
Get the Hell Out of Debt
Award-winning author Erin Skye Kelly and her best friend Keri Blakeney host this engaging podcast about financial literacy and behavior change. They make learning about money fun, sharing practical advice to help listeners take control of their finances and pay off debt. With Erin's experience helping thousands eliminate millions in debt, the show offers actionable strategies without the usual boredom of money talk.
Episodes

Encore: Invest Or Pay Down Your Mortgage?
This one was worth bringing back because the question hasn’t changed, and neither has the fact that there’s no one-size-fits-all answer.
Erin takes on the most asked mortgage question and it's not as simple as you might think. If you’ve ever felt the pressure to make “the smart move” without really knowing what that means for your unique situation, listen up! Erin’s got some surprising insight th

Encore: This 100% Is Going To Happen
We tend to put off the thing that protects us the most, which is exactly why this episode is worth another listen. It’s one of the simplest ways to safeguard the people you love from a financial mess.
Find out what financial product Erin avoids because she is an introvert. Listen to hear how it turned her into an extrovert.
Canadians! Here is the best way we have found to get your life and cri

Encore: Predict How Wealthy You’ll Be
We chose this episode for an encore because building wealth gets a whole lot easier when you stop guessing about your future and start making decisions today that actually shape it.
You're not reckless, but you are ready for more. More security, more freedom, more “I’ve got this” energy when it comes to your money. Erin breaks down the surprisingly simple (but wildly overlooked) habits that help

Encore: Kids And Extracurriculars
Parenting can feel expensive and overwhelming, so we're bringing back this conversation because it's practical advice on balancing your family's finances with what matters most.
How do you manage money when you have a lot of kids who are busy?
Join our online community: www.getthehelloutofdebt.com
Thanks to AirDoctor for supporting today's episode. Head to AirDoctorPro.com a

Encore: Kids And Money
This conversation is a timely reminder that the adults in a child's life can shape their financial future simply by asking better questions and creating opportunities to learn.
Shanna is a financially savvy auntie who wants to teach the kids in her life about money without overstepping with the parents. This episode covers how to be a positive financial role model and help the next generation dev

Encore: The Cost Of Fertility
We brought this conversation back because Erin's perspective on when debt may actually align with your values is one of the most thought-provoking discussions we've ever had.
Are you wondering how people actually afford babies, especially if you have to go about it in a non-traditional way? Whether you’re contemplating IVF, freezing eggs, or just freezing with anxiety over the price tag, this epi

Encore: Don't Kill The Goose
This is one of our most important conversations about unexpected money.
Erin is adamant about safeguarding financial windfalls. She teaches how important it is to build your money muscles first, then create something bigger and better with your money that can become a legacy.
Join our online community: www.getthehelloutofdebt.com
This episode is sponsored by Mint Mobile. Get premi

Encore: Investing While You Have Debt?
We're bringing this episode back because it's one of our best reminders that getting out of debt is only half the journey.
Erin will help you figure out whether you should pause contributions while paying off debt or whether you need to get into the market NOW - and how to make sure your investments are set up for real growth.
Join our online community: www.getthehelloutofdebt.com
This

Encore: How Do I Get Out Of Debt?
We're revisiting this episode because it's a masterclass in turning overwhelming debt into an actionable plan.
Vicki has some debt and she wants to understand the process. Erin and Keri talk through her options.
Join our online community: www.getthehelloutofdebt.com
This episode is sponsored by Mint Mobile. Get premium wireless starting at just $15/month by visiting mintmobile.com

Encore: The Most Important Success Trait
We're bringing back this episode because changing your finances starts with changing the way you think, feel, and show up around money.
It's something that is often misunderstood, but it's the key to everything. You want to change your health? You need this characteristic. You want better relationships? You need this characteristic. You want to end your money struggles? Work on this characteristi

Encore: When Financial Stress Makes You Unwell
We're revisiting this episode because lasting financial change begins with healing your relationship with money and yourself.
Get ready to bookmark this episode! Aeriss says money is making her sick. Erin shares powerful techniques to shift from a mindset of scarcity and frustration to one of gratitude and abundance. Discover how small lifestyle changes can ease stress and support positive financ

