Modern Financial Wellness
Modern Financial Wellness 48 episodes Jan 15, 2026
Modern Financial Wellness explores the psychological and emotional side of personal finance. Hosted by financial planner Jim Grace, CFP®, it examines how emotions, habits, upbringing, and past experiences shape financial decisions. The show focuses on the human side of money rather than only technical advice like saving, investing, and tax planning. It aims to help listeners understand why they make financial choices and how those choices affect overall wellbeing.
Episodes
Homeownership Myths and Truths: The Real Cost, Benefits, and Emotional Drivers
Hi everyone, Jim Grace here, host of Modern Financial Wellness. In today’s episode, I sit down with a familiar voice for long-time listeners John Donlon of Gold Coast Mortgage in Beverly, Massachusetts. If you’ve been thinking about buying your first home, debating whether to keep renting, or just curious about how today’s housing market is evolving, this episode is packed with practical wisdom.Th
The Power of Financial Therapy: Understanding Your Relationship with Money with Ashley Quamme
Hey everyone, it’s Jim Grace, your host, and I’m excited to welcome you back to the Modern Financial Wellness podcast. In today’s episode, we’re doing something a little different—instead of our usual deep dive into a specific financial topic or professional’s life story, we’re making a big announcement: Modern Financial Wellness is officially not just a podcast anymore, but now a flat-fee financi
Creating a Compassionate Framework for Financial Success as a Couple
Welcome back to Modern Financial Wellness! In this episode, we tackle one of the biggest pain points for couples everywhere: how to work as a team around money. Managing finances together isn’t just about budgeting and spreadsheets—it’s about trust, fairness, teamwork, and building a life that supports both partners’ dreams. Today’s conversation dives deep into the emotional and practical sides of
The Human Side of Retirement and How to Truly Thrive in Your Next Chapter with Dan Haylett
Hey everyone, welcome back to Modern Financial Wellness! I’m Jim Grace, your host, and I’m excited for this week’s episode, where we’re diving deep into the human side of retirement. Retirement is a huge milestone, but as many are beginning to realize, it’s about so much more than just making the numbers work. Today, we’ll unpack the emotional, psychological, and deeply personal challenges—and opp
Ending the Year Strong: Practical Advice for Stress-Free Holiday Planning
Welcome back to Modern Financial Wellness! In this episode, we dive into a topic that resonates with so many of us—how to navigate the overwhelming demands of the fall season and maintain productivity (and sanity!) as we approach the holidays and the end of the year. If you’ve ever felt a wave of anxiety triggered by the sight of Christmas decorations in October or the reminder that “Q4” is flying
Financial Secrets in Relationships: Understanding Infidelity and Its Impact on Love and Money
Welcome back to Modern Financial Wellness! I’m your host, Jim Grace, and I’m excited to share today’s episode—a deep dive into one of the most complex and sometimes overlooked aspects of couples and money: financial infidelity. If you’ve ever wondered what counts as a financial secret, how keeping money habits under wraps can impact a relationship, or how big the gap is between you and your partne
Managing Money with ADHD: Executive Function Strategies for Financial Health
Welcome back to Modern Financial Wellness, the podcast dedicated to helping you cultivate a healthier, more empowered relationship with your money. I’m Jim Grace, your host, and today’s episode is an essential listen for anyone interested in understanding how our minds – specifically, our executive functioning skills and neurodiverse traits like ADHD – affect our day-to-day financial behaviors and
Breaking Generational Money Habits: Matt Morizio on Values, Giving, and Financial Clarity
Welcome to another episode of Modern Financial Wellness! I’m your host, Jim Grace, and I couldn’t be more excited about this conversation. In this episode, I sat down with Matt Morizio, founder of Reconstructing Wealth—a financial advisor with a distinctive focus not just on dollars and cents, but on truly reconstructing our relationships with money.5 Key Takeaways from This Episode:Your Relations
Navigating Widowhood: Practical and Emotional Tools for Financial Well-being
