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Networth and Chill with Your Rich BFF

Networth and Chill with Your Rich BFF

Vivian Tu 128 Episodes Oct 14, 2026

Vivian Tu, known as Your Rich BFF, hosts a personal finance podcast that makes money topics relatable and fun. Each episode breaks down complex economic and business concepts into easy-to-understand terms, featuring experts and celebrities who offer actionable tips. The show feels like a chat with a best friend, covering how money impacts everyday life. It is part of the Vox Media Podcast Network.

Episodes

The Unwritten Job Interview Rules Gen Z Needs to Know
The Unwritten Job Interview Rules Gen Z Needs to Know Oct 14, 2026 2836 Download Vivian’s financial companion app Ask Dolly ⁠HERE ! You can send out 300 applications and hear nothing back, unemployment is only down because people are giving up on the job hunt, and the folks who do have jobs feel like they have nowhere else to go. In this episode, Vivian sits down with Workhap CEO, and Get Hired, Get Paid, Get Happy author Sho Dewan to talk about how to land a job in
The Trump Coin Breakdown, How a Presidential Meme Coin Became a $1.5 Billion Revenue Machine
The Trump Coin Breakdown, How a Presidential Meme Coin Became a $1.5 Billion Revenue Machine Oct 7, 2026 1823 Our president launched a memecoin, Congressional representatives pulled in over $635 million in stock gains last year, and political candidates are placing bets on their own races. In this episode, Vivian breaks down the not-so-secret ways public officials are cashing in on their positions, why it's a problem on both sides of the aisle, and what you can actually do about it. 1. Trump's $2.2 billi
Tipping Culture Is Out of Control: Who You Actually Owe
Tipping Culture Is Out of Control: Who You Actually Owe Sep 30, 2026 1910 Why does an $8 latte suddenly come with a 20% tip prompt? In this episode, Vivian dives into how tipping in America got so out of hand, who you absolutely have to tip, and when it's totally okay to skip the tip when the iPad swings your way. Plus, what the new "no tax on tips" policy really means for service industry workers. 1. How tipping took over America: European roots, post-Civil War raci
Why Buying Into an IPO Is Usually the Worst Trade You Can Make
Why Buying Into an IPO Is Usually the Worst Trade You Can Make Sep 23, 2026 1755 IPOs are having a major moment; SpaceX just had the biggest IPO in history, Anthropic and OpenAI are lining up next, and suddenly everyone's throwing this term around like they know what it means. Vivian breaks down what actually happens when a company goes public, whether the hype is ever worth it, and what SpaceX's rollercoaster can teach us about IPO investing. 1. What an IPO actually is: the
I Finally Built the Financial Tool You’ve Been Asking For!
I Finally Built the Financial Tool You’ve Been Asking For! Sep 9, 2026 2385 Download Ask Dolly in the Apple App Store HERE!  Besties, Vivian has been sitting on a secret and today she's finally spilling it: Ask Dolly, her brand-new app, is officially live in the Apple App Store! Built to treat your money like your annual physical, Ask Dolly diagnoses your financial strengths and weaknesses, answers your toughest money questions, and connects you to real, human Certi
Gen Z Is Quitting Hustle Culture — Are They Right?
Gen Z Is Quitting Hustle Culture — Are They Right? Sep 2, 2026 1863 Vivian is breaking down the real cost of hustle culture and why working harder doesn’t always mean making more money. From the DoorDash orders and Ubers that come with an overpacked schedule to burnout, income volatility, and missed career opportunities, this episode explores how the grind can quietly start costing you more than it’s making you. In this episode, Vivian covers: 1. The hidden fina
The Million Dollar Mindset Shift You Need Before You Can Close Any Deal
The Million Dollar Mindset Shift You Need Before You Can Close Any Deal Aug 26, 2026 2586 Think sales isn't your thing? Think again! Whether you're negotiating a raise, pitching investors, or just trying to land your dream job, you're selling something every single day. This week, Vivian sits down with Shelby Sapp, the internet's Sales Queen, who's teaching over 1.6 million followers how to pitch, close, and get paid like a pro.  In this episode, Vivian and Shelby cover: 1. Th
The 5-Minute Habit That Can Raise Your Credit Score 100+ Points
The 5-Minute Habit That Can Raise Your Credit Score 100+ Points Aug 19, 2026 1591 Your credit score can make or break your ability to buy a house, rent an apartment, or even land a job, but do you actually know how that three-digit number gets calculated? Vivian breaks down the wild, biased history of credit scoring and gives you the real playbook for building, or rebuilding, a great score.  In this episode, Vivian covers: 1. The history of credit scores, from Mesopota
The Back-to-School Shopping Trap That Bleeds Students Dry Before Classes Even Start
The Back-to-School Shopping Trap That Bleeds Students Dry Before Classes Even Start Aug 12, 2026 2124 Should saving money on back-to-school shopping actually be this complicated? This week, Vivian breaks down exactly how to shop smarter this fall, and why the "back-to-school haul" mentality might be quietly draining your bank account. In this episode, Vivian covers: 1. Why tech is the biggest back-to-school money trap, how trade-in programs and refurbished gadgets can save you hundreds, and the
Should Gen Z Even Bother Buying a House? The Real Numbers Exposed
Should Gen Z Even Bother Buying a House? The Real Numbers Exposed Aug 5, 2026 2565 Should you rent or buy? Turns out the "adult" thing to do isn't always the smart financial move. This week, Vivian sits down with Amanda Pendleton, Home Trends Expert at Zillow, to break down why the old rules of real estate don't apply anymore, and what actually makes sense for your life instead of your parents' life. In this episode, Vivian and Amanda cover: 1. Why the "buying means you've
How Health Insurance Companies Turn Claim Denials Into Shareholder Returns
How Health Insurance Companies Turn Claim Denials Into Shareholder Returns Jul 29, 2026 2766 Health insurance denials are out of control, and insurance companies are banking on you just accepting it and paying the bill. This week, Vivian sits down with Zach Veigulis, co-founder and Chief AI Officer at Claimable, to break down the villain origin story of health insurance and exactly how to fight back when your claim gets denied. In this episode, Vivian and Zach cover: 1. Why claims g
The Costly Money Mistakes I Made in My 20s That Drained My Net Worth
The Costly Money Mistakes I Made in My 20s That Drained My Net Worth Jul 22, 2026 1490 Vivian gets brutally honest about her own biggest financial mistakes; the ones she made before she was Your Rich BFF, when she was just a broke twenty-something figuring out money the hard way. From a credit card mishap that tanked her score by 60 points to the retirement account she funded but never actually invested, this episode is a tour through every money misstep so you don't have to make th

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