictions and ask who’s really
UK Investment Hubs & The Rise of Collaborative Fintech
In This Episode
This week on Breaking Banks host Brett King is joined by Chris Hayward, Policy Chairman of the City of London Corporation. As Political Leader of the City of London Corporation, Chris acts as a principal spokesperson and advocate for London as a global financial and professional services capital. In the segment, Brett and Chris discuss
The impact to date of the Trump presidency on
The Future Of Money & Machine Identity
In This Episode
This week’s episode of Breaking Banks features host Brett King in a one-on-one discussion with Dave Birch, speaker, author and internationally recognized thought leader in digital identity and digital money. Listen as they explore the future of AI-based payments, money, and the concepts surrounding Agentic AI.
Their conversation delves into key areas such as:
* KYA (Know-your
Breaking Banks’ Hot Takes, Live From The Alloy Labs Annual Member Meeting
In This Episode
Today, we bring you a special episode of Breaking Banks, live from the Alloy Labs Annual Member Meeting —a three-day event focused on critical discussions and deep strategy sessions for today’s bank executives. While we can’t disclose what was said behind closed doors, we can share some of the critical (and fiery!) conversations and topics that executives need to b
Killing It: Nektarios Liolios on Fintech Innovation, Entrepreneurship and Community
In This Episode
It is 2014, and Breaking Banks host Jason Henrichs is having coffee with Nektarios Liolios, an early leader in financial services innovation. Jason is in London—the uncontested fintech capital of the world at the time—sitting in the shadow of the Tower of London, seeking advice during what feels like the wreckage of his life post-Perkstreet.Nektarios, today’s guest,
News From The Fintech Front: AI, Stablecoin Strategy & Fintech M&A
In This Episode
This week on Breaking Banks, Don Ginsel, host of our sister show Breaking Banks Europe, takes our mic and brings the conversation stateside. Don is joined by Nik Milanović, founder of This Week in Fintech, for a wide-ranging and energizing discussion of the latest forces shaping the fintech landscape.
From the evolving role of traditional banks and increasi
What The Future Looks Like in Finance and Fintech: Jo Ann Barefoot, Nick Hughes and Brett King Live From Virgin Unite
In This Episode
In a rare and inspiring crossover episode, Breaking Banks teams up with Barefoot Innovation to bring you a special dispatch from Necker Island, BVI. Hosted by Brett King and Jo Ann Barefoot, this episode captures the energy and insight of a one-of-a-kind fintech gathering organized by Virgin Unite: an event bringing together innovators from around the
Insider Advice From A Serial Entrepreneur, Cokie Hasiotis
In This Episode
Killing It is back! Jason Henrichs’ series on banking and fintech entrepreneurs returns with Cokie Hasiotis
In this episode of Breaking Banks, Jason Henrichs connects with Cokie, serial entrepreneur and exited founder of Twali and drippi. Cokie candidly shares her entrepreneurial journey, providing insights into the emotional challenges and tolls inherent in entrepreneurship,
Fintech Podcast Mashup: Breaking Banks x Fintech Daydreaming
In This Episode
This week on Breaking Banks, it’s a powerhouse podcast mashup you won’t want to miss.
What happens when two leading voices in fintech join forces? You get a fast-paced, insight-packed conversation on the future of finance, banking innovation, and emerging technologies—recorded live in Finland.
Breaking Banks host Brett King teams up with Pål Krogdahl and Ville Sointu, hos
Foiling the Invisible Heist: The New Banking Playbook to Land and Expand Commercial Relationships through Digital Banking
In This Episode
There’s something happening beneath the surface of every pizza order, every childcare payment, and every invoice sent by businesses across America. A quiet revolution that most people— sometimes even business owners themselves— have barely noticed.
Traditional banks are being methodically extracted from the daily financial lives of businesses, replaced by something more streamlined
The Invisible Heist: How Software Companies Are Quietly Stealing Your Commercial Relationships
In This Episode
Banking executives, your business customers aren’t leaving you for another bank—they’re leaving banking altogether— at least partially. For now.
As a part of our “Unbreak the Bank” series we dissect the most significant existential threat to community financial institutions since the 2008 crisis: the systematic extraction of business banking services into everyday business software
Hot Takes on Banking Regulation, Standards, AI, and Fraud
In This Episode
Powered by U.S. Bank and recorded live at Fintech Xchange hosted by the Stena Center for Financial Technology, this episode dives into the most pressing issues shaping financial services today.