Encore: Resourcefulness Is The Ultimate Resource
We're revisiting this episode because learning to become more resourceful can change your finances faster than waiting for more resources.
What if birthdays didn’t cost you money but rather made you money? Erin and Keri share an ingenious idea from inside the Get the Hell Out of Debt community that turns clutter into cash and generosity into momentum. This episode is all about using creativity to

Encore: We Need To Talk
In today’s Encore episode, we bringing back a favorite because learning how to navigate money as a couple is one of the most important conversations you'll ever have.
Sometimes love, partnership, and money just don’t split evenly, and it shows up in your bank balance before it shows up in your relationship. Erin and Keri walk through what happens when one partner’s money is building wealth, while

Encore: Should I Pay His Debt, Too?
We're bringing back this Encore episode to revisit one of our most valuable conversations about money and relationships.
An amazing woman in the Get The Hell Out Of Debt community is just days away from crushing $70K in consumer debt. Cue the confetti! But her partner hasn’t started his journey. Should she pitch in and help him pay off debt? This episode dives deep into the dynamics of mone

Encore: Love, Mortgages, And Legal Documents
As part of our Encore summer, we're bringing back this episode to help you make smarter, more confident money decisions.
Is a 25-year mortgage really a bigger commitment than marriage? Keri and Erin share their own experiences of buying property before getting engaged, the pitfalls they didn’t see coming, and the protections they’d insist on now. Erin has some smart financial wisdom for anyone co

Encore: Money, But Make It Fun
We're bringing back this episode to help you build a healthier, more empowering money mindset.
Most people are stressed about money not only because of the actual numbers in their bank account, but because money represents safety, stability, and self-worth. When any of those feel threatened, stress skyrockets. Today we will create positive associations with money and you’ll get richer doing it.&n

Encore: Your Net Worth Wake Up Call
We're bringing back this episode to revisit one of the most important financial fundamentals. It truly is the key to your success.
There’s a number in your life that knows all your secrets. It knows about the credit card debt, the student loans, the Target runs, and that savings account you swear you’ll grow someday. It’s your net worth, and it’s time to make friends with it. Erin and Keri

Encore: The First 3 Steps To Fixing Your Finances
Today's summer Encore is the perfect place to start. Whether you're brand new to the podcast or looking for a refresher, these financial fundamentals are worth revisiting.
Starting strong with your money doesn’t have to be overwhelming. Erin is breaking down the 3 things you can do right away to get started. Have a listen for your easy entry point, plus get a little confidence boost if you are re

The Real Reason You Buy Things You Don’t Need
When a listener asks how to stop slipping back into old shopping habits during a season of major life changes, Erin offers a perspective that challenges the way most people think about spending, self-worth, and financial success.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Mint Mobile. Plans start at $15 a month at MintMobile.com/skye.
Thanks t

Colin Boyd - Great Communicators Earn More
There’s a reason some people can walk into a room, speak for a few minutes, and suddenly have everyone leaning in. In this episode, Erin and Keri explore that “It Factor” with author and presentation expert, Colin Boyd. If you’ve ever avoided speaking up, undersold your ideas, or wondered how others seem to communicate with so much ease, this conversation will shift how you see your own voice.
Co

Is It Okay To Tell A Little White Lie?
Erin and Keri look at the everyday habits, hidden assumptions, and seemingly harmless decisions that slowly erode trust, wealth, and financial freedom. Tune in for an honest conversation about how telling the truth might be the most profitable financial move you can make.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Mint Mobile. Plans start at $1

Declaring Independence
Hear ye, hear ye: the people are fed up. As we prepare for the long weekend, Erin and Keri read listener declarations proclaiming freedom from all kinds of nonsense. Grab a hot dog, wave a tiny flag, and prepare to see yourself in at least one of these declarations.
Join our online community to share your own declaration: www.getthehelloutofdebt.com
Today’s episode is brought to you by Quince

$50/Day Is Not Enough?
Erin and Keri discuss a real life TikTok scenario that highlights the difference between giving kids money and teaching them how to use it. Have a listen for Erin’s practical ideas for building financial literacy, how to encourage responsibility, and the best way to help the next generation develop habits that can serve them for decades.
Check out the featured TikTok mom here: https://www.tiktok.

