Retirement Power Play with Tim Dyer
Wealth manager Tim Dyer hosts this podcast offering consistent and reliable information about retirement planning and financial futures. He challenges conventional financial wisdom and covers topics like 401(k)s, IRAs, Social Security, healthcare, and legacy planning. Tim is the founder of Dyer Wealth Management and co-author of "Defuse," a book about protecting retirement savings from taxes.
Episodes
You Make Great Money. So Why Don’t You Feel Wealthy?
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlYou can earn an impressive income and still wonder why financial freedom feels so far away. Tim explores the bigger question of what wealth is supposed to make possible in your life. At some point, success becomes less about accumulating more and more about deciding
Buffered ETFs: A Smarter Way to Stay Invested?
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlFor the 100th episode, Tim tackles one of the biggest challenges investors face: staying disciplined when markets become uncomfortable. He explains how buffered ETFs work and why they may offer a middle ground between traditional stocks and bonds. Could more predicta
Ed Sheeran and The Old Cell Phone – A 10-Year Perspective
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlAn old cell phone can feel like a time capsule. After hearing Ed Sheeran describe finding and charging a phone from ten years earlier, it got me thinking about what life looked like a decade ago—the worries that felt overwhelming, the plans that seemed important, and
The Financial Lessons Hidden in the Idaho Wilderness
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlEscape the noise and rethink what retirement is really about. In this episode, Tim reflects on a week at a remote Idaho dude ranch and the unexpected lessons it revealed about wealth, purpose, and financial independence. Discover why the goal isn't simply to acc
Life Beyond the Corporate Ladder with Balu Masti- Qualcomm
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlTim sits down with longtime friend, technologist, entrepreneur, mentor, and musician Balu Masti for a wide-ranging conversation about life after the corporate grind. After spending decades inside companies like Qualcomm and Intel, Balu shares what it was really like
What a Real Financial Plan Actually Looks Like
A lot of people think they have a financial plan, but what they really have is a document. Tim breaks down what separates a real plan from a stack of projections and charts. This conversation focuses on how a true plan actually works in real life, helping you make decisions, adjust when things change, and stay on track. Because a plan isn’t something you look at once, it’s something you use.Here’s
The Hidden Risk in Being Successful
Success changes your financial life, but it also changes the risks you face. Tim walks through how doing well can create blind spots that are easy to miss if you’re not paying attention. This conversation is all about staying intentional as things grow and making sure your success actually leads to freedom, not new pressure. Because the goal isn’t just building wealth, it’s maintaining control of
Is AI Coming For Your Retirement?
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlAI is everywhere right now, and the headlines are hard to ignore. Job loss, massive disruption, entire industries changing overnight… It’s enough to make anyone nearing retirement pause and wonder what it means for their future. But how much of it is real, and how mu
The Quiet Risk Nobody Talks About Right Now
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlTurn on the news, and it feels like risk is everywhere… wars, economic uncertainty, market volatility. But the biggest threats to your financial future often aren’t the ones making headlines. In this episode, Tim shifts the focus away from short-term market noise and
The K-Shaped Economy: What It Means for Your Portfolio in 2026
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlThe market looks resilient, yet many households still feel financial pressure. That disconnect isn’t random, it’s structural. Tim explains the “K-shaped economy” concept and why your experience depends largely on where you sit financially. More importantly, he talks
Reasons to Be Optimistic in 2026
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlIt’s easy to feel cautious heading into a new year, but the data tells a more encouraging story. In this episode, Tim breaks from the doom-and-gloom narrative and highlights why 2026 deserves a second look. Productivity gains, healthier balance sheets, and long-term
The 5 Financial Power Moves to Start 2026 Strong
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlWith interest rates staying higher for longer, the dollar weakening, and global markets shifting, guessing what happens next isn’t the real challenge. Tim focuses on how to align your money, taxes, and benefits with today’s economic reality instead of chasing headlin
How to Start the Year Right Financially
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlA new year brings a clean slate, but only if you use it wisely. In this episode, Tim covers how to avoid early missteps and build momentum that lasts beyond January. The steps you take now quietly shape the rest of the year, so start strong and set yourself up for la
