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The Millionaire Insider Podcast

The Millionaire Insider Podcast

Annette Bau, CFP® 181 Episodes Sep 16, 2026

The Millionaire Insider Podcast with Annette Bau, CFP®, focuses on financial planning, retirement readiness, and wealth-building mindset. Each episode combines practical strategies with guidance on turning income into guaranteed streams and making confident money decisions. Annette draws on more than 36 years of experience advising individuals and studying millionaire habits. The show aims to help listeners create a secure financial future and a retirement they enjoy.

Episodes

How Millionaires Think: The Mindset Behind Success
How Millionaires Think: The Mindset Behind Success Sep 16, 2026 35:51 Wealth isn't the destination. A life you love is. And creating that life often starts with how you think. After more than 35 years of advising and researching millionaires, I have learned that wealth is rarely just about how much someone earns. Some of the highest-income people I have met struggle financially, while others quietly build significant wealth and a life they love. One of the biggest d
Not Enough Time? How to Get the Right Things Done
Not Enough Time? How to Get the Right Things Done Sep 9, 2026 30:27 Do you ever end your day exhausted, knowing you were busy all day but wondering what you actually accomplished? It is a common problem, especially for successful people. Your calendar is full, your phone is constantly demanding your attention, and there is always one more thing on your plate that needs to get done. The problem often isn't that you need more time. It is that too much of your time g
Digital Assets: What Happens to Your Online Life When You Die
Digital Assets: What Happens to Your Online Life When You Die Sep 2, 2026 29:08 Most of us continue to grow our online presence. From email accounts and social media to online banking, photos, passwords, and even cryptocurrency, these digital assets can become some of the most valuable or problematic elements of an estate plan. Without clear instructions and the proper legal provisions, your trustee or executor may face delays, frustration, or even be unable to access importa
Choosing the Right Trustee
Choosing the Right Trustee Aug 26, 2026 25:57 Most people spend months deciding how their beneficiaries should inherit their assets, and yet only minutes deciding who will coordinate their estate plan. This decision will have a lasting impact on your family. A trustee is responsible for carrying out your wishes and ensuring your trust is administered properly. Today, you will learn what makes a great trustee. We will also discuss options that
How Much is Enough to Retire?
How Much is Enough to Retire? Aug 19, 2026 29:34 Most people want to retire and enjoy their golden years. Unfortunately, too many people worry about having enough money or having to go back to work. To retire with confidence and build a secure retirement, you need a plan based on accurate information. Many people ask whether $500,000, $1 million, or even $2 million is enough to retire. But your account balance alone doesn't answer the question.
How Self-Worth Impacts Your Net Worth
How Self-Worth Impacts Your Net Worth Aug 12, 2026 34:27 Have you ever heard someone say, 'Your self-worth determines your net worth?' After advising successful families for more than 35 years, I've learned it's not quite that simple. In this week's episode of The Millionaire Insider® Podcast, I introduce a concept I call your Worth Barometer—and why understanding it could completely change the way you think about financial success. In this episode, you
Die Broke: Smart Retirement Strategy or Financial Mistake?
Die Broke: Smart Retirement Strategy or Financial Mistake? Aug 5, 2026 18:27 For years, the "Die Broke" philosophy has gained popularity. The idea is simple: spend your money, enjoy retirement, and leave little or nothing behind when you die. On the surface, it sounds appealing. After all, why spend decades working and saving if you're afraid to enjoy the money you've earned? The challenge is that none of us knows how long we'll live, what healthcare costs we'll face, or w
Should You Buy a Second Home?
Should You Buy a Second Home? Jul 29, 2026 23:19 Have you ever dreamed about owning a cabin in the mountains, a beach house by the ocean, or simply escaping to a warmer climate? For many people approaching retirement, purchasing a second home feels like the reward for decades of hard work. A second home can create wonderful family memories, provide a future retirement destination, and even become a valuable financial asset. But without careful p
Helping Aging Parents Without Hurting Your Financial Future
Helping Aging Parents Without Hurting Your Financial Future Jul 22, 2026 25:29 Have you ever worried that helping your parents today might mean becoming a financial burden to your own children tomorrow? If so, you're not alone. Today's episode is for you. Many people in their 50s and 60s find themselves caught between supporting aging parents and preparing for retirement. While helping family is important, sacrificing your own financial future may create even greater challen
5 Millionaire Money Lessons
5 Millionaire Money Lessons Jul 15, 2026 21:31 While most people dream of winning the lottery or receiving an unexpected inheritance, most millionaires build their wealth by taking a different route. Their journey generally isn't magical or mind-boggling. In fact, by most standards, it's surprisingly ordinary. They simply repeat a few key habits consistently over time. Today, I'm sharing five millionaire money lessons that changed my life and
5 Priceless Millionaire Life Lessons
5 Priceless Millionaire Life Lessons Jul 8, 2026 24:47 Many people spend years focused on money, success, and achievement, only to reach their goal and realize they are not feeling as they imagined. In my three decades advising clients, I have learned that creating a richer life isn't only about money. It starts with mastering the fundamentals. The happiest, healthiest, and most fulfilled people consistently focus on a handful of daily habits and rou
What Millionaires Do With Their Money?
What Millionaires Do With Their Money? Jul 1, 2026 18:43 Many people believe millionaires grow their money with complicated strategies or constant investment moves. In reality, most long-term wealth is managed through clarity, consistency, and intentional decisions. After decades of advising successful individuals and retirees, one pattern becomes clear: financially secure people tend to focus less on chasing returns. Instead, they develop a coordinated

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