Stay, Go Or Grow
A listener calls in with a dilemma that sparks a conversation about career identity, self-worth, boundaries, workplace culture, and the stories we tell ourselves about money. Erin challenges some common beliefs about career moves and offers a perspective that could change the way you think about your next opportunity.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is b

Is AI Coming For Your Job?
Erin shares a framework for navigating uncertainty without losing momentum, and explains why some people will emerge stronger from this transition than ever before. This episode is about more than AI - it's about building a life that can withstand change.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Quince. Go to Quince.com/skye for free shipping

The Difference Between Quitting And Adjusting
A listener wrestling with a debt payoff decision sparks a conversation about momentum, motivation, integrity, and why the "best" financial choice isn't always straightforward. If you change your plan halfway through, are you being flexible or sabotaging yourself?
If you have a budget-friendly food you want Erin to try, leave us a voicemail here: www.speakpipe.com/erinskyekelly
Join our online

Is That Strategy Worth $17 A Month?
A listener has a student loan question that sits right in that grey area. Erin goes through the hidden trade-offs that come with borrowing, saving, investing, and trying to squeeze extra value from money that isn't technically yours yet.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Quince. Go to Quince.com/skye for free shipping on your order o

The Money I Never Wanted
Erin and Keri hear from a listener whose dad recently passed away. They discuss what happens when grief, family, responsibility, and money all arrive at once. How do you manage emotional spending, decision fatigue, and the pressure of honoring someone you love?
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by AirDoctor. Join Erin and 98% of AirDocto

Tired Of Financial Emergencies
There’s a particular kind of exhaustion that comes from trying to hold everything together: the kids, the bills, the unexpected expenses, the pressure to “do it right.” Erin has insight for when your emergency fund keeps disappearing, your motivation starts fading, and you’re tempted to stop trying altogether.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought t

The Financial Lessons Your Teen Actually needs
If you’ve ever felt guilty saying “no” to your kids while trying to get your financial life together, this episode is going to hit close to home. Erin answers a listener question every parent of a teenager will recognize: how do you explain budgeting, debt payoff, and financial priorities to a teen who just wants to live their best life right now?
Join our online community: www.getthehelloutofde

The Importance Of Finishing
A new idea. A new opportunity. A new direction that feels just exciting enough to pull you off track. But what if that pull isn’t wisdom… it’s pattern recognition? Erin and Keri explore what it really costs when you switch goals right as you’re about to finish the most important one.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Quince. Go to Quin

Think Like An Investor, Not An Optimist
A listener is at a real-life crossroads where a lump sum of money and a new business opportunity are colliding. Erin and Keri dig into how to tell the difference between a true investment and a well-timed distraction, why due diligence matters more than enthusiasm, and what questions reveal whether something is built to last, or built to sell you on the idea quickly.
Join our online community: ww

How To Decide: Salary Vs Commission
There’s a moment in almost every financially aware woman’s life where she has to decide: stay with predictable income or step into something that depends more on performance, effort, and belief in herself. On paper, it looks like a practical comparison. In reality, it rarely is.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Quince. Go to Quince.co

Men Are Welcome. Entitlement Isn't.
When a male listener asks whether this podcast could speak more directly to men, Erin shares why this space was created the way it was, and why that choice wasn’t accidental. Men, we want to hear from you! Do you feel alienated in a room where women are gathered? Share your thoughts with us here: www.speakpipe.com/erinskyekelly
Join our online community: www.getthehelloutofdebt.com
Today’s

Rich Women Don't Need Permission
Picture this: you’re at the checkout and your total goes over your budget. Do you let the cashier carry on and deal with the repercussions later? Or do you stop them and ask to put something back? Your choice says more about your relationship with money than you think.
Join our online community: www.getthehelloutofdebt.com
Find Erin’s friend, Mark Groves, on Instagram - @itsmarkgroves
To

The Cost Of Being Unprepared
When a listener questions whether paying for coverage makes sense for aging parents and an older spouse, Erin dives into the uncomfortable - but wildly important - conversation most families avoid. This episode is going to change how you think about one of adulthood’s least glamorous decisions.
Erin’s Favorite Canadian Insurance Company:Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380

