PennyWise: Personal Finance & Travel Tips
PennyWise is a podcast about money, personal finance, investing, and travel. It features a variety of financial experts who offer advice to help listeners save money. The show covers practical ways to manage finances and make smarter decisions. It also touches on travel topics, likely with a focus on affordable or rewarding travel.
Episodes
Fed Rate Hikes: Why You Should Care & What You Need to Do
In this episode of PennyWise, host John Kiernan discusses Fed rate hikes with guest Abhi Gupta from the Budget Lab at Yale University, who previously worked for the Federal Reserve Bank of New York. John and Abhi talk about why normal people should care about Fed rate changes and how to keep a hike from derailing your finances.
More on this episode from WalletHub:
Fed Rate Hi
High Credit Card Fees: When They’re Worth Paying & When to Stay Away
In this episode of PennyWise, host John Kiernan discusses when it makes sense to pay high credit card fees. In some cases, paying a fee can actually help you save more money overall. But if you’re not careful, it can bleed your wallet dry. Learn how to walk that tightrope to extra savings.
More on this episode from WalletHub:
Best Premium Credit Cards
Identity Theft Insurance & Cyber Insurance: What You Need to Know to Stay Safe
In this episode of PennyWise, host John Kiernan discusses the value of identity theft insurance and cyber insurance with guest Dr. Daniel W. Woods, a Lecturer in Cybersecurity at the University of Edinburgh’s School of Informatics. Daniel studies the U.S. identity/cyber insurance markets closely and has published some very interesting research about these types of covera
How to Save on Streaming Services: Tips to Help You Get More Entertainment for Less Money
In this episode of PennyWise, host John Kiernan discusses how to save on streaming with guest Adam Zeis, Managing Editor of The Streamable, the leading authority on the cord-cutting revolution. The Streamable helps users navigate the maze of streaming services, live TV bundles, and related tech. John and Adam talk about the best ways to save on streaming, services that help yo
How to Choose the Right Bank Accounts: Tips to Take Your Checking & Savings Game to the Next Level
In this episode of PennyWise, host John Kiernan discusses how to choose the right bank accounts with guest Kevin Boucher, chief communications officer and strategy officer for Operation HOPE, an organization dedicated to finding “new and innovative ways to promote financial literacy for all.” John and Kevin talk about the ideal banking setup, the most common mistak
Back-to-School Shopping: Money-Saving Tips, Best Stores, Mistakes to Avoid & More
In this episode of PennyWise, host John Kiernan discusses how to save on back-to-school shopping with guest Roxanna Caldwell, aka MamiCouponz on your socials. Roxanna is “just a mama who loves saving money,” and she’s passionate about helping others do the same. John and Roxanna talk about their favorite money-saving tips for back-to-school shoppers, includin
How to Protect Your Identity: Simple Steps You Can Take to Stay Safe, Straight From the Experts
In this episode of PennyWise, host John Kiernan discusses the key elements of identity theft protection with a pair of experts who have a ton of experience protecting consumers: Eva Velasquez, CEO of the Identity Theft Resource Center, and William Kresse, aka Professor Fraud.
