
The Rachel Cruze Show
Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.
Episodes

This Isn’t Goodbye
Today I’m sharing some bittersweet news and saying a huge thank you. This is one episode you definitely don’t want to miss!
Next Steps:
📱 Keep up with me on my Instagram @RachelCruze!
🥂 Come join me and George Kamel on Smart Money Happy Hour every Thursday!
🎙️ You can also still find me as a co-host on The Ramsey Show, which airs every weekday!
Connect With Our Sponsors:

13 Years of The Rachel Cruze Show in 15 Minutes
💵 Start your free budget today. Download the EveryDollar app!
Everyone loves a good nostalgia trip, so today we’re looking back at the last 13 years of The Rachel Cruze Show.
Next Steps:
🎥 Watch my video What Happy People Know About Money (With Dr. Arthur Brooks).
🎥 Also check out my video The Top 10 Money Wasters In Our Houses with Minimal Mom.
📈 Are you on track with the B

If You Feel Like You’re Trapped in Debt, This Is for You
📈 Check out the Investment Calculator!
Debt seems to be the norm these days, but it’s not your only option! In today’s episode, I’m going to walk you through the four things you can do to start getting rid of debt for good.
Next Steps:
🎥 Watch my video 5 Most Common Questions I Get on Saving and Investing.
📈 Are you on track with the Baby Steps? Get a free personalized plan.

5 Most Common Questions I Get on Saving and Investing
📈 Check out the Investment Calculator!
In today’s episode, I’m answering the top five questions I get about saving and investing so you can finally overcome the paycheck-to-paycheck cycle and build wealth.
Next Steps:
🎥 Watch my video Worst Ways to Invest Your Money[JS1] .
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 Start your free budget today. Download the

Everything You Need to Know About Budgeting in 11 Minutes
💵 Start your free budget today. Download the EveryDollar app!
The biggest mistake people make with their money is not having a plan. So today, I’m going to share the most common excuses I hear when it comes to budgeting and give you the five-step plan you need to start building wealth.
Next Steps:
🎥 Watch my video Top 4 Budget Categories We All Neglect.
📈 Are you on track with the Baby

The Simple Cure to Comparison Culture
📖 Teach your kids contentment with my Kids Book Bundle.
Winning with money is both tactical and emotional, and mindset is behind every practical step. Today, I’m going to walk through four things you need to understand about mindset in order to build lasting wealth.
Next Steps:
🎥 Watch my video What Happy People Know About Money (With Dr. Arthur Brooks).
📈 Are you on track with the Bab

7 More Unhinged Ways to Make Extra Money
💻 Take the Side Hustle Quiz today!
Looking for ways to make extra money to reach your financial goals? In today’s episode, I’m reacting to a list of seven unhinged side hustles my team found on the internet.
Next Steps:
🎥 Watch my video 5 Underrated Tips to Help You Pay Off Debt FAST.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
💵 Start your free budget today.

5 Signs You’re More Financially Responsible Than You Think
💵 Start your free budget today. Download the EveryDollar app!
Caring about your money is the first step toward lasting financial peace. And if you clicked on this episode, you’re already more financially aware than the average Joe. So today, I’m sharing five signs you might be doing better than you think!
Next Steps:
🎥 Watch my video How Do You Compare Financially to the Average American

The Mortgage Myth: Is It Really “Good Debt”?
🏠 Check out the Mortgage Payoff Calculator!
Is mortgage debt really “good debt”? In today’s episode, I’m breaking down what people claim is “good debt” and share the only kind of debt I give my stamp of approval for, with a few caveats.
Next Steps:
🎥 Watch my video 5 Popular Money Myths That Keep You Broke.
💵 Start your free budget today. Download the EveryDollar app!
📈 Are you on track

6 Expenses That Are Keeping You From Becoming a Millionaire
📈 Check out the Investment Calculator!
In today’s episode, I’m reacting to an article that shared the monthly expenses that Dave Ramsey has said are destroying your retirement. Plus I’ll share what you should do instead to avoid ruining your retirement.
Next Steps:
🎥 Watch my video 7 Places Frugal People Never Spend Their Money.
💵 Start your free budget today. Download the EveryDollar ap

