
The Personal Finance Podcast
Andrew Giancola from Master Money shares personal finance, money management, investing, business strategies, and real estate tips to help you build wealth. Learn how to increase your income, create passive income streams, and achieve financial freedom. The podcast covers stocks, index funds, real estate, side hustles, budgeting, and money hacks. Since 2013, Andrew has been documenting his financial journey to help others take control of their money.
Episodes

5 Signs You’re Overthinking Investing! (Plus Money Q&A!)
Investing is supposed to be simple: right accounts, low-cost funds, decades of consistency. If yours has become anything more complicated than that, one of these five signs is probably why.
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The 5 Levels of FIRE (Coast, Lean, FI, Chubby, Fat)
Coast FIRE, Lean FIRE, Chubby FIRE, Fat FIRE. Five levels, five very different lifestyles, and one of them is the milestone Andrew thinks everyone should chase first.
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Type A vs. Type B Money Personality: Which one are you?
There are two money personalities. Type A or Type B? The one you decide to be changes everything in your life financially.
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The 12 Worst Money Habits (Ranked!)
Twelve money habits, ranked from bad to absolutely devastating. Some of these you already know about
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How to Never Worry About Money Again With Jesse Mecham
There is no such thing as saving money. You are only deferring spending, and the moment that clicks, the guilt you feel every time you touch your savings disappears. Jesse Mecham, founder of YNAB, explains why every dollar you own is meant to be spent.
👉 Want personalized help from Andrew? Join Master Money Academy at https://www.skool.com/mastermoneyacademy/about
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How to Save $100,000 on a Low Salary
Saving six figures on a low salary sounds impossible until someone shows you the timeline. Let Andrew walks you through every one of them in order.
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How to Spot a Fee That's Robbing You, Insure Your Kids' Future, and Retire Two Decades Early (Money Q&A)
Seven listener questions, one theme: the small stuff you never check is usually the expensive stuff. Fees, insurance add-ons, account order, and the plan you need before retiring decades early.
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4 Dead Simple Steps to Become Financially Free
Andrew breaks the entire plan down to four calculations you can run in about five minutes using numbers you already know: your monthly income and your monthly expenses. Each one gives you a specific target for your freedom number, your investing rate, your emergency fund, and your spending ceiling.
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How to Build a Vacation Fund That Pays You For Life + (Money Q&A)
Most people save for vacations one trip at a time and start over from zero every year. There is a version where you build the fund once and it keeps paying for your trips forever, and $100 a month is enough to start.
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Hit This Number and You Can STOP SAVING! (Even When You are Young)
Coast FIRE is the middle path: invest hard early, hit a specific number, then let compound interest carry the rest while your paycheck only has to cover your bills. Andrew walks through what it is, how to calculate it, and what it unlocks once you get there.
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👉 Join Andrew’s FREE In

Why Franchises Might Be the Best Kept Wealth Building Secret with Alex Smereczniak
67% of Americans say they want to own a business. Only 6% ever do it, and the gap is almost never a lack of money. Alex Smereczniak has data on thousands of franchises, and he breaks down the path that lets you start a business on step three instead of step one.
👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21&nbs

Why a Mini Retirement Can Change Your Life
You do not have to wait until 65 to actually use your money. There is a version of retirement you can take at 35, at 40, at 45, and Andrew breaks down exactly what it costs, who should not do it, and the step-by-step plan to fund one without derailing your future.
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Roth vs. Traditional, Dividend ETFs, and Catching Up in Your 40s (Money Q&A)
In this Q&A Andrew answers eight real listener questions, plus an AI privacy leak that could already have your data sitting in Google search results.
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5 Side Hustles That Can Turn Into a Full Time Income (Part 4)
Everyone is chasing the shiny online business while a guy with a pickup truck quietly clears six figures organizing other people's junk. Here are five unglamorous businesses you can start on nights and weekends, with the real numbers behind each one.
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What You'll

Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet
Healthcare costs have been climbing around 7% a year. Andrew sits down with Doc G (Dr. Jordan Grumet), hospice physician and author of The Healthcare Heist, to break down exactly how a routine ER visit turns into a five-figure bill and where every one of those dollars actually goes.
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The System to Pay Cash For Cars (and NEVER Have a Payment Again!)
The average American spends over $900 a month on car payments for a depreciating asset. Here is how to stop and what to do with that money instead.
👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
What You'll Learn in This Episode
Why paying cash for cars is not about being cheap but about buying yo

