Market MakeHer Podcast
Market MakeHer is a self-directed investing education podcast that demystifies financial concepts from a female perspective. Hosted by Jessica Inskip and Jessie DeNuit, it uses relatable analogies like comparing the business cycle to the menstrual cycle. The podcast aims to make investing accessible and fun, breaking down barriers for women. It won an award for its unique approach.
Episodes
106. Growth, Income, and Value Stocks: What’s the Difference?
We’re back from spring break! 😎 Lately, we keep seeing posts on social media that say something like, “If you want $100,000 a year in passive income, you just need to own (X) much stock.” That sounds simple… but it left me wondering: what does that actually mean?Jess Inskip already taught us what stocks are and helped break it down by starting with the basics back in the first few episodes. We’ve
105: The Ghost of Dot-Com Past is Haunting AI Investors (Part 2)
We're continuing our deep-dive into one of the most fascinating moments in market history: the dot-com bubble - and what happened after it burst. [This is part 2; listen to episode 101 for part 1!] You’ve probably heard of companies like Pets.com, the infamous dot-com failure, and Amazon, which somehow survived a 90% stock collapse and went on to become one of the most powerful companies in
104: Okay, But What Even Is an Index Fund?
Don’t Beat the Market; Be the Market. You hear about index funds everywhere…on TikTok, from your finance friends, even on our Market MakeHer merch (yes, the “Index Funds and Chill Shirt” is real). But what are they, really? And why do people say we should have them in our portfolio?In this episode, I asked Jess to break it all down for us, starting with the jargon. We dig into why index funds are
103: Fed Deep Dive Pt. 5: The Calm Before the Crisis
Yes, we’re back down “The Fed” rabbit hole, err um, history lesson that we can learn from as self-directed investors. Okay, so this one surprised me. There was actually a time when the U.S. economy was… chill? From the mid-’80s to the mid-2000s, inflation stayed low, growth was steady, and recessions barely made a dent. Jess Inskip calls it The Great Moderation — basically the Fed’s calm era, when
102. New to Investing? Start Here!
This week’s episode is for our newbies, our beginner investors, and those who might need a little refresher check-in on their basic personal finance goals. Welcome to your investing education If you feel completely in the dark when it comes to investing, or you're just getting started in your investing journey, this episode will illuminate you! ✨✨✨ We’ll give you “the why,” “the how,” and “wh
101. Irrational Exuberance: The Rise of the Dot-Com Bubble (Part 1)
We're back! And since everyone keeps comparing the AI boom to the dot-com era (and asking if we're in a similar bubble) we decided to kick off Season 3 by taking us all down another rabbit hole to see what really happened.In this episode, Jess and I take you back to the 1990s — when optimism was sky-high, money was cheap, music was great, and anything with “.com” in its name could send W
Season 3 Trailer 🎉
🎉 Season 3 is officially here.After a long hiatus, Market MakeHer is back with a whole new season and a major upgrade.Launching February 18, this season goes deeper, wider, and smarter.Expect rabbit holes (the good kind):How the Federal Reserve was formed and how it actually worksA full breakdown of the dot-com bubbleIndex funds, ETFs, and how to truly “index fund and chill”Advanced topics like re
100. History That Haunts, Lessons We Learned: 100 Years of Market Wisdom 👻
Hi Money Coven — it’s Jessie 💜 This isn’t just any episode… it’s our 100th episode! And to celebrate, we’re doing what we do best: learning from the past so we can invest smarter in the future.In this episode, Jess and I take you on a tour through the most pivotal stock market moments of the last 100 years to see what we can learn from each jump scare. 😱From the Great Depression to the COVID crash
99. Q&A: Trading Fear, Rookie Mistakes & 401K + Roth Accounts
If you’re still early on in your investing journey, you may have some questions like: “What if I’m totally wrong and lose money?” or “Am I even using my 401(k) and Roth the right way?” Some of you had those exact questions and wrote in asking for answers.In this episode, Jess and Jessie answer your top investing questions—from the biggest mistakes beginners make (guilty 😅), to handling fear when y
98. Reading The Yield Curve Like a Crystal Ball for the Economy