2025 Financial Year in Review
What lessons from 2025 should shape decisions going into 2026? In this episode, Tim reflects on a year marked by sharp swings, headline-driven fear, and powerful lessons about staying invested when conviction is tested. As the calendar turns, this review helps frame 2025 clearly and sets a smarter foundation for 2026. Here’s some of what we discuss in this episode:📅 Year in Review: Why 2025 was a
Turning 50: Adventures, Insights & Retirement Reflections
Tim’s 50th birthday wasn’t just a milestone, it became a trip filled with adventure, surprises, and a few unexpected lessons about life and retirement. The stories he shares today tie directly into the mindset shifts that often surface as retirement gets closer. Here’s some of what we discuss in this episode:🏙️ Miami Birthday Trip: milestone celebration with close friends🎣 Deep Sea Fishing: early-
Year-End Tax Strategies: Smart Moves Before December 31
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlAs 2025 winds down, it’s the perfect time to tighten up your tax strategy and make sure you’re not leaving opportunities on the table. In this episode, Tim breaks down the practical steps that can help you manage your income, optimize your accounts, and position your
Closing the Small Business Retirement Gap: Simple 401(k)s with Mark Fowler
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlSmall business owners often assume a 401(k) is too complicated, too expensive, or only for big companies, but that’s simply not true anymore. Tim sits down with Mark Fowler, Director of Retirement Education at Human Interest, to discuss how technology, tax incentives
Fred Steck on Legacy, Leadership & Connection: Lessons from Goldman Sachs and Beyond
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlWhat does it mean to build real connections in an increasingly digital world? Tim sits down with Fred Steck (author, speaker, and former national sales manager at Goldman Sachs) to explore authenticity, leadership, and the human side of success. Fred shares stories f
Who Really Needs a Financial Advisor — And Who Doesn’t?
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlDo you really need a financial advisor, or can you do it all yourself? Tim breaks down the biggest misconceptions about advisors and reveals the true value they bring beyond just picking investments. Learn how to distinguish between advisors, planners, and wealth man
Government Shutdown: What It Means for Your Retirement
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlWorried about the latest government shutdown and what it means for your finances? Tim breaks down the noise and shares how shutdowns have historically impacted markets and retirees. Discover why short-term volatility doesn’t have to derail your retirement plans, and
Breaking Barriers in Hockey and Beyond with Toni Will
This week, Tim welcomes a trailblazer who knows a thing or two about leadership, resilience, and shaking things up: Toni Will, General Manager and Governor for the Kalamazoo Wings. Her path into sports leadership wasn’t planned, but her bold approach turned challenges into opportunities and reshaped what it means to lead in a male-dominated arena. Toni shares her story of taking risks, pushing bou
The Qualcomm Advantage: Maximizing Your Benefits Package
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlQualcomm employees enjoy some of the best benefits in the corporate world, but many aren’t taking full advantage of them. After working with Qualcomm employees for nearly three decades, Tim has seen both the opportunities and the pitfalls that come with these unique
Building a Relationship with Qualcomm Employees
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlSouthern California is know for tech companies and those corporations often offer unique benefits packages. Over the years, we’ve built a relationship with one of the biggest in San Diego, Qualcomm. Today we’re going to talk about that journey and how we’ve grown to
When Enough Isn’t Enough: Retirement Blind Spots
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlYou’ve been saving and investing for years, but is that enough to say you’re truly ready to retire? In this episode, Tim explains why building an investment portfolio is only the tip of the iceberg. Real retirement readiness requires looking beneath the surface, at t
The Fuzzy Math That Could Derail Your Retirement
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.html In this episode, Tim gives us a lesson on “fuzzy math” and shows how numbers that sound right can still be dangerously wrong. He breaks down three common myths that could undermine your income, investments, and tax strategy—showing how to spot the flaws before they
Reality Check: What I Learned Being Chased by Bison in Montana
💬 Ready to take control of your financial future? Let’s chat!📅 Book a time now 👉 https://www.dyerwealthmanagement.com/start-here.htmlSometimes life comes at you fast, especially when you’re staring down a herd of bison in the middle of Montana. In this episode, Tim shares a personal story that starts with a scenic hike and ends with a wild reminder about risk, regret, and reacting under pressure.
What The “Big Beautiful Bill” Means For Your Retirement Plan
A new tax bill has officially passed (you’ve probably heard it mentioned as the “Big Beautiful Bill”). And while most headlines are focused on politics, we’re focused on what it means for your retirement. The choices you make in the next year or two could have a significant impact on how much you keep and how much goes to Uncle Sam. You’ll hear about nuanced changes like a much higher SALT cap, ex
The Wall of Worry: Financial Strategies Amid Global Uncertainty
There’s always something in the headlines. Lately, it’s the intensifying conflict in the Middle East, which understandably has investors on edge. In this episode, Tim takes a big-picture view of what geopolitical events like this actually mean for your portfolio and retirement plan. Yes, markets react. Yes, oil prices jump. Yes, news cycles stir up anxiety. But the key? Don’t let fear hijack your
The Lazy Way to Retire? Let’s Talk Target-Date Funds
Target-date funds just passed $4 trillion in assets. They’re now the default investment in many 401(k)s, and millions of Americans are using them without really understanding how they work. So, are they a smart choice… or just the easiest one? In this episode, Tim breaks down the pros and cons of target-date funds, those “set-it-and-forget-it” retirement options that automatically shift your portf
The Market Has Bounced Back...What Now?
Markets have rebounded recently, but does that mean you're in the clear? Today we’ll look deeper into what this bounce-back really means for long-term investors and retirees. Tune in to learn about how volatility, interest rates, inflation, and geopolitical tension all factor into today’s uncertain landscape, even as stocks appear to recover.You’ll hear why ‘back to even’ isn’t the same as mo
What the Greats Say About Market Crashes
When the market is volatile, it's easy to feel like you're the only one who's ever felt this anxious. But the truth is, some of the greatest investors in history have lived through chaos, and they left behind wisdom that still applies today. In this episode, Tim turns to voices like Warren Buffett, Benjamin Graham, and Jack Bogle to remind us how to think, act, and stay grounded whe
What Should You Actually Do When the Market Drops?
When the market drops, the instinct to ‘do something’ can be overwhelming, but what should you actually be doing? With volatility the theme of the month, let’s talk about the steps you can take today to start putting you in a better position when things turn around. In this episode, Tim walks through a calm, strategic approach to market volatility and explains why your response matters more than t
Market Volatility in 2025: Opportunity or Panic?
Tariffs, stock markets, international geopolitical events. They all seem to be coming to a head, and we're starting to get a lot of questions about what could go wrong rather than what may have been going right. On today's show, we want to put some of these topics into context and give you an idea on where some of the potential oppor
The Loan Options Worth Considering to Fund a Home Renovation?
Today we’re going to talk about a recent conversation Tim had with a client who was looking to borrow some money for a home renovation project. There were a couple of options available to them, some of them pretty simple and some a little bit more in-depth. Tim was surprised to learn that some of these things weren't as well-known as
Finding Quick Wins Before the Planning Begins
We talk a lot about what happens during the planning process but the time we spend before starting the plan can uncover areas that can become quick wins. It’s important that we take the time to assess your current financial standing because this initial evaluation sets the stage for everything that follows.In this episode, we’re going to going to take you through the process and explain what we w
2025 Outlook: Insights for the Year Ahead
As we step into 2025, understanding the key trends and potential changes in the economy and stock market can help individuals make informed decisions. Today we're going to highlight some key sectors and financial areas that are most important to wealth management. Find out what Tim's watching in 2025.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerw
3 College Savings Secrets Wealthy Parents & Grandparents Use In 2025
With college acceptances, school enrollments, and financial aid deadlines approaching, now’s the time to plan for education expenses. Whether it’s for your children or grandchildren, we’ll explore three smart strategies to invest in their future and make saving for college a step toward their dreams. CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocat
Reflecting on a Recent Trip to Disneyland
The Dyer family recently enjoyed a big birthday weekend, which included a trip to Disney. Tim was in for an unexpected surprise when he got there and had an unforgettable time. As always, he came away with valuable insights and lessons, which we’re excited to share with you on this episode of Retirement Power Play.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@d
Year-End Tax Planning Webinar Recap
Tim recently hosted his year-end tax webinar, and if you joined us – thank you! If you missed it, don’t worry. In today’s episode, we’re recapping the key takeaways from the event and some important items you should be thinking about moving forward.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:The commentary on this P
Things I'm Learning in My Year-End Client Reviews
Year-end is always a busy season in financial planning, and at Dyer Wealth, we're in the midst of year-end client reviews. Today, we're sharing some of the key topics and questions that have been coming up in these meetings. Stay tuned!CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:The commentary on this Podc
Happening Now: How Current Economic Shifts Could Affect Your Retirement
The financial landscape is changing rapidly, and if you’re focused on retirement, these shifts can’t be ignored. In today’s episode, we break down the trends that will define the rest of 2024 and what they mean for your retirement plan.View the Wall of Worry Timeline HERECONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:T
Financial Lessons from the Strangest Phobias
In this episode, we’re exploring some of the world’s most unique and quirky fears—and believe it or not, they have a lot more in common with your financial life than you might think. From the fear of long words to the fear of peanut butter sticking to the roof of your mouth, we’ll explore how these anxieties mirror some of the biggest concerns in financial and retirement planning.CONTACTWebsite: h
What Happens to Certain Investments After Rate Cuts?
By now, you've probably heard of the recent Federal Reserve rate cut. With the announcement of a 50 basis points reduction, many investors are left wondering how this will impact their portfolios. Tune in as Tim provides a thorough analysis of the situation and breaks down the effects on various asset classes.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@d
Never Stop Asking 'How Do You Know?' - Navigating Retirement Planning
Remember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity doesn't go away as we get older; it just turns into different questions, like the ones we face when planning for retirement. Today, we’re digging into the 'How Do You Knows' of retirement planning.CONTACTWebsite: https://w
Views on the Current Market & Economy
Given the recent market volatility in August and the uncertainty surrounding the upcoming election season, many of you have questions and concerns. We thought this would be a perfect time to provide a market update. Join us as Tim breaks it all down and addresses your questions in today's episode.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLoca
A Memorable Trip with the Warrior For Life Fund: Lessons and Reflections
Tim recently returned from an eye-opening trip to Norfolk, Virginia, where he worked with the Warrior For Life Fund, supporting Navy SEALs and their families. He'll share some of his emotional and impactful experiences in today's episode, from a memorial hockey game to the opening of a new Human Performance Center. Tune in as we explore how these experiences highlight the importance of p
The Top 401(k) FAQs In 2024
Tim gets a lot of questions about 401ks and knows they can be tricky to navigate. That's why we're tackling your top questions in one comprehensive episode.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advi
Beware of Retirement Half-Truths
We hear a lot of half-truths in the financial world, not necessarily because people try to make misleading statements, but because sometimes a simple statement just doesn’t quite tell the whole story. On this episode, we’ll discuss a few examples.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:The commentary on this Pod
Stanley Cup Trip Recap & Retiree Travel Tips
Join us for an exciting episode where we dive into the world of retirement travel! Tim shares his recent adventure with his dad on their annual Stanley Cup trip. Then we'll discuss tips on preparing for retirement travel, maximizing your trip experience, and optimizing your budget.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla,
What Worries You Right Now? Navigating Today's Market
In today's episode, Tim and Ben take a break from their regularly scheduled content to help us make sense of the current economic landscape. They talk about the impact of inflation on everyday expenses, making smart financial moves, and the importance of sticking to your investment plan. Plus, they explore the dynamic housing market and the benefits of having a trusted financial advisor to he
Mistakes When Choosing A Financial Advisor
Next up: uncover the critical mistakes many make when choosing a financial advisor. We're cutting through the noise to highlight what often goes wrong—from misplaced trust in big names to overlooking the fine print. This episode is your essential guide to avoiding those pitfalls and making informed decisions that align with your financial goals.CONTACTWebsite: https://www.dyerwealthmanagement
Retirement: Life's New Adventure featuring Jock Dyer
In today's episode, Tim and Ben are joined by a very special guest, Jock Dyer- Tim's father. At 80 years old, he's here to share his life experiences, from his battle with cancer to finding new passions post-retirement. With humor and wisdom, he reflects on the mindset shifts that come with leaving the workforce and how he's learned to embrace this new chapter of life to the fu
How Will the Election Year Impact Retirement & Investing?
It's an election year in America, and that means there could be a lot of volatility on the horizon. Tim is here to talk about what this could mean for retirement planning and your investments. Plus, what elections is he paying attention to this year? Tune in to find out!CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosur
Retirement Questions That Baby Boomers & Gen X Are Asking
Each generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into retirement and Generation X starting to think more about their retirement savings, these major life events come with a handful of financial planning questions. In today’s episode, we’ll focus on some of the common questions that these age groups are
Retirement Bracketology: Money Lessons While Filling Out Your March Madness Bracket
March Madness is upon us, and as you fill out your bracket and watch the NCAA Tournament this year, there are a few retirement planning lessons that you can learn along the way…CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage C
Retirement Planning Is Harder Than It Used To Be
Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to school, in the snow, uphill both ways. But they had at least one thing that was EASIER…and that was retirement planning. Let’s talk about why on today’s episode.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dy
With Higher Interest Rates, Is “Lazy Money” Still A Concern In 2024?
Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments. We'll discuss the new dynamics of managing your funds in a world where traditional saving methods are seeing better returns. Are thes
Will These Apocalyptic Predictions Ever Come True?
We’ve all heard the apocalyptic predictions about social security, the national debt, and other major issues that are supposed to sink the economy. Do any of these predictions have merit in the years ahead? In this episode, we’ll try to separate sensationalism from reality.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures
Will The Economy Boom Or Bust In 2024?
Everyone wants to know. Will the economy boom or bust in 2024? Join us as we explore a range of expert predictions, from the shifting trends in housing prices to the looming question of a potential recession or stock market crash. We'll balance our discussion with both optimistic and pessimistic perspectives from an array of sources to give you a comprehensive view. Tune in to navigate the un
Reflections on 2023 and Outlook for 2024
Despite initial expectations, 2023 unfolded as a surprisingly healthy year. So what does that mean for 2024? In today's episode, Tim will share his thoughts on the current landscape and offer his unique perspective on what we can anticipate as we step into the new year.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosure
Patience Pays: The Power of Delayed Gratification
Sometimes it’s hard to make financial sacrifices when the reward might not be seen until several years in the future. Today we’ll talk about some of the situations where you might be inclined to take the immediate benefit when you should really consider the delayed rewards…CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures
Mailbag: Should I Take Out A Short-Term Loan For My New House?
We're going to do something a bit different on today's show. Tim and Ben are going to open up the mailbag to answer some recent listener questions. Harriet asks whether she should take out a short-term loan for a new home purchase. Another listener asks if it's normal for financial advisors to be cryptic about what they're going to do with your money. Stay tuned to see how Tim
Financial Tweaks That Matter: Small Steps, Big Impact
Ever thought that minor tweaks in your financial plan could lead to major wins? In this episode, we're exploring the surprisingly powerful world of simple financial adjustments. From overlooked savings tricks to smarter insurance choices, we're unpacking those seemingly small steps that can bring about big, positive ripples in your financial life.CONTACTWebsite: https://www.dyerwealthman
End of Year Financial Planning For 2023
Join us for a thoughtful episode where we unpack our 2023 edition of key year-end planning strategies for those nearing or embracing their retirement years. We'll explore the nuances of optimizing your investment portfolio, safeguarding your assets, and ensuring a stable, rewarding lifestyle in the years to come. Together, we'll navigate through essential topics like managing RMDs, explo
The Goal for Year-End Reviews
Ever wonder what a year-end review session looks like? In this episode, Tim delves into the significance of these strategic planning sessions and how they play a crucial role in wrapping up the current year while setting the stage for a successful year ahead. Listen in as we chat about what you can expect from these meetings. CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937
Idea Partners and a Trip to Nashville
Welcome back to Retirement Power Play! In this episode, Tim recaps a recent trip to Nashville with other financial professionals. He also reflects on the concept of "idea partners" and shares how that benefits us and our clients.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:The commentary on this Podcast ref
When Is It Time to Change Advisors?