In our first segment, Jason Henrichs chats with Sima Ghandi, Sr Advisor FS Vector, Co-Founder of Coalition of Financial Ecosystem Standards (CFES) and Phil Goldfeder, CEO American Fintech Co
Fintech Xchange ’25: Hot Takes into BaaS and the Future of Banking
In This Episode
This week, we bring you Part III of exclusive insights from Fintech Xchange ’25 at the Stena Center for Financial Technology and the University of Utah, powered by U.S. Bank. Host Jason Henrichs engages in a dynamic discussion with Jason Mikula of Fintech Business Weekly and Chris Black, CEO & President of Thread Bank. Their conversation spans topics from Banking-as-a-Ser
Hot Takes from Fintech Xchange: Diving Right in with U.S. Bank and Fintech Nexus
In This Episode
In this episode we continue the series powered by U.S. Bank and recorded at the University of Utah’s Fintech Xchange. CAUTION: The episode is hot!
Breaking Banks’ Hot Takes host Jason Henrichs, regulars Alex Johnson (Fintech Takes) and Jason Mikula (Fintech Business Weekly) are joined by David Ness, U.S. Bank’s SVP Innovation, R&D and Peter Renton, Fintech Nex
Digital Banks and Founders Changing the World of Banking: bunq
In This Episode
This week we introduce you to a series profiling the digital banks and founders that are changing the world of banking. Focused on first hand accounts from founders all over the globe, the series chronicles the NeoBanking movement from the early days though to today, documenting the players building a new category of digital banking, reshaping the digital movement. Throughout our s
Breaking Banks at fintechXchange: Ecosystem Building & Hot Takes for 2025
This week on Breaking Banks, we take you inside fintechXchange, hosted by the Stena Center for Financial Technology at the University of Utah. As a proud media partner of the event, we explore how industry, academia, and policymakers are coming together to drive the future of financial services.Host Jason Henrichs sits down with Meghan Kober, VP of Fintech Partnerships & Investments at U.
Spotlight: Banker’s Bookshelf — Future Money
In This Episode
We are excited to introduce you to Provoke.fm‘s newest podcast….a-spinoff-of-a-spinoff of Breaking Banks. Bankers Bookshelf brings cutting edge banking and fintech research to life, sharing the stories and strategies behind financial innovation, bridging the gap between technology and finance — a perfect fit for the Breaking Banks family! Host Paolo
Banking Innovation: Journey and Insights from an Incumbent Bank
In This Episode
Getting digital right can be challenging for anyone –small banks, big banks, incumbents, challengers, you name it.
In this episode, Brett King meets up with Akbank’s Consumer Banking & Digital Solutions, EVP, Burcu Civelek Yuce to talk about Akbank and Akbank LAB, Akbank’s Innovation Lab. The discussion focuses on the incumbent bank ‘s digital engagement
Suze Orman | Rethinking How People Save
In This Episode
What’s the key to financial security today? As technology and a shifting economy reshape how we save, spend, borrow, and plan for the future, mastering the art of money management is critical for achieving financial health. Listen as Jennifer Tescher, host of sister podcast Emerge Everywhere and Founder of the Financial Health Network, speaks with Suze Orman – person
Will 2025 Be A Stellar Year? Top Banking and Fintech Predictions
In This Episode
2024 is a wrap! Listen as industry leaders and fintech influencers share insights on the year that was before turning the lens forward to 2025. What will be hot in this new year?
Back by popular demand, Breaking Banks hosts Brett King and JP Nicols assemble banking industry leaders and fintech influencers to get their takes and predictions on what 2025 has in store for th
Trust, Value & What It Means To Be Digital in Banking
In This Episode
Regular listeners of Breaking Banks are likely familiar with the Killing It series, hosted by Jason Henrichs and Alex Johnson, where they explore candid stories of success, failure, and the pivotal and sometimes tough decisions that drive the journey from VCs to unicorns in the high stakes world of entrepreneurship. (If you’re not, check it out!)
In this episode
Reimagining Digital Banking: Varo Bank’s Vision for Financial Inclusion
This week, host Brett King sits down with Colin Walsh, Founder and CEO of Varo Bank, to explore the journey of building the first all-digital, FDIC-insured de novo bank in U.S. history. Designed to improve financial health and serve a diverse range of customers—from those with financial abundance to those facing economic hardship—Varo Bank is on a mission to create a banking experience t
A Digital Banking Revolution in SEA: GXBank and Mastercard
In This Episode
Southeast Asia’s fintech revolution is here, and GXBank is leading the charge. From its roots as a ride-hailing service to becoming Malaysia’s first digital bank, GXBank is transforming how Malaysians access and manage their money.
This week on Breaking Banks, host Brett King sat down with GXBank’s Chief Commercial Officer, Kaushik Chowdhury, and Mastercard’s Senior Vice Presi
Decentralized AI & Financial Inclusion
In This Episode
Good leaders drive day-to-day results. Great leaders share visionary ideas and then inspire organizations and stakeholders to find a way to get there. In today’s second segment, Jennifer Tescher, host of sister podcast Emerge Everywhere, introduces this year’s Financial Health Visionary Award honoree, Brian Moynihan, Chair and CEO of Bank of America. The Visionary A
Huawei Does Gen-Fi
This week on Breaking Banks, host Brett King takes us to Shanghai for a riveting discussion with Jason Cao, CEO of Huawei’s Global Financial Services competency. In this eye-opening episode, they uncover how China is shaping the future with AI—not as a mere tool for profit, but as core infrastructure driving the world’s fastest-growing economy.