Ever hear someone say “the yield curve is inverted,” but have no idea what that means? Or people talking about the “10-year” yields and not knowing why that matters? Or what "bond prices and yields have an inverse relationship" means?? Saaaaammmeeee.In this episode, we’re definitely getting a bit more advanced, but it’s important to grasp these concepts as best as you can, because it wil
97. Part 2: Investing Jargon Demystified
The investing world has a lot of jargon. It can sometimes seem like another language. But it’s not hard to learn, you just need the right teacher to teach you the terms in the right order. Because just like your money compounds with interest, so does your investing knowledge. ;)Check out Part 1 of Investing Jargon (episode 33 or 94) where we covered the first 19 terms that build upon each other. F
96. Top-Down Investing Framework: Time to Zoom Out
Has anyone ever told you a “hot tip” about a stock to buy? Or do you see suggestions about sectors ETFs to invest in right now on TV or social media because it’s a good time to invest in “xyz industry” for “___” reason? We’re going to learn how to zoom out, look at all the factors, and actually figure out if a company or industry is a good investment for our individual investing styles. This week,
95. Dividend Investing: Not Just for Retirees
What are dividend stocks and how do they work for you in your investing portfolio? Maybe you already know what a dividend is, but do you know how to actually use that knowledge to build a better portfolio? In this episode, Jess Inskip (the investing expert) breaks down dividend investing in a way that finally made it click for me (Jessie DeNuit - the novice). We’re not just learning what dividends
94. It’s in the Name – Investing Jargon That Actually Makes Sense (Replay)
Sometimes, the smartest move you can make is going back to the basics. After 33 episodes of learning this language, I realized something: investing terms aren’t just jargon—they’re building blocks. Terms compound, just like your money should!And when you understand them in the right order, everything clicks. That’s why we’re replaying this episode. Jess walks me through essential concepts like cap
93. Fed Deep Dive, Part 4: The Price of a Political Fed and the Volcker Wake-Up Call
This is the era where the Fed found its backbone...and yeah, it was messy.We start with how the Fed pegged interest rates during World War II to keep government borrowing cheap, which meant it couldn’t raise rates, even as inflation hit 20% in 1947. Yeah… not ideal. That moment of tension led to the 1951 Treasury-Fed Accord, where the Fed basically said, “We need boundaries.” And just like that, m
92. Fed Deep Dive, Part 3: The Fed’s Origin Story—from Reaction to Responsibility
Before the Fed existed, J.P. Morgan literally had to bail out the banking system. That’s when the U.S. realized depending on wealthy individuals to prevent financial collapse wasn’t sustainable—and the Federal Reserve was born.In this episode, I (Jessie!) try to wrap my head around how the Fed went from an emergency backstop in 1913 to one of the most powerful institutions in the world. Jess helps
91. Listener Q&A: The Taco Trade, Stock Analysis, and Money Market Funds
In this episode of Market MakeHer, we’re answering your questions and breaking them down in a way that actually makes sense. Questions we answered:What the Taco Trade is (yes, it involves tariffs, chicken, and market moves)How to figure out if a stock is “good”, including forward P/E ratios, earnings growth expectations, and analyst reportsThe difference between High-Yield Savings Accounts and Mon
90. How To Choose A Brokerage Firm and Open An Account
Choosing the best brokerage firm for your investing needs might seem overwhelming, but we're here to help! Most brokerage firms now offer $0 account minimums and commission-free trades. They compete in their tools, features, and support. That’s where your needs come into play.Your life will change. Maybe you’ll buy a home, get divorced, get married, start a business, have a baby, switch caree
89. Replay: The Fed Talks, the Market Decides—How Rates Really Get Set
If you have debt or you have money, you’re impacted by the credit market, whether you realize it or not. It’s the largest market in the world, and it impacts everything from your mortgage and auto loan to the savings account you earn interest on. Understanding how it works can help you make smarter decisions about when to refinance, borrow, or invest.Think the Fed controls your mortgage or car loa
88. Replay: The Stock Market’s 11 Sectors and When They Shine (or Struggle)