Welcome back to another episode of Modern Financial Wellness. I’m your host, Jim Grace, and today, we’re exploring an incredibly important, nuanced topic—how grief and loss, particularly widowhood, impact financial well-being. This is a subject that’s both deeply personal and highly relevant to anyone supporting loved ones through life’s most challenging transitions.Joining me for this powerful co
Couples and Money: Exploring Breadwinning, Bean Counting, and Shared Financial Stress
Welcome back to Modern Financial Wellness! I’m your host, Jim Grace. In today’s episode, I’m joined by a returning favorite: Dr. Christine Hargrove (she/her). If you’ve listened before, you might remember her as Christine Hargrove during our previous conversation on couples, money, and ADHD. I’m thrilled to welcome her back as Dr. Hargrove, and even more excited that, to this day, her previous app
Breaking Money Myths: Practical Financial Wellness for Individuals, Couples, and Communities
Hello everyone, Jim Grace here, host of Modern Financial Wellness. I’m excited to share the latest episode, which dives deep into the real story behind financial wellness, the power of education, and how changing your money mindset can truly transform lives and workplaces.In this episode, we go beyond the nuts and bolts of budgeting and saving. Today’s conversation centers on financial literacy as
When to Seek Help: Signs Your Loved One Might Need Senior Care Coordination
Welcome to another episode of Modern Financial Wellness! I’m your host, Jim Grace. In this episode, we tackle an essential but often overlooked part of financial wellness—how we support our loved ones (and ourselves) as we age. Whether you’re part of the sandwich generation juggling kids and aging parents, or you’re planning ahead for your own well-being, today’s conversation is for you.To guide u
Navigating Couples and Money: Building Conscious Financial Partnerships with Christine Moriarty
Welcome to Modern Financial Wellness! I’m your host, Jim Grace, and today I was thrilled to sit down with Christine Moriarty, CFP®, a seasoned financial planner, author, and keynote speaker, whose area of expertise is navigating money conversations for couples. With over 30 years in the industry, Christine has helped countless couples and individuals bring more peace and understanding to their fin
Facing Housing Anxiety: Smart Tips for Renters Ready to Buy Their First Home
Welcome back to Modern Financial Wellness! In today’s episode, I tackle one of the most pressing and emotionally charged questions in personal finance: Should you rent, or should you strive for homeownership? Rising interest rates, surging home prices, and shifting economic forces have made the decision more complicated than ever. With headlines declaring the “death of the American Dream,” many ar
Financial Wellness in College Planning: Timelines, Expectations, and Emotional Traps
Hey everyone and welcome back to another episode of Modern Financial Wellness. This week, we're diving deep into one of the biggest and most stressful financial decisions families face: planning and paying for college. I’m thrilled to be joined by Jack Wang, a seasoned college financial aid advisor and host of the Smart College Buyer podcast. Jack brings a wealth of experience helping families nav
The Truth About Fiduciary Advice and How to Find It Easily
Welcome back to Modern Financial Wellness! I'm Jim Grace, and in this episode, I’m thrilled to have a very special guest—Michael Scarpati, the CEO of Retire Us. Retire Us is a game-changing financial advice platform that blends human relationships and technology to help individuals achieve financial freedom with less friction and more clarity.We kick off by examining the major barriers people face
From Korean Orphanage to Millionaire: Sun Yong Kim-Manzolini on Overcoming Adversity and Building Wealth
Welcome back to Modern Financial Wellness! I’m your host, Jim Grace. On today’s episode, I had the privilege of sitting down with Sun Yong Kim-Manzolini—a truly remarkable entrepreneur, author, and self-made millionaire. Her story is nothing short of extraordinary, taking us from her beginnings in a Korean orphanage, unable to walk, to building an amazing life of freedom, abundance, and purpose in
ADHD, Executive Function, and Money: Practical Strategies for Financial Wellness with Laurel Black
Welcome to another episode of Modern Financial Wellness! I’m your host, Jim Grace. On this show, we explore what it means to truly thrive financially—not just in terms of dollars and cents, but in terms of how we relate to money emotionally and practically. In today’s episode, we’re diving into an important and often misunderstood topic: how ADHD and executive functioning challenges can affect our