Before taking the helm of the Identity Theft Resource Center, a non-profit organization dedicate
Time to Join a Warehouse Club? Exploring the Savings Potential in the Face of High Prices
In this episode of PennyWise, host John Kiernan is joined by Professor Anthony Dukes to discuss whether it makes sense to join a warehouse club in search of savings amidst inflated prices at supermarkets, department stores, gas stations and pretty much everywhere else. Anthony is the Robert E. Brooker Chair in Marketing at the USC Marshall School of Business, Co-Director of th
Where Budget Travelers Should Turn Now That Spirit Airlines Is a Ghost
In this episode of PennyWise, host John Kiernan is joined by airline industry expert Blaise Waguespack to discuss what’s next for budget travelers in the wake of Spirit Airlines’ collapse. Blaise is a professor at Embry‑Riddle Aeronautical University in Florida, focusing on airline marketing and service quality measurement. He and John discuss the remaining budget
First Time Homebuyer? Here’s the Blueprint for Success
In this episode of PennyWise, host John Kiernan is joined by guest Stacie Rihl to discuss how to go about buying your first home. Stacie hosts the “Your First Home” podcast and helps connect first-time homebuyers with the right real estate agents. She has also worked as both a real estate agent and a loan officer for a mortgage company, so she’s the perfect p
How to Buy a Car Without Breaking the Bank: Tips From a Car Dealer Turned Professor
In this episode of PennyWise, host John Kiernan is joined by guest Brian Bastin to discuss how to buy a car without breaking the bank. Brian spent 14 years as a general manager and minority operating partner of Mercedes-Benz of Palm Beach, and he is the Associate Dean for Academic Affairs and Program Director at Keiser University’s Flagship Campus, where he teaches autom
How to Save on Summer Travel: Expert Tips & Tricks to Help You Save Big
In this episode of PennyWise, host John Kiernan is joined by Dr. Nancy McGehee, a professor of hospitality and tourism management at Virginia Tech. John and Nancy discuss how to save money on summer travel, from when to book to what common mistakes you should avoid making. If you want to travel this summer but you’re working with a tight budget, these tips and tricks cou
Tipping Tips: How to Reward Good Service Without Draining Your Bank Account
In this episode of PennyWise, host John Kiernan is joined by Dr. Michael Lynn, a professor of consumer behavior and marketing at the Cornell School of Hotel Administration, an expert on tipping, and author of the new book “The Psychology of Tipping: Scientific Insights for Services Customers, Workers, and Managers.” John and Dr. Lynn discuss how tipping has expande
How to Save $500 This Month - Fight Back Against High Prices
In this episode of PennyWise, host John Kiernan is joined by Dan Ariely, a professor of business administration at Duke University, a founding member of the Center for Advanced Hindsight, the co-founder of several companies, and the author of several books including “Dollars and Sense: How We Misthink Money and How to Spend Smarter.” John and Dan talk about what pe
How to Save on Groceries: Tips From the Supermarket Guru
In this episode of PennyWise, host John Kiernan is joined by Phil Lempert, aka the “Supermarket Guru.” Phil is a longtime industry analyst, the former food trends editor for the Today show, and author of books such as Healthy, Wealthy & Wise. John and Phil discuss what consumers can do to save money on groceries without sacrificing nutrition or making life mise
How to Save at the Pump Amid Global Turmoil, Rising Gas Prices
In this episode of PennyWise, host John Kiernan is joined by Dr. Mohammad Niamat Elahee, a professor of International Business at Quinnipiac University. John and Dr. Elahee discuss what consumers should expect from gas prices in the coming weeks and months, as well as ways listeners can save at the pump. With everything going on in the world, this information will definitely c
Underrated Ways to Build Credit: What Your Credit Score Might Be Missing
In this episode of PennyWise, host John Kiernan is joined by Dr. Luke Erickson, a Personal Finance Extension Specialist at the University of Idaho and President of the Idaho Financial Literacy Coalition. John and Dr. Erickson discuss some underrated ways people can build credit history, along with some common misconceptions about the credit building process and the real-world
10% Credit Card Rate Cap: Winners, Losers & Alternatives
In this episode of PennyWise, host John Kiernan and guest Brett House, a Professor of Economics at Columbia Business School, talk about how a 10% cap on credit card interest rates would affect consumers and the economy. John and Brett discuss the winners and losers of a 10% rate cap, along with other ways to address affordability concerns.
More on this episode from Walle
How to Survive Valentine’s Day Without Overspending
In this episode of PennyWise, host John Kiernan and guest Lauren Weatherford, an associate professor at West Virginia University Extension, talk about how to get through Valentine’s Day without overspending…or putting your relationship in jeopardy. John and Lauren discuss the best ways to celebrate on a budget, how to cost-effectively impress your significant othe
Best Credit Cards of 2026: How to Make a Money-Saving Selection
In this episode of PennyWise, host John Kiernan and guest Professor Jeffry Haber of Iona University discuss how to go about choosing the right credit card to apply for. John and Jeffry cover what different types of applicants should look for, what pitfalls to avoid, and the best offers to apply for in 2026. John also breaks down WalletHub’s editors picks.