In this episode, we delve into the complex and often emotionally charged process of changing financial advisors. We'll discuss the telltale signs that it's time to consider a switch, the questions to ask your current advisor, and what to look for in a new one. Join us as we demystify the transition process and equip you with the knowledge you need to make informed decisions about who is
What We Learned Playing Hockey with NHL Players & Navy Seals
In this episode, we're diving into an unforgettable event that recently took place - one that involved NHL players, Naval Special Warfare, and our very own Tim Dyer. Tim shares the story of an incredible weekend where 1,500 enthusiastic spectators gathered to witness the NHL alumni and the Warrior for Life Foundation, along with members of Naval Special Warfare, hit the ice for a game of hock
Resolving Financial Sources of Tension Between Couples
Money can't buy love, but it can certainly start some spicy debates between you and your better half. In this episode, we're digging into the financial face-offs that make Monopoly fights look like child's play and exploring some money minefields that can test even the most solid relationships. Listen in as we explore how to resolve some of the most common financial sources of tensi
Understanding the Role Retirement Income Plays in Planning
On this episode, we'll uncover the secrets of guaranteed income versus the uncertain stuff and shed light on the consequences of retiring without a clear income plan. Don't worry if you're feeling lost - we've got your back with practical solutions and expert guidance. Tune in and take charge of your retirement cash flow!CONTACTWebsite: https://www.dyerwealthmanagement.com/Phon
Counterintuitive Advice: Why You Should NOT Invest In A 401(k)
Don’t get us wrong. In many cases, your 401(k) can be your best investment vehicle, offering numerous benefits and tax advantages and many times a 100% return on some of your contributions (also known as an employer match). However, it's important to recognize that it might not always be the optimal choice for everyone. Join us in this thought-provoking episode as we dissect the reasons why s
Retirement Rebels: Winning Your Financial Independence
Celebrate the spirit of July 4th with our latest episode as we tackle the concept of Financial Independence. While the American colonists fought for freedom from British rule, we’re here to discuss what you’re striving to be independent from in your retirement. We’ll unveil the common foes you’ll face on the journey. And good news, no muskets required for these battles. CONTACTWebsite: https://www
What We Learned from the Stanley Cup Final in Vegas
On this episode, we will be discussing parallels between this year's Stanley Cup and retirement planning. CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:The commentary on this Podcast reflects the personal opinions, viewpoints and analyses of Sage Capital Advisors, LLC DBA Dyer Wealth Management employees making s
On the Road: Estate Planning and Retirement Conference Takeaways
Welcome back to the Retirement Power Play podcast! Tim recently attended a conference that was packed with a lot of relevant information regarding some new law changes in the financial landscape. He will discuss what he learned at that conference and how to start planning for these upcoming changes in this episode. CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@
The Biggest Money Mistakes in Retirement Planning
In the complex world of retirement planning, there are countless pitfalls one could fall into. In this episode, we've distilled it down to what we believe are the top mistakes to watch out for. Avoiding these crucial missteps can have a significant impact on the success of your retirement plan. So, join us as we delve into these key issues and learn how to navigate them effectively when it&ap
Why Work with a Wealth Advisor?
Is it necessary to work with an advisor to manage your wealth? It's a question we've been asked many times before. In this episode, we'll break down the important components of wealth management, the different kinds of financial professionals out there, and discuss how working with an advisor could benefit you. Stay tuned as we talk about what a wealth advisor could do for you. CON
Continued Financial Uncertainty in 2023
The last few years have been anything but ordinary in the financial sector. Today we're going to dive into what individual investors can glean from the Silicon Valley Bank crash and the importance of working with a professional throughout your financial journey as we navigate these turbulent times. CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLo
What’s Your Biggest Financial Fear?
We took an informal poll of listeners to find out what their biggest financial fears are. On this episode, we’ll explore the most common fears and talk about how they should be addressed in a retirement plan.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:The commentary on this Podcast reflects the personal opinions, vi
Four Ways The SECURE Act 2.0 Might Impact You
After being discussed in Congress for nearly a year and a half, the SECURE Act 2.0 passed in January. Listen to today’s episode to see what you need to know and learn four ways the new changes might impact you.CONTACTWebsite: https://www.dyerwealthmanagement.com/Phone: 858-459-3937Email: tim@dyerwm.comLocation: La Jolla, CADisclosures:The commentary on this Podcast reflects the personal opinions,
10 Point Checklist For Retirement Preparedness
Another year is upon us and it’s a great time to ask yourself 10 questions to assess how ready you are for retirement to kick off 2023. If you’re retiring this year, it’s essential to have some concrete answers to these questions. If you’re still a few years from the milestone, tune in so you can start thinking about these critical conversations.CONTACTWebsite: https://www.dyerwealthmanagement.com
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