The Myth of Passive Income (What No One Tells You)
👩🏻💻 Take the Side Hustle Quiz!
The idea of earning passive income seems to be everywhere lately. I recently saw a reel that perfectly called out the problem with influencers pushing this trend. So today, I’m going to react to that reel and break down what no one is telling you about passive income.
Next Steps:
🎥 Watch my video Why Being Boring Is the Best Way to Build Wealth.
💵 Start y

6 Things My Family Did That I Thought Were Normal Growing Up
📖 Teach your kids contentment with my Kids Book Bundle.
Growing up as Dave Ramsey’s daughter, we definitely did things a little differently! So in today’s episode, I’m sharing six things my family did when I was growing up that I totally thought were normal.
Next Steps:
🎥 Watch my video 9 Things to Do Differently With Your Money in 2026 With Dave Ramsey.
💵 Start your free budget today.

Can You Have Too Much Money in the Bank? (My Answer May Shock You)
📊 Connect with a SmartVestor Pro investing professional today!
Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.
Is it possible to have too much money in the bank? In today’s episode, I answer that question and share where I think the best place is to keep your money.
Next Steps:
🎥 Watch my video 7 Financial Habits You’re Neglecting (Costing You Thousands).
💵 Start

Christine Caine: The Faith to Flourish
📈 Are you on track with the Baby Steps? Get a free personalized plan.
On today’s episode, I had the honor of sitting down with Christine Caine to discuss how your spiritual roots affect how you handle money and how you can have the faith to flourish.
Next Steps:
🎥 Watch my video What Happy People Know About Money (With Dr. Arthur Brooks).
📖 Check out Christine Caine’s book The Faith to

This Industry Wants You Trapped (Don’t Fall for It!)
🚗 Check out the Ramsey Car Guide!
In today’s episode, I’m reacting to a video all about the shady things car salesmen do to trap people with car loans. I’ll also share the best way to buy a car and avoid the car loan trap altogether.
Next Steps:
🎥 Watch my video 5 Home Upgrades That Pay You Back (and 4 to Skip!).
💻 Crunch your numbers with the Investment Calculator!
📈Are you on track wi

6 Excuses Broke People Make (And It’s Costing You!)
🛳️ Set sail with Rachel on the Live Like No One Else Cruise! Book your cabin today.
Building wealth is a challenge, but sometimes the excuse-making can go a little too far and stand in the way of progress. In this episode, I’m reacting to common excuses I hear from people who feel stuck with their money and how to shift that mindset to something better.
Next Steps:
🎥 Watch my video 6 Fin

Reacting to Self-Made Millionaires on TikTok (Are They for Real?)
🛳️ Set sail with Rachel on the Live Like No One Else Cruise! Book your cabin today.
In this episode, I’m reacting to TikToks from “self-made millionaires” and breaking down what advice actually works and what could send you off track. Let’s separate the smart money moves from the risky ones so you can build wealth the right way.
Next Steps:
🎥 Watch my video 7 Signs You’re Actually Ahead

Dr. John Delony and I Answer Your Questions About Money and Marriage
❤️ Connect with your spouse at the Money and Marriage Getaway. Grab your tickets today!
Dr. John Delony and I are answering your unfiltered questions about money, marriage and everything in between—from conflict and communication to retirement and parenting. This episode is full of practical wisdom to help you and your spouse build a stronger marriage on purpose.
Next Steps:
🎥 Watch my vid

5 Simple Food Hacks That Could Save You $100+ a Month
🛒 Snag Rachel’s free Meal Planner and Grocery Savings Guide!
Food is one of the easiest places we tend to overspend, so I’m sharing some simple grocery and meal-planning hacks that could save you $100 or more every month. These small shifts can make a big difference in your budget—without making life harder.
Next Steps:
🎥 Watch my video Average Family Grocery Budget (Are You Over or Under