More on this ep
New Year Money Moves: Tips for Hitting the Ground Running in 2026
In this episode of PennyWise, host John Kiernan and guest Professor Nicole Hickson discuss how to get your money right in 2026. Whether you’re making a financial New Year’s resolution or just determined to make 2026 more prosperous than the past, there are steps you can take to improve your financial performance, save more money, reduce stress, and afford to treat
How to Get the Right Credit Card: We're Going Back to School for a Better Approach
In this episode of PennyWise, host John Kiernan and guest Dr. Jessica G. Zeiss from Ball State University discuss the best ways to go about getting a credit card. It might seem like a simple topic, but there’s a lot more that goes into choosing the right credit card and actually getting approved than most people realize. John and Dr. Zeiss cover the process of getting a
Donating to Charity: How to Make an Impact, Avoid Scams & More
In this episode of PennyWise, host John Kiernan and guest Luke Powers discuss the latest trends in charitable giving, how listeners can make the biggest impact with their contributions, and strategies for avoiding scams. With the burden of inflation, high debt levels, and an uncertain job market, many people feel like they can’t afford to give back, and charitable organi
Deferred Interest: The Retail Financing Trick That Could Cost You Big Time
In this episode of PennyWise, host John Kiernan and guest Adam McCann discuss the dangers of so-called “deferred interest” and how to avoid becoming a victim this holiday shopping season and beyond. John and Adam explain what deferred interest is and how it works, detail when you’re likely to encounter it, and provide tips for how to deal with it, plus ideas
Emergency Funds: What They Are, Why You Need One & Tips for Building Yours
In this episode of PennyWise, host John Kiernan discusses the importance of having an emergency fund and how to build one with Adam McCann, a personal finance writer with WalletHub who is an expert on credit cards and budgeting. John and Adam define what an emergency fund actually is, explore the risks that come with not having one, and provide practical tips for saving more,
Holiday Shopping: Money-Saving Strategies & Costly Mistakes to Avoid
In this episode of PennyWise, host John Kiernan discusses money-saving holiday shopping tips with Chip Lupo, a personal finance writer with WalletHub who is an expert on credit cards and budgeting. They discuss the holiday shopping forecast and the things people can do to maximize their merriment without putting their financial plan in jeopardy. You can even get a few pointers
Budgeting Better: Tips for Sticking to a Budget That Actually Makes a Difference
In this episode of PennyWise, host John Kiernan breaks down the keys to successful budgeting with Milvionne Chery, a budget expert and personal finance writer with WalletHub. They discuss the most important steps for budgeters to take, what's holding people back the most, what people can do to keep things simple, options for more advanced techniques, and more.