Let’s break down how sector investing works—because sometimes, the easiest way to give your money a job is by starting with an entire sector instead of picking just one company.In this episode, we explain the 11 sectors of the stock market using something called GICS—the Global Industry Classification Standard (sounds fancy, but we’ll make it make sense). You’ll learn the difference between cyclic
87. What Is P/E Ratio? Learn how to valuate a stock (Replay)
How do you know if a stock is "on sale" or overpriced? It's time for a math refresher! In this replay of Market MakeHer podcast episode 59, we learn all about stock valuation and how to look at the price-to-earnings (p/e) ratio to make informed investing decisions. (We mentioned some stocks and referred to how they were performing back in October 2024 - FYI!) 🔮 P/E Ratio Demystifi
86. From Transitory to Tightening & Tariffs - Oh My! (Fed Deep Dive Pt. 2)
In Part 2 of our mini-series on “The Federal Reserve aka The Fed,” we break down how the Fed responded to inflation, why they waited so long, and how their decisions affected everything—from interest rates and mortgage costs to job markets and financial markets. This was one of the fastest rate hike cycles in history! It was the result of a tricky balancing act between fighting inflation and prote
85. Q2 Market Outlook & Goal Setting with the S-M-I-L-E Framework
🎯 Grab the free bingo card link here and play along with us!We're hitting pause to reflect, reset, and re-energize for the new quarter — both in the stock market and in our personal growth.We revisit the goals we set with our signature S-M-I-L-E bingo card (yes, “Embrace the Chaos” really delivered last quarter), then break down what actually happened in the markets, including how tariff talk
84. Remix: When Yields Speak Louder Than Headlines
Lately, the market’s been moving over 1,000 points a day. We call this volatility fueled by uncertainty. We’ve been talking about falling yields, rising rates, and now tariffs are back in the headlines… but what if the real story is in the credit market?In this episode, we’re replaying one of our favorite breakdowns: bond vigilantes — who they are, how they got their name, and the role they’ve pla
83. How Tariffs Actually Impact the Markets
You voted, we delivered — and barely slept. The market is TARIFF-IED! 🙃 In this episode, we interrupt our regularly scheduled Fed deep dive to break down the 2025 Trump tariffs shock and what it means for your portfolio. It's a tug-of-trade-war and self-directed investors shouldn't try to time the markets, but should be informed, prepared, and diversified. You’ll learn what tariffs are,
82. Wait…That’s What Caused Inflation? The Fed Pt. 1
If you’ve been hearing about inflation but aren’t totally sure what it means—or why everything suddenly got more expensive after the pandemic—this episode is for you.We break down what inflation actually is and explain the real reasons prices went up: broken supply chains, government stimulus checks, rising wages, and energy shocks. It wasn’t just one thing—it was everything, all at once.But here’
81. Corrections, Bear Markets & the Sentiment Disconnect: Are We Headed for a Lost Decade?
In this episode, we’re diving into one of the most important (and misunderstood) topics in the stock market: what happens when things start to go south. We break down corrections, bear markets, and recessions—and how to tell the difference between them—while also exploring whether we could be on the verge of another "lost decade" for investors.We also take a closer look at the current di
80. What A Recession Is and How the Business Cycle Informs Us
🚨 Recession Watch: What’s Happening in the Markets? 🚨Major banks are raising red flags about a potential recession, pointing to uncertainty around trade, tariffs, and inflation. If there’s one thing the market hates, it’s uncertainty—it fuels volatility.As of March 13, 2025, the S&P 500 has officially entered correction territory, meaning it has dropped 10% from its recent highs. Corrections l
79. Investing Basics: Compound Interest, Dollar Cost Averaging, Money Mindset
We're getting back to basics with some Investing 101 and money psychology. We'll discuss what first-time self-directed investors need to know to get started on your investing journey and good concepts for all investors to think about in their investing strategy...and we'll go over some important jargony terms to easily understand, so that you don't get overwhelmed. Investing in
78. Lessons from Warren Buffett’s Annual Letter to Shareholders