Have Millennials Officially Given Up? These Spending Stats Are Wild!
🏠 Find out how much house you can afford with the Mortgage Calculator.
I saw an article titled, “I Can’t Afford a House, so Why Don’t I Just Be Gorgeous?” And honestly, that perfectly sums up the mindset a lot of millennials are stuck in. In this episode, I’m breaking down the thinking behind that mindset. Plus, I’m sharing how to stop chasing quick fixes and start making real progress toward b

Why Boomers’ Retirement Savings Should Be Your Wake-Up Call
💰 Do you know your investments’ earning potential? Plug in your numbers to get started.
I recently saw a stat about boomers’ retirement funds that shocked me. So today, let’s talk about where boomers are, where you are, and what I’d do if I were nearing retirement and needed to get back on track.
Next Steps:
🎥 Watch my video: Crucial Retirement Decisions You Need to Make by Age.
📈 Are y

We Asked 1000 People About Their Money (I Was Shocked!)
📈Are you on track with the Baby Steps? Get a free personalized plan.
We asked 1,000 people about their money, and the results honestly shocked me! In this episode, I break down the data and share three simple ways to make sure stress and a negative net worth don’t become your normal.
Next Steps:
🎥 Watch my video How Do You Compare Financially to the Average American? (2026 Edition).
💵 S

Creative Date Night Ideas From Free to $500+
🚢 Set sail with me on the Live Like No One Else Cruise! Book your cabin today.
What if I told you that you could plan fun, memorable date nights at any price? Well, that’s exactly what I’m doing! Here are 23 creative date night ideas to try for every Baby Step or budget level. Let’s get into it!
Next Steps:
🎥 Watch my video 3 Best Marriage Tips We’ve Ever Received.
📈 Are you on track wit

If You Want to Become a Millionaire, Do This in 2026!
📈 Use the Investment Calculator to see how your money can grow over time.
In this episode, I’m breaking down a few simple money moves people often overlook that can put you on the path to becoming a millionaire. None of it is flashy, but if you focus on the right habits and stay consistent, you can start building real, lasting wealth this year.
Next Steps:
🎥 Watch my video Why Being Bori

7 Things You Should Absolutely Say No to This Month
📈 Are you on track with the Baby Steps? Get a free personalized plan.
In this episode, I’m calling out a few spending traps that sneak into our budgets once the year gets going. If you’re ready to stop wasting money and free up some extra cash without feeling deprived, this one’s for you.
Next Steps:
🎥 Watch my video 10 Minutes of People Living Frugally and Winning.
💵 Start your free budg

The One Bank Account Most People Overlook (It’s Costing You)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
When it comes to making the most of your money, where you put your money matters just as much as how you spend it. So today, I’m breaking down the three bank accounts everyone needs—and one of them you may be overlooking.
Next Steps:
🎥 Watch my video Here’s When Saving Your Money Is a Bad Idea.
💵 Start your free budg

Most Unhinged Ways to Make Extra Money
📝 Take the free Side Hustle Quiz!
I recently asked people on Instagram to comment the most unhinged ways they make extra money. Today, we’re looking at what everyone had to say.
Next Steps:
🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month.
💵 Start your free budget today. Download the EveryDollar app!
📈 Are you on track with the Baby Steps? Get a free personalized pla

5 Common Money Practices Keeping You Broke
🏠 Crunch your numbers with this free Mortgage Calculator.
When it comes to money, some harmful habits have become way too normal. So here are five common money practices that are really just lies holding you back!
Next Steps:
🎥 Watch my video The Worst Ways to Pay Off Your Debt.
💵 Start your free budget today. Download the EveryDollar app!
📈 Are you on track with the Baby Steps? Get a

Grow Your Wealth with These 5 Boring Habits
📈 Are you on track with the Baby Steps? Get a free personalized plan.
In this episode, I’m breaking down the five simple, kind of boring habits that have helped me build real wealth—and showing how these basics can completely change your financial life. If you’re ready to grow your money with confidence and consistency, this one’s for you!
Next Steps:
🎥 Watch my video 10 Minutes of People

