
The Numbers Game
The Numbers Game is a finance, investment, and business podcast hosted by CPA accountant Jason Robinson and planner Nick Reilly. Each week, they provide strategy and advice on the importance of knowing your numbers in life and business. The show aims to help listeners understand the stories that numbers tell and make better financial decisions.
Episodes
What Real Budget Reform for Young Australians Would Actually Look Like
The 2026 Budget was pitched as a fix for intergenerational unfairness. Nick's fired up and reckons none of it adds up, especially if you're a young Australian trying to get ahead. But you can't just criticise without bringing a solution, and he's got a few of his own.
On this episode, we discuss:
(00:00) Intro
(01:17) The 2026 Budget's Reform Pitch and Where It Misses Young Australians
(02:29) B
The Business of Gift Cards | Why Most Get the Accounting Wrong
Australians waste $1.9 billion a year on gift cards they never use, and there's a whole business model built around hoping you don't show up. If your business sells gift cards, there's a good chance the accounting is wrong. It's one of the most common mistakes Jase sees with his clients, and this episode gets into how the accounting should actually work so you're not paying tax before you need to.
How to Know If Your Skills Transfer in an AI World
Over 9,000 Australian jobs have gone to AI this year and we're now second in the world for tech displacement. Nick reckons you don't need to be a tech expert to stay relevant. Your existing skills transfer to roles AI can't replace, you just need to know which ones and where. He's put together a 6-step playbook that walks you through assessing your own exposure, identifying what transfers, and mak
Victoria Owes $199 Billion | What It Means for Your Business
Victoria's $199 billion in debt, and if you're running a small business in this state, you're the one wearing it. Taxes keep climbing, businesses are going under at record rates, and the COVID levy that was sold as temporary isn't going anywhere. Jase has done the numbers on where the money went and what it means for Victorian business owners heading into end of financial year.
On this episode, we
The Bank of Mum and Dad: A Financial Disaster Waiting to Happen?
The bank of mum and dad is now Australia's fifth largest lender, with $35 billion a year flowing from parents to kids trying to get into property. Most of it completely undocumented and with no plan for how it comes back. Nick's seen it go wrong firsthand, and this is what both sides need to hear before any money changes hands.
On this episode, we discuss:
(00:00) Intro
(00:42) Australia's 5th La
The $1,000 ATO Tax Deduction Explained | Should You Tick the Box?
The ATO is rolling out an automatic $1,000 tax deduction for millions of Australians, and it sounds like free money until you understand how deductions actually work. Jase has run the maths on what that $1,000 really puts back in your pocket at every tax bracket. Is this just another nice sell from the government, or is the box actually worth ticking?
On this episode, we discuss:
(00:00) Intro
(0
The 5-Day Week Is 100 Years Old | Will AI End It?
The five-day work week hasn't changed since Henry Ford introduced it in 1926, and Nick reckons AI might be the thing that finally ends it. Thanks to AI productivity gains in service businesses are already real, and the question isn't whether people can get five days of work done in four, it's whether business owners will pass that time back or just pocket the margin. Do you think a four-day week c
Petrol vs Electric Cars: How Much You Actually Save in 2026
Fuel's up 70% and EV orders have tripled, so Jase did the numbers on what switching actually costs. The per-kilometre gap between petrol and electric is ten to one, and if you salary sacrifice an EV through your business, the FBT exemption stacks another $10K-$15K a year on top. If you're thinking about making the switch, this is the one to listen to.
On this episode, we discuss:
(00:00) Intro
(0
Six Years of Zero Growth, $786B Spent | Australia's Productivity Crisis
Australia hasn't had real productivity growth in six years, but the government keeps spending more and taxing more to cover the gap. Nick goes through the federal budget numbers, what productivity actually means when you strip out the spin, and why the answer might not be another tax bracket or another levy, but actually spending less.
On this episode, we discuss:
(00:00) Intro
(00:17) Free Publi
Are You on the ATO's Radar? | The Biggest Audit Triggers in 2026
The ATO's audit hit list is out for 2026, and they've got more data on you than ever. Your bank, your crypto platform, your rental agent, your Instagram, they're matching it all against your return. This episode covers the real triggers that put you on their radar, and why using the ATO as a cheap line of credit just became one of the most expensive mistakes a business owner can make.
On this epis
$5.4 Trillion Is Changing Hands | Is Your Family Ready for the Tax Bill?
