Henssler Money Talks
Henssler Money Talks is a trusted resource for your money, your future, your life. The podcast discusses current market conditions and financial planning, covering spending, saving, taxes, investments, insurance, retirement, estate plans, and more. Listeners can email financial questions to drgene@henssler.com or call 1-855-429-9166.
Episodes
The Silver Lining of Higher Interest Rates
When was the last time investors had an opportunity to lock in attractive bond yields while the stock market was also performing well? With certain fixed-income investments offering yields above inflation, today’s market conditions may present an opportunity to replenish liquidity reserves. The “Henssler Money Talks” hosts discuss how the Henssler Ten Year Rule helps investors prepare for future s
October 10, 2026: Paying More, Earning More, and Knowing When to Cash Out
As vehicle prices continue to climb, consumers are stretching their loans to seven, eight, and even nine years to make monthly payments more manageable. But what does that extended financing really cost? We examine the financial consequences of longer auto loans before turning to the opportunities higher interest rates may present for savers. With certain fixed-income investments offering yields a
You Can Afford the Purchase, but How You Pay Matters
The “Henssler Money Talks” hosts build on last week’s conversation about allowing yourself to spend your retirement savings: When your financial plan says you can afford a major purchase, which account should pay for it? We weigh the tax consequences of tapping a traditional IRA against using Roth assets that could continue growing tax-free for you or your heirs.Original Air Date: October 3, 2026R
October 3, 2026: Consumer Divides, Buyback Billions, Rate Hikes & Roth Decisions
This week, we look at what’s happening beneath the market headlines — from a widening divide among consumers to the impact of higher interest rates on different parts of the market. We examine why consumer discretionary stocks may not tell the full story about spending, how the K-shaped economy is creating winners and losers even among close competitors, and what NVIDIA’s massive $150 billion shar
From a Lifetime of Saving to a Retirement of Spending
Can you actually be too good at saving for retirement? After decades of building wealth, some retirees find that spending it is harder than saving it. This week, the “Henssler Money Talks” explore how a long-term financial plan can help determine when you have room to spend, give and enjoy more of what you’ve accumulated—and give yourself permission to do it.Original Air Date: September 26, 2026Re
September 26, 2026: Spending Down, Scoring Up & Rising Rates
Can you actually be too good at saving for retirement? This week, we explore why some retirees struggle to spend the wealth they spent decades accumulating, and why a thoughtful spending and gifting plan can be just as important as a savings plan.Next, mortgage lending is getting a new credit score. We break down VantageScore 4.0, how it differs from the traditional FICO scores long used for mortg
Retirement Plans: Good for Employees, Good for Business
A 401(k) can do more than help employees save for retirement. Thoughtful plan design can support a business owner’s retirement goals, strengthen the company’s benefits package, and give employees meaningful opportunities to save. Director of Business Development, Justin Wagner, AIF®, joins "Henssler Money Talks" to look at how plan design, investment choices, and employee education can w
September 19, 2026: Retirement Plans, Rate Hikes & Rogue AI
What makes a workplace retirement plan worthwhile for everyone involved? Director of Business Development and retirement services expert Justin Wagner, AIF®, joins us to explain how a plan can be designed around a company’s goals, creating opportunities for business owners to save for retirement while helping attract, retain, and support employees. We also look at what happens after the plan is es
Keeping Your Estate Plan in Step with Your Life
Kyle Rinaudo of Reeves Law, P.C., joins the “Henssler Money Talks” hosts to discuss when your estate plan may need attention. From marriage, divorce, and growing families to outdated beneficiaries, business succession, and even digital assets, we explore why an estate plan shouldn’t simply be created and forgotten.Original Air Date: September 12, 2026Read the Article: https://www.henssler.com/keep
September 12, 2026: Planning Ahead, Coasting Along & Going Driverless
Planning for the future often means making decisions today based on what we think tomorrow will look like — but life, markets, and technology have a way of changing the picture.We begin with estate planning and 11 signs that your plan may need attention. From marriage, divorce, and growing families to outdated beneficiaries, business succession, and even digital assets, we look at why an estate pl
September 5, 2026: Social Security, Mortgages & Trump Accounts (Repeat)
While we’re out of the studio this week, we’ve collected a selection of great discussions from the past few months. First, we look beyond the alarming headlines surrounding Social Security to explain what the projected shortfall could mean for Gen X — and how investors can prepare for an uncertain outcome without assuming their benefits will disappear.Then we answer a listener’s question many home
Don’t Panic Over $40 Trillion. Don’t Ignore It Either
How much national debt is too much? The “Henssler Money Talks” hosts start with a listener question inspired by an economics lesson from the 1970s, comparing the nation’s debt with the size of the economy and discussing what could signal that the debt burden is becoming harder to sustain. We also examine the bond market’s role in keeping government borrowing in check and what could eventually thre
August 29, 2026: Debt, Discounts, & Donations
How much national debt is too much? We start with a listener question inspired by an economics lesson from the 1970s, comparing the nation’s debt with the size of the economy and discussing what could signal that the debt burden is becoming harder to sustain. We also examine the bond market’s role in keeping government borrowing in check and what could eventually threaten the U.S. dollar’s status
Finfluencers and Financial Advice: Who Should You Trust?