How Do I Reset My Money Mindset and Get Out of Debt? Pause Investing to Save for a House? How Does a Credit Score Actually Work? (Money Q&A)
One episode packed with everything from debt payoff psychology to investing for a special needs child.
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What You'll Learn in This Episode
Why the debt snowball beats the debt avalanche for most people and how to use psychology to actually stick with

Are Trump Accounts Worth It? (And What's Actually Better)
The government just created a brand new account that hands your kid $1,000 in free money from birth. Here is everything you need to know before you miss the window.
👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
What You'll Learn in This Episode
What Trump accounts actually are and why they work like a

The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher)
Vanguard just released research showing the most important factor in retirement is not how much you saved. It is how much you withdraw every single year and most people have no idea what that number should be.
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What You'll Learn in This Episode
Why your reti

How Much More Expensive Has Life ACTUALLY Become Since 2020?
That $100 you had in 2020 only buys $77 worth of goods today. Here is exactly how much more expensive every single category of your life has become since then.
👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
What You'll Learn in This Episode
Why the 29% inflation number feels like a lie and why it actual

Should I Chase a Higher Savings Rate? Can We Semi-Retire in Our 40s? How Do We Rebuild After Bankruptcy? (Money Q&A)
One episode that covers everything from bankruptcy recovery to retiring in your 40s.
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What You'll Learn in This Episode
Whether rate chasing your high-yield savings account is actually worth the time and the math behind it
The exact steps to rebuild

The Best and Worst Frugal Habits (Ranked!)
Most people think being frugal means cutting every expense. The truth is, some frugal habits build wealth while others actually keep you poor.
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What You'll Learn in This Episode
The difference between being frugal and simply being cheap
Which everyday hab

She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman)
Two life-altering losses in one week. One record-breaking fiscal year. Here is what she did differently while everything else was falling apart.
👉 Join Andrew’s FREE Investing for Beginner’s Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
What You'll Learn in This Episode
The seven pillars of abundance and why financial success collapses when

How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home)
Most people are either ahead or behind financially for their age and have no idea which one.
Here are the real numbers by decade so you can find out right now.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
The real median salary, net worth, credit score,

How to Retire in 10 Years or Less!
Every financial decision you make either moves your retirement closer or pushes it further away. Here is the exact math and plan to retire in 10 years or less.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
Why your savings rate is the single most important n

The Hidden Cost of Playing It Safe with Your Money with Ben Carlson
The biggest investing mistake isn't losing money, it's never giving your money the chance to grow.
Ben Carlson joins Andrew to reveal the hidden cost of playing it safe, why volatility isn't the enemy, and how investors quietly sabotage their long-term wealth without realizing it.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7

The Patient Investor's Playbook with Noah Kerner - CEO of Acorns
The CEO of Acorns says 96% of people who trade online lose money. Here is why slow and steady is still the only investing strategy that actually works.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
The eight disturbing fintech trends that are quietly working

The Best Ages to Build Wealth (Ranked!)
The decade you are in right now is either working for you or against you. Here is how every age stacks up for building wealth ranked from best to worst.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
Why your 20s are S tier for wealth building and the six thi

Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI)
SpaceX. Anthropic. OpenAI. Everyone is talking about investing in these IPOs. Here is what Warren Buffett would say and what you need to know before you touch any of them.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
What an IPO actually is and why the seller always has t

Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? (Money Q&A)
Overweighted S&P 500. Accidental landlords. Early retirement in Japan.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
Whether the S&P 500 is actually diversified when 39% sits in just 10 stocks
A Vanguard phishing scam that almost fooled Andrew's own wife and how to spot i

This is THE BIGGEST RISK to Your Retirement Portfolio
Two retirees. Same portfolio. Same returns. One ran out of money at 87. The only difference was when the bad years hit. Here is how to make sure you are not the unlucky one.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
What sequence of returns risk is and