6 Purchases Quiet Millionaires Never Make
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you’re trying to build wealth but are still left wondering where chunks of money go every month, it might be time to rethink your money habits. Here are six things wealthy people never spend money on.
Next Steps:
🎥 Watch my video Why You Should Spend Like No One Is Watching.
💵 Start your free budget today. Download t

This Annual “Dream Date” Will Change Your Marriage (and Money)
🛡️ Are you protected with the right insurance? Take Ramsey’s five-minute Coverage Checkup.
In this episode, Winston and I share how our annual “Dream Date” has transformed our marriage and our money. We share what we do every year to get aligned on our goals, budget and big dreams. If you’re craving clarity and connection heading into 2026, you’ll love this episode.
Next Steps:
🎥 Watch my

5 Crucial Conversations to Have About Money
📚 Grab my Kids Book Bundle to get all three of my children’s books!
Talking about money doesn’t have to be weird or taboo. In this episode, I’m walking you through five super important money conversations to have with the people in your life so you can strengthen your relationships and feel more confident about your financial future.
Next Steps:
🎥 Watch my video The 3-Step Formula for Fin

Government Changes That Impact Your Money in 2026 (Here’s What to Do)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
On today’s episode, we’re talking about changes the government is making in 2026 that will impact your money—and what you can do about it. Let’s get into it!
Next Steps:
🎥 Watch my video 6 Simple Ways to Become More Disciplined With Your Money.
💵 Start your free budget today. Download the EveryDollar app!
Connect Wi

9 Things To Do Differently With Your Money in 2026 with Dave Ramsey
✅ Are you paying too much for insurance? Find out in five minutes.
It’s time to whip your money into shape! In this episode, Dave Ramsey joins me to talk about what you can do differently with your money in 2026.
Next Steps:
🎥 Watch my video These People Found an Extra $3,015 a Month (Here’s How).
💵 Start your free budget today. Download the EveryDollar app!
📈 Are you on track with the

Reacting to the Top Money Predictions for 2026
💵 Start your free budget today. Download the EveryDollar app!
In this episode, I’m breaking down the biggest money predictions for 2026 and showing you how to take control and win with money in the new year.
Next Steps:
🎥 Watch my video Questionable Money Hacks I Now Swear By.
📈Are you on track with the Baby Steps? Get a free personalized plan.
Connect With Our Sponsors:
Learn m

5 Underrated Tips to Help You Pay Off Debt FAST
💸 Find ways to make more money. Take our Side Hustle Quiz!
In this episode, I’m sharing five underrated, super practical hacks that’ll help you pay off debt FAST—so you can take control of your money and finally breathe again.
Next Steps:
🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month.
💵 Start your free budget today. Download the EveryDollar app!
📈Are you on track

Worst Ways to Invest Your Money in 2026
💰 Plan and build wealth for the future with Ramsey’s Complete Guide to Investing.
When it comes to money, you need to be aware of the don’ts just as much as the do’s. Today, I’m sharing the worst ways to invest your money so you can avoid the traps and start building wealth the right way.
Next Steps:
🎥 Watch my video 6 Questions That Reveal if You Can Retire Early.
💵 Start your free bud

How Do You Compare Financially to the Average American? (2026 Edition)
💻 Join the Take Back Your Money in 2026 livestream! Register for free.
In this video, I break down how the average American is handling their money—so you can see how you stack up. Then, I’ll give you some simple steps to start making real progress with your own finances.
Next Steps:
📈 Are you on track with the Baby Steps? Get a free personalized plan.
🎥 Watch my video Become Financiall

These Unscripted Ramsey Show Clips Still Make Me Laugh
💻 Join the Take Back Your Money in 2026 livestream! Register for free.
The situations I find myself in while working with my dad will never fail to make me laugh! Let’s relive some of my favorite moments from The Ramsey Show this past year.
Next Steps:
🎥 Watch my video This Call Left Dave Ramsey Speechless (My Reaction).
📈 Are you on track with the Baby Steps? Get a free personalized pla

9 Amazon Purchases from 2025 (Plus One I Regret)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you’re an Amazon person like me, you know that feeling you get when you make an awesome purchase! Here are my top nine Amazon finds from 2025, plus one I regret. Links below!
Next Steps:
🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget).
💵 Start your free budget today. Download the EveryDollar app!

Top 4 Budget Categories We All Neglect
📈 Are you on track with the Baby Steps? Get a free personalized plan.
In this episode, I’m breaking down the four sneaky budget categories we all tend to overlook—yes, even me! Then I’ll show you some simple ways to tighten things up and take back control of your spending.
Next Steps:
🎥 Watch my video 6 Simple Ways to Become More Disciplined With Your Money.
💵 Start your free budget tod

The 5 Lists I Make *After* Christmas (and You Should Too!)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
After every Christmas, I sit down and make five simple lists that help me reset my mindset, my money and my priorities for the new year. So[JS3] today, I’m going to share those with you to help you stay focused, have peace, and be ready to start 2026 strong.
Next Steps:
🎥 Watch my video Create Your First Budget in 5 Sim

7 Reasons You’re Grocery Shopping the Wrong Way
📈 Are you on track with the Baby Steps? Get a free personalized plan.
In this episode, I’m breaking down seven common grocery shopping mistakes (including my Parmesan cheese epiphany!) and sharing simple ways to shop smarter, save money, and make your budget actually work.
Next Steps:
🎥 Watch my video Average Family Grocery Budget (Are You Over or Under?).
💵 Start your free budget today.

Why Most Middle-Class Retirement Plans Fail (And How to Fix It)
💡 Learn how to invest wisely with our Complete Guide to Investing.
Planning for retirement can feel overwhelming, but it doesn’t have to be. In this episode, I’m walking you through the biggest retirement mistakes that keep the middle class from building wealth—and what you can do to invest wisely and feel confident about your future.
Next Steps:
🎥 Watch my video Become Financially Litera

Rating Popular Gifts for Her and Him (My Honest Thoughts!)
💍 Build a stronger, more intimate marriage. Sign up for the Ramsey Money & Marriage Getaway today!
It’s gift-giving season! In today’s episode, I’m reacting to the top five rated gifts for her and the top five rated gifts for him. Let’s get into it!
Next Steps:
🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage (with Winston Cruze).
📈 Are you on track with the Baby Step

5 Home Upgrades That Pay You Back (and 4 to Skip!)
🏡 Need help with all things real estate? Get access to a RamseyTrusted® pro in your area.
Owning a home is a major financial win . . . and a huge responsibility. In today’s episode, we’re discussing which home upgrades get you your money’s worth and which ones don’t.
Next Steps:
🎥 Watch my video Building vs. Buying a House: Which Is Better?
📈 Are you on track with the Baby Steps? Get a

Avoid These 5 Money Conflicts in Your Marriage
❤️ Get your tickets to our Money & Marriage Getaway!
Money and marriage don’t have to be complicated! In this episode, I’m sharing five common money mistakes that could be hurting your relationship and how to fix them—so you and your spouse can win with money together. 🤝
Next Steps:
🎥 Watch my video: 3 Best Marriage Tips We’ve Ever Received
📈Are you on track with the Baby Steps? Get a free

“What I Wish I Knew Before Paying Off Debt” (With Jade Warshaw)
📘 Grab your copy of What No One Tells You About Money!
I sat down with my friend Jade Warshaw to talk about the highs, lows and real emotions behind her debt-free journey—and her brand-new book, What No One Tells You About Money.
Next Steps:
🎥 Watch my video Become Financially Literate in 8 Minutes.
📈Are you on track with the Baby Steps? Get a free personalized plan.
💵 Start your free bud

7 Items Under $50 That Will Actually Improve Your Life
📈 Are you on track with the Baby Steps? Get a free personalized plan.
You don’t need to buy every new product that’s out there just to keep up with the Joneses! But it’s safe to say some purchases are worth the money. So today, I’ll share seven items that have actually improved my life.
Next Steps:
🎥 Watch my video 8 Things I Stopped Buying (and You Should Too).
💵 Start your free bu

7 Subtle Signs You’re on Track to Be a Millionaire
📈 Are you on track with the Baby Steps? Get a free personalized plan.
In this episode, I’m sharing seven surprising signs that you’re on your way to becoming a millionaire—no lottery ticket required. You’ll see how small, intentional choices with your money can add up to lasting wealth and peace of mind.
Next Steps:
🎥 Watch my video 5 Simple Habits “Quiet Millionaires” Swear By.
💵 Start y

How Talking About Money Can Actually Bring You Closer
📈 Are you on track with the Baby Steps? Get a free personalized plan.
On today’s episode, Niro Feliciano and I talk about how to navigate common money problems in your relationships. Let’s get into it!
Next Steps:
🎥 Watch my video Create a Calm-ish Holiday Season With These Simple Habits.
💵 Start your free budget today. Download the EveryDollar app!
Learn more about Niro Feliciano.

6 Financial Mistakes Made by High Income Earners
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you’re thinking that having a six-figure income makes you immune to debt, think again! On today’s episode we’re discussing why having a high income does not equal building wealth.
Next Steps:
🎥 Watch my video 10 Secrets of People Who Never Overspend (According to ChatGPT)
💵 Start your free budget today. Download the

7 Financial Habits You’re Neglecting (Costing You Thousands!)
✅ Get the coverage you need from a source you trust. Learn more about RamseyTrusted® insurance pros and providers.
If you feel like you understand money, but you can’t quite get ahead, this episode is for you. Today, we’re talking about seven common money mistakes that could be costing you thousands.
Next Steps:
🎥 Watch my video Why Being Boring Is The Best Way to Build Wealth.
📈 Are you

5 Money Lies That Will Never Build You Wealth
📈 Are you on track with the Baby Steps? Get a free personalized plan.
I hear from people all the time who believe toxic money myths, and it’s keeping them broke! In this episode, I’m breaking down five common money lies that will never help you build wealth.
Next Steps:
🎥 Watch my video Unexpected Ways Money Might Be Ruining Your Life.
💵 Start your free budget today. Download the EveryDo

7 Places Frugal People Never Spend Their Money
📈 Are you on track with the Baby Steps? Get a free personalized plan.
As a natural spender, I had to know where my frugal friends draw the line when it comes to spending. I asked Instagram, and you guys did not disappoint! Let’s unpack the top seven answers together.
Next Steps:
🎥 Watch my video 5 Ways to Cut Costs (Even If You Love to Spend).
💵 Start your free budget today. Download the

5 Crucial Black Friday Tips to Remember
🏷️ Check out Ramsey's 2025 Black Friday deals.
If you want to take advantage of Black Friday, but it also feels overwhelming, this episode is for you! Here are five tips to keep in mind for the biggest shopping weekend of the year.
Next Steps:
🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget).
💵 The simplest way to budget. Download the EveryDollar app for free!

Do These Money-Saving Hacks from Parents Actually Work?
📚Check out my Kids Book Bundle!
I’m always in the market for a good budget-friendly parenting tip. So in this episode, I’m reacting to money-saving parenting hacks—plus, I’ll share two of my own.
Next Steps:
🎥 Watch my video Every Mom Struggles With This . . . but No One Talks About It.
💵 The simplest way to budget. Download the EveryDollar app for free!
📈 Are you on track with

The Cosigning Nightmare(s) That Will Make You Think Twice
🎄 Enter the 2025 Ramsey Christmas Giveaway!
Cosigning is one of the things I warn people against the most! In this episode, I cover some of the messiest cosigning situations I’ve seen and why it’s a recipe for disaster.
Next Steps:
🎥 Watch my video 3 Healthy Money Boundaries to Set With Family.
💵 Start your free budget today. Download the EveryDollar app!
📈 Are you on trac

What Happy People Know About Money (With Dr. Arthur Brooks)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
On today’s episode, I had the honor of sitting down with Dr. Arthur Brooks to discuss the emotions around money and how you can improve your relationship with money to create a life you love. Let’s dive in!
Next Steps:
🎥 Watch my video Easy Ways to Diffuse Conflict in Tough Conversations (With Jefferson Fisher).

10 Minutes of People Living Frugally and Winning
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Watching your spending isn’t just for those of you in Baby Step 2! In this episode, I’m celebrating people living frugally in all stages of life.
Next Steps:
🎥 Watch my video 8 Things I Stopped Buying (and You Should Too).
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Spo

Why You Should Spend Like No One Is Watching
📓 Start your 90-day journey to loving your life with my Contentment Journal.
Are your spending habits motivated by impressing people? In this episode, I’m going to walk you through how to get out of the comparison pit so you can live a life you love.
Next Steps:
🎥 Watch my video The Surprising Cost of Today’s Beauty Standards.
📈 Are you on track with the Baby Steps? Get a free p

Crucial Retirement Decisions You Need to Make by Age
💰 Check out Ramsey’s Complete Guide to Investing .
The retirement process can feel complicated, but it’s something everyone faces at some point. So in this episode, find out seven age-specific rules you need to know as you prepare—no matter how close or far away you are.
Next Steps:
📈 Are you on track with the Baby Steps? Get a free personalized plan.
🎥 Watch my video 5 Simple Habits

Ridiculous Money Expectations That Could End The Friendship
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Gen Z and millennials are skipping major social events because of the cost. (That sounds extreme, but also . . . relatable?) Let’s talk about the cost of friendship and how to make sure your finances and relationships thrive.
Next Steps:
🎥 Watch my video Every Mom Struggles With This but No One Talks About It.

What I Plan to Say Yes and No To This Holiday Season
🎄 Enter Ramsey's $5,000 Cash Giveaway.
Okay, deep breaths, everyone—the holidays are approaching. But no need to panic. Here’s a quick little reset to get your mind (and your money) in the right place before the busyness begins. This is what I’m planning to say yes and no to this holiday season.
Next Steps:
🎥 Watch my video 6 Things I Teach About Money That Will Make You Angry or Wealthy.

Common Things People Overlook When Trying to Build Wealth
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Even if you feel confident with the basics of wealth building, you may be missing the mark in some areas. Today, I’m unpacking common things people tend to overlook when trying to build wealth.
Next Steps:
🎥 Watch my video 6 Money Hacks You Should Never Trust (They’re Traps!).
💵 Create your free budget today. Download t

Feeling Financially Stuck? Take This 3-Minute Assessment
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If you're feeling financially stuck, what you need is a personalized plan. In today's episode, I'm going to walk you through how to improve your financial situation in just three minutes.
Next Steps:
🎥 Watch my video: Searching for the Right Side Hustle for You? Watch This!
💵 The simplest way to budget. Download the Eve

These People Found an Extra $3,015 a Month (Here’s How)
💵 The simplest way to budget. Download the EveryDollar app today!
Would you believe me if I said you could find over $3,000 in your budget in just 15 minutes? Yep, it’s true! And in today’s episode, I’m going to show you how.
Next Steps:
🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Connect Wi

Answering Your Burning Money Questions
📈 Are you on track with the Baby Steps? Get a free personalized plan.
One of my favorite things about my job is that I get the chance to talk with you guys as you’re working on your money goals in real time. So today, I’m answering your burning money questions!
Next Steps:
🎥 Watch my video: TikTok Has Strong Opinions About This Controversial Marriage Topic
💵 Start your free budget today!