More on th
Tipping Point: Navigating the New Norms in Service Gratuities
In this episode of PennyWise, host Nat Cardona engages in a thought-provoking discussion with Chip Lupo, a writer and analyst for WalletHub, as they explore the evolving landscape of tipping in America. With 75% of Americans feeling that tipping has spiraled out of control, they dive deep into the cultural implications and the new norms surrounding gratuity in various service
Weddings and Homeownership: Smart Strategies for New Couples on a Budget
In this episode of PennyWise, host Nat Cardona is joined by NerdWallet personal finance expert Kim Palmer to tackle the dual challenge many American couples face: financing a wedding while pursuing homeownership. As costs continue to rise, they discuss practical do's and don'ts that can help newly engaged couples navigate these financial hurdles effectively.Listeners will lear
Dress to Impress Without the Stress: Mastering Your Clothing Budget for 2025
In this insightful episode of PennyWise, host Nat Cardona sits down with WalletHub's financial expert, Adam McCann, to tackle a common question: how much should you budget for clothing in 2025? As clothing prices continue to rise, Adam breaks down the average annual spending on apparel, revealing that households typically spend around $1,945 on clothing each year. However, he
Last-Minute Tax Tips for 2025: Don't Miss Out on Savings and Avoid Common Pitfalls
In this episode of PennyWise, host Nat Cardona teams up with tax expert John Kiernan, Managing Editor at WalletHub. John shares essential last-minute tax tips for the 2025 filing season. As the deadline approaches, they emphasize the importance of filing a return regardless of your ability to pay, explaining the significant penalties associated with failing to file. Listeners
Budgeting with a Brain: How AI Can Transform Your Financial Game Plan
In this episode of PennyWise, host Nat Cardona engages with WalletHub's personal finance writer, Milvionne Chery Copeland, to explore the innovative world of AI budgeting tools. As artificial intelligence continues to permeate our daily lives, Milvionne explains how these tools can revolutionize the way we manage our finances. Listeners will learn about the benefits of us
Debunking the 20% Down Payment Myth: Affordable Home Buying Options You Didn't Know Existed
In this enlightening episode of PennyWise, host Nat Cardona welcomes NerdWallet's senior writer, Holden Lewis, to debunk the common myth surrounding down payments for home buying. Many potential homeowners believe that a hefty 20% down payment is a necessity, but Holden clarifies that this isn't the case. The discussion addresses the financial pressures faced by first-time hom
Grocery Spending Showdown: Where Your State Ranks in Food Costs and How to Save
In this informative episode of PennyWise, host Nat Cardona sits down with WalletHub's financial writer, Adam McCann, to discuss the rising costs of groceries and how different states are faring in terms of food expenses. With grocery prices increasing over 25% since 2019, Adam shares insights from WalletHub's latest study that reveals which states spend the most and least on g
Superstar Cities: 5 Key Takeaways from the Cities with the Best Budgeting Populations
In this engaging episode of PennyWise, host Nat Cardona is joined by Milvionne Chery Copeland, a personal finance writer at WalletHub, to explore the fascinating dynamics of budgeting across various cities in the U.S. As many individuals continue to face financial challenges, Nat and Milvionne dive into the cities with the best and worst budgeters and uncover the strategies th
Beyond Airbnb: Big Hotels Enter the Vacation Rental Game
In this engaging episode of PennyWise, host Nat Cardona is joined by NerdWallet's travel expert, Sally French, to explore the evolving landscape of vacation rentals. As family travel needs shift towards larger accommodations, the episode delves into the emergence of hotel-affiliated vacation rentals that are challenging traditional platforms like Airbnb and VRBO. Sally discuss
Emergency Fund Essentials: 5 Steps to Secure Your Financial Safety Net
In this enlightening episode of PennyWise, host Nat Cardona engages with WalletHub's managing editor, John Kiernan, to tackle the essential topic of emergency funds. With many Americans feeling unprepared for unexpected expenses, especially amidst rising inflation, John provides valuable insights into the importance of building a financial safety net.Listeners will discover th
2025 Financial Outlook: 7 Insights from 2024's Credit Card Debt Trends
In this insightful episode of PennyWise, host Nat Cardona welcomes NerdWallet's Sarah Rathner to discuss the intriguing findings from the 2024 American Household Credit Card Debt Status Study. As we transition into 2025, Nat and Sarah reflect on the financial landscape of 2024, a year that appeared promising on the surface but felt challenging for many consumers. They delve in
Credit Freeze 101: 6 Steps to Safeguard Your Identity and Score
In this informative episode of PennyWise, host Nat Cardona sits down with Chip Lupo, a credit card writer for WalletHub, to explore the vital topic of credit freezes. As the importance of maintaining a good credit score becomes undeniable, Chip offers a comprehensive guide on how to protect your credit and identity through the strategic use of credit freezes.Listeners will gai
Medicare 2025: 5 Strategies to Navigate New Costs and Coverage
In this essential episode of PennyWise, host Nat Cardona is joined by NerdWallet expert Elizabeth Ayoola to discuss the upcoming changes to Medicare in 2025. With new developments on the horizon, Elizabeth provides listeners with crucial insights into the evolving landscape of Medicare Part D, including the introduction of an out-of-pocket maximum for prescription drugs, which
Financial Fresh Start: 8 Tips to Turn Your New Year's Resolutions Into Reality
In this motivating episode of Penny Wise, host Nat Cardona is joined by WalletHub finance writer Adam McCann to tackle the age-old tradition of New Year's resolutions with a focus on achieving real financial results in 2025. Adam offers expert advice on setting practical resolutions, specifically around saving money and budgeting, to help listeners start the new year on the ri
Dial for Discounts: 7 Steps to Cut Your Monthly Bills
In this insightful episode of PennyWise, host Nat Cardona welcomes NerdWallet's personal finance expert Kimberly Palmer to share practical tips on reducing your monthly bills. As holiday expenses mount and budgets tighten, Kimberly provides a step-by-step guide to negotiating lower rates on your internet, cable, and utility bills.