$4 to $5.4 trillion is set to change hands in Australia's great wealth transfer, and most families have no idea how much tax is hiding in super, shares, and property along the way. Nick walks through a real client case where a 94-year-old with $5.3 million in assets was staring down a $300,000 tax bill for her kids, and the strategies that brought it right down. And with The Australia Institute no
Leaving Australia for Tax Purposes? The ATO Already Knows Your Plan
Moving to Dubai to pay less tax is all over social media, but leaving the Australian tax system is a lot harder than packing your bags. If you've ever looked at your tax bill and thought about leaving, the ATO is already tracking more than you think: your travel, your bank accounts, even your family ties. Jase is working with a client who's actually making the move, and walks through what it takes
He Did Everything Right and Still Lost $70K | The First Home Buyer Trap
A first-home buyer did everything by the book and still lost $70,000 in three and a half years. Nick walks through the real numbers on a $495,000 boutique apartment in Carnegie, from strata fees that more than doubled to the government grants you can only use once, and what it actually cost when it came time to sell.
On this episode, we discuss:
(00:00) Intro
(00:23) Does Property Really Double E
AI Agents Are Here and Your Business Needs a Plan
AI agents are no longer just a buzzword. They're already automating real tasks in businesses and the speed of change is only accelerating. We share firsthand examples of how AI is boosting productivity, replacing manual processes, and why having a deliberate AI strategy is no longer optional for business owners.
On this episode, we discuss:
(00:00) Intro
(00:24) The Automation Course That Was Obs
Why Income Alone Doesn't Build Wealth
Do you actually need a high income to build wealth? We see the same problem at every income level. You earn more, spend more, and still feel stuck. In this episode, we walk through six common mistakes that hold people back, from lifestyle creep and no clear plan, to how you use debt and think about building assets. It’s a clearer look at why income alone doesn’t lead to wealth, and what actually d
Your Beer Is Taxed More Than Our Gas Exports | We Did the Numbers on What Could Have Been
Australians pay more in beer tax than what the government collects from companies exporting our gas. Senator David Pocock has been calling it out in Parliament, it's doing the rounds, and it's got Jase fired up. He's done the numbers on the petroleum resources rent tax, looked at how Norway faced the same situation with their oil boom and took a very different approach, and what a 10% levy on Aust
10 Lessons from an F1 Boss. Do Any Actually Apply to Small Business?
You see it all the time. Mega successful people sharing their business advice online. But does any of it actually stack up when you're running a small business day to day? Today we're taking 10 business lessons from the new Audi F1 team boss Jonathan Wheatley and pressure testing them against the reality of small business life to see what actually resonates and what's unrelatable.
On this episode,
Are Family Trusts Still Worth It In 2026?
Family Trusts can be a seriously powerful structure for income distribution and asset protection, but they only work well when you’re across the rules and the deadlines. We talk through how trust distributions actually work, what needs to be documented before 30 June, and what changes in ATO reporting mean now that trust distributions are showing on pre-fill reports. If you’ve got a family trust o
SMSF Property Strategy: Smart Move or Expensive Mistake?
There’s a lot of talk about buying property through a Self-Managed Super Fund at the moment, but the difference between a smart strategy and an expensive mistake is knowing the rules and the real numbers. Today we cover what lending actually looks like, what it costs to set up and run, and the compliance traps that catch people out.