Create a Calm-ish Holiday Season With These Simple Habits
📈 Are you on track with the Baby Steps? Get a free personalized plan.
The holidays are hectic, but they don’t have to be! In this episode, I sit down with Niro Feliciano. She’s a cognitive psychotherapist, an expert on anxiety and brain science, and a wife and mom of four. We discuss how you can create a less frantic holiday season and enjoy the time you have with your loved ones. Let’s get int

Questionable Money Hacks I Now Swear By
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Sometimes I’m guilty of leaning too far into the “If it ain’t broke, don’t fix it” mindset. But I have definitely changed my tune on some new money hacks over the years. So today, I’m sharing a few of those with you.
Next Steps:
🎥 Watch my video 6 Things I Teach About Money That Will Make You Angry or Wealthy.
💵 Start

How to Take Control of Your Finances in 20 Minutes
📈 Are you on track with the Baby Steps? Get a free personalized plan.
If worrying about your finances is taking over your life, stay calm! In today's episode, I'm going to share a few simple ways to find immediate relief from your financial stress that only take 20 minutes.
Next Steps:
🎥 Watch my video: 5 Powerful Ways to Redefine Wealth (It’s Not Just Money)
💵 The simplest way to budget

Average Family Grocery Budget (Are You Over or Under?)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
We all have to buy groceries every month, but how much should we be budgeting for it? In this episode, find out if your grocery spending is above or below average—and how you can save money on food every month.
Next Steps:
🎥 Watch my video 5 Quick Ways to Cut Costs (Even if You Love to Spend).
💵 Start your free budget t

Surprising Cost of Everyday Expenses in 1995
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Ever wondered how much babysitting rates (and everything else) have changed over the years? Today, I’m comparing some costs of everyday life in 1995 to 2025—and the numbers might shock you.
Next Steps:
🎥 Watch my video 9 Tiny Habits That Actually Improved My Life (And Money).
💵 Start your free budget today. Download the

6 Simple Ways to Become More Disciplined with Your Money
📈 Are you on track with the Baby Steps? Get a free personalized plan.
I hate to be the bearer of boring news, but the key to almost anything you wish would change about your life is . . . discipline—and money is no exception. In this episode, I'll give you six simple ways to become more disciplined with your money.
Next Steps:
🎥 Watch my video 9 Tiny Habits That Actually Improved My L

How to Find an Extra $1000 in Your Budget This Month
🔍 Looking for extra margin in your monthly budget? Try our free Money Finder Challenge.
What if I told you the extra cash you need is already in your monthly budget? Yep, in today’s episode, I’ll show you how you can free up $1,000 of margin in just a few simple steps.
Next Steps:
🎥 Watch my video: Searching for the Right Side Hustle for You? Watch This!
💵 The simplest way to budget. Dow

Are the Boomers to Blame for Our Debt Obsession?
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Sure, the baby boomers may have normalized debt, but are they really to blame for our modern-day money struggles? Let’s talk about it on today’s episode.
Next Steps:
🎥 Watch my video 7 Money Lessons From Boomers’ Wins and Regrets.
💵 Start your free budget today. Download the EveryDollar app!
Connect With

Master Class on Financial Literacy in 8 Minutes
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Financial literacy is the first step when it comes to building wealth. And believe it or not, it’s simpler than most people think! So today, I’m giving you a crash course in all things personal finance.
Next Steps:
🎥 Watch my video Create Your First Budget in 5 Simple Steps.
💵 Start your free budget today. Download th

Escape the Toxic Thoughts Wrecking Your Life (With Judah Smith)
📈 Are you on track with the Baby Steps? Get a free personalized plan.
I’m extra excited for today’s episode because Pastor Judah Smith is joining us to talk about how our negative thoughts can affect all aspects of our lives—including money—and how to shift that mindset.
Next Steps:
🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyond.
💵 Start your free budget today. D

My Only Exception to This Controversial Money Debate
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Prenups are a highly debated topic, and you guys know my take—your and your spouse’s money should be viewed as your money together. But . . . are there exceptions? Let’s talk about it on today’s episode.
Next Steps:
🎥 Watch my video The Only Exceptions to My “No Debt” Policy.
💵 Start your free budget today. Download t

Is My Algorithm Sabotaging My Spending?
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Is social media responsible for busting your budget? Maybe! On today’s episode, we'll talk about how the videos in your algorithm steal your hard-earned cash and what you can do to avoid it.
Next Steps:
🎥 Watch my video Why Less Really Is More—in Money, Faith and Beyond.
💵 Start your free budget today. Download th