Learn the art of timing your calls for the bes
Gift Card Goldmine: 10 Strategies to Maximize Gift Cards That Don't Match Your Needs
In this insightful episode of PennyWise, host Nat Cardona is joined by WalletHub editor Milvian Cherry Copeland to delve into the world of gift cards, a popular holiday gift choice. While they are convenient, not every gift card fits the recipient's needs. Milvian shares expert advice on how to make the most of unwanted gift cards, including where to sell them and how to avoid
Festive Escapes: 9 Last-Minute Christmas Getaways in the U.S.
In this festive episode of PennyWise, host Nat Cardona is joined by NerdWallet travel expert Sally French to explore nine last-minute Christmas vacation destinations across the United States. Whether you're looking to escape the cold or embrace the holiday spirit, Sally's curated list of spectacular getaways has something for everyone. And they're easier to get to than y
Gourmet at Sea: 4 Tips for Exceptional Cruise Dining
In this episode of PennyWise, host Nat Cardona explores the evolving world of cruise dining with travel rewards expert Sally French from NerdWallet. Gone are the days of mundane buffets under heat lamps; cruise lines are now elevating their culinary offerings with renowned chefs and unique dining experiences.
Discover the allure of specialty dining on cruises, where partnershi
Cyber Monday Savvy: 5 Tips to Maximize Savings and Minimize Stress
In this episode of PennyWise, host Nat Cardona is joined by NerdWallet's personal finance writer Elizabeth Ayoola to help you navigate the whirlwind of Cyber Monday shopping. With the holiday season in full swing, it's easy to get swept up in the frenzy of deals and discounts. Elizabeth shares expert tips on how to spend wisely and avoid common pitfalls during this busy shoppi
Drive Smart: 5 Tips to Dodge Insurance Hikes Post-Accident
In this episode of PennyWise, host Nat Cardona addresses a common fear among drivers: the dreaded insurance rate increase after a car accident. With expert advice from WalletHub's Milvionne Chery Copeland, listeners will learn practical strategies to avoid overpaying on car insurance following an at-fault accident.
Discover the benefits of accident forgiveness prog
Mastering Store Credit Cards: Expert Tips for Savvy Shoppers
In this episode of PennyWise, host Nat Cardona dives into the world of store credit cards with expert insights from WalletHub editor Christy Mathern. With enticing offers at the checkout counter, store credit cards can seem appealing, but are they truly beneficial?
Explore the essential "do's" and "don'ts" of store credit cards, from understanding your credit score before appl
5 vacation spots for Disney fans that aren't Anaheim or Orlando
Are you a Disney fan, but weary of the prices and endless lines at the theme parks? Or perhaps you have a large family and taking a trip to Orlando, Florida or Anaheim, California isn't in the budget. In this week's episode, host Nat Cardona is joined by NerdWallet's Sally French who has 5 U.S. destinations for Disney fans that aren't Disneyland or Disney World.
Read more on N
Pickleball Paradise: Top Destinations for the Sport's Avid Fans
Join host Nat Cardona on this episode of PennyWise as she explores the exciting world of pickleball travel with insights from NerdWallet's Sally French. With nearly 14 million players in 2023, pickleball enthusiasts are taking their passion on the road.