On this episode, we discuss:
(00:00) Intro
(00:24) Why Everyone
The 3 Numbers Every Business Owner Must Track
A business can be busy, growing revenue, and still be going backwards. Today we share a framework we use to judge business health properly, covering cash flow, profit margins, and the personal wealth piece most owners ignore. It’s a clearer way to tell what’s working, what’s not, and what matters next.On this episode, we discuss:00:00) Intro(02:34) Three Key Numbers Every Business Owner Must Watch
Avoid Burnout in 2026: A Simple Plan to Stay Consistent
Most people start the year fired up, then fall back into the same yearly pattern and end up on the fast track to burnout by December. So how do you break that cycle and stay consistent all year? It’s our first episode back for 2026, and Nick runs through the patterns he’s noticed in himself and the system he’s putting in place this year to keep energy and momentum steady, from quarterly goals and
2026 Predictions And Marty’s Final Episode
We’re back with our yearly Predictions Episode and we’re also farewelling our mate Marty as he wraps up his time on the show. We look back on our 2025 predictions to see who was on the money and who was way off, then lock in our calls for 2026. From interest rates and modular homes to AI, robots in business and the payday super nightmare, there’s plenty on the table for next year.On this episode,
Marty’s 5 Biggest Lessons Before He Finishes Up on the Show
Welcome to episode $$ of The Numbers Game. On today's show On this episode, we discuss:(00:00) Intro(00:39) Why Marty’s Leaving The Show(02:26) Lesson 1: Know Yourself And Have Courage(05:14) Leaving “Safe” Jobs To Follow Meaningful Work(12:59) Lesson 2: Doing Simple Things That Work(16:02) How Complexity, Compliance And Tech Can Kill Progress(20:59) Lesson 3: You Are Your Own SEO(25:03) Why Human
Why Young Aussies Are Buying “Boring” Businesses Instead of Property
More young Australians are choosing to buy “boring” small businesses instead of investing in property. In this episode we look at a young couple who bought a 29-year-old fabrication business and turned it into a highly profitable asset, and we break down how profit, valuation multiples, succession gaps and efficiency improvements can create serious wealth for the right buyer.On this episode, we di
Singapore vs Australia: Which Tax System Actually Works?
Today we look at why Singapore’s tax system delivers stronger incentives for business and workers, from 17% company tax to lower personal tax rates and no capital gains. We compare the cost-of-living trade-offs, how innovation is supported, and what Australia could learn from a model that rewards progress instead of punishing it.On this episode, we discuss:(00:00) Singapore vs Australia(00:50) Wha
Why Your Inheritance Isn’t Safe Without a Valid Will
What really happens when you don’t have a proper will in place? From state trustees taking control to long probate delays, contested estates and outdated super nominations, we cover the risks that can leave families exposed. If you want your wealth to end up where you intend, this episode will give you the clarity you need.On this episode, we discuss:(00:00) Intro(00:43) Would You Trust The Govern
Australia’s Migration Numbers Explained: The Winners, Losers and Myths
You may have seen a post on social media claiming 142,000 millionaires are leaving Australia. So today we look at what the migration report actually says, who’s really leaving, and how many wealthy people are moving here instead. We talk about migration, housing, cost of living, safety, and why some Aussies are heading to Dubai and Singapore. A clear look at whether migration is helping or hurting
How Businesses Can Do Good and Still Make Money
A roll of toilet paper might not sound revolutionary, but Who Gives A Crap turned it into a business that gives half its profits to improve sanitation around the world. Today we talk about how putting purpose behind your business can drive growth, why profit still needs to come first, and how the two can work together to create something meaningful.On this episode, we discuss:(00:00) Why Marty Bro
Is Your Super Really Safe? How $1.2 Billion in Super Was Lost
Imagine being months away from retirement, logging into your super account, and seeing your balance at zero. That’s what thousands of Australians are now facing after the collapse of multiple superannuation funds, with more than $1.2 billion in retirement savings wiped out. Today we explain how this happened, what went wrong with the platforms and checks that were supposed to protect investors, an
Are Aussies Paying Too Much Tax?
Australians are taxed on almost everything - income, fuel, property, super, even talk of inheritance and spare-bedroom taxes. In this episode we explore how much we really give back to the government, where that $800 billion in tax revenue goes, and whether our complex system is holding back innovation, investment, and everyday Aussies trying to get ahead.On this episode, we discuss:(00:00) Intro(
How to Beat the Stock Market Without Losing Your Pants!
Markets are on a high - stocks, property, crypto, even gold - but what could go wrong? Today we talk about how to beat the stock market without losing your pants, sharing our biggest investment mistakes, lessons from the GFC, and the strategies that actually protect your wealth. From dollar cost averaging and stop-loss rules to Buffett-style patience, we unpack how smart investors win over the lon
Has Realestate.com.au Become Too Powerful?