The “Henssler Money Talks” hosts turn their attention to the financial advice filling social media feeds. “Finfluencers” can introduce younger investors to valuable concepts like building credit, saving, and opening a Roth IRA, but popularity doesn’t necessarily equal expertise. We discuss how to distinguish useful financial education from advice that’s oversimplified, self-serving, or potentially
August 22, 2026: Swipe, Spend, and Scroll
Credit cards can be a useful financial tool, but between rewards, premium perks, and an endless stream of advice about how to use them, it’s easy for the basics to get lost. We start with the habits that matter most, from budgeting and consumer protections to paying balances in full, and discuss why how you use a credit card may matter more than which card you choose.Then, we look at the growing a
Market All-Time Highs Don’t Put Your Financial Plan on Hold
With the stock market continuing to reach record territory, the “Henssler Money Talks” hosts tackle a familiar question: What do you do with fresh cash when stocks are already at all-time highs? From rebalancing and paying down high-interest debt to fixed income, diversification, and putting money into the market gradually, we explore ways to put your next dollar to work without trying to predict
August 15, 2026: Student Loan Decisions, a Healthcare Revival & Record Highs
Some financial decisions can’t be made by looking at just one number. This week, we start with major changes coming to federal student loan repayment and why married borrowers may need to consider not only their monthly payment, but how their tax-filing status affects both their cash flow and bigger financial picture.Then, a listener asks whether it’s time to rethink a healthcare fund he’s owned f
Securities-Backed Lines of Credit: Convenient, but Not Without Risk
The “Henssler Money Talks” host take a closer look at securities-backed lines of credit and the heightened risks of borrowing against a concentrated stock position, including maintenance calls and forced sales when the share price falls. Original Air Date: August 8, 2026Read the Article: https://www.henssler.com/securities-backed-lines-of-credit-convenient-but-not-without-risk
August 8, 2026: Borrow Against It, Save for It, Count on It?
Accessing cash, building savings, and planning for retirement all involve choices between what we need today and what we may need tomorrow. We begin with securities-backed lines of credit and the heightened risks of borrowing against a concentrated stock position, including maintenance calls and forced sales when the share price falls. Next, we examine Radish, a proposed employer-funded savings pl
Portfolio Tradeoffs: There is No Unicorn Investment
The “Henssler Money Talks” hosts discuss one of the most common challenges investors face: balancing competing priorities like income, growth, downside protection, and liquidity. We look at the tradeoffs behind every investment decision, why you can’t compare your portfolio to the benchmark, and your asset allocation really needs to start with your financial plan.Original Air Date: August 1, 2026R
August 1, 2026: Sell-offs, Tradeoffs & Tip-offs
Technology continues to shape both the markets and the investment landscape. We begin with a look at the week’s biggest headlines—from Apple’s new leasing strategy and a strong earnings season to renewed pressure on global semiconductor stocks. After the break, we discuss one of the most common challenges investors face: balancing competing priorities like income, growth, downside protection, and
One Economy, Two Credit Realities
Why are some Americans building exceptional credit while others are falling further behind? Our latest “Henssler Money Talks” podcast explores the growing credit divide and what it reveals about today’s K-shaped economy. In this companion article, we go a step further—explaining what builds a strong credit score, why it matters, and how it can affect everything from borrowing costs to future finan
July 25, 2026: Navigating Mortgages, The Credit Divide, and Upsizing Retirement
Buying a home, building good credit, preparing for retirement, and navigating the markets all require looking beyond today’s headlines. Shanna Squires of Henssler Mortgage Advisors joins us to explain what actually happens during the mortgage process — from pre-approval to closing — including why pre-approval may not always be what you can afford, why lenders ask for so much documentation, and how
Should You Still Follow Yesterday’s Financial Advice?