Awakened Investing: Merging Mindfulness, Spirituality, and Wealth Management with Tim "Jai" Baker
Welcome back to Modern Financial Wellness! I'm your host, Jim Grace, and on today’s episode, I had the privilege of sitting down with Tim "Jai" Baker—wealth advisor, founder of Luminess Wealth, and author of “The Awakened Investor.” We explored not only the technical side of what makes up true wealth, but also dove deep into the intersection of finance, mindfulness, and personal transformation.Tim
Inheriting Wealth? How to Tackle the Money Mindset & Emotional Rollercoaster
Welcome back to Modern Financial Wellness. I’m Jim Grace, CFP®, your host, and today I had the pleasure of speaking with Melissa Hoyer, a certified financial planner and certified coach from The Wealth Conservancy in Boulder, Colorado. We're talking about the complex and often personal dynamics surrounding inherited wealth. Melissa brings an interesting combination of financial planning expertise
Shifting Your Identity and Spending Habits in Retirement with Dan Haylett
Welcome to another episode of Modern Financial Wellness, where we dive into the psychology of money to help you feel better about your finances. I'm your host, Jim Grace, CFP®, guiding you through today's discussion on understanding the emotional aspects of financial decisions, especially during retirement.I am thrilled to have Dan Haylett join us today. Dan is a multifaceted financial planner and
Just F&%$ing Breathe! w/ Dave Gieselman
In this episode, I'm joined by Dave Giesleman, founder of Become Limitless Flow State Mindset Coaching and Limitless Flow Breathwork. Our conversation centers around stress management and how tools like breathwork and achieving a flow state can enhance mental clarity and decision-making, particularly in a financial context. Dave shares insights from his experience transitioning from a high-stress
Ep: 26 Cashflow Cookbook w/ Author Gordon Stein
In this episode, I welcome Gordan Stein, author of "Cash Flow Cookbook: $2,000,000 of Financial Freedom in 60 Easy Recipes." Gordon shares his unique journey from a career in tech to becoming an author and speaker focused on personal finance. Our conversation centers around practical ways to improve cash flow without significant sacrifices. Gordon discusses how small changes in everyday expenses c
EP: 025 How To Be a “Modern Husband” w/ Brian Page
In this episode, I welcome Brian Page to discuss the interconnectedness of financial management and home management. Highlighting the importance of delegation to reduce stress and improve happiness, Brian shares his journey about using meal delivery services and budgeting with his kids. He talks about intentional communication with his wife, utilizing tools like Tiller and shared calendars for eff
EP: 024 - Reprogramming Your Subconscious Mind With Jen Reid and Julie Costa
In this episode, I welcome back Jen Reid, but I also talk to Julie Costa to talk about their unique and reciprocal professional relationship that has profoundly influenced their personal and client journeys.Jen shares her path to recognizing and overcoming subconscious blocks through Julie's Anchored program, while Julie, in turn, became Jen's client, showcasing the value of mutual learn
EP: 023 Flourishing Longevity With Jonathan Ainsley
In this episode of Modern Financial Wellness, I talk to Jonathan Ainsley to explore the concept of flourishing longevity and how it relates to rethinking retirement. We talk about the importance of planning for not just financial stability but also personal well-being and purpose as people age. With people living longer, Jonathan challenges traditional retirement stereotypes and discusses a more d
EP: 022 Financial Coaching & Hypnotherapy With Jen Reid
In this episode, I talk to Jen Reid, the CEO and financial consultant at BASE Financial Planning, Consulting, and Education. Jen discusses her transition from a traditional financial setting, where her role was primarily to sell life insurance, to becoming an independent financial coach and licensed hypnotherapist. She shares her dissatisfaction with the commission-based model and how it motivated
EP: 021 Start Thinking Rich With Adrian Brambila and Dr. Brad Klontz
In this episode, I welcome Adrian Brambila and Dr. Brad Klontz to discuss their new book, "Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Rich" and to talk about the mindset that may be keeping you poor.Dr. Brad Klontz is a clinical psychologist and Certified Financial Planner, and Adrian is a former professional dancer, now entrepreneur, YouTuber, and self-made millionai
EP: 020 The Money & Meaning Journey With Author Jeff Bernier
So many are working towards retirement, but will you feel fulfilled when work no longer defines you?In this episode, I talk to Jeff Bernier, a seasoned financial planner, Founder of Tandem Growth Financial Advisors, and host of the "Money & Meaning" Podcast. Jeff brings over 37 years of experience and shares insights from his book, "The Money in Meaning Journey, a Guide to Clari
Ep: 019 Aligning Your Purpose With Your Profession w/ Kim Jones
In this episode, I talk to Kim Jones, who shares her journey from a senior executive role in a Fortune 250 company to becoming a coach dedicated to helping individuals align their careers with their values and purpose. We discuss the psychological and emotional aspects shaping financial decisions and career paths, highlighting the prevalent issue of feeling unfulfilled in traditional corporate rol
EP: 018 Talking Finances With Erika Wasserman
In this episode, I talk to Erika Wasserman, Your Financial Therapist, to explore the relationship between money and emotions. Erika shares her journey from learning finances from her father to a dynamic career that included significant life transitions, such as marriage, children, divorce, and inheriting assets. Through these experiences, Erika deeply understood money's impact on personal rel
EP: 017 "F.I.R.E for Dummies" w/ Author Jackie Cummings Koski
On this episode I talk to the author of the new book "F.I.R.E for Dummies", Jackie Cummings Koski, CFP®️.Jackie's road to an early retirement in her forties began with a wake-up call during her divorce. She walks us through her journey from conquering her fear of the stock market by joining an investment club, educating herself on the ins and outs of personal finance and eventually
EP: 016 Love, Money & ADHD: How Neurodivergence Impacts Your Finances w/ Christine Hargrove
On this episode I am joined by Christine Hargrove, PhD candidate at The University of Georgia. Christine's work centers around ADHD, Relationships and Finances and we had a great conversation about the intersection of all three of those things. ADHD is something that my family lives with, which in the past has sometimes made it challenging for my wife and I to have healthy, constructive conv
EP: 015 An Intro to Financial Biases w/ Mary Bell Carlson
Dr. Mary Bell Carlson, CFP®, AFC®, is a financial behavior expert, well-known speaker, podcaster, and storyteller and I was excited to have the chance to talk to her about her work around Financial Biases.We had a really wide ranging conversation in which we cover... Mary's extremely unique career thus far. Having spent time in Washington D.C. working with the Pentagon and lobbying Congress
EP: 014 Living Big: Using Curiosity and Creativity to Create the Life You Want w/ Rochelle Seltzer
Creativity is something that often appears as a key ingredient in finding purpose and living a meaningful life. I find that connection between creativity and purpose to be really fascinating, which is why I was excited to have the opportunity to talk to Rochelle Seltzer. Rochelle is an award winning designer, author and coach and she joined me to talk about her book, "Live Big: A Manifesto f
EP: 013 Love & Money: How Joint Bank Accounts Help Your Marriage w/ Jenny Olson
Merging your finances and having joint bank accounts when you get engaged or married might seem like a good idea. But it turns out that it's actually backed by science as well!I sat down with Jenny Olson, Assistant Professor of Marketing at Indiana University's Kelley School of Business to discuss her work around all things couples and money, but specifically...Combining finances and jo
EP: 012 Finding Your Purpose In Life, The Japanese Secret of Ikigai w/ Neil Bage
On this episode I talk with Neil Bage about Ikigai, the Japanese concept that combines the words "Iki" or "Life" and "Gai" or "Worth". Combined the word Ikigai means, "That which gives your life worth, meaning, or purpose".Finding purpose and living a life filled with meaning are important things to pursue, but these concepts can sometimes feel di
EP: 011 Finding Your "Enough" w/ Manisha Thakor
On this episode of MFW I talk with Manisha Thakor about her new book "Money Zen: The Secret to Finding Your Enough". In the book Manisha shares her struggles with workaholism and "hustle culture" and how she's left behind the constant quest for "more" and created a life filled with balance and meaning.I believe that the word "Enough" can be one of the
EP: 010 Breaking Money Silence w/ Wealth Psychology Expert Kathleen Burns Kingsbury
On this episode I discuss the often difficult subject of "Talking About Money" with Wealth Psychology Expert, Author and Coach Kathleen Burns Kingsbury. Through her work Kathleen inspires women, the next generation, and financial professionals to break their money silence and live richer, more satisfying lives.THINGS YOU WILL LEARN:Kathleen describes the shift she has seen in the financi
EP: 009 F.I.R.E: Charting a Healthy Coarse Towards Financial Independence w/ Allen Mueller
In this episode I talk with Financial Planner Allen Mueller about F.I.R.E, Financial Independence Retire Early. What it is and isn't, how to go about seeking financial independence and things to consider if you plan to retire early.YOU WILL LEARN ABOUT:F.I.R.E - What it is and isn'tAllen’s journey from engineer in a cubicle to being an independent financial advisor on his own path towar
EP: 008 New Year Money Makeover a Step by Step Guide To Organizing Your Finances in 2024
For the first episode of Modern Financial Wellness in 2024, I put together a short "How To" show. I'll walk you through the things to think about and steps to take when you consider organizing your finances.We'll start with some high-level ideas like: Creating a "Year End Review" for 2023. Because you can't move forward without thinking about where you have been
EP: 007 Tech Spotlight on Sequence, a first of it's kind Financial Router
On this special TECH SPOTLIGHT edition of Modern Financial Wellness Jim talks with Gilad Uziely CEO and Founder of Sequence, a first of its kind “Financial Router”.So What is Sequence?Sequence is a “Financial Router” which means it is a platform designed to help you use logic and automation to move money, or route it, between multiple accounts, across the many financial institutions you might curr
EP: 006 Buying a House is Hard w/ Mortgage Expert John Donlon
In this episode Jim talks with mortgage expert John Donlon about the home buying experience, why it can feel so stressful and how to best prepare for the biggest financial transaction in most of our lives. John has over 20 years of experience, helped thousands of people purchase a home or refinance their existing mortgage and talked thousands more through the process ultimately never leading to a
EP: 005 Couples & Money w/ Couples Therapist Ashley Quamme, LMFT
On this episode Jim talks with couples financial therapist and coach Ashely Quamme, LMFT about couples & money and why talking about money can be so difficult. So why is it difficult for couples to talk about money? Here are a handful of ideas from Ashley and Jim’s conversation: Culturally money can be a taboo subject, we don’t talk about a lot in our families and growing up.We may have deepl
EP: 004 Time & Money w/ Time Management Expert Dr. Sarah Reiff-Hekking
In this episode of MFW Jim’s talks to time management expert Sarah Reiff-Hekking about the similarities between managing your time and managing your finances. Jim recently completed Sarah’s “Jump Start Your Productivity” online program and shared what he learned while spotlighting some of the areas where having better time management skills would benefit someone's financial life.Jim and Sarah
EP: 003 Getting Things Done w/ Clinical Neuropsychologist Dr. Moira Somers and FinTech Founder Shaun Erikson
In this episode Jim talks to clinical neuropsychologist Dr. Moira Somers, Ph. D. and Financial Planner/Fin Tech Founder Shaun Erickson, CFP®️ about why it can be difficult to complete financial tasks and what to do about it.Dr. Somers describes the 3 biggest reasons why we don't accomplish our financial tasks: 1) Procrastination. Usually used as an avoidance tool because we don't want t
EP:002 Feel Empowered By Budgeting w/ Budget Coach Jen Fuhler
In this episode Jim talks with YNAB certified Budget Coach Jen Fuhler about how she found confidence and comfort during a difficult personal time by taking control of her finances and budgeting. About our Guest:Jen Fuhler is a YNAB certified budget coach. She holds a masters degree in Financial Planning and a certificate in Financial Therapy. She is currently a full time college professor where
EP: 001 Mindfulness and Your Money w/ Mindfulness Coach and CFP Derek Hagen
In this episode Jim talks to mindfulness/meditation coach Derek Hagen about what mindfulness is and isn't as well as some practical ways to apply mindfulness to our financial lives. About our Guest:Derek Hagen, CFP®, CFA, CFT-I™, FBS®, CIPM is a certified mindfulness/meditation teacher and financial psychology expert specializing in meaning in life. He helps clients who feel stuck. He suppor
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