Is It Financial Infidelity?
A promotion. A hidden account. A marriage that looks fine on paper... Erin and Keri explore the blurry line between secrecy and self-protection, the financial habits couples fall into without realizing it, and why money conversations often reveal much bigger relationship dynamics.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Quince. Go to Quince

The Business Of Keeping You Broke
What if the hardest part of getting out of debt isn’t a lack of discipline… but the price tag attached to being stretched too thin?
Erin and Keri get into the uncomfortable reality that sometimes the people with the least wiggle room end up paying the most. Expect surprising examples, a few moments that may hit close to home, and practical perspective that turns frustration into a plan.
Join our

When Friendship Has A Pricetag
Have you been in a situation where someone in your life decided that your emergency was their financial problem? This episode digs into a listener dilemma that sounds like it's about $80 but is actually about something much bigger. Erin's advice is going to make you rethink every friendship where you've ever said yes when you meant no.
Have you and your friend group ever gotten into a tricky mone

Your Bank Is A Pain In The Butt
A routine banking errand turns into a conversation every consumer needs to hear. This episode pulls back the curtain on why accessing your own money can suddenly feel like applying for permission. Erin and Keri connect the dots between modern banking systems, consumer debt, and the quiet ways people are taught to tolerate financial friction without questioning it.
Links to Erin’s fave no-fee ban

Stop Trading Peace For Payments
This episode is for the woman who’s exhausted from trying to hold everything together while convincing herself she should just be grateful for the life she built. Erin and Keri explore the hidden consequences of “dream” purchases, the danger of operating from scarcity, and why creativity disappears when stress takes over. It’s a conversation about finding possibilities again when your finances fee

Don't Get Caught In A Summer Spending Spiral
Summer has a sneaky way of turning “we’re doing great financially” into “why is the credit card smoking by August?” This episode is a practical reset for anyone trying to enjoy the season without undoing months of progress. From family outings and spontaneous patio dinners to the emotional pull of “we deserve this,” Erin and Keri share the systems, habits, and tiny mindset shifts that keep summer

Leisha Pays Off $63,929.13 Despite Multiple Job Losses
By the time Leisha found the podcast, she had already done all the things people say should work. She had lived frugally, sacrificed constantly, sold belongings, skipped experiences, and spent years trying to budget her way out of stress. Still, the cycle kept repeating itself. What caught her attention wasn’t another rigid money plan. It was hearing conversations that treated money as part of a r

When Debt Is Disguised As Self-Care
One minute you’re focused on paying off debt. The next minute you’re researching supplements, joining a gym, buying new workout clothes, and somehow explaining all of it to your credit card statement. Erin and Keri discuss why smart women can still fall into emotional spending cycles when health, identity, productivity, and self-improvement collide.
Learn more about Erin’s ADHD + Money course he

What Not To Do If You're Good With Money
This episode gets into the habits so many women normalize and why those patterns feel almost impossible to break. If your spending has ever felt tied to your stress level, your friendships, your relationship, or your identity, this conversation is going to hit close to home.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Mint Mobile. Get 50% off U

Travel Hacks
Great vacations aren’t about spending more when you’re on a budget. In this episode, you’ll get a collection of travel hacks that help you avoid overpriced mistakes, make more intentional choices, and actually enjoy the time you’ve worked so hard to take off. Have a listen to ensure your holiday feels expansive and isn’t something you’re paying for after you get home.
Do you have a travel hack t

Investing In Yourself
When a financial opportunity lands in your hands, do you keep it safe, or do you use it to invest in yourself? The answer isn’t emotional, it’s strategic. If you’ve been waiting for permission to take yourself seriously as an asset, this might be the conversation that gives it to you.
Join our online community: www.getthehelloutofdebt.com
Link to Erin’s book rec “Profit First” https://amzn.to/4

When Life Gets Expensive All At Once
Taxes, tuition, and weddings, oh my! With competing priorities pulling from every direction, the real question becomes: what actually deserves your money first? The answer might surprise you, and it might also be the shift that changes everything about how you approach debt, spending, and decision-making moving forward.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is

Jessica Pays Off $157,200.26 In 2 Years
For Jessica, hitting her breaking point didn’t come with perfect timing or a clear plan, just a realization that she was done living a life that didn’t feel like hers. What followed wasn’t about restriction or extremes, but a different way of approaching money that actually fit her real life. If you’ve ever thought, “I can’t do this again,” this story will feel familiar in the best way.
Jessica s