Financial advice often gets passed from one generation to the next, but not every rule is built for today's economy. The “Henssler Money Talks” hosts take a fresh look at some of the most common rules of thumb and discuss how they fit into modern financial planning.Original Air Date: July 18, 2026Read the Article: https://www.henssler.com/should-you-still-follow-yesterdays-financial-advice
July 18, 2026: Markets, Mortgages and Money Myths
This week on Henssler Money Talks, we're cutting through the noise to focus on the financial issues that could have the biggest impact on your decisions.We begin with a look at the latest market headlines—from CPI data and the start of earnings season to Federal Reserve testimony on inflation and uncertain progress in the U.S.–Iran ceasefire.Then we answer a listener’s question many homeowner
Trump Accounts, 529 Plans and Roth IRAs: Match the Account to the Goal
When saving for a child's future, the "best" account depends on what you're trying to accomplish. The hosts of “Henssler Money Talks” explore Trump Accounts, 529 plans, custodial accounts and Roth IRAs, highlighting the advantages, tradeoffs and situations where each may be most appropriate.Original Air Date: July 11, 2026Read the Article: https://www.henssler.com/trump-account
July 11, 2026: More Than a Will, More Than a Savings Account
Planning for the future isn't just about growing your wealth — it's about making thoughtful decisions for how it's managed, transferred, and used to benefit the people you care about most. This week, we explore the financial and legal decisions that can shape your family's future, from estate planning fundamentals to new ways of saving and investing for the next generation.In t
The Social Security Question Everyone Asks — But Few Ask Correctly
The hosts of “Henssler Money Talks” discuss one of the most important — and most misunderstood — decisions in retirement: claiming Social Security. Rather than focusing solely on the "best" age to file, we examine how Social Security fits into a broader retirement income strategy. We break down breakeven analysis and how claiming decisions work alongside your investment portfolio and wit
July 4, 2026: Markets, Main Street & Social Security
The first half of the year is behind us, the Fourth of July marks the unofficial midpoint of summer, and it's the perfect time to step back and assess where the markets, the economy, and your retirement plan stand today.Research Analyst Nick Antonucci returns to the show to recap a remarkable first half of 2026. We discuss which sectors and asset classes led the way, which lagged behind, and
Preparing for Retirement's Most Expensive "What If"
The “Henssler Money Talks” hosts tackle one of retirement’s biggest financial unknowns: long-term care. With care costs capable of disrupting even well-funded retirement plans, we’ll discuss the planning options available — from traditional long-term care insurance and hybrid policies to self-insuring — and explain how cash flow projections and scenario analysis can help families make informed dec
June 27, 2026: The K-Shaped Economy, Compounding, and Long-Term Care
The economy may be sending mixed signals, but for many Americans, the difference comes down to one simple question: Do you earn your income, or do you own assets that generate wealth over time? In this episode, we examine today's “K-shaped economy,” why inflation and rising asset prices have created very different financial realities, and what those differences reveal about building long-term
How an HSA Can Become a Source of Tax-Free Retirement Funds
Health Savings Accounts are often praised as one of the most powerful tax-advantaged savings tools available, but accumulating assets is only half the equation. The “Henssler Money Talks” hosts explore how retirees can strategically use HSA balances, when it makes sense to pay medical expenses from other accounts, and why these accounts can create unexpected tax consequences for heirs. Because wit
June 20, 2026: World Cup Crowds, Market Narratives, and HSA Strategies
Major events, market narratives, and retirement planning may seem like completely different topics, but they all share a common theme: understanding the forces that shape financial outcomes before they show up in your portfolio.The FIFA World Cup is bringing the world’s attention to the United States, but some of the biggest winners may never step onto the field. From hotels and restaurants to tra
Before You Try to Avoid Probate, Understand It
Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries
June 13, 2026: Probate, Partners, and Portfolios
Probate is one of the most misunderstood topics in estate planning. Many people know they want to avoid it, but few understand what probate is or why it exists in the first place. This week, attorney Kyle Rinaudo of Reeves Law, P.C., joins us for an in-depth conversation on the facts and fiction surrounding probate, including its purpose, the role it plays in settling estates, why it often carries