Is Realestate.com.au too powerful? Vendors are forking out thousands just to list their property, agents are copping big subscription hikes, and the ACCC is asking questions about postcode pricing. REA Group, the business behind the site, now pulls in over 12 million users a month and $1.7 billion in revenue, leaving Domain in the dust. We break down how the network effect built this juggernaut, t
ATO Crackdown: 600 Million Data Points Now Watching You
The ATO is now tracking 600 million data points, from OnlyFans and Airbnb to Uber, crypto and even bank accounts. What does that mean for you? More automatic tax changes, less room for error, and a higher chance of being audited if you get it wrong. We unpack the blurred line between hobby and business, the rise of automatic tax amendments, and the risks of getting your deductions wrong. Plus, we
How to Win on Social Media - Vanity Metrics vs Real Results
Today we celebrate episode 250 and dive into the real difference between vanity metrics and meaningful results on social media. We unpack why likes and views don’t always equal clients, the power of long-form content, and how to choose the right platform for your audience. If you’re in business or professional services, this episode will help you cut through the noise and focus on strategies that
Courage, Culture & Tough Calls: Cameron Schwab on Redefining Leadership
Cameron Schwab became the youngest CEO in AFL history at just 24, going on to lead Richmond, Melbourne and Fremantle through some of their toughest chapters. Now the founder of Design CEO, he draws on those experiences to teach leaders how to thrive under pressure. In this chat, Cameron unpacks what true leadership looks like in high-stakes environments, why culture must be built on principles, no
Property vs Shares: Which Is the Better Investment in 2025?
In this episode, we dive into the classic debate of property vs shares: which is the smarter way to build wealth in today’s market? We break down the pros and cons of both, from the barriers of deposits, debt, and cashflow in property to the accessibility and liquidity of shares, using real numbers over 20 years. If you’ve ever wondered whether you should buy that investment property or start a sh
Melbourne Property Boom? Why 2025 Could Spark a Gold Rush
We dive into why Melbourne could be on the verge of a property gold rush in 2025. We unpack the fundamentals driving growth; migration, affordability, and the rise of boutique apartments and townhouses, while debating whether investors are pulling back and owner-occupiers are taking over. We also share strategies for first home buyers and explore whether now is the time to buy before prices climb
Joel Wermut - Reinventing Real Estate Tech With Prop App
Today we talk with Joel Wermut, co-founder of Prop App, the startup reshaping how Australians buy and sell property. From helping vendors find the right agent to giving buyers access to off-market deals and trusted buyer’s agents, we unpack how Prop App is disrupting the traditional real estate model. We also get into the startup journey, the future of property transactions, and what this innovati
Why You Should Track Profit Per Hour vs Revenue
We get into four powerful lessons from an investor’s perspective on building a business that’s both profitable and truly valuable. We break down why tracking profit per hour matters more than just chasing revenue, how to create a company that’s saleable as well as profitable, and the biggest misconceptions business owners have about their business’s worth. Plus, we share practical steps to systemi
7 Financial Red Flags Every Business Owner Needs to Know
Small business insolvencies are rising and many owners don’t see the warning signs until it’s too late. We break down the financial red flags that show your business might be heading for trouble. We cover maxed-out credit cards, late super payments, ATO debt, director loans, and the danger of not knowing your breakeven point. If you run a business, this is what you need to hear before it’s too lat
Profit Margins: The Difference Between Growth and Going Broke
We take a look at why some businesses thrive while others barely survive, breaking down gross vs net profit, how margins impact your bottom line, and why choosing (or tweaking) the right business model is key to long-term success.On this episode, we discuss:(00:00) Intro(01:17) Choosing The Right Business For Your Future Income(02:29) Gross Profit Vs Net Profit Explained(03:32) Passion vs Profit:
Enhanced Games - Can The Olympics Keep Up?
Is the Olympic model broken? We are “diving” into the rise of the Enhanced Games - a new competition where athletes are encouraged to use performance-enhancing drugs. We unpack the ethical dilemmas, money gaps, and whether doping could actually disrupt the traditional sporting world for good.On this episode, we discuss:(00:00) Intro(00:16) Hot Swimmers, Big Muscles, And A Million-Dollar Question(0
The Retirement Boom That’s About To Change Australia
Australia is heading for its biggest wealth shift in history - and it’s already begun. With over 140,000 Aussies retiring every year, we dive into how the "silver tsunami" of Baby Boomers is set to transform our economy, workforce, and financial planning industries. From aged care and superannuation to legacy planning and retirement housing models, we unpack the opportunities and challenges for bo
How Money Beliefs Undermine Confidence and Lead to Self-Sabotage
Today we crack open the limiting beliefs that shape our lives and businesses. Marty leads us in a session exploring the emotional baggage we carry from childhood - around money, confidence, and self-worth - and how it still impacts our adult identity, performance, and decisions. From childhood weight struggles to money scarcity mindsets, we open up in a raw conversation about what’s holding us bac
Are Low Interest Rates Gone for Good In Australia?
Interest rates aren’t going back to 2%, so how do you plan for the new normal? Today we talk about why 5-6% mortgage rates are here to stay, how government spending, inflation, and housing supply are driving long-term change, and what that means for buyers and investors. We share practical steps to future-proof your finances, from budgeting to refinancing to changing your property mindset.On this
Why Now Is the Time to Raise Your Prices
Is your pricing helping or hurting your bottom line? In this episode, we break down the real cost of undercharging and show you how to reset your pricing strategy for FY2026. From hourly rates to value-based pricing, we reveal the models that protect profits - plus the $10/hour tweak that added $240K to one business.On this episode, we discuss:(00:00) Intro(00:35) Why End of Financial Year Is The
Good People, Bad Fit: How One Wrong Hire Can Cost You Millions
Underperformers are costing businesses more than we realise - not just financially, but culturally. Today we unpack the true cost of poor hires, how to manage underperformance with empathy and accountability, and the leadership moves that create a high-performance culture. Whether you lead a small team or a growing company, this episode will sharpen how you hire, coach, and make the tough calls.On
Chris Christofi on Relentless Learning, Giving Back & Staying Hungry
What happens when you build a property portfolio too fast and lose it all before you're 25?Chris Christofi - entrepreneur, author, and CEO of Reventon - went from $348,000 in debt to leading one of Australia’s top property and financial services companies. With over $3.2 billion in property sales and 3,400+ clients helped, Chris shares the mindset, strategy, and resilience behind his 20 years in b
Why Are Insurance Premiums So High in 2025?
Insurance premiums have skyrocketed - but why? In this episode, we break down what’s behind the soaring costs, why older income protection policies are being priced out, and how to structure your cover to stay protected without blowing your budget. From real-life case studies to smart tax hacks, we cover everything you need to know to protect your biggest asset: yourself.On this episode, we discus
Why Every Business Owner Needs a Tax Planning Meeting
Thinking tax planning is just paperwork? Think again. In this episode, we unpack why proactive tax planning is a must for business owners—not just to save tax, but to boost cash flow, avoid nasty surprises, and build a stronger financial future. We break down structures, trust distributions, company loans, and real strategies to keep more money in your pocket.On this episode, we discuss:(00:00) In
How to Avoid Burnout and Still Grow Your Business
Burnout is hitting business owners harder than ever. In this episode, we dive into the harsh realities behind the stats: why so many founders feel trapped in their own businesses, the difference between being a consultant and a business owner, and how to build a team without burning cash or yourself. If you’re wearing five hats and going nowhere fast, this one's for you!On this episode, we discuss
Dollar Cost Averaging - The Easiest Way to Build Wealth Over Time
How do you build long-term wealth without trying to time the market? Today we break down the power of dollar cost averaging and why it’s a proven strategy for growing your investments, especially in volatile times. We unpack how it works, why superannuation does it so well, and how rebalancing and automation can help you stay disciplined and reduce risk.On this episode, we discuss:(00:00) Intro(01
Knowing When to Quit in Business
Are you pouring time, money, and energy into something that just isn’t working? Today we talk about the “dead horse” strategy and why people cling to bad ideas, failing partnerships, underperforming staff, or side hustles that should’ve ended long ago. We share real stories, hard-earned lessons, and practical tools to help you spot the signs early and move on before it costs you big.On this episod
Adam Sullivan’s Hard Lessons: Division 7A, FBT & Avoiding Costly Mistakes in Business
Adam Sullivan’s incredible rise in business revenue came with some serious financial lessons. Today we dive into Adams financial rollercoaster - how he scaled to $1.5M a month, bought an $11M mansion, and nearly came undone by Division 7A loans, tax traps, and flashy spending. We unpack the real costs of pulling money from your company, how fringe benefits tax can sting, and why financial literacy
Holiday Homes Don’t Make Financial Sense in 2025
Dreaming of owning a holiday home? Today we break down the true costs, hidden traps, and emotional pull of buying a weekender and why the numbers often don’t stack up. We explore smarter alternatives for lifestyle and wealth building, and share real strategies to enjoy more holidays without the financial stress.On this episode, we discuss:(00:00) Intro(00:35) Why buying a holiday home might not ma
The Real Cost of Uni in Australia
HELP debt is now a $80 billion problem for Australia, and it’s only getting bigger. Today we dive into how HECS/HELP debt really works, why it’s impacting borrowing capacity, and whether the system needs a major rethink. From free money myths to the true cost of uni, we unpack the long-term financial consequences and what needs to change.On this episode, we discuss:(00:00) Intro (00:38) What is Au
Rethinking Property Tax in Australia
Today we unpack one of Australia’s hottest property topics: negative gearing. We dive into what it actually is, how it works, and why it may not be the game changer many think it is. We also explore some bold new ideas to reform the system, including an interesting proposal to simplify how property profits are taxed.On this episode, we discuss:(00:00) Intro(00:55) Should We Scale Back Negative Gea
What Car Loans Are Really Costing You
Thinking about financing your next car? We break down the real cost of car loans and why they could be one of the biggest threats to your long-term wealth. We compare the impact of car debt vs. property debt and explore smarter strategies that could save you hundreds of thousands (or even make you millions) in the long run.On this episode, we discuss:(00:00) Intro(00:55) Are Car Loans Destroying W
Why You Need a Will
What happens if you die without a will? We get into the real-life consequences of not having your estate plan sorted -family fallouts, lost inheritances, and fortunes in limbo. We go through what makes a valid will, how to get one done properly, and why putting one in place now could save your loved ones years of pain later.On this episode, we discuss:(00:00) Intro(00:48) Why Most People Put Off M
Hunter vs. Farmer and Fixing Your Sales Strategy
Are you a hunter or a farmer when it comes to business and sales? In this episode, we break down two sales styles—hunters who chase new deals and farmers who nurture and grow existing clients—and why both are essential for a thriving business. We share real-world examples from accounting, financial planning, and mortgage broking, plus insights on hiring, training, and balancing your team for maxim
How Much You Need To Retire And How To Get There
How much do you need to retire, and are you on track to get there? We break down the simple formula to calculate your retirement number, the power of tracking your net worth, how to do it, and the key financial habits that will set you up for long-term success. Whether you're in your 20s, 40s, or nearing retirement, this episode will help you take control of your financial future.On this episode,
Raising GST in Australia and Why it Would Work
Should Australia raise the GST and lower income tax? Today, we dive into one of the most controversial tax reform ideas, exploring how increasing GST while cutting income tax could simplify the system, boost business, and create a fairer economy. We compare Australia’s tax system to other countries, discuss capital gains tax, corporate tax loopholes, and economic impacts, and break down why no pol
Standing Out in a Dry Industry - Lessons from Liquid Death
How do you stand out in a crowded industry and “murder the competition”? Today, we break down the wild success of Liquid Death, the canned water brand that turned a boring product into a billion-dollar business with edgy marketing and cult-like branding. We explore how bold branding, niche positioning, and creative marketing can apply to any business—even in industries like finance, accounting, an
Buying Property with Super, What You Need to Know
Thinking about buying property with your super? We go through the ins and outs of Self-Managed Super Funds (SMSFs), including why more people are setting them up, the benefits and tax advantages of owning property within an SMSF, and key compliance rules. We look at financing options, lending challenges, and strategies for business owners looking to rent their premises from their own super fund.On
Building Passive Income through Property
Is residential property investment still the best way to generate passive income, or is commercial real estate the smarter play? In this episode we get into the real challenges of investing in houses vs. commercial properties, using a real-life case study of a couple who built an $8M portfolio. We break down the pros, cons, and financial realities of both strategies—so you can decide which path le
Is Home Ownership Becoming a Fantasy in Australia?
