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SeedTime with Bob and Linda Lotich

SeedTime with Bob and Linda Lotich

Bob Lotich, Linda Lotich 395 Episodes Jul 24, 2026

SeedTime with Bob and Linda Lotich is a Christian personal finance podcast that helps listeners manage money God's way. The hosts share their journey from debt-ridden and broke to paying off $400k of debt, building passive income, and giving $1 million. They offer practical advice on simplifying finances, automating savings, and achieving financial unity in marriage. The show emphasizes that money is a tool for fulfilling God's purpose, not the goal itself.

Episodes

Simple Money, Rich Life Just Hit 100k (Here's the Story We've Never Told)
Simple Money, Rich Life Just Hit 100k (Here's the Story We've Never Told) Jul 24, 2026 36:48 We just sold the 100,000th copy of a book I almost didn't write. Back in school, English was my worst subject. Teachers basically told me writing wasn't for me. So when I felt God nudging me to write Simple Money, Rich Life, I pushed back hard. I even hired someone else to write it for me. But God kept saying, "You need to write this." What came next was four years of prayer, a COVID curveball, a
Should Christians Invest in Evil Companies?
Should Christians Invest in Evil Companies? Jul 17, 2026 14:14 Most of us have no idea what our retirement money is actually funding. A few years ago I started wondering if some of mine was supporting things I would never support on purpose. So in this episode, I answer a question I get all the time. Should Christians invest in companies that conflict with their faith? I walk through the two main approaches: biblically responsible investing and buying in to i
7 Biblical money principles most Christians never hear (but should)
7 Biblical money principles most Christians never hear (but should) Jul 10, 2026 35:31 Most Christians have heard the money advice about tithing and getting out of debt. But there are money principles in the Bible almost nobody teaches. And often times they are the ones that change everything for us!!! So in this episode Linda and I walk through 7 biblical money principles most Christians never hear. They come straight out of Scripture, a lot of it from Proverbs. Just so we are clea
Lisa Bevere on Marriage, Money, and Why Men and Women Were Never Meant to Be Enemies
Lisa Bevere on Marriage, Money, and Why Men and Women Were Never Meant to Be Enemies Jul 3, 2026 54:41 She paid cash to deliver two of her babies. She had no insurance and almost no money. So Lisa Bevere did it using the stock market. That is just one of the wild stories she told us. Today, Lisa and her husband John have given away more than 60 million books in over 150 languages. But they started out broke, praying about whether they could afford a fax machine. In this episode, Lisa sits down with
5 Biblical Investing Secrets Most Christians Have Completely Missed
5 Biblical Investing Secrets Most Christians Have Completely Missed Jun 26, 2026 30:46 >>> First, grab the guide I told you about in this episode: How to become a millionaire even on an average salary A few years ago we sold off some Tesla stock to pay off our second house. If you run the math on what that stock would be worth now, the result is honestly brutal. But I felt the Lord tell me clearly to do it. And looking back, I think I see exactly why He said what He said. In this ep
The Prayer That Paid Off Our Mortgage
The Prayer That Paid Off Our Mortgage Jun 19, 2026 31:29 Grab our brand new prayer book here: https://shop.sdti.me/products/30-days-of-prayer-for-your-finances The first time I prayed a prayer I thought might be selfish, I was 20 years old and brand new in my faith. God said yes. I spent the next seven months refusing to accept the answer because I could not believe He had actually said it. Years later I prayed a different prayer, this one about our mo
What We Actually Believe About Tithing (After 15 Years of Avoiding This)
What We Actually Believe About Tithing (After 15 Years of Avoiding This) Jun 12, 2026 44:04 The first time I ever heard the word tithing, I watched a guest preacher publicly shame two guys at the altar of a small Florida church for not doing it consistently. They walked back to their seats with their heads down. I never forgot it. Linda has a different shame story — quiet, private, ten years long, all over a single tithe she felt led to give to friends going on a mission trip instead of
We Let a Church Ask Us Anything About Money (Here's What They Actually Wanted to Know)
We Let a Church Ask Us Anything About Money (Here's What They Actually Wanted to Know) Jun 5, 2026 36:50 Mike Tyson made $400 million and ended up $23 million in debt. A janitor named Ronald Reed made minimum wage his whole career and left $8 million to charity. The difference had nothing to do with income — and everything to do with one rule. That's where this conversation starts. Linda and I were guests at a church for their "Money Talks" series and the questions were so good we wanted to bring thi
Matt Chandler: I Won't Even Let Billionaires Bless Me (Here's Why)
Matt Chandler: I Won't Even Let Billionaires Bless Me (Here's Why) May 29, 2026 22:29 Matt Chandler has been in the room with actual billionaires on multiple occasions — and the way he describes what happens to people who have everything almost everyone else is chasing isn't what most of us would expect. He told us he won't even let some of them bless him. And after 23 years pastoring one of the most affluent suburbs in America, he's seen exactly what the chase actually does to fam
THIS is how we gave $1 Million
THIS is how we gave $1 Million May 21, 2026 10:59 We are opening up our Mission Driven Millionaire Cohort to 15 people and we are enrolling now until spots fill up. Get details and apply here: https://seedtime.com/cohort Also, this is an episode you might just want to watch (you know, with your eyeballs lol) for it to make the most sense. And you can do that here if you want. I have coached people pulling in 250,000 a year who are completely brok
The 4 Stages of Money (And Why Most People Get Stuck in Stage 2)
The 4 Stages of Money (And Why Most People Get Stuck in Stage 2) May 15, 2026 20:41 37% of people making $250,000 a year are living paycheck to paycheck right now. Which means the thing keeping most of us stuck financially has almost nothing to do with how much we make. Linda and I have coached people pulling in $250k who are dead broke. We've watched a $20,000 raise get absorbed by lifestyle inside six months and leave them exactly where they started. The problem isn't income. T
The 17 Investments I Actually Own (Full Portfolio Reveal)
The 17 Investments I Actually Own (Full Portfolio Reveal) May 8, 2026 30:48 In this episode I walk through our entire 2026 investment portfolio: every account, every position, and exactly what I'm doing with our money. That includes a full update on gold (which has nearly doubled but I genuinely don't care), where we stand with Bitcoin at $65k, why I moved Linda's Roth IRA into a fixed indexed annuity after spending my whole career skeptical of them, our real estate split

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