The Difference Between a Great Company and a Great Investment
Companies like SpaceX, OpenAI, and Anthropic are expected to pursue public offerings at valuations that could rival or exceed the largest companies in history. The “Henssler Money Talks” hosts examine what trillion-dollar IPOs could mean for investors, why valuation still matters even when the business is extraordinary, and whether public investors will be participating in future growth—or paying
June 6, 2026: Valuations, Vigilance, and Valuable Lessons
Every investor faces the same challenge: distinguishing excitement from opportunity, learning lessons from your mistakes, and separating short-term impulses from long-term strategy. In this episode, we tackle all three as we examine the next wave of mega-IPOs, share financial lessons learned firsthand, and discuss why sticking to a plan can be harder—and more important—than it sounds.Companies lik
The Tax Rules That Shape Your Legacy
The “Henssler Money Talks” hosts tackle a listener question about inheriting and gifting money. From estate taxes and inheritance taxes to annual gift exclusions and lifetime exemptions, we'll explain what the rules are — and just as importantly, what they aren't. Learn how annual gift exclusions, lifetime exemptions, carryover basis, and step-up in basis rules can affect your family&apo
May 30, 2026: Mortgages, Money Transfers & Monetary Policy
Some financial decisions come with clear answers. Others require balancing risks, opportunities, and a healthy dose of uncertainty. In our episode “May 30, 2026: Mortgages, Money Transfers & Monetary Policy,” we explore three areas where the right decision depends as much on context as it does on the numbers — from adjustable-rate mortgages and wealth transfers to the Federal Reserve’s ongoing
Before You Chase Returns, Build Reserves
The “Henssler Money Talks” hosts take a practical look at emergency funds, including how liquid they really need to be, whether keeping everything in cash still makes sense, and what truly qualifies as a financial emergency. They also discuss realistic strategies for building a reserve over time when balancing competing priorities like debt repayment, investing, and retirement savings.Original Air
May 23, 2026: Cash, Counsel, and Chatbots
The “Henssler Money Talks,” hosts focus on the financial decisions that sit at the intersection of planning, technology, and uncertainty. From emergency savings strategies to the growing role of artificial intelligence in personal finance, the conversations all center around one question: how should investors balance convenience, opportunity, and financial discipline in a rapidly changing environm
Is the AI Rally a Bubble? Similarities, Differences, and Risks
The “Henssler Money Talks” hosts ask the question many investors are quietly wondering: Are we witnessing a technological revolution — or another dot-com-style bubble? We’ll compare today’s AI-driven rally to the market environment of 2000, explore why the Magnificent 7 continue to dominate investor attention, and discuss whether confidence in an “A.I. put” is fueling one of the most concentrated
May 16, 2026: Alternative Assets, Chip Rallies & Bubble Warnings
This week, we’re diving into one of the fastest-growing corners of retirement planning: alternative investments inside IRAs. From rental properties and private equity to precious metals and crypto, self-directed IRAs are giving investors more freedom to move beyond traditional Wall Street assets — but just because you can hold these investments inside an IRA doesn’t always mean you should, especia
More Than the Interest Rate: Understanding Bond Yields
The “Henssler Money Talks” hosts unpack the relationship between bond prices, coupon rates, and yield to maturity—helping investors understand why a bond’s true return involves more than its stated interest rate. Original Air Date: May 9, 2026Read the Article: https://www.henssler.com/more-than-the-interest-rate-understanding-bond-yields
May 9, 2026: Bond Yields, Bearish Sentiment, and the Water Trade
This week, we explore the stories behind some of the market’s most misunderstood concepts—from the medieval origins of the word “hedge” to the rise of modern hedge funds and the risk-management strategies that still shape Wall Street today. We also break down the often-confused difference between bond coupon rates and yield to maturity, explaining why the price you pay for a bond can matter just a
60/40 Didn’t Fail — It Just Wasn’t Built for You
The “Henssler Money Talks” hosts revisit the classic 60/40 portfolio — why it’s taken criticism in recent years, where it may still hold value, and why a needs-based approach focused on time horizon, liquidity, and real-world spending goals may offer a more practical path forward than any one-size-fits-all allocation.Original Air Date: May 2, 2026Read the Article: Read the Article: https://www.hen
