Home Podcasts Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women
Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Germaine Foley | Financial Coach 182 Episodes Jun 30, 2026

A personal finance podcast for women who earn well but still struggle with overspending, credit card debt, and saving. Hosted by financial coach Germaine Foley, it focuses on the mindset and systems behind money habits rather than strict budgets. The show helps listeners understand the root causes of financial stress and offers practical strategies that fit real life.

Episodes

184. Why Money Keeps Coming In and Going Right Back Out Jun 30, 2026 1754 This is an encore episode and one of the most important conversations I’ve shared on the podcast.If you make good money but still feel like money comes in and goes right back out, this episode is for you.Maybe you save money for a little while, but then find yourself dipping into it.Maybe you transfer money to savings, but it never seems to accumulate.Maybe every paycheck feels like a reset, and b
183. Why Knowing What to do With Money Isn't Enough Jun 23, 2026 806 If you’ve ever thought, “I know what I should be doing with my money, I just can’t get myself to do it consistently,” this episode is for you.Because the truth is, most women are not struggling financially because they don’t have access to enough information.There are podcasts, books, YouTube channels, spreadsheets, social media posts, and experts everywhere telling you how to save money, pay off
182. Why You Keep Waiting Until You Feel Motivated to Fix Your Money Jun 16, 2026 1002 If you started the year with big financial goals but now realize you’ve barely thought about them in months, this episode is for you.Maybe you said this was the year you were going to save more money, stop overspending, pay off credit card debt, or finally get serious about building wealth.And maybe you meant it.But now we’re about halfway through the year, and you may be wondering how you got off
181. Why It Feels Like Something Always Happens When You Start Saving Money Jun 9, 2026 1018 If you've ever started saving money, watched your account balance grow, and then had to turn around and use that money for a car repair, home expense, medical bill, or something your kids needed, this episode is for you.We're talking about one of the most discouraging thoughts many women have when they're trying to make financial progress:"Every time I start saving, something h
180. Why You Keep Falling Back Into Old Money Habits (Your Financial Thermostat Explained) Jun 2, 2026 1125 If you've ever paid off debt, built up your savings, gotten a bonus, or felt like you were finally getting ahead... only to find yourself right back in the same place a few months later, this episode is for you.We're talking about a hidden pattern that keeps many women stuck financially, even when they're making good money and doing all the "right" things.It's not a l
179. The Skill of Having Money: Why You Keep Spending Your Savings May 26, 2026 1300 If you’ve ever saved money, watched your account start to grow… and then suddenly found yourself spending it on things that felt completely justified, this episode is for you.We’re talking about a skill most women were never taught: the skill of actually having money.Not just making money.Not just spending money.But letting money stay in your life long enough to become savings, security, peace, in
178. Your Brain Wasn’t Designed to Build Wealth (And That Changes Everything) May 19, 2026 1449 If you’ve ever known what you should do with money… but still found yourself overspending, avoiding your finances, or falling back into old habits, this episode is for you.We’re talking about why building wealth can feel so hard, even for smart, capable women who make good money and genuinely want to change.This episode breaks down the hidden battle happening in your brain between immediate comfor
177. Why Building Wealth Feels So Hard (Even Though It’s Actually Simple) May 12, 2026 1041 If you’ve ever felt like building wealth is complicated, overwhelming, or something everyone else understands except you… this episode is for you.We’re talking about why wealth building is actually much simpler than most people make it out to be, and the five core areas of money that determine whether wealth grows or not.This episode breaks down the real reason so many women who make good money st
176. Why You Make Good Money But Still Don’t Feel Wealthy May 5, 2026 1515 If you make good money but still feel like you should be further along financially, this episode is for you.We’re talking about what it really means to be a high earner, not rich yet, and why your income isn’t translating into actual wealth.This isn’t about needing to make more money. It’s about what’s happening with your spending, your habits, and the way your money is being managed behind the sc
175. Why You Pay Off Debt and End Up Right Back in It Apr 28, 2026 710 If you’ve ever paid off debt, felt relieved for a moment… and then found yourself right back in it, this episode is for you.We’re talking about why getting out of debt isn’t actually the hard part, staying out is. And why the way you pay off debt matters more than how fast you do it.In this episode, I break down what’s really happening when you keep cycling in and out of credit card debt, even whe
174. How to Start Real Estate Investing with Scott Carson Apr 21, 2026 1956 In this episode of Becoming the Wealthy You, I am joined by a true powerhouse in the real estate world, Scott Carson. Scott brings over 20 years of experience to the table, specifically in the niche of distressed properties and mortgage debt. If you have ever felt like you’re making good money but aren't building the legacy you want, this conversation is exactly what you need to hear.My Missi
173. Why You Keep Overspending (The #1 Wealth Stealer) Apr 14, 2026 916 If you’ve ever found yourself spending money out of boredom, stress, or just because you felt like it… and then later wondering where your money went, this episode is for you.We’re breaking down what’s really going on when you keep overspending, even though you make good money and know better. This isn’t a discipline issue. It’s a pattern, and once you see it, things start to click.In this episode

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