The Insurance Crisis Nobody Is Talking About (With Bob Litterman)
Your home insurance bill is not going up because of inflation. It is going up because of a risk that was mispriced for decades and is now coming due.
Episode Sponsor
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What You'll Learn in This Episode
Why

He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif)
He lost $50 million in 2008 and built it all back. Here is exactly what he did and what he would never do again.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/q05p7b65?webinar_id=24
What You'll Learn in This Episode
Why 800 single family houses nearly destroyed everything and what Rod does exclusively instead
How Rod

How to Become a Stealth Wealth Millionaire (With JC Rodriguez)
Real millionaires do not look rich. They look boring on purpose, and that is exactly how they got there.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid:
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What You'll Learn in This Episode
The core mentalities that separate stealth wealth millionaires from high earners who stay broke
Why the person driving the

High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A)
Eight questions. Eight real financial situations. Eight answers that might change the way you think about your money.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22
What You'll Learn in This Episode
How a new US resident with $1.5M should restructure for American retirement accounts
How to a

How to Shave Off 7+ Working Years and Retire Early!
Most people try to retire early by saving more and spending less. The people who actually pull it off use these six strategies instead.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22
What You'll Learn in This Episode
Why the wrong investments in the wrong accounts could cost you $700K without you even knowing

Is the American Dream Dead? (With Freddie Smith)
Millennials and Gen Z are not broke because of laziness but a broken system. Here is what is actually going on and what you can do about it.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22
What You'll Learn in This Episode
Why the American Dream playbook is broken and what replaces it
Why luxuries got cheape

How Companies Are Quietly Robbing You! With Lindsay Owens
The store already knows how much you are willing to pay. They are just waiting for the right moment to charge you that exact amount.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22
What You'll Learn in This Episode
What surveillance pricing is and why it is already happening to you at over 250 companies
The Je

12 Financial Rules of Thumb That Let You Spend More on What You Love
What if the secret to spending more on what you love is not making more money but having better rules for how you spend it?
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22
What You'll Learn in This Episode
How to save and invest automatically so you never have to budget again
The back of the napkin math that

How to RETIRE BY 30! (With Cody Berman)
Nobody teaches you that financial independence is a spectrum. Here is the mindset shift that changed everything.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid: https://event.webinarjam.com/q05p7/register/o37wxuz?webinar_id=22
What You'll Learn in This Episode
Why financial independence is a spectrum and how to find the right number for your specific life
The two paths to f

How to Manage Your Money (and Still Enjoy Life)
Managing money does not have to mean giving up the things you love. Here is the system that lets you do both at the same time.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid.
What You'll Learn in This Episode
The seven reasons getting good with money is actually the most freeing thing you will ever do
Why managing money correctly means you get to spend more on what you l

The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni
What if the thing keeping you out of the housing market is not the market at all but the advice you have been given?
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid.
What You'll Learn in This Episode
Why the 20% down payment rule is outdated and what first-time buyers are actually putting down today
The zero down loan options that still exist in 2026 and who actually quali

Focus on THIS in Retirement (Everything Else is Noise)
The retirement equation is simpler than most people think. The problem is nobody ever told them which variables they actually get to decide. Here is the framework that fixes that.
👉 Join Andrew's FREE Masterclass The Portfolio Pyramid.
What You'll Learn in This Episode
The JP Morgan Retirement Equation: what you can control, what you cannot, and what falls in between
Why obsessing

How to Build Your Investment Portfolio (The Portfolio Pyramid!)
Most new investors start building their portfolio completely backwards. Here is the exact framework to build it the right way from the very first dollar.
👉 Join Andrew's FREE Portfolio Pyramid Masterclass.
What You'll Learn in This Episode
The complete Portfolio Pyramid framework and exactly how much of your money belongs in each of the three tiers
Why the foundation should make up

How to Invest Your First $10K
Saving $10,000 is a milestone. Investing it correctly is a life changer. Here is the step-by-step plan to do it right.
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
The seven-step framework for investing your first $10,000 the right way
Why tax-advantaged accounts should always come before a brokerage account and the exact order to fund

The Financial Priorities That Matter Most (By Life Stage)
Single, married, kids, divorced, retired. Every stage of life has a completely different set of financial rules. Here is exactly what to prioritize at every stage of your financial life.
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
The top financial priorities for every life stage from single to retired
Why the DINK years are the highest-

AI Is Coming for Your Job. Here's How to Prepare Financially.
What if the biggest financial threat of 2026 is not a recession or a market crash, but a technology that is already quietly replacing people in your industry?
👉 Join Andrew's FREE Investing for Beginners Masterclass
What You'll Learn in This Episode
The exact data behind how many jobs AI is expected to displace by 2030 and which ones are most at risk
How to audit your own job for AI

How to Reduce Your Car Insurance (And Save Thousands)
Car insurance premiums are up 30% and most people have no idea they have the power to push back. This episode gives you that power in 10 steps.
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
The 10-step process to slash your car insurance bill starting today
Why shopping your policy at renewal time is the single highest-leverage move you

The 3 Major Financial Milestones (This Will Change Your Life)
$10,000. $100,000. $1,000,000. Three numbers. Three moments where your entire financial life shifts. Here is what to do at each one.
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
The three financial milestones that fundamentally change how money works for you
Why your first $100,000 is the hardest and what to do to get there faster
Th

How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)
You make six figures. You should feel ahead. So why does it still feel like you're barely getting by?
👉 Join Andrew's FREE Investing for Beginners Masterclass.
What You'll Learn in This Episode
Why 44% of people earning over $100,000 still live paycheck to paycheck and what to do about it
How to run an honest income versus outflow audit in under an hour
The Block Method: a four-p

How to Plan Your Retirement (By Age!)
Retirement is not an age. It is a number. However, most people have no idea what their retirement number actually is. What if you could calculate it clearly and know exactly where you stand every year? Andrew will walk you through the complete process of finding that number, adjusting it every year, and taking the right steps at every stage of life to hit it in this episode.
👉 Free retirement

10 Reasons Smart People Are Bad With Money
Most high earners are shocked to discover that intelligence can actually work against you when it comes to building wealth. What if the same traits that made you successful in your career are quietly destroying your finances?
Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21
What You’ll Learn in This Episode
In this epi

The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to manage money as a couple and build wealth together, covering why you should never start with spreadsheets and always begin with the dream first, how to calculate the freedom n

The Biggest Retirement Mistakes People Make (Avoid These!) Jesse Cramer
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In this episode of The Personal Finance Podcast, Andrew sits down with Jesse to explore critical retirement planning decisions—why Social Security isn't just a math problem and the biggest mistakes people make when claiming, when delaying bene

How to Invest in Real Estate (In ANY MARKET) with Dave Meyer
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In this episode of The Personal Finance Podcast, Andrew sits down with Dave Meyer to break down exactly how to think about real estate investing in 2026, covering what the da

The Best Financial Strategies (BY INCOME!)
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In this episode of The Personal Finance Podcast, Andrew breaks down exactly the best financial strategies at every income level, covering why survival mode at $30,000 or less

Why Health is Wealth with Justin David Carl
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In this episode of The Personal Finance Podcast, Andrew sits down with Justin David Carl for the second time to break down exactly why health is wealth, covering how to think

How to Buy a Car And Not Get Screwed (in 2026!)
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In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to buy a car in 2026 without wrecking your finances, covering why paying cash for a depreciati

How to Negotiate Your Bills (and SAVE 6-Figures!)
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In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to negotiate your bills and keep more money in your pocket, covering which bills are actually

How to Master Your Student Loans with Robert Farrington
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In this episode of The Personal Finance Podcast, Andrew sits down with Robert Farrington to break down everything you need to know about the sweeping federal s

10 Tax Moves Everyone Should Review Each Year
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In this episode of The Personal Finance Podcast, Andrew breaks down the 10 tax moves every high earner needs to make before year-end, covering how to max out t

How to Grow Your Wealth (By Age!)
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In this episode of The Personal Finance Podcast, Andrew reveals the exact financial priorities for every decade of your life, breaking down why most people a

Is a $100K Income Still Enough in 2026?
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In this episode of The Personal Finance Podcast, Andrew reveals why $100K isn't what it used to be—breaking down why people feel broke as housing, childcare, and healthcare rise faster than wages, showing real household budget examples, explai

9 Life Lessons After 500 Episodes
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In this episode of The Personal Finance Podcast, Andrew celebrates episode 500 by sharing 9 life-changing lessons—time is your most valuable asset, your money decisions are rooted in psych

How to Buy a House in 2026!
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In this episode of The Personal Finance Podcast, Andrew reveals the exact 12-step process to buy a house in 2026—running the numbers most people skip, getting pre-qualified without overspending, mapping your budget with the 30% rule and 6-month emergency fun

The Simple Path to Wealth (With J.L. Collins)
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In this episode of The Personal Finance Podcast, Andrew sits down with J.L. Collins to explore why simplicity beats complexity in investing, why low-cost index funds beat almost every alternative over a lifetime, how to define "enough" and align spending wit

9 Things That Are a Complete Waste Of Money (Be Careful!)
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In this episode of The Personal Finance Podcast, Andrew reveals 9 complete wastes of money destroying wealth, from student loans and fast food to luxury cars, designer clothing, sports betting, and high-priced diamonds.
Listen to The Business Show here.

How to Develop Skills to Make More Money! With Travis Chappell
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In this episode of The Personal Finance Podcast, Andrew sits down with Travis to explore income growth mindset and skills—revealing what triggers breakthrough moments, the most common sales mistakes entrepreneurs make and whether sales is learnable, the conn

The Truth About Building Wealth in Your 30s!
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In this episode of The Personal Finance Podcast, Andrew reveals why your 30s are the hardest financial decade,higher income collides with childcare costs, lifestyle creep disguised as progress, and juggling too many goals at once, exposing the biggest money

How to Build Your First $1 Million (Faster Than You Think)
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Get the Free Automate Your Money Checklist here!
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew reveals the exact path to your first million, 79% of millionaires are self-made and 33% never earned

10 Steps to Creating the Ultimate Retirement Plan
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Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew reveals the exact 10-step retirement planning framework used by top financial planners, showing you how to define your dream retirement lifestyle instea

How To Design Your Dream Life with Andy Hill
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Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew welcomes back Andy Hill to explore life after reaching Coast FIRE, revealing how to balance enjoying today with preparing for tomorrow, build a spending plan t

How to Build Wealth on a Low Salary
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Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew reveals how to build multi-millionaire wealth on a low salary, sharing stories of janitors and secretaries who built $7-70 million fortunes through discipline,

We React to Crazy Money Reddit Stories With Paula Pant
Join the Free Master Your Money Workshop on January 14, 2026 here!
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew sits down with Paula Pant to react to wild Reddit money stories and crazy financial situations. They break down the psychology, red

What the 1% Teach Their Kids About Money
Join the Free Master Your Money Workshop on January 14, 2026 here!
Get the Free Guide to The Master Money Kids Wealth System here!
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew reveals the exact system the top 1% use to raise wealthy kids—t

The EXACT Money Plan for Your 20s, 30s, 40s, and 50s (Step-by-Step Blueprint)
Join the Free Master Your Money Workshop on January 14, 2026 here!
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew reveals the exact money plan for every decade—your 20s are about building the floor by controlling cash flow and starting to invest

Why You Keep Failing at Money Goals (And the Simple System That Fixes It)
Join the Free Master Your Money Workshop on January 14, 2026 here!
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew reveals the step-by-step plan to finally achieve your money goals, covering how to get clarity on your why, set SMART goals, create

26 Things to Do with Your Money In 2026!
Join the Free Master Your Money Workshop on January 14, 2026 here!
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew shares 26 money moves to transform your finances this year—covering how to rebuild trust in your money, automate your finances, upd

You Can Change Your Finances in 3 Months (Here is How!)
Get the Free Automate Your Money Checklist here.
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!
In this episode of The Personal Finance Podcast, Andrew reveals how to transform your financial life in just three months by mastering six simple steps, knowing your core numbers like income, burn rate, and

The Hidden Emotions Sabotaging Your Finances with Jade Warshaw
In this episode of The Personal Finance Podcast, Andrew sits down with Jade Warshaw to discuss her new book "What No One Tells You About Money," revealing how she paid off $460,000 in debt, why money is emotional not mathematical, and the hidden emotions like frustration, shame, fear, and envy that sabotage financial progress, plus the critical shift someone needs to make right now if they feel st
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