May 2, 2026: Data Centers, Down Payments, and the Death of 60/40
This week on “Henssler Money Talks,” the hosts begin with the latest market developments, breaking down a fresh round of Big Tech earnings and the Fed’s decision to hold rates steady as investors look for clues on what comes next. From there, the conversation turns to artificial intelligence—one of the largest investment themes in today’s market—as the team explores the growing demands on energy a
A Smarter Way to Think About Selling Real Estate
Should I liquidate my rental property or my personal residence? The “Henssler Money Talks” hosts unpack what’s really driving that conversation, and how to think through the trade-offs between cash flow, appreciation, taxes, and opportunity cost — especially when life circumstances begin to shift.Original Air Date: April 25, 2026Read the Article: https://www.henssler.com/a-smarter-way-to-think-abo
April 25, 2026: What Everyone is Asking: Who to Trust, What to Sell, When to Start
This week the “Henssler Money Talks” hosts are focusing on What Everyone Is Asking, because for many investors, financial planning doesn’t start with a grand strategy—it starts with the same practical questions coming up again and again, and the need for thoughtful, real-world guidance.We begin with one of the most important relationships in finance: the adviser: Should we shop for financial advis
Too Much, Too Soon? Rethinking How Wealth Is Passed Down
A substantial inheritance can be a gift or a challenge—it often comes down to how prepared the next generation is to manage it. With trillions expected to transfer in the coming decades, many families are asking a vital question: Will this wealth help or hinder my heirs? In this piece, the hosts of “Henssler Money Talks” examine the complex realities high-net-worth families face when passing wealt
April 18, 2026: High Expectations: Spending, Inheritance, and Markets
This week’s episode looks at how shifting priorities are showing up in both our personal lives and the broader financial landscape. From the rising cost of spring break—where family vacations are increasingly built around the kids—to the complex questions ultra-high-net-worth families face when passing wealth to the next generation, we explore how decisions today can shape outcomes for years to co
Built on One Stock? Direct Indexing Offers a Way Forward
Concentrated positions tend to build when something goes very right, but over time, they can quietly introduce significant exposure. In this week’s “Henssler Money Talks,” the hosts discuss why investors hesitate to unwind them, the risks beneath the surface, and center on a smarter, tax-aware way to unwind concentrated positions using direct indexing.Original Air Date: April 11, 2026 Read the Art
April 11, 2026: The AI Excuse & The Winner’s Dilemma
Artificial intelligence is quickly becoming the headline explanation for layoffs—but the story underneath is more nuanced. We’ll unpack the rise of “AI washing,” where companies point to future efficiency gains to justify workforce cuts that are often more about correcting pandemic-era overhiring and tightening costs. Along the way, we’ll explore why only a small portion of layoffs are truly drive
Rounding Up—or Down: Life After the Penny
The “Henssler Money Talks” hosts look at a small change that could carry broader implications—the potential elimination of the penny. As transactions begin rounding to the nearest nickel, businesses, consumers, and policymakers alike will need to adjust. We’ll explore what this shift means in practice, from pricing strategies to tax considerations, and whether removing the penny is simply a cost-s
April 4, 2026: Market Stress, Instant Everything, and the Last Penny
Markets are showing signs of strain to start the week, with stocks flirting with correction territory, volatility on the rise, and geopolitical tensions—particularly around oil and the Strait of Hormuz—adding another layer of uncertainty. But the bigger story may lie ahead, as upcoming data on jobs, manufacturing, and consumer spending helps determine whether the economic backdrop can steady inves
The Hidden Challenge of Retirement No One Talks About
For business owners, selling a company may look like a financial milestone, yet nearly 80% regret the decision within a year—often because they didn’t clearly define what comes next. The hosts of “Henssler Money Talks” explore why clarity around purpose and life after the deal matters just as much as valuation and tax strategy.Original Air Date: March 28, 2026Read the Article: https://www.henssler
March 28, 2026: Oil Prices, Exit Plans, Umbrellas, and Mortgage Math
It’s a consequential week for markets—and for investors navigating big decisions. Fresh data on housing, manufacturing, trade, and inflation will help test the strength of the economic backdrop, while signs of a softening labor market and easing geopolitical tensions—including improving U.S.–Iran dialogue that’s pulling oil prices lower—add new layers to the outlook.But consequential decisions don
What a Shift Away from Quarterly Reporting Could Mean for Investors
The hosts of “Henssler Money Talks” explore a potential shift in how markets themselves operate, as the SEC considers moving away from quarterly earnings reporting. What could that mean for transparency, investor behavior, and long-term decision-making? It’s a conversation that gets to the heart of how much short-term noise investors really need—and whether less could ultimately be more.Original A
March 21, 2026: Timing, Tournaments & a Shift in Earnings Season
It’s one of those weeks where everything seems to collide at once—markets reacting in real time to geopolitical tension, a pivotal Federal Reserve meeting on deck, and headlines that feel like they’re changing by the hour. With conflict in Iran pushing oil prices higher and uncertainty back in focus, we begin by helping investors separate emotion from strategy and stay grounded in a disciplined ap
The Middle East, Market Volatility, and Your Portfolio
Recent tensions in the Middle East, particularly around Iran and the Strait of Hormuz, have raised questions about potential impacts on energy markets and the global economy. The hosts of “Henssler Money Talks” discuss how geopolitical events can create short-term market volatility. Still, history shows that markets tend to recover as uncertainty fades and long-term economic fundamentals reassert
March 14, 2026: Short-Term Headlines, Long-Term Discipline
As attacks in the Strait of Hormuz put investors on edge, we start this week’s episode with a conversation that takes a step back from the headlines to focus on what actually matters for client holdings. We’ll compare the current moment to 2008, examine how increased U.S. oil production has changed the picture, and offer some reassurance in a market still grappling with uncertainty.With all the un
Divorce Isn’t Just Emotional—It’s Financial
Managing Associate Melanie Wells joins the show to discuss what earning the Certified Divorce Financial Analyst® designation adds to financial planning during divorce. Using a real-world style case study, we examine how retirement accounts, pensions, stock options, real estate, and even debt are evaluated — and why in divorce planning, “fair” doesn’t always mean “equal.”Original Air Date: March 7,
March 7, 2026: Headlines and Hard Decisions: War, AI, and Dividing Assets
Geopolitical tensions flared over the weekend as military strikes involving the U.S., Israel, and Iran sent shockwaves through global headlines. But how did markets actually respond? We break down the reaction across energy prices, defense stocks, travel shares, and inflation expectations — and what investors should watch in the weeks ahead.Moments like these often raise the same question: what do
Good Intentions Aren’t Enough: How to Structure a Charitable Legacy
A “Henssler Money Talks” listener wants to create a trust to leave a legacy to his college fraternity but wonders how to structure annual 10% distributions without trustee fees eating up the gift. We explore the trade-offs between giving vehicles and why the fraternity’s tax status could significantly shape the strategy.Original Air Date: February 28, 2026Read the Article: https://www.henssler.com
February 28, 2026: Fear, Facts & Financial Decisions
Markets recently reacted to a provocative “left-tail” AI scenario making the rounds—a fictional 2028 research report suggesting that too much AI success could ultimately lead to significant white-collar job losses. We’ll unpack why markets can be so sensitive to narrative shocks.Next, a circulating opinion piece raises concerns about whether Wall Street could legally seize customer securities in a
Have Markets Become the ‘Safe’ Asset?
A 23-year-old renter recently said she feels her money is safer in the stock market than in a house—a statement that may surprise investors shaped by past housing and market crashes. The “Henssler Money Talks” hosts explore how generational experience influences our perception of risk and why what we’ve lived through often drives how we invest—from Boomers who remember double-digit inflation, to G
February 21, 2026: AI Expectations, Investor Bias, and the Future of Saving
February 21, 2026: AI Expectations, Investor Bias, and the Future of SavingIt may feel like an uninspiring start to the year, but the S&P 500 is still positive year-to-date. In this week’s market update, we look beneath the surface at a rotation away from the mega-cap leaders toward broader participation across the market. We’ll also examine why parts of the technology sector—particularly soft
$650+ Billion on AI: Strategic Investment or Excess?
Big Tech is opening the checkbook for AI. Amazon, Alphabet, Meta, and Microsoft are on track to spend nearly $650 billion in 2026 alone, even if it means taking a hit to free cash flow today. We’ll unpack why this spending surge is happening, where the money is going, and what it could mean for earnings, valuations, and investors navigating the AI boom.Original Air Date: February 14, 2026Read the
February 14, 2026: Pricing Power, AI Billions, and a Market in Rebalance
If Netflix or Spotify doubled their price tomorrow, would you really cancel—or would you grumble and keep paying? In this conversation, we use subscription services we all rely on to explain a powerful investing concept: pricing power. We’ll break down why some companies can raise prices without losing customers, what that tells us about their business models, and why pricing power matters when ev
When the Unexpected Happens, Insurance Can Help Protect What You’ve Built
Insurance is designed to provide protection—but over time, it can quietly become a drag on your financial plan. In this conversation, the “Henssler Money Talks” hosts examine common coverage decisions, how to evaluate which risks truly need to be insured, and when self-insuring may make more sense. We also walk through the different types of insurance and what coverage is essential for long-term p
February 7, 2026: Big Bets: Markets, Musk, and the Cost of Risk
This week’s podcast opens with a market update as we break down earnings from the tech giants and what those results signal about growth expectations in the months ahead. We’ll also discuss Wall Street’s response to President Trump’s nomination of Kevin Warsh as the next Fed Chair, and what the debate means for interest rates, inflation, and the future direction of monetary policy. Plus, we take a
When Loyalty and Legacy Create Portfolio Risk
The “Henssler Money Talks” hosts explore why investors so often fall in love with certain companies—and how nostalgia, personal experience, and compelling stories can quietly override sound investment discipline. They discuss the real risks of concentrated single-stock positions, why familiarity often feels safer than it truly is, and why long-term investing success often requires behavior that ru
January 31, 2026: Behavioral Biases, Proxy Power, and Planning for the Future
We start by exploring why investors so often fall in love with certain companies—and how nostalgia, personal experience, and compelling stories can quietly override sound investment discipline. We’ll discuss the real risks of concentrated single-stock positions, why familiarity often feels safer than it truly is, and why long-term investing success often requires behavior that runs counter to huma
Is Front-Loading Your 401(k) a Smart Move—or a Cash-Flow Trap?
Front-loading retirement contributions can feel like a smart move—especially in volatile markets. But is it always the best strategy? The “Henssler Money Talks” hosts walk through when front-loading can help, when it can hurt, and why discipline and cash-flow planning matter just as much as market timing. Original Air Date: January 24, 2026Read the Article: https://www.henssler.com/is-front-loadin
January 24, 2026: Credit, Cash Flow, and Calm in Volatile Markets
President Trump set a deadline for banks to slash credit card APRs to 10%—but now that the date has arrived, most issuers haven’t moved. In this episode, we unpack why average rates remain near 20%, what a government-imposed cap could mean for consumers, and why banks argue it may actually restrict access to credit for millions of Americans. We also look at the market response, including pressure
Reacting to Headlines or Investing With Purpose?
A timely listener question also sparked a deeper discussion about how we evaluate market-moving headlines—and why news alone doesn’t automatically trigger changes to a well-constructed portfolio. The “Henssler Money Talks” hosts walk through the critical distinction between short-term trading and long-term investing. We explain how Henssler evaluates stocks using multi-point criteria and in-depth
January 17, 2026: Markets, Portfolios, and the Price We Pay
This week’s market update dives into several key economic signals, including the latest readings on inflation through CPI, PPI, along with the kickoff of fourth-quarter earnings season. Major banks are among the first to report, offering early insight into both the health of the economy and the broader market backdrop.A timely listener question also sparked a deeper discussion about how we evaluat
Divorce Decisions Can Create Long-Term Financial Consequences
Divorce can bring emotional stress—and financial decisions made too quickly can have lasting consequences. Asset division, especially when real estate is involved, is more complex than it may appear. The “Henssler Money Talks” hosts address a question involving divorce, home equity, and family planning: What should you consider before transferring ownership of a house to an adult child?Original Ai
January 10, 2026: Forecasts, Follow-Through, and Family Finances
We wrap up the year by settling an important score: who takes the crown for the 2025 Super Official Board of Predictions after a year of weekly “market up or down” calls? From there, we look back at the major trends we predicted for 2025 and how they actually played out.Then it’s time to look ahead. The team shares their 2026 predictions—personal outlooks and opinions on what may lie ahead in the
Laying the Financial Groundwork for a Growing Family
There’s a baby boom happening at Henssler—and it sparked an important conversation exploring how welcoming a child changes your financial life and the critical first steps every new parent should take. From putting the right legal protections in place and reviewing insurance coverage, to understanding new tax benefits and when it makes sense to start saving for college, this episode offers a clear
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