When Kindess Hurts Your Bottom Line
You can be kind, compassionate, and incredibly good at what you do… and still be making a costly mistake with your money. Erin reveals a subtle habit that keeps showing up for high-capacity women - especially the ones others rely on - and why fixing it has less to do with numbers and more to do with something deeper.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is br

Get A Financial Headstart
There are often-overlooked habits that quietly shape financial outcomes over time, both for you and for the next generation. If you are looking to give your kids a financial headstart, or if you are ready to have one of your own, this episode is a must-listen.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by:
Quince – Beautiful, high-quality essenti

Nicole + Michael Pay Off $53,146.39
For Nicole and Michael, Erin’s book Get The Hell Out Of Debt showed up at exactly the right time. What started as curiosity quickly turned into action, and that action turned into over $53,000 in debt paid off. If you’ve ever felt like you and your partner are taking turns being “the motivated one,” this story is for you.
Nicole and Michael share how years of back-and-forth - budgeting attempts,

Generosity Isn't Optional
This is one of the most controversial aspects to budgeting, and many people think they can leave this out when they are financially hurting. Listen to this episode to learn what area you absolutely need to consider in your budget if you want to grow your abundance and wealth.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Air Doctor. Get $300 off u

Surprising Money Wins
Progress with money doesn’t always announce itself. It shows up in quieter ways, like catching yourself mid-pattern or choosing differently when no one’s watching. You may think you’re not doing enough, but you will be surprised what counts as a massive money win when you’re building wealth.
When you sign up for Wealthsimple, use this link and help sponsor others into the Get The Hell Out Of Debt

Jessie Pays Off $55,722.25 As A Hair Stylist
Meet Jessie. She paid off over $55,000 in 23 months using the Get the Hell Out of Debt method, all while growing her business and raising small kids. If you have ever doubted your ability to master money as a solopreneur, Jessie will inspire you to take control of your numbers, build real financial systems, and prove to yourself that consistency beats chaos every time.
In this episode, Jessie sha

The Invisible Stretch
You’ve done the hard part - facing the numbers, cutting back, and making real progress. But now it’s quiet. Predictable. Maybe even a little dull. DO NOT INSERT DRAMA HERE! Drama = Debt. Listen to the advice that millions of people have followed to get the hell out of debt when they are stuck in the messy middle.
Get Darren Hardy’s book “Compound Effect” here: https://amzn.to/4sXVVNZ
Join ou

Your Refund Isn't A Reward
There’s a specific kind of money that feels different the moment it lands in your account. It feels flexible. Justifiable. Almost… deserved. And that’s exactly where things can start to go sideways. Erin Skye Kelly takes a closer look at how quickly intention can get replaced by emotion when you’re deciding how to handle a tax refund.
Join our online community: www.getthehelloutofdebt.com
To

Owing And Being Owed
It starts innocently…covering a bill, booking something on your card, or helping someone out “just this once.” But what happens next can quietly shift everything. Erin and Keri explore the emotional, relational, and financial ripple effects of lending and borrowing money in everyday situations.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Northwe

Addicted To Spending
You know what you need to be doing with your money, so why does it feel so hard to actually do it? If you’ve ever promised yourself you’d “be better” this month only to find yourself right back in the same patterns this episode will hit close to home. Erin and Keri are digging into what’s really going on beneath the surface of spending habits, and why the usual fixes don’t seem to stick.
Join our

Loud Budgeting
You’ve probably seen it - people proudly saying no to dinners, trips, and spending in the name of being “responsible.” But what if that approach is only solving part of the problem?
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Northwest Registered Agent. Get more for your business with Northwest Registered Agent at northwestregisteredagent.com/E

When Can I Take A Vacation?
When it comes to money, the right answer isn’t always consistent. It depends on the context. Erin and Keri discuss two situations involving travel and financial pressure, where one decision could set you back… and the other might actually matter more than the numbers. Knowing the difference is everything.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you

Women's Biggest Mistake
There’s a quiet pattern playing out in women’s finances, and it has nothing to do with intelligence or discipline. Erin and Keri take a closer look at the habