The Long Term Investor
The Long Term Investor is a personal finance podcast hosted by Peter Lazaroff, the chief investment officer at Plancorp and author of Making Money Simple. Each episode breaks down complex financial topics into practical lessons about investing, saving, and planning. The show focuses on helping listeners make clear, long-term decisions with their money. It covers investment strategy, personal finance, and the habits that support financial goals.
Episodes
Should You Take Less Risk Once You Have Enough to Retire? (EP.278)
Get your copy of The Perfect Portfolio here ----- If you've saved enough to retire, why keep taking investment risk? Peter Lazaroff explores the questions worth asking before making your portfolio more conservative and how to decide whether a change would actually improve your life. Listen now and learn: ► What having "enough" means for your investment decisions ► How market timing can disguis
Why the Bond Market Matters More Than You Think With Robin Wigglesworth (EP.277)
Use this link to purchase my new book: The Perfect Portfolio ----- Recorded on the floor of the New York Stock Exchange, this conversation with Robin Wigglesworth, author of A Fabulous Debt, connects centuries of financial history to today's biggest questions about AI, interest rates, and government debt. Listen now and learn: ► What the railroad boom can teach investors about today's AI frenzy
Why a Good Investment Can Be Wrong For Your Portfolio (EP.276)
A good investment can still be a bad addition to your portfolio. In this special rebroadcast from The Plancorp Perspective, Ranie Verby puts me in the guest chair to discuss how goals, behavior, evidence, and process shape the investments you should—or shouldn't—own. We also explore why seemingly sophisticated choices can fail in real life and what it actually means for a portfolio to succeed. Lis
The Perfect Portfolio (EP.275)
Get your copy of The Perfect Portfolio here "The Perfect Portfolio gives investors of all stripes a useful, dynamic framework to guide them toward long-term success." ―Matt Mendelsohn, Chief Investment Officer, Yale University "Peter Lazaroff has spent years helping clients reach their financial goals, and his experience and empathy shine through in this wise book." ―Christine Benz, Director o
The Four Questions to Ask Before Adding Anything to Your Portfolio (EP.274)
Order The Perfect Portfolio here ----- Every new investment comes with a compelling story. In this episode, Peter shares a four-question process for deciding what truly deserves a place in your portfolio—and explains why a sound decision can still feel wrong for years. Listen now and learn: ► How to put a higher evidence bar between you and the next hot investment ► What separates meaningful d
Are U.S. Treasurys Really Risk-Free? Ft. Mary Childs 1
Get behind-the-scenes stories and access to subscriber-only webinars when you sign up for updates about my new book, The Perfect Portfolio: www.theperfectportfoliobook.com ----- U.S. Treasurys anchor the global financial system—but what does "risk-free" actually mean when federal debt and interest costs keep climbing? Mary Childs, host of Mary in America and author of The Bond King, joins me to
When a Simple Portfolio Isn't Enough (EP.272)
Get behind-the-scenes stories and access to subscriber-only webinars when you sign up for updates about my new book, The Perfect Portfolio: www.theperfectportfoliobook.com ----- Simple investing is usually the right starting point. But after you build meaningful wealth, concentrated positions, large taxable gains, and estate-planning decisions can create problems a basic portfolio may not solve.
Stay Calm: What Index Funds Still Can't Solve ft. David Booth (EP.271)
Leave a review of the show and get a free copy of David Booth's new book! Just reply to my email after signing up at www.peterlazaroff.com/newsletter ----- Index funds made sensible investing available to almost everyone. But they didn't make it easy to stay calm. Dimensional founder David Booth joins me to explain why—and discuss his new book, Stay Calm. Listen now and learn: ► The surprising
You've Made a Ton of Smart Financial Choices, Now What? (EP.270)
You don't have time to sift through endless financial content. That's why I do it for you. Get exclusive downloads and my top 5 must-read articles in a quick, easy-to-digest email. Sign up for my newsletter. ----- Making smart financial choices is easier when the rules are clear. But what happens after you've saved consistently, invested well, and built meaningful wealth—yet several reasonable pa
The Investing Mistakes Even Smart Investors Make (EP.269)
Your future deserves more than guesswork. Use our calculator to see the potential value of professional planning. ----- Smart investors can build low-cost, diversified portfolios—and still make costly mistakes. Vanguard senior portfolio strategist Liz Muirhead joins me to examine where investors get tripped up and why the most valuable parts of investment management are often the hardest to see.
Financial Advisor Fees: What You're Really Paying For (EP.268)
Your future deserves more than guesswork. Use Plancorp's calculator to see the potential value of professional planning and get an idea of your annual advisory cost. ----- Get updates for my new book here: https://Theperfectportfoliobook.com ----- Financial advisor fees look simple until you ask what the fee actually buys. This episode compares hourly, flat-fee, and AUM pricing—and explains wh
Why Building Wealth Is about More Than Money, With Jack Raines (EP.267)
Get updates for my new book here: https://Theperfectportfoliobook.com ----- Most conversations about building wealth focus on earning more, saving more, or investing better. But what if the hardest financial decisions have less to do with your portfolio and more to do with how you spend your time? In this episode, I sit down with Jack Raines, author of Young Money, to discuss the surprising trad
Why the S&P 500 Is Probably the Wrong Benchmark for Your Portfolio (EP.266)
Get updates for my new book here: https://Theperfectportfoliobook.com ----- The S&P 500 may be the market benchmark everyone knows, but it probably isn't the right yardstick for your portfolio. In this episode, I explain how mismatched comparisons create unnecessary regret—and how a better benchmarking process can help you evaluate performance without abandoning a strategy that is working. Lis
The Money Decisions That Actually Make You Happier ft Elizabeth Dunn (EP.265)
You don't have time to sift through endless financial content. That's why I do it for you. Get exclusive downloads and my top 5 must-read articles in a quick, easy-to-digest email. Sign up for my newsletter. ----- Dr. Elizabeth Dunn is one of the world's leading researchers on happiness, and her work has fundamentally shaped how I think about spending, investing, and financial planning. In this c
2026 Midyear Market Outlook for Long-Term Investors (EP.264)
To get exclusive access to my quarterly webinar, sign up for my newsletter here. ----- Markets have been stronger than many investors expected in 2026, but the story beneath the surface is more complicated than the headline returns suggest. Listen now and learn: ► Why U.S. stocks have held up despite geopolitical shocks, energy concerns, and higher bond yields ► How the AI buildout is influenc
How to Become a Future Rich Person with Haley Sacks (EP.263)
Get updates for my new book here: https://Theperfectportfoliobook.com ----- Haley Sacks, better known as Mrs. Dow Jones, joins The Long Term Investor to discuss how to stop feeling intimidated by money and start building real financial confidence. We talk about her new book, Future Rich Person, and why building wealth is not about deprivation, looking rich, or chasing shortcuts—it is about takin
Hindsight Bias: Why Every Market Move Looks Obvious Afterward (EP.262)
Get updates for my new book here: https://Theperfectportfoliobook.com ----- After every major market move, investors are tempted to say, "I knew that was going to happen." In this episode, we explore hindsight bias: the mental shortcut that makes the past look more predictable than it really was, and why that can be dangerous for your portfolio. Listen now and learn: ► Why past market events o
Why Financial Advice Gets Better at Scale ft. Cameron Passmore (EP.261)
Hiring a financial advisor is a big decision. My "How to Interview a Financial Advisor" worksheet gives you the tools to navigate the process and choose an advisor who fits your goals. Download it for free. ----- In this episode, I'm joined by Cameron Passmore, co-host of The Rational Reminder and a leader at PWL Capital, to discuss whether financial advice can scale without getting worse. We ex
All Things SpaceX IPO: The Real Story For Mega IPOs (EP.260)
Get updates for my new book here: https://Theperfectportfoliobook.com ----- When investors hear "SpaceX IPO," some wonder how to get access before shares begin trading, while others worry about what mega-IPOs could do to the funds they already own. This episode breaks down why IPO day gets too much attention—and why the more important story may unfold over time. Listen now and learn: ► Why the
Why Most Stocks Lose Money With Hendrik Bessembinder (EP.259)
Get updates for my new book here: https://Theperfectportfoliobook.com ----- In this episode, I'm joined by Hendrik "Hank" Bessembinder to discuss why the stock market has created enormous long-term wealth even though most individual stocks have failed to beat Treasury bills. We explore what this means for diversification, stock picking, financial planning, sequence risk, and the way investors sh
Why Smart People Make Bad Investment Decisions (EP.258)
Get updates for my new book here: https://Theperfectportfoliobook.com ----- In this episode, we look at why intelligence, information, and confidence are not enough to protect investors from bias — and why a sound process matters more than feeling certain. I'll also preview one of the core ideas from my upcoming book, The Perfect Portfolio, and share how to follow along as the book comes togethe
The Behavioral Portfolio with Phillip Toews (EP.257)
Get updates for my new book here: https://Theperfectportfoliobook.com ----- In this episode, I'm joined by Phillip "Felipe" Toews, author of The Behavioral Portfolio, to discuss why good investing is about more than selecting the right mix of stocks and bonds. Listen now and learn: ► How client pressures can push advisors into poor investment decisions ► Why traditional portfolios can be harder
Investment Management Isn't A Commodity (EP.256)
Not sure if your investments are set up for long-term success? Let's review your strategy and make sure you're on the right track. Book a call with Peter now. ----- Most investors have been taught that investing is basically solved: own a few low-cost funds, keep fees down, and move on. In this episode, I explain why that idea is only partly true — and why real investment management can become fa
Ben Carlson on Risk, Reward, and Building a Portfolio You Can Stick With (EP.255)
You don't have time to sift through endless financial content. That's why I do it for you. Get exclusive downloads and my top 5 must-read articles in a quick, easy-to-digest email. Sign up for my newsletter. ----- I'm joined by Ben Carlson, author of Risk and Reward and the popular blog A Wealth of Common Sense, for a conversation about why investing is never as easy as it looks on paper. We talk
My Retirement Accounts Are Fully Funded, Now What? (EP.254)
Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- You've maxed out your 401(k), IRA, and HSA. Now what? In this episode, I explain how to think about flexibility, taxes, cash reserves, kids, debt, and lifestyle decisions once the obvious retirement-account pl
How to Save for Your Kids Without Sacrificing Your Retirement With Kali and Eric Roberge (EP.253)
You don't have time to sift through endless financial content. That's why I do it for you. Get exclusive downloads and my top 5 must-read articles in a quick, easy-to-digest email. Sign up for my newsletter. ----- In this episode, I sit down with Eric and Kali Roberge to talk about one of the hardest balancing acts in family finance: how to help your kids financially without losing sight of your
How to Save for College Without Worrying About Saving Too Much (EP.252)
FREE DOWNLOAD: Can I Make a 529-to-Roth IRA Transfer? ----- 529 plans are one of the best tools available for education savings, but many parents still hesitate to use them because they worry about saving too much. In this episode, I explain how 529 plans work, what the new 529-to-Roth IRA rollover rules actually do, and why custodial accounts may deserve more attention as a flexible companion
Trump Accounts vs. Custodial Accounts: What Parents Should Actually Care About (EP.251)
You don't have time to sift through endless financial content. That's why I do it for you. Get exclusive downloads and my top 5 must-read articles in a quick, easy-to-digest email. Sign up for my newsletter. ----- Trump Accounts are getting a lot of attention as a new way to save for a child, but new does not always mean better. In this episode, I break down how Trump Accounts work, how they comp
Can Active Managers Beat the Market? Anu Ganti of S&P Dow Jones Breaks Down the Data (EP.250)
Get updates for my new book: https://Theperfectportfoliobook.com ----- Anu Ganti joins The Long Term Investor to break down the newest SPIVA U.S. Scorecard and what it says about the long-running active versus index debate. This conversation goes beyond the headline numbers to explore why beating the market remains so difficult, why finding the managers who can keep doing it is even harder, and
What Actually Drives Stock Prices? Sam Ro on Earnings, Valuations, and Market Noise (EP.249)
Get updates for my new book: https://Theperfectportfoliobook.com ----- Sam Ro returns to The Long Term Investor to help make sense of the headlines, valuations, and market narratives that so often distract investors from what matters most. This conversation is a timely reminder that while the story changes every week, the long-term drivers of returns—especially earnings and business fundamentals