Discover why GenFi LL
Fintech Visionaries and Revolutionaries & What’s Up With Bitcoin?
In This Episode
Strong partnerships and value creation can make even solid companies better!
Serving over 80% of the top digital payment and neobank fintechs on the CNBC Global Fintech list, Mastercard takes a collaborative approach to innovation. By viewing fintechs as true partners—and bringing data insights, market expertise, and solutions to the table—Mastercard helps fintechs scale by unlocki
Bank-Fintech Partnerships, Open Banking and AI…oh my!
In This Episode
We kick off with a crossover segment featuring Fintech Takes host and fintech insider Alex Johnson, who joins Jason to break down major themes from Money20/20 2024. Together, they explore the hot topics shaping fintech right now: bank-fintech partnerships, Banking-as-a-Service (BaaS), open banking (1033), and the evolving role of AI.
Alex shares highlights from his on-sta
Shopify Finance: Fueling Merchant and Small Business Growth
In This Episode
How can merchants take control of their finances and fuel growth directly through their commerce platform? This week, Shopify unveils Shopify Finance, a powerful new hub that unifies financial tools for merchants directly within the Shopify admin and mobile app. In this episode of Breaking Banks, Brett King sits down with Vikram Anreddy, Head of Product, Financial Services for
Episode 567: What Fintech Means To Us: Celebrating 250 Episodes of Breaking Banks Europe
In This Episode
This week, we’re shining a spotlight on our sister podcast, Breaking Banks Europe, as they celebrate their 250th episode! Host Matteo Rizzi marks the milestone by reflecting on five incredible years and 500 unique guests. He’s joined by six of the show’s hosts for an engaging conversation on what fintech means to them, each summing up the past 15 years with a single word.
From 
Episode 566: Gateway for Open Banking
In This Episode
This week cohosts Brett King and Jason Henrichs have a far reaching conversation, tapping into guest expertise on all things open banking and digital finance. John Pitts, Global Head of Policy at Plaid, Christy Sunquist, Head of Open Finance at Plaid, and Cameron Taylor, Chief Product Officer at Ninth Wave join Jason and Brett as they dive into topics from international open bankin
Episode 565: Return to Normalcy? & Money’s Got Soul
In This Episode
The Fed just cut rates. The 50-basis point cut was welcome news for many financial institutions, but the pressures the industry faces are not going away. In fact, rate cuts may mask the underlying changes going on. In our first segment, Jason Henrichs connects with Lake Michigan Credit Union’s EVP, Chief Lending and Experience Officer, Eric Burgoon and James White, General Ma
Episode 564: AI Baseball
In This Episode
AI is simultaneously taking over the world and disappointing in it’s ability to take over the world depending on the publication you read. No doubt we are in the first innings. Today Derek Higginbotham, CEO of First Electronic Bank, Matt Bochenek CEO of Avant and John Sun, CEO of Spring Labs, and Jason Henrichs talk about why everyone needs to be getting up to bat with AI, no matte
Episode 563: Spanning the Globe: Thai Tech and Saudi Arabia’s Barq
In This Episode
Globetrotter and Host Brett King shares banking news and investment conversations from around the world
We start today’s podcast on banking with Brett’s one on one discussion on tech in Thailand with Dr. Supachai Kid Parchariyanon. Dr. Kid is CEO and Co-Founder of consulting company Rise, and managing partner for SeaX Ventures, a Thai venture capital firm with presence
Episode 562: Hot Takes: Regulatory Headwinds for BaaS
In This Episode
Warning: Extra spice added — new sauces and participants!
The stream of consent orders against banks that offer BaaS continues. Fintech partner banks drew 1/3 of all formal enforcement orders by federal banking agencies in the 4th quarter of 2023, that’s quite a bit when you consider that fintech partner banks only account for roughly 3% of all U.S. banks.
BaaS is here
Episode 561: Demystifying Fintech: Insights on Banking’s Future
In This Episode
It’s a mashup between Breaking Banks and Dave and Dharm Demystify, a podcast that takes you on a journey through the ever evolving world of fintech and digital finance. In this episode triple hosts, Brett King, Dave Wallace and Dharmesh Mistry offer thought provoking discussion and insights, covering off the fintech movement and relevancy in this new state of b
Episode 560: Killing It: Ohad Samet on Reimagining Debt Collection
In This Episode
In this week’s episode of Breaking Banks we bring you the next feature in our Killing It series as host Jason Henrichs connects with Ohad Samet, Co-Founder and CEO of TrueAccord. Several calls from unknown numbers and one unpleasant conversation about a forgotten credit card with a relatively small balance was the impetus for Ohad to reimagine the debt collection process and