We are diving into Warren Buffett’s latest shareholder letter for 2024—so you don’t have to! We’ll break down his biggest takeaways in plain English for you: why Berkshire Hathaway is sitting on a mountain of cash, what Buffett’s recent stock moves say about the market, and how his long-term investing mindset has helped him beat Wall Street for decades.Plus, we’ll talk about his bets on Japan, why
77. Margin Trading & Investing Explained
This is an advanced episode, but also a very important episode to help you understand market mechanics and put another piece together in the stock market puzzle we are conquering - with education! We gave you a few replay episodes before this one to help you prepare for a heavy dose of knowledge, so buckle up, because we’re about to math real hard. What is Margin Trading or Investing?When you buy
76. Replay: AI Power Grid Pressure: The Price/Energy Ratio
We are revisiting Episode 42, originally aired July 26, 2024, where we look at how AI Power Grid Pressure can also be a headwind to consider in your long-term AI investing strategy. Start with our AI Portfolio and Investment Thesis discussed in Episode 21 to understand the full AI investing picture. According to our very own Jess Inskip, "The real ‘P/E Risk’ isn't overhyped price to e
75. $NVDA and the race to AGI: Your AI Investing Update
Y’all asked us for it, here’s your AI update! Yes, we’re talking current landscape of AI investments, AI agents and AGI, of course Nvidia (beyond chips), CapEx Surges, the critical game race, disruption (yes deepseek), earnings, headwinds and more! We always want you to stay informed and help make sure you’re doing your “homework” as we say. Remember, diversification mitigates risk. ;) ✨ AI Questi
74. Replay: Demystifying Stock Order Types in Trading
This episode was first released on June 24, 2024. We’re replaying it for you for a reason! Think of it as a review of some of last year’s material before we get into all the investing topics we’re going to cover this year. 👩🏼🏫👩🏻🏫 We share our screen and actually show you how to place different order types at a brokerage firm - you can watch on Spotify or YouTube!—--------------------------------
73. Remix: Understanding Your Risk Tolerance with the Risk Pyramid
*previously recorded on 03/15/24, but still relevant* Last week we talked about creating quarterly financial goals with a fun activity, and we thought it would be a good time to also revisit your risk tolerance with this past episode. At the time of recording, The Fed still didn’t cut interest rates, but projected they would 3 times, so it was a great time to lock in the higher rates that we saw
72. S.M.I.L.E. Your Way Through Personal Financial Planning - Gamified!
It's the beginning of the year, which means it's time to reset those financial goals, but we're making it more attainable (and fun!) by breaking it all down into a quarterly game. If you happen to have ADHD like us, your brain will thank us. 🧠This isn’t your typical budget/save/invest talk. In this episode, we kick off our brand-new quarterly financial planning series (name pending,
71. TikTok Ban Implications on the Creator Economy and the Stock Market
👋 Have you ever thought about what would happen if TikTok got banned in the U.S. to the stock market or even the impact on the labor market? It’s a hot topic right now as the TikTok ban case is in front of the Supreme Court. In this episode of Market MakeHer, Jess and I are breaking it all down—from the impact on creators like us (and maybe you!) to the ripple effects on small businesses, the gig
70. 2025 Stock Market Expectations & Predictions: Infrastructure Investment, Tech Innovation & Fiscal Policy Effects
This week, we’re diving into the key market themes of 2025—what’s shaping up to be a monumental year for self-directed investors. We’ll unpack the trends driving infrastructure investment, tariffs with a twist, deregulation fueling innovation, and the evolution of retail trading.This episode is packed with actionable insights to help you navigate 2025’s most important stock market predictions. Fro
69. Markets Wrapped: 2024 Stock Market Review
Can you believe it’s already the end of 2024? What a year it’s been! In this episode of Market MakeHer, Jess and I look back at all the major events that shaped the stock market this year. From the AI led rally to the Fed finally cutting rates, we’re breaking it all down.Looking for unbiased, curated financial insights delivered straight to your inbox? Subscribe to the 1440 Business & Financ