Discover how cruise lines and resorts are embracing this trend, offering pickleball courts and tournaments at sea and on land
Cruising Comeback: Why 2024 Has Been the Year of the High Seas
In this episode of PennyWise, host Nat Cardona explores the surprising resurgence of the cruise industry with insights from NerdWallet travel expert Sally French. Despite the pandemic's initial impact, the cruise sector is experiencing a remarkable comeback, drawing travelers back to its unique allure.
Recent data shows cruise transactions reaching all-time highs. Delving into
Insider Tips for Scoring Big on Black Friday Bargains
In this episode of PennyWise, host Nat Cardona dives into the world of Black Friday shopping with insights from WalletHub analyst Chip Lupo. As the holiday shopping season kicks off, many are gearing up to snag the best deals. But are Black Friday discounts as good as they seem? This episode is your guide to navigating the sales and maximizing your savings.The conversation sta
Maximizing Holiday Travel: The Best Credit Cards for Savings and Perks
In this episode of PennyWise, host Nat Cardona navigates the world of travel credit cards with insights from WalletHub analyst Chip Lupo. As the holiday season approaches, many are planning trips, and the right travel credit card can offer substantial savings and perks. If you're gearing up for holiday travel and want to maximize your rewards, this episode is a must-listen.
Tu
What Federal Rate Cuts Mean for Homebuyers and Sellers
In this episode of PennyWise, host Nat Cardona delves into the recent Federal Reserve interest rate cuts with insights from NerdWallet lead writer, Kate Wood. If you're in the housing market—whether buying, selling, or refinancing—this episode is packed with crucial information to help you navigate these changes.
The discussion starts with an overview of the Federa
How to Navigate Google for Financial Advice and Avoid Costly Mistakes
In this episode of PennyWise, host Nat Cardona explores the potential pitfalls of relying on Google search results for financial advice with insights from WalletHub expert, John Kiernan. If you're accustomed to trusting the top Google search results for your financial decisions, this episode is essential listening.
The discussion begins by addressing the common practice of Goo
Hidden Dangers of Credit Building Products: Protect Your Score
In this episode of PennyWise, host Nat Cardona dives into the murky waters of credit-building products with insights from WalletHub expert, Christie Matherne. If you're struggling with poor to fair credit and looking for ways to improve it, this episode sheds light on the pitfalls of some questionable credit-building practices and products.
The conversation begins with a basic
Maximize Your Travel Budget: Benefits of Shoulder Season
In this episode of PennyWise, host Nat Cardona uncovers the concept of "shoulder season" with insights from Nerdwallet travel expert, Sally French. If you're looking to save money and avoid the crowds on your next vacation, this episode is a must-listen.
The discussion kicks off with a clear explanation of shoulder season, defined as the period between peak season and off-seas
Life Insurance Milestones: 6 Key Times to Reevaluate Your Coverage
In this episode of PennyWise, host Nat Cardona delves into the critical topic of life insurance with Nerdwallet financial expert, Elizabeth Ayoola. They discuss six key milestones that signal it's time to reevaluate your life insurance needs, providing essential insights for anyone looking to safeguard their family's financial future.
The episode begins with a fundamental over
Financial Independence for Young Adults: Strategies for Parents
In this episode of PennyWise, host Nat Cardona discusses strategies for parents supporting their adult children financially, featuring insights from Nerdwallet financial expert, Kim Palmer. With six in ten parents having helped their adult children in the past year, this episode provides practical tips to guide your kids toward financial independence.
The conversation s
Save on Car Insurance: Expert Tips for Budget-Friendly Coverage
In this episode of PennyWise, host Nat Cardona explores practical ways to secure cheap car insurance with Nerdwallet expert, Melissa Lambarena. Car insurance is a necessity in many states, but that doesn't mean you have to overpay. This episode provides actionable tips to help you get the best deal on your car insurance policy.
Tune in to this episode of PennyWise for expert a
Back to School Savings: 5 Credit Card Tips to Slash Costs
In this episode of PennyWise, host Nat Cardona is joined by a Nerdwallet financial expert to discuss five ways credit cards can help ease the burden of back-to-school expenses. As the school year approaches, families often face significant costs for clothes, supplies, and electronics. This episode offers practical tips to make those purchases more manageable.
The conversation
Financial Self Care: 5 Tips to Boost Your Money Wellness
In this episode of PennyWise, host Nat Cardona delves into the concept of financial self-care with Nerdwallet financial expert, Kim Palmer. Often, self-care is associated with relaxation activities like reading a book or taking a spa day, but financial self-care is about ensuring your financial practices contribute to your overall well-being.
The discussion begins with the imp
Stay Safe Online: Avoiding Third Party Seller Scams
In this episode of PennyWise, host Nat Cardona dives into the critical topic of staying safe from third-party seller scams. Joined by Nerdwallet financial expert Kim Palmer, they explore the various ways consumers can protect themselves when shopping from third-party sellers on major marketplaces like Amazon and Walmart.
These scams often involve setting extremely low prices t
Essential Credit Card Tips for a Smooth Summer Vacation
As summer travel heats up, it's crucial to ensure your credit cards are ready for the journey. In this episode of PennyWise, host Nat Cardona and financial expert Sally French from NerdWallet dive into a comprehensive credit card checklist to maximize your travel experience.
They start by emphasizing the importance of bringing a credit card on your trip. Many aspects of travel
Amazon Prime Day: What to Buy and What to Skip
In this episode of PennyWise, host Nat Cardona discusses the much-anticipated Amazon Prime Day, happening on July 16 and 17. Joined by Nerdwallet expert Kim Palmer, they dive into the best strategies for making the most out of these two days of deals, highlighting what to buy and what to skip.
The episode kicks off with a focus on electronics, a category that often sees some o
10 Tips for Building and Financing Your Home Gym
In this episode of PennyWise, host Nat Cardona dives into the essentials of creating a home gym without breaking the bank. Joined by Nerdwallet expert Sarah Rathner, they explore practical tips and financial strategies to help you set up your workout space efficiently.
The episode begins with a discussion on the rise of home gyms during the COVID-19 pandemic and the continued
Should You Increase Your Credit Limit? Weighing the Pros and Cons
In this episode of PennyWise, host Nat Cardona dives deep into the pros and cons of credit limit increases with Wallethub financial expert, Cassandra Happe. Whether you're considering requesting a credit limit increase or have recently received one automatically, this episode offers valuable insights to help you make informed decisions.
Nat and Cassandra explain the two main w
Essential Credit Card Tips for Parents of College Students
Tune in to this episode of PennyWise for practical advice and essential tips to help your college-bound child navigate the world of credit cards responsibly and build a strong financial foundation for their future.
Hosted by Nat Cardona and speaking with Wallethub expert Cassandra Happe, this episode is designed to help parents make informed decisions about their child's finan
Mastering the Art of the Staycation: Planning, Relaxing and Exploring Locally
In this episode of PennyWise, host Nat Cardona talks with Cassandra Happe, Consumer Finance Expert for WalletHub.
They dive into the art of the staycation, exploring how to make the most out of your time off without the hassle and expense of traveling. Whether you're looking to save money or simply prefer the comfort of your own home, this episode is packed with tips to help y
9 Steps to Rebuild Your Credit and Get Back on Track
In this episode of PennyWise, host Nat Cardona is joined by financial expert Christie Matherne to discuss the crucial steps to rebuild your credit. As many have faced financial challenges in recent years, this episode provides a comprehensive guide to getting back on track.
Christie shares practical advice on how to review your credit report, catch up on past due bills, and de
Navigating the Ups and Downs of Dynamic Pricing in the Market
In this episode of PennyWise, host Nat Cardona dives into dynamic pricing with a focus on recent announcements from fast food giant Wendy's. As we navigate 2024, the concept of fluctuating prices has many consumers on edge, but is there really a reason to worry?
Join us as we clarify what dynamic pricing actually means. We'll explore how prices adjust in real time to supply an
Home Equity to Nest Egg: Making Your Move for a Wealthier Retirement
In this episode of PennyWise, host Nat Cardona sits down with NerdWallet's senior writer Holden Lewis to discuss the strategic move of selling your home to boost your retirement savings. As many Americans consider downsizing for their golden years, we delve into the critical factors that should guide this life-changing decision.
Holden brings a personal touch to the conversati
Wealth That Lasts: Crafting Your Family's Financial Legacy
In this episode of PennyWise, host Nat Cardona is joined by NerdWallet's personal finance writer Elizabeth Ayoola to unpack the concept of generational wealth and guide you on starting your own legacy of financial prosperity. From defining what generational wealth means to you, to taking the first steps towards investing, this episode is a resource for actionable advice.
Eliza
Bold and Budget-Friendly: Maximalist Decor for Penny Pinchers
As we navigate the world of interior design trends, PennyWise invites you to embrace the bold and eclectic with maximalist decor. Host Nat Cardona is joined by NerdWallet's senior writer Sara Rathner to discuss how to infuse your living space with personality, without emptying your wallet.
In this episode, we're ditching the stark minimalism of the past decade and saying hello
Unraveling the Best Car Incentives of 2024
In this episode of PennyWise, host Nat Cardona teams up with NerdWallet's personal finance writer Kim Palmer to give you the latest on getting the best incentives when buying a new car in 2024. As the auto market recovers from its pandemic-induced slump, buyers are once again finding themselves in the driver's seat with a variety of enticing deals.
Discover what auto incentive
Soaring Savings: How Airfare Prices Are Taking a Dive in 2024
In this episode of PennyWise, host Nat Cardona takes off with NerdWallet's travel expert Sally French to explore the surprising trend of dropping airfares in 2024. Despite the inflation affecting almost every corner of the economy, travelers are seeing a welcome decrease in ticket prices, especially for international flights. From a nearly 12% drop for South America-bound flig
Parenthood Postponed: Millennial Family Goals are Changing
In a world where the cost of living is constantly on the rise, millennials are facing a unique financial dilemma: to have or not to have children.
This week on PennyWise, Nat Cardona is joined by NerdWallet's personal finance writer Kim Palmer to unpack the economic factors influencing family planning decisions. With childcare expenses skyrocketing and the median household inc
Late Fee Lifeline: The Rule Change That's Saving Credit Card Users a Bundle
Credit card late fees can be the bane of any budget, but a new rule from the Consumer Financial Protection Bureau might just be the relief many users need.
In this episode of PennyWise, host Nat Cardona delves into the details with NerdWallet's credit card expert Sara Rathner. They break down the significant drop from $32 to $8 in maximum late fees and what this means for your
Pet Insurance 101: Is It Worth It for Your Furry Friend?
Pet owners know that their cuddly companions can rack up quite the bill, especially when accidents happen. Join us on Pennywise as Nat Cardona chats with Kim Palmer from Nerdwallet about the financial cushion pet insurance can provide. They discuss the potential benefits and pitfalls, including how pre-existing conditions and age affect coverage. This episode is a must-listen
Stuck in the homebuying hustle? Fear renter's stigma? Here's your reality check
Are you feeling the crunch of the current housing market? Dive into the illuminating insights of the 2024 Homebuyer Report with NerdWallet's senior writer Elizabeth Renter on the latest episode of Pennywise. Discover why 77% of Americans couldn't secure a home last year, the unique challenges facing first-time buyers, and whether renting might just be the smarter choice in tod
Recommended
Dark Night Tales with Brian King
Fantasy Flex
زن بودن
Medicine with Meaning
Yours Truly Johnny Dollar Collection
Take Back Your Health®
CBS Radio Mystery Theater | Old Time Radio
Solved Murders - True Crime Stories
紐約鳥｜New York Aperture
The Swerve Podcast: Obscure Topics | Conspiracy Theories
The Bread and Banter Podcast
The Church of What's Happening Now: The New Testament
