Home Podcasts Money Memories
Money Memories

Money Memories

Ilona Limonta-Volkova 119 Episodes May 19, 2026

Money Memories is a podcast that aims to make money conversations less taboo by exploring personal finance through the lens of early memories. Each week, host Ilona Limonta-Volkova interviews a guest about how their earliest money memory shaped their career and relationship with money.

Episodes

The 2 Founders Building the Company They Almost Didn't Start [VIDEO] May 19, 2026 00:14:21 Here's a special presentation of one of our recent episodes, now on video! If you're listening in an app that supports video, you can now watch this conversation. Please enjoy! Before David Black and Heather Townsend became co-founders, they were people who almost did something — and didn't. Dave passed on buying a DC bar for $150,000 because he didn't know where to get financing. Heather built a
She Earned More Investing Than at Her Job. Then Everything Changed. May 6, 2026 00:16:56 Nicole Ingham grew up believing money came from sacrifice. In this episode, she shares how a childhood of bargain hunting shaped her financial mindset, why she struggled with money in early adulthood, and the moment investing transformed her life. We explore why women are still underserved by financial systems, how to start investing even with $10, and what it really takes to build wealth on your
The Two Founders Building a Company They Almost Didn't Start Apr 8, 2026 00:14:24 Before David Black and Heather Townsend became co-founders, they were people who almost did something — and didn't. Dave passed on buying a DC bar for $150,000 because he didn't know where to get financing. Heather built an earmuff company, had 500 pairs manufactured in China, and watched them arrive at her apartment. Years later, they met at UVA's Darden School of Business, reconnected during the
She Left a Six Figure Salary to Save Lives One Lap at a Time Mar 25, 2026 00:20:22 Paulana Lamounier grew up in a Haitian household in Long Island where money wasn't talked about openly but was modeled constantly, from susu to savings books to tithing. She went on to build Black People Will Swim after a student's offhand comment about buoyancy sent her down a rabbit hole of racist history she couldn't unsee. In this episode, Paulana gets candid about leaving a $95K salary to go
What My Mom Knew About Business That MBAs Don't Mar 13, 2026 00:19:55 Ray grew up watching his single mother sell homemade dishes poolside during World Cup games in their Silver Lake apartment complex, and never forgot that resourcefulness. After a winding career path from photography to marketing to commercial lending in San Francisco, he returned to LA and found himself more energized by underserved entrepreneurs than by traditional banking. Now a small business c
The Housing Market Nobody Talks About Feb 11, 2026 00:22:47 Jeff Hurst leads Furnished Finder as CEO, working inside a housing market most people never see. Serving traveling nurses and clinicians on short-term contracts, the platform sits where mobility, work, and stability collide. In this conversation, Jeff reflects on how temporary work reshaped housing long before “remote” became a buzzword, why trust outweighs scale, and how health care labor shortag
From Nigeria to Wall Street: A Journey of Resilience and Financial Freedom [Archive Episode] Jan 29, 2026 00:16:08 This episode, we're looking back at our conversation wtih Ehis Akhetuamhen, host and creator of Unmuted Moments, a podcast about finding your voice in work and life. He shares his remarkable journey from growing up in a one-bedroom apartment in Nigeria to building a career in finance in the U.S. After losing his father at 13, he learned that financial success isn’t just about hard work—it’s about
Why Money You Can Access Immediately Feels More Valuable Jan 14, 2026 00:15:21 University of Oregon Associate Professor of Economics Jonathan Davis says he grew up with a sense of scarcity around money. His family always seemed to have enough, but there was this pervasive feeling that they wouldn’t. “I remember this narrative of, ‘money’s gonna be tight this year, don’t expect as many Christmas presents as last year,’” he says. In this episode, Davis shares findings from his
From Sunday Shifts to Whole Foods: Building a Cookie Dough Brand Dec 18, 2025 00:20:29 Kathryn Bricken grew up in a family of six where early responsibility and earning her own money shaped how she viewed work and value. Sunday shifts at Publix, paid at time and a half, taught her how to think strategically about income long before she became a founder. What began as a love of food evolved into building Doughlicious, a gluten-free cookie dough brand now sold at Whole Foods, Target,
The Instagram Effect and Why You're Probably Doing Better Than You Think Dec 3, 2025 00:18:16 Grant Gallagher grew up watching his parents constantly argue about money, teaching him what not to do with finances. Early in his credit union career, helping a 50-year-old man use an ATM for the first time revealed the massive gap in financial education. Now with over 15 years in the industry, he champions hands-on financial literacy through budget simulations and financial reality fairs, as wel
The $38,000 House That Changed Everything Nov 19, 2025 00:18:19 Jaina Anne grew up in a Navy family where money was scarce and the wealthy were viewed with suspicion. The 2020 market crash jolted her into seeking financial literacy, leading from Palantir stocks to Ethereum mining to real estate investing. A chance conversation about a $38,000 Indiana house shattered her California assumptions and launched her into building a 10-property portfolio using creativ
Building Latin America’s Open Banking Future — En Español Oct 23, 2025 00:29:14 When first featured on Money Memories in English, Ximena’s story stood out as one that needed to be shared more widely. This episode continues the conversation in Spanish. She reflects on how growing up in Uruguay shaped her entrepreneurial mindset, what it took to raise venture funding in a conservative business culture, and why Prometeo was designed as a pan-regional platform from day one. The d

Recommended