Home Podcasts Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Germaine Foley | Financial Coach 182 Episodes Oct 13, 2026

A personal finance podcast for women who earn well but still struggle with overspending, credit card debt, and saving. Hosted by financial coach Germaine Foley, it focuses on the mindset and systems behind money habits rather than strict budgets. The show helps listeners understand the root causes of financial stress and offers practical strategies that fit real life.

Episodes

199. ADHD and Money: 6 Practical Strategies to Make Managing Money Easier
199. ADHD and Money: 6 Practical Strategies to Make Managing Money Easier Oct 13, 2026 1483 Managing money can feel like a lot.Remembering what needs to be paid.Trying not to overspend.Figuring out how much to save.Deciding what you can spend.Trying to stay consistent.And if you have ADHD, some of those things can feel even harder to manage.That’s why this week we’re moving from mindset to practical strategies.In Episode 198, we talked about the way your mindset can influence what you be
198. ADHD and Money: The Mindset That May Be Keeping You Stuck
198. ADHD and Money: The Mindset That May Be Keeping You Stuck Oct 6, 2026 1549 "I have ADHD, so I'm just never going to be good with money."Have you ever told yourself something like that?Maybe you've tried budgeting more times than you can count.You start saving money, but somehow the savings never seem to stay there.You make progress paying down your credit cards, only to find yourself dealing with the balances again.Or maybe impulse spending is somethi
197. Why You Keep Starting Over With Saving Money and Paying Off Debt
197. Why You Keep Starting Over With Saving Money and Paying Off Debt Sep 29, 2026 1177 Remember how excited you were the last time you decided you were finally going to get your finances together?You had a plan.You knew how much you wanted to save, how much credit card debt you wanted to pay off, and what you needed to change about your spending.And for a while, you were doing great!But then a few weeks went by.Maybe you overspent one weekend. Maybe an unexpected expense came up. Or
196. Values-Based Spending: How to Stop Overspending Without Going on a Strict Budget
196. Values-Based Spending: How to Stop Overspending Without Going on a Strict Budget Sep 22, 2026 2099 If you make good money but still find yourself overspending, carrying credit card debt, or wondering why your savings is not where you want it to be, this episode is for you.This week, I’m bringing back one of my MVP episodes, one of the most valuable episodes I’ve released.And this conversation on values-based spending is one I really want you to hear.Because overspending is not always about a la
195. Why Making $100K+ Still Doesn’t Make You Feel Financially Secure
195. Why Making $100K+ Still Doesn’t Make You Feel Financially Secure Sep 15, 2026 3964 This week, I’m doing something a little different.I recently taught a live money training for women earning $100K or more who feel like they should be further ahead financially, and I decided to share the full training with you here on the podcast.Because if you make good money but still find yourself dealing with credit card debt, low savings, or that quiet feeling of “I should be further along b
194. Why Money Feels Like the One Thing You Can’t Figure Out
194. Why Money Feels Like the One Thing You Can’t Figure Out Sep 8, 2026 1474 If you’re successful in so many areas of your life, but money feels like the one thing you can’t figure out, this episode is for you.Maybe you have a successful career.Maybe you make six figures.Maybe you’re doing well in your business, your relationships, your family, or other parts of your life.But when it comes to your finances, it can still feel like you are banging your head against the wall.
193. Building Wealth Starts With Getting Out of Credit Card Debt & Saving Money
193. Building Wealth Starts With Getting Out of Credit Card Debt & Saving Money Sep 1, 2026 1539 If you make good money but still have credit card debt and not enough savings, this episode is for you.You may be earning six figures or multiple six figures.You may have a good career, a strong income, or a growing business.You may even be investing in your 401k, IRA, or other accounts.But if you are still carrying high-interest credit card debt and your savings is not where you want it to be, it
192. Why Your Bonuses Don’t Help You Stay Out of Credit Card Debt
192. Why Your Bonuses Don’t Help You Stay Out of Credit Card Debt Aug 25, 2026 1375 If you’ve ever told yourself, “I’ll just pay it off with my next bonus,” this episode is for you.Maybe it was a bonus.A commission check.An incentive payment.A client contract.A busy-season income boost.Or some other money you knew was coming in the future.And in the moment, that future money made the spending feel okay.It felt like reassurance.It felt like permission.It felt like a plan.But then
191. Why You’re Still Not Saving Money or Paying Off Debt Consistently
191. Why You’re Still Not Saving Money or Paying Off Debt Consistently Aug 18, 2026 676 If you know you want more savings, less debt, more money invested, and more peace around money, but you can't get yourself to do those things consistently, this episode is for you.Because the financial life you want is not just about what you want to have.It is also about who you are becoming with money.In this episode, we’re talking about why saving money, paying off debt, investing more, an
190. Making Good Money but Still Wondering Where It Goes?
190. Making Good Money but Still Wondering Where It Goes? Aug 11, 2026 1310 If you make good money but still feel like too much of it is going out the door, this episode is for you.Maybe you’re earning more than you ever have before, but you still don’t have the margin, savings, retirement progress, or breathing room you thought you would have by now.Maybe you look around and think:“Where is all of my money going?”“I should have more saved.”“I should have less credit card
189. How to Build Wealth Without Giving Up the Life You Enjoy
189. How to Build Wealth Without Giving Up the Life You Enjoy Aug 4, 2026 1762 If you want to build wealth but the thought of giving up everything you enjoy makes you want to avoid your money altogether, this episode is for you.For a long time, I thought getting serious with money meant living a boring, restricted, super frugal life.No more vacations.No more eating out.No more buying nice things.No more enjoying the money we worked hard for.And because that sounded miserable
188. The Biggest Financial Mistake Women Make After Getting a Raise
188. The Biggest Financial Mistake Women Make After Getting a Raise Jul 28, 2026 760 If you’ve ever gotten a raise, bonus, new client contract, or any other increase in income and thought, “This is finally going to help me get ahead,” this episode is for you.Because extra money can absolutely help you build wealth, pay down debt, save more, and create more breathing room.But only if you decide ahead of time what that money is going to do.In this short and actionable episode, we’re

Recommended