Australia's property market is booming and now ranks among the world's most expensive. We compare property prices and wage growth between 2000 and 2025, looking at whether these trends can be sustained. what needs to change, and what strategies can actually help you own property.On this episode, we discuss:(00:00) Intro(00:21) How buying a home in 2000 compares to today's market(02:59) Property pr
Our 2025 Predictions
Welcome to Episode 217 of The Numbers Game. In this episode, we reflect on our predictions from 2024 and get some new predictions in for 2025! Jason's prediction about AI becoming more embedded in business operations and daily activities proved accurate as well as Nick's notable prediction about Donald Trump's return to office. What will 2025 hold? Take a listen as we share our two cents!On this e
From Dreams to Reality
Welcome to Episode 216 of The Numbers Game. In this episode, we dive into the power of vision boards and goal setting. We share our thoughts and experiences of vision boards, from initial skepticism to surprising success stories, and discuss how they can help clarify long-term goals while mapping out the practical steps needed to achieve them.On this episode, we discuss:Vision BoardsThe Power of
Surviving the Festive Financial Crunch
Welcome to Episode 215 of The Numbers Game. In this episode, we look at the challenges facing small business owners around the Christmas period. Marty shares his personal experience with business cash flow struggles and how he managed to bridge the gap and push through to the New Year. We also look at key points to help your long term business success, such as the importance of managing cash flow,
The Cost of Raising a Child
Welcome to Episode 214 of The Numbers Game. In this episode, we welcome Nick back to the pod and catch up on his new journey into fatherhood. Nick shares his fresh experiences as a new dad and we get into broader discussions about the costs of raising children, the pros and cons of private versus public education and the economic and social factors shaping modern parenthood.On this episode, we dis
The Benefits of Being AI-Curious
Welcome to Episode 213 of The Numbers Game. In this episode, we welcome back Producer Tommy to discuss how the increasing AI presence is changing the way we operate our businesses. We also look at the importance of being AI-curious to prepare your business for the rollout of future AI products. As Marty says, AI + EQ = opportunity.On this episode, we discuss:Adrian Portelli's Big Play on The Block
Will Trump Impact Australia?
Welcome to Episode 212 of The Numbers Game. In this episode, we dive into American politics and gun culture through the eyes of our guest, Producer Tommy, who recently returned from filming a documentary across the United States. This episode provides valuable insights into the complexities of gun culture, politics, and social dynamics in the United States, encouraging listeners to look beyond th
Understanding Financial Wellbeing
Welcome to Episode 211 of The Numbers Game. In this episode, we get into financial wellbeing, exploring what it truly means beyond getting wealthy. We take you through the various stages of financial health - from turmoil to understanding and ultimately to flourishing. This episode is packed with valuable insights and practical tips to help you take control of your finances and build a stable fina
Pre-Approve or Lose!
Welcome to Episode 210 of The Numbers Game. In this episode, we look at the increased activity in the property market and how buyers should prepare themselves! Marty shares some exciting insights about the Melbourne market, highlighting a significant uptick in pre-approvals and property listings. We chat about getting organised, understanding your maximum borrowing capacity, and the steps involved
The Art of Strategic Framework
Welcome to Episode 209 of The Numbers Game. In this episode, we get into business strategy and strategic frameworks. We explore the importance of personal and professional development, revisiting your strategy, and stepping outside your business to challenge and refresh your thinking. We discuss understanding your business's purpose and its impact on decision-making, effective delegation to preven
Superannuation and the First Home Dilemma
Welcome to Episode 208 of The Numbers Game. In this episode, we dive into a controversial proposal: allowing first-time homebuyers to access their superannuation for a house deposit. We look at the political motivations, potential impacts on the housing market, and pros and cons of the proposed changes. We also explore current avenues for accessing super for property investments, the fairness of t
Crafting Your Business Edge
Welcome to Episode 207 of The Numbers Game! Today we get into the points of difference that set successful businesses apart from the competition. We cover key strategies such as understanding your customer, the importance of getting the basics right, the value of great team dynamics, and how to leverage unique offerings to thrive in challenging markets.On this episode, we discuss:The Importance of
Adam Diamond - Change Your Business, Change Your Life
Welcome to Episode 206 of The Numbers Game. In this episode we are joined by Adam Diamond from Juno Advisory. With over 15 years of experience in the SME space, Adam brings a wealth of knowledge from his background in HR and business growth. He shares his own journey of building Juno Advisory over the past three years, offering practical insights on leadership, accountability, and the power of con
Super Strategies - Investing with Self Managed Super Funds
Welcome to Episode 205 of The Numbers Game. In this episode, we explore self-managed super funds (SMSFs). We go through the statistical growth of SMSFs, the advantages of property investment within these funds, and important considerations such as legal structures, risk profiles, and financial planning. We also touch on the challenges and opportunities in SMSF lending, including recent shifts in i
From Volatility to Stability: Mastering Market Swings
Welcome to Episode 204 of The Numbers Game. This episode gets into the ever-fluctuating stock market and how to handle its volatility like a pro. Nick gives us insights into balancing defensive and growth assets and looks at common mistakes investors should avoid. We look at the importance of having a calculated, disciplined approach to investing, and regularly rebalancing your portfolio. Get read
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