68. Remix: What Is the PCE Index & Why Does It Matter to Us?
*This content was taken from Episode 35, which was originally recorded in May 2024, but has been edited to mainly focus on the important terms PCE, PPI & CPI to help put into context the new data we are seeing now in December 2024 and how it affects us as consumers, workers, and investors.* What Is PCE (Personal Consumption Expenditures)? The PCE price index is considered The Fed’s preferred i
67. Year-End Personal Finance Tips: Investing and Tax Deadlines, Reminders, and Planning
In this episode, Jess Inskip and Jessie DeNuit discuss essential year-end financial strategies, focusing on retirement account deadlines, tax optimization moves, charitable contributions, and even personal finance tips - for all ages and income levels. Be proactive with your financial planning to avoid penalties and maximize tax benefits. You’ll learn various year-end financial strategies, includi
66. Insider Trading: Lessons from Martha (Stewart)
What is insider trading and what can we learn from the highly-politicized Martha Stewart case regarding illegal insider trading? Find out on this episode of Market MakeHer. 😉 Illegal Insider Trading vs Legal Insider TradingLegal Insider Trading is when company insiders (e.g., executives, employees or majority shareholders) trade their company's stock while following rules and regulations. Th
65. Bond Vigilantes Are So Back
What is a bond vigilante? The Batman of the bond market? Kinda. In the last episode, we learned the bond market is the most powerful and influential market. Bond vigilantes are big-time bond investors who can use the power of selling bonds to influence the market and protest against fiscal and monetary policy (basically, they try to put restraints on the government from over-spending and over-borr
64. How The Credit Market Influences Your Loan Interest Rates
What is the credit market and how does it determine our loan interest rates? It’s actually the same thing as the bond market, and we consumers all participate in it. Join us as we delve into the intricacies of the credit market and how it influences interest rates across various financial products, including credit cards, auto loans, and mortgages. We will also discuss the yield curve, the role o
63. Elephant in the Stock Market: Trump Tariffs, Tax Cuts, & Immigration Policy Implications
Now that the U.S. election results are in, we’re discussing the “elephant in the room” - that is, the implications of potential Trump administration policies on the stock market. We’re focusing on tariffs, immigration, tax cuts, deregulation, and the Fed’s role. How will these factors influence market dynamics, inflation, and economic growth? What does it all mean for self-directed investors? W
62. Demystifying Retirement Accounts: Traditional IRA, Roth IRA, Rollover IRA and SEP IRA
Today we’re learning allllll about IRAs (individual retirement arrangements/accounts) including Roth IRAs, Traditional IRAs, Rollover IRAs and SEP IRAs. You’ll understand contribution limits, tax implications, and eligibility requirements for each account. As always, we aim to empower you with all the knowledge you need to make informed decisions for future you. This is not advice. ✨Roth IRAs a
61. Stock Market MakeHER Update: (11.04.24 AI Series)
Subscribe to our Weekly Stock Market Update Newsletter! This Week in the Stock Market: 11.04.24 In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence. The hosts discuss key insights from the lat
60. Replay: Order Routing, Market Makers, PFOF and Dark Pools Explained
Since we recently learned about Stock Lending, Short Selling, P/E Ratio, and Stock Valuation in the last 2 episodes, we figured it's a good time to revisit our episode on Dark Pools, PFOF, Order Routing, and Market Makers (not to be confused with Market MakeHERS 😉). This also happens to be a Halloween episode from last year, so enjoy our costumes if you're watching the video podcast. 🎃🎃
59. What is P/E Ratio and Stock Valuation?
How do you know if a stock is "on sale" or expensive to buy right now? In this Market MakeHer podcast episode, we're going to learn all about stock valuation and how to look at the Price to Earnings Ratio to make informed investing decisions. We discuss how to determine if a stock is overpriced or underpriced, the significance of earnings potential, and the role of analysts in s
58. What is Stock Lending?
In this episode of the Market MakeHer podcast, we delve into the topic of stock lending, addressing a listener's question about whether retail investors should participate in this practice. We explain the mechanics of stock lending, its relationship with short selling, and the potential benefits and risks involved. The discussion also covers tax implications, ownership rights, and the impact
57. Stock Market MakeHER Update: 10.14.24 (New AI Series)
Subscribe to our Weekly Stock Market Update Newsletter! This Week in the Stock Market: 10.14.24 In this episode of Market MakeHer, we're trying something different. We've taken our weekly SMU email and given it to AI to create a separate podcast series. That's right, the email newsletter is also a podcast read by Artificial Intelligence. The hosts delve into the current state o
56. How to Construct & Manage an Investment Portfolio
What Is Portfolio Management and Asset Allocation? Put On Your Construction Hats. So you started investing in the stock market, now what? Want to learn how to construct an investment portfolio or manage your retirement portfolio? In this episode of Market MakeHer, hosts Jess Inskip and Jessie DeNuit delve into the intricacies of portfolio management and investment strategies. They discuss the impo
55. Replay: How did the Stock Market Perform Under Biden vs. Trump?
[This episode was originally recorded on July 05, 2024, before Biden dropped out of the Presidential Election Race. We examined historical data, facts, and statistics of what happens to the stock market when there is a Republican vs Democrat as President of the U.S.] During election years, the stock market tends to experience increased volatility due to the uncertainty surrounding the outcome. Ho
54. How to Find Investment Sector Opportunities
It's time to give your money a job, but if you can't decide on a company, you can start with a sector. GICS stands for the Global Industry Classification Standard and they set the classifications for the 11 sectors. 2 Types of Sectors: Cyclical sectors are sensitive to economic conditions. They do well when the economy is growing but can struggle during recessions. These sectors are m
53. The Fed Cut Interest Rates: Prepare For Landing 🛬
The Fed aka The Federal Reserve finally cut interest rates. Papa Powell (aka fed chair Jerome Powell) announced this week the federal funds rate is cut by 50 basis points (which means .50%). This might not seem like much to consumers like us, but cutting it by .50% in one meeting is actually a pretty big deal. Normally, everyone would flip out over something like this and wonder if it means we’re
52. Introduction to Bonds
What Is A Bond? What Are The Different Types Of Bonds? How Do You Buy Bonds?In this episode of the Market Maker Podcast, Jessie and Jess delve into the world of bonds, discussing their significance in the financial market, the mechanics of how they work, and the various types of bonds available for investment. Explore the relationship between interest rates and bond prices, the importance of credi
51. What is the Business Cycle? Why Does it Matter NOW?
We are revisiting the business cycle and how it relates to the menstrual cycle, much like we did in Episode 13 on Recessions, but we compare the phases in each cycle, side-by-side this time and break it down further. What Is The Business Cycle?The Business Cycle is Periods of economic expansion and contraction based on the 3-Ds we discussed last time: depth (how bad is it?), diffusion (how wide
50. SMU: NVDA Earnings, Market Participation & Fed Expectations
Stock Market Update (SMU)Let's discuss and demystify the recent volatility in the stock market, NVDA earnings, Jackson Hole highlights including rate cuts, and the dreaded "R" word (recession). 🔮 "If the Mag 7 is coming down, and the other 493 are participating, that is a recipe for sideways action." ~Jess Inskip Who Are The Magnificent 7?Alphabet (GOOGL; GOOG), Amazon
49. Better w/ My Finance-Sis, Pt 2: Funds
Continuing our "Better with my Finance-Sis" Mini-Series, in part 2 we talk all about Funds! But not just the different types of investment funds, also the difference between Passive and Active Funds. Passive Funds vs Active FundsWhat is a passive fund?Passive funds usually have lower expense ratios, with a more simplified investment strategy and less involvement of fund managers (or the
48. Better W/ My Finance-Sis Mini-Series, Pt. 1: Stock Market Essentials
🔮 Introducing a new mini-series with our Gen Z "finance-sis" Jacey Saige. It's Jessie DeNuit's turn to teach how the stock market works while Jessica Inskip makes sure she's not leading Jacey astray. In part 1, we talk about why we invest and try to simplify how the stock market works, as best as possible without too many tangents. 🙃 ✨ Follow Jacey on TikTok and Insta
47. The Recipe for a Market Sell-Off: Carry Trade, SAHM Rule, Recession Fear
The stock market has been having quite the week since our last episode on the Fed’s decision to NOT do a rate cut and the resulting effects of the not-so-great unemployment numbers that came out last Friday. Recipe for disaster?Is the stock market crashing? Why was there a sell-off and what is a market sell-off? And is this a good time for us self-directed investors to invest more, like, is the st
46. Fed Update: What is Event Risk? Could it Trigger a Sell-Off?
We recorded this on 08/01/2024, knowing that unemployment numbers will not drop until this podcast airs on 08/02/2024, and that might also change so keep that in mind. **Employment Report Update from Jess** Fed's View on Labor Market:Fed Chair Jerome Powell stated that the changes in the labor market are "broadly consistent with a normalization process." However, policymakers are cl
45. What is Market Breadth & Concentration Risk? Why Should YOU Care?
Inflation is at an all-time high and so is the stock market. This is a tale of two markets. How is the S&P 500 making record highs when so many Americans are living paycheck to paycheck? We're going to break it all down. What's happening in the stock market, what the S&P 500 actually is, what market breadth and concentration risk means and why it all matters to you! We also discu
44. Replay: Where to invest first in your personal finance journey
Let's refresh and re-assess our financial planning goals for our future selves. You've budgeted, you've saved, you've looked at what you've got going on in your spending and bills and what you have left over - what do you do with that extra money? (Invest it, of course 👻) *this is educational info, not advice - personal finance is personal, duh, and we don't know you&
43. Stock Market During Election Years: We're Not Getting Political, But Is The Market?
How Does The Stock Market Perform During an Election Year? We are not getting political in this episode -- however, we are on a fact finding mission to understand if the stock market is. Let your fin-mom and fin-auntie break it down for you. 😉🔮Does the U.S. Presidential election affect the stock market? Does the political party of the elected leader make a difference? Let's discuss, shallllll
42. AI Under Power Grid Pressure: The Price to Energy Ratio Risk
In this episode we re-visit our AI Portfolio and Investment Thesis that we discussed back in Episode 21, but with a new emerging headwind. According to our very own Jess Inskip, "the real ‘P/E Risk’ isn't overhyped price to earnings. The risk is price to energy." (Get it? That's a P/E Ratio joke 👻)AI InvestingMost of us are invested in AI, whether we know it or not, because the
41. Stock Order Types: Demystifying The Ways to Trade Securities
There are so many different ways to buy and sell securities in your brokerage account. In this episode, we'll go over many of the different order types you may see in your brokerage account when you go to buy or sell a stock, or any securities. What does Bid and Ask mean? What is Stop and Limit Order? What are market orders? How many different Order Types are there and what is the difference?
40. Preparing for Rate Cuts: What are Bond Funds?
What Is The Bond Market and What Are Bond ETFs?CPI is “cooling off” which means inflation is trending closer to the Fed’s target, which means a rate cut MAY be in our future! What does that mean? Well if the Fed, you know, good ol "Papa Powell" who we keep talking about, well if they actually go through with cutting rates this is what happens. Interest rates for things like home loans ge
39. What is a Stock Split? (looking at the Nvidia stock split 👀)
Happy Fin-Friday! The Nvidia stock is now one of the big 3 in the S&P 500. We've talked about Nvidia earnings and how much the stock price has soared just this year. Now they have announced a stock split and a dividend increase from $0.04 per share to $0.10 per share. Let's demystify stock splitting. 🔮 🍰 What Is A Stock Split?A type of corporate action that changes the cost of a stoc
38. What is a Short Squeeze? (Talking About Meme Stocks, Hedge Funds & Market Mechanics)
Finally, short squeeze and gamma squeeze make sense! (Did you know gamma squeeze was a thing?) Also, Roaring Kitty is out of hiding, remember that whole GameStop stonks thing that happened? Well apparently it's happening again with another memestock (super high risk, y'all).We also learn about hedge funds, meme stocks, market makers and the roles played in making money off shorting stock
37. Finding AI Stock Investing Ideas with Jacey Saige
This week we are joined by Jacey Saige, a Gen Z financial literacy advocate who wants to discuss how to find AI opportunities and stock market impacts. Jacey is filling in for our beloved Jessie DeNuit - do not fret she will be back next week! AI is an important narrative to sustain this bull market. The S&P 500 is about 30% driven by technology. 5% is NVDA. Which means the AI narrative matter
36. Refresher: We are Paying Attention to Bonds Again
The bond market has always been relevant, but it hasn't mattered as much since the Great Financial Crisis (GFC) - that's when the housing market collapsed in 2008. When we have a financial crisis, there is a fiscal policy response and monetary policy response to stimulate the economy. Right now we are in restrictive fed territory, they have raised rates to levels not seen since the GFC.