How to Pursue Excellence and Stay Human in the Age of AI With Brad Stulberg (EP.248)
Get updates for my new book: https://Theperfectportfoliobook.com ----- Brad Stulberg returns to The Long Term Investor to share a more grounded, more human definition of excellence—one rooted not in perfection or status, but in meaningful work, clear values, and deep satisfaction. This conversation is full of practical wisdom for anyone trying to do great work, stay focused in a distracted world
How to Evaluate an ETF for a 351 Exchange: The Checklist to Get It Right (EP.247)
Not sure if you're financially ready to retire? Let's create a strategy to give you confidence. Book a call with Peter now. ----- This is the third and final episode in our ETF series, and it seeks to answer a common question that comes up with 351 exchanges: How do you decide which ETF is the right one when it doesn't have a track record? In this episode, I explain what a 351 exchange is in plai
The Hidden Mechanics of ETFs: APs, Creation Units, and Pricing (EP.246)
ETFs look simple on the surface—you buy a ticker and move on. But behind every ETF is a set of mechanics that explains how shares get created, why prices usually stay close to what the fund owns, and when trading costs and tax outcomes can surprise you. In Part 2 of this three-episode series, I break down the ETF "plumbing" in plain English so you can use ETFs more confidently and avoid common mis
How ETFs Come to Market: From Idea to Ticker (EP.245)
This is Part 1 of a three-episode series on ETFs—and how their behind-the-scenes mechanics ultimately make 351 exchanges possible. When a new ETF shows up in your brokerage account, it can feel like it appeared out of thin air. In reality, launching an ETF is more like launching a regulated business: sponsors test demand, build infrastructure, line up seed capital, and then hope the fund survives
SpaceX IPO: What IPOs Really Are—and Why Your Plan Doesn't Need Them (EP.244)
Wondering if you're making the right financial moves? Let's build a strategy you can rely on. Schedule a call with Peter to get professional guidance. ----- SpaceX could be one of the most anticipated IPOs since Facebook—and whether it happens this year or years from now, the same IPO dynamics will show up the moment the headlines hit. In this episode, I use explain how IPOs actually work, why th
The Importance of Working With A High-Quality Advisor with Plancorp's Ranie Verby (EP.243)
Your finances have layers—investments, taxes, planning for the future. If you want a second set of eyes, Peter opened up a few spots for a quick, no-obligation call. Grab yours now. ----- If you ever hire help, how do you tell whether you're getting a high-quality advisor? Ranie Verby, Plancorp's Director of Practice Management, joins the show to explain what "financial advisor" can really mean,
How to Think About Investing in AI (EP.242)
You don't have time to sift through endless financial content. That's why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. ----- AI is turning into a real capital cycle, with trillions of dollars of infrastructure and investment flowing into the buildout. That economic story matters, but it doesn't automatically translate into
Vanguard's Return Forecasts Explained: What the Percentiles Really Mean with Kevin DiCiurcio (EP.241)
You don't have time to sift through endless financial content. That's why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. ----- In this episode, Peter sits down with Vanguard's Kevin DiCiurcio to unpack how Vanguard thinks about long-term return forecasts—and why the percentiles in those tables are the part most investors mi
Inside the Engine: The Assumptions Behind Your Monte Carlo Retirement Plan (EP.240)
You don't have time to sift through endless financial content. That's why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. ----- Ever wondered where your retirement plan's "probability of success" really comes from? In this episode, Peter pulls back the curtain on the assumptions inside Monte Carlo analysis—and explains why P
The 2026 Market Outlook: Earnings, the Fed, the Magnificent Seven, and Long-Term Investing with Liz Ann Sonders (EP.239)
Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Liz Ann Sonders, Chief Investment Strategist at Charles Schwab, joins me for a wide-ranging conversation about what actually matters for long-term investors heading into 2026. We get past the headline forecast
Talking Shop with Rubin Miller (EP.238)
You don't have time to sift through endless financial content. That's why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. ----- In this Talking Shop episode, I sit down with Rubin Miller for an unscripted conversation about why market forecasts fail, how advisors actually set return assumptions, and where investors most ofte
Talking Shop with Ashby Daniels (EP.237)
You don't have time to sift through endless financial content. That's why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. ----- In this Talking Shop episode, I sit down with Ashby Daniels for an unscripted, behind-the-scenes conversation about investing, markets, and the behavioral mistakes that quietly derail long-term resu
How to Choose Your Stock/Bond Mix (and Stick With It When Markets Get Ugly) (EP.236)
Get updates for my new book: https://Theperfectportfoliobook.com ----- Most people think "risk" means volatility. In this episode, I define risk the way long-term investors actually experience it: the risk of failing to fund your life. Then we turn that definition into a practical plan–choosing a stock/bond mix you can live with, deciding what goes in each sleeve, and rebalancing with rules inste
Why Your Bond Questions Are Really About Cash (EP.235)
Get updates for my new book: https://Theperfectportfoliobook.com ----- Bond ladders, bond funds, money markets—if those words have you second‑guessing your plan, this episode will clear the fog. Inspired by questions from my Perfect Portfolio book‑updates list, I explain why many "bond" debates are actually cash management problems in disguise—and how to build a simple system that helps you stay
Index vs Factor Investing (EP.234)
Get updates for my new book: https://Theperfectportfoliobook.com ----- Index funds are often pitched as the no-brainer choice for long-term investors—but are they the only rules worth following? In this episode, I use one of my favorite analogies to explain how indexing and factor investing evolved, how they differ, and how to decide which mix fits your goals and behavior. Listen now and learn:
What Is The Market Portfolio—And How Should It Influence How We Invest? (EP.233)
You don't have time to sift through endless financial content. That's why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. ----- Most of us feel like we "own the market" with a U.S. stock index and a core bond fund. But the real global market portfolio — the value of every investable asset in the world — looks very different.
The Latest Innovation in ETFs and Mutual Funds: Share Class Exemptive Relief, Explained — with Marlena Lee (EP.232)
You don't have time to sift through endless financial content. That's why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. ----- Dimensional Fund Advisors' Marlena Lee joins Peter to unpack the SEC's share class exemptive relief—the change that lets one portfolio be offered as both a mutual fund and an ETF. Listen now and
Before You Add Alternatives: How to Tell if Private Markets Fit Within Your Plan (EP.231)
Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- In this rebroadcast, Peter sits in the guest chair to explain why he rarely recommends private markets—and the specific situations where they do belong. He lays out a clear filter built around liquidity, purp
Year-End Equity Comp Playbook With John Owens (EP.230)
Your finances have layers—investments, taxes, planning for the future. If you want a second set of eyes, Peter opened up a few spots for a quick, no-obligation call. Grab yours now. ----- Equity compensation can turbocharge wealth—and taxes. Brooklyn Fi managing partner John Owens joins Peter to share a clear year-end playbook for RSUs, ISOs/NQSOs, and ESPPs, including how to avoid AMT surprises,
Why Everyone Suddenly Loves Gold (and What Could Go Wrong) (EP.229)
Want a peek behind the scenes? Get my top 5 must-read financial articles that keep me ahead on innovative planning and investment strategies—exclusive, curated, and straight to your inbox bi-weekly when you sign up for my newsletter. ----- Gold just cleared $4,000 an ounce while stocks hover near highs—a rare split-screen of optimism and caution. In this episode, I break down what's actually push
Stop Keeping Score: Power & Fairness With Money Ft. Heather and Doug Boneparth (EP.228)
Most financial mistakes happen because people don't see the full picture. My Net Worth Worksheet helps you track everything in one place—so you stay informed. Get it now. ------ Money talks fall apart when couples keep score. In this episode, Heather and Doug Boneparth show how fairness—not 50/50—actually works in real life, and how power shows up through invisible labor, access, and decision righ
Should You Move to Cash When Markets Hit All-Time Highs? (EP.227)
Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Markets have hit record levels dozens of times this year, and the headlines are filled with uncertainty. It's no wonder investors are asking whether now is the time to take some chips off the table. In this ep
From Numbers to Meaning When Building Your Retirement Plan with Carl Richards (EP.226)
Please rate and review The Long-Term investor in your favorite podcast app. ----- Author and illustrator Carl Richards joins the show to discuss his new book Your Money and the real conversations we should be having about finances. If you've ever wondered how to stop worrying about money and start using it intentionally, this conversation will leave you thinking differently about every dollar you
Trapped By Taxes? How 351 Exchanges Let You Diversify Without Selling Your Stock (EP.225)
Wondering if you're making the right financial moves? Let's build a strategy you can rely on. Schedule a call with Peter to get professional guidance. ----- Many investors want to diversify out of a few appreciated stocks but can't stomach the tax bill that comes with selling. In this episode, Peter Lazaroff explains how Section 351 exchanges give investors a smarter, tax-efficient way to move fr
Year-End Tax Planning After the OBBBA (EP.224)
Your finances have layers—investments, taxes, planning for the future. If you want a second set of eyes, Peter opened up a few spots for a quick, no-obligation call. Grab yours now. ----- Tax law shifts can change the best time to recognize income, give to charity, and make big business decisions. This episode unpacks how the "One Big Beautiful Bill Act (OBBBA)" reshapes year-end planning for pre
Bond Funds vs Individual Bonds: What's Best for Your Portfolio? (EP.223)
Wondering if you're making the right financial moves? Let's build a strategy you can rely on. Schedule a call with Peter to get professional guidance. ----- When it comes to bonds, investors often face a tough question: should you own individual bonds or stick with bond funds? In this episode of The Long Term Investor, I break down the trade-offs and explain how bonds really fit into a long-term
M&A, Valuations, and the Future of RIAs — A Conversation with Ian Wenik (EP.222)
Ready to hire an advisor? Whether it's for retirement planning, proactive tax planning, or navigating complex financial decisions, see how our team at Placorp can help. Schedule a call with Peter now. ----- What's it really like to cover the RIA and wealth management industry from the inside? In this episode, I talk with Ian Wenik, Editor at Citywire RIA, about his journey from sports writing to
Muni Bonds Explained: How To Incorporate Tax-Free Income With Investing For Retirement (EP.221)
Municipal bonds can be a powerful tool for high-income investors, but only when used thoughtfully. In this episode, I explain how to evaluate muni bonds with tax-equivalent yield, the difference between general obligation and revenue bonds, and why I avoid state-specific and high-yield issues. I also share Plancorp's implementation approach and give a market outlook on why munis remain attractive
Can AI Keep Driving the Stock Market Higher? Callie Cox Explains (EP.220)
Get updates for my new book: https://Theperfectportfoliobook.com ----- AI has fueled massive gains for Big Tech, but can one sector really carry the market forever? In this episode, I'm joined by Callie Cox, Chief Market Strategist at Ritholtz Wealth Management, to explore the tension between Wall Street's AI-fueled optimism and the realities of a slowing economy. We discuss what history teache
Mutual Funds vs ETFs vs SMAs: Which is the Best For You? (EP.219)
Check out the best podcast show notes on the internet at www.thelongterminvestor.com ----- Mutual funds, ETFs, and SMAs all give you access to the market — but the way they handle taxes, costs, and control can lead to very different outcomes. In this episode, I break down how each vehicle works, where it shines, and when it falls short. If you've ever wondered which is best for your portfolio, t
How Evidence-Based Advice Adds Up to 3% In Net Returns With Fran Kinniry (EP.218)
Not all financial advisors are created equal. Before you hire one, make sure you're asking the right questions. Use my structured interview worksheet to compare advisors and avoid costly mistakes. Get it free. Vanguard's Advisor's Alpha framework just turned 25—and few people know its impact better than Fran Kinniry, the study's original architect. In this episode, we explore how Advisor's A
Reset Your Portfolio Expectations (Before It's Too Late) (EP.217)
Get updates for my new book: https://Theperfectportfoliobook.com ----- Recently, I joined Jesse Cramer on The Best Interest Podcast for a conversation on volatility, investor behavior, and how to avoid overreacting to headlines. We unpack why market noise can distort long-term plans and what to do when your risk tolerance feels misaligned with your portfolio. Listen now to learn: ► Why volatilit
The Power of Humility in Investing with Dan Rasmussen (EP.216)
Get updates for my new book: https://Theperfectportfoliobook.com ----- Dan Rasmussen, author of The Humble Investor, joins me to unpack the overlooked superpower of humility in investing. We discuss why market forecasts often go wrong, how overconfidence fuels financial mistakes, and where conventional wisdom can lead investors astray. Dan also reveals the hidden risks in popular private market
Why Tax Benefits Shouldn't Drive Your Investment Decisions with Adam Cmejla (EP.215)
See exactly how I invest my own money. I break down my asset allocation, cash reserves, and why I keep my portfolio simple. Download the guide now. ----- I recently joined the 20/20 Money podcast to explore Opportunity Zones—investment vehicles known for their attractive tax benefits, but often misunderstood risks. As we dissect several real-world scenarios, I share a concept from my upcoming book
The Wealth Ladder: How Income, Spending, and Happiness Are Connected With Nick Maggiulli (EP.214)
Most financial mistakes happen because people don't see the full picture. My Net Worth Worksheet helps you track everything in one place—so you stay informed. Get it now. ----- In this episode, Nick Maggiulli, author of the acclaimed finance blog Of Dollars and Data, joins me to unpack his groundbreaking new book, The Wealth Ladder. We dive into fresh insights on how your financial strategy shoul
Why Is the U.S. Dollar Declining—and What Does It Mean for Investors? (EP.213)
Sign up here to receive Peter's quarterly market webinar. ----- In this episode, we explore one of 2025's most surprising financial trends: the significant decline of the U.S. dollar and the remarkable outperformance of international equities. Join host Peter Lazaroff as he breaks down exactly why the dollar weakened, how currency fluctuations directly impact your investment returns, and what thi
2025 Midyear Market Update: Navigating Volatility, Tariffs, and Global Opportunities (EP.212)
Access my recorded quarterly webinar by signing up for my newsletter. Get an inside look at what's shaping my thinking, plus see what I've been reading about investing and financial planning. ----- In this midyear update, Peter reviews the key trends shaping markets, politics, and the global economy in 2025. He covers market volatility sparked by tariff announcements, explains why international
5 Investing Lessons Hidden In Market History (EP.211)
Help vote on book cover concepts, sign up now: https://Theperfectportfoliobook.com ----- What can the past teach us about today's ever-changing, volatile market? In this episode, Peter shares five timeless investing lessons drawn from market history—insights that are just as relevant today as ever. Adapted from a chapter in his upcoming book, The Perfect Portfolio, these lessons offer a clear,
How Not to Invest: Avoiding Common Mistakes and Dangerous Financial Advice with Barry Ritholtz (EP.210)
Get updates for my new book: https://Theperfectportfoliobook.com In this engaging episode, Barry Ritholtz—author of the influential Big Picture blog, host of the renowned Masters in Business podcast, and author of the new book How Not to Invest—shares invaluable insights into making smarter investment decisions. Barry challenges common financial myths, explores why we're drawn to faulty financial
Announcing My New Book: The Perfect Portfolio (EP.209)
Get updates for my new book: https://Theperfectportfoliobook.com ----- Is there such a thing as a perfect portfolio? In this short solo episode, Peter Lazaroff shares exciting news—his next book, The Perfect Portfolio, is coming in late 2026. Peter offers a behind-the-scenes look at what inspired the book, how it builds on timeless investing lessons, and why it's designed to help you build a
Lessons on Investing, Market Crises, and the Power of Staying Calm With CNBC's Bob Pisani (EP.208)
Sign up for exclusive updates, offers, and bonus chapters of my new book: The Perfect Portfolio. ----- CNBC's Senior Markets Correspondent Bob Pisani has spent over 25 years reporting from the New York Stock Exchange floor. In this episode, Bob shares vivid stories from the heart of Wall Street, key lessons learned from decades of covering financial markets, and timeless advice for long-term inv
TACO Investing: Navigating Market Volatility in the Age of Policy Whiplash (EP.207)
Sign up for exclusive updates, offers, and bonus chapters of my new book: The Perfect Portfolio. ----- Welcome to the world of TACO investing—where "Trump Always Chickens Out"—a phrase capturing the volatile cycle of aggressive policy threats followed by sudden reversals. In this episode, we'll use the TACO phenomenon as a lens to explore how investors can better understand and navigate short-te
Redefining Behavioral Finance for the Modern Investor with Brian Portnoy (EP.206)
Sign up for updates and exclusive offers related to Peter's new book, The Perfect Portfolio, by visiting https://theperfectportfoliobook.com ----- Recorded in front of an audience at the CFA Institute's global conference (CFA Live), I'm joined by behavioral finance expert Brian Portnoy to dive deep into Behavioral Finance 2.0. This conversation goes well beyond the basic definitions of Behavioral
I'm Close to Retirement and the Market is Crazy…Now What? (EP.205)
Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Approaching retirement when markets are turbulent can make even seasoned investors anxious. In this episode, you'll learn practical strategies for navigating uncertainty, ensuring your retirement stays on trac
Financial History's Biggest Lessons and How Past Crashes Can Guide Your Investing with Mark Higgins (EP.204)
Big financial decisions ahead? Whether it's retirement, a career change, or navigating complex investments, get expert guidance in a quick, no-pressure call. Schedule yours now. ----- In this episode, Mark Higgins, author of Investing in U.S. Financial History, reveals how understanding historical market crashes and human behavior can provide investors a powerful advantage. Discover why financial
Income vs. Total Return: Which Strategy Builds A More Reliable Retirement? (EP.203)
Where is your money really going? Most people are surprised when they track it. Use my Cash Flow worksheet to see exactly where your money is going—and how to make it work for you. Download it now. ----- Which approach is better: income-focused or total return investing? Many investors believe they should live off the income their portfolio generates—and never touch the principal. It feels respon
Are Private Markets Worth It? Vanguard's Fran Kinniry on Risks, Rewards, and Realities (EP.202)
Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Private equity and private credit are booming—but should they have a place in your portfolio? Vanguard's Fran Kinniry joins Peter Lazaroff to break down the real opportunities, the hidden risks, and the essent
Should You Buy the Dip? Smart Strategies And Surprising Math (EP.201)
Where is your money really going? Most people are surprised when they track it. Use my Cash Flow worksheet to see exactly where your money is going—and how to make it work for you. Download it now. ----- When markets drop, many investors wonder if it's time to take action—and "buying the dip" sounds like a smart move. But is it really? In this episode, I break down when buying the dip makes sense,
The Overlooked Aspects Most Retirement Plans Miss With Christine Benz (EP.200)
Get an inside look at what's shaping my thinking. Bi-weekly, I share the top 5 investing and financial planning articles I'm reading—straight to your inbox. Sign up for my newsletter. ----- Retirement planning isn't just about numbers—it's about lifestyle, relationships, and finding purpose. In this episode, I sit down with Christine Benz, Morningstar's Director of Personal Finance and the author
Do Options-Based Strategies Capture Market Gains Without The Risk? (EP.199)
If you want to see what you may be overlooking, I've created a simple tool to help. In just 15 questions, my Financial Assessment will highlight key opportunities and gaps in your plan. You can take it now at www.smartmoneyquiz.com. ----- Want stock market returns without the risk? Options-based strategies promise just that—but do they deliver? In this episode, Peter breaks down how these produc
Recommended
Fox news
K-Drama Obsessed Mamas | Beyond “Just One More Episode!”
True Crime Classics
The Healer Revolution
Becoming: HER with Nikki Spoelstra
Booked, Blonde & Busy w/ Olivia Ponton
McKinsey on Consumer and Retail
megahired.com
Hard Knocks Podcast
Effective Weight Loss for Moms | High protein, Strength Training, Lose Weight, Meal Planning, Fat Loss, Healthy Habits
The Human-Animal Connection - Pet Life Radio Original
Infinite Health with Dr. Arasi Maran