35. What Is CPI, PPI & PCE Price Index (Indices) in Fed Speak - Decoded
Come with us as we leap through the gallows and levitate down WallStreet. 🔮 Today we're discussing the most recent FOMC Press Conference led by the Hawkish Fed Chairman, Jerome Powell, and what it all means when he talks about the CPI & PCE Price Index. There's also a quick SMU (stock market update).New Vocabulary Word: TaperingTapering is a monetary policy used by the Federal Reserv
34. Investing Jargon, Demystified 🔮✨ The Top 20 Terms You Need to Know - In Order
There's a loooot of jargon in the financial world. And it can seem overwhelming or like it's a language that was intentionally made to keep you in the dark, but Jess has been shining light on all this lingo since the beginning, and we've realized the jargon is actually pretty easy to grasp once it's explained to you in a logical, compounding way. Compounding Knowledge 🧠✨Just li
33. Current State of the Stock Market + Q&A (Pt. 2)
Questions on questions: Y'all submitted sooo many questions we had to make this Q&A a two-parter. Be sure to follow us and subscribe to our email newsletter (all links at the bottom) to keep up with all the stock market happenings! But First, A Quick SMU!We also get a quick Stock Market Update from Jess Inskip. This investing rollercoaster we're on has been a bit of a dooziie this pa
32. Q&A: Answering All YOUR Questions (keep 'em coming)
We're back, we had to take a week off because, if you didn't know, Jess is the sun and Jessie is the moon - we had to eclipse. 🌚🌞First, a quick market update for April 11, 2024 about CPI and PPI!Then we get to allllll your questions, yes, even questions from our very early episodes (told ya we'd get to them eventually 😅). Questions we answer in this episode: @lukodaian asked - can y
31. Edu-action: How To Build a Brokerage CD Ladder
In the last episode (Ep. 30) of the Market MakeHer Podcast, we discussed how “The Fed” projects to cut interest rates 3 times by end of year. Hopefully, this means lower inflation, but it also means lower interest rates on your High Yield Savings Accounts as well. Where can we stash our cash with higher interest rates for longer? Brokerage CDs! One option is Brokerage CDs (certificate of deposit).
30. FOMC Meeting, Interest Rate Cuts & Inflation (aka Jess Watched The Fed Press Conference So You Don't Have To)
The FOMC (aka "The Fed" aka The Federal Reserve) had a press conference on March 20, 2024 where they talked about federal reserve rates remaining unchanged, but there's 3 projected interest rate cuts by end of year. What does this mean for our High Yield Savings Accounts interest rates, mortgages, credit cards, loans, and the economy? What's going on with unemployment and inf
29. Investment Risk Tolerance, HYSA Interest Rates and Fed Balancing Act
What's your investment risk tolerance? (check out the risk pyramid below)How are you diversifying your investments in your portfolio? Are the interest rates on our high yield savings account coming down? What should we do with our cash to make sure it's out-pacing inflation?Figure Out Your Risk Tolerance There are lots of quizzes you can do at your brokerage firm or even government sites
28. $AAPL Stock Impacts & Tools to Compare ETFs ($VOO vs $VTI)
Let's talk about what's going on with the $AAPL stock and also learn how to compare ETFs, like $VTI vs $VOO, with a tool! You'll want to watch the video about 10 minutes in, but if you can't watch it, we do describe everything we're analyzing. $AAPL Stock Is Down, But The Market Is Up?We know that Apple is one of the biggest stocks or companies in the S&P 500, which i
Recommended
Inside The Vatican
Who? Weekly
TODAY with Jenna & Sheinelle
The Ricochet Superfeed
World History Encyclopedia
Seek Go Create - The Leadership Journey for Christian Entrepreneurs and Faith-Driven Leaders
The Smart Home Show
Communicast: A Communication Skills Podcast
Weeds by the Wall: Verses
Catholic Me - Mass Reflection, Spirituality & Much More
HBO's Succession Podcast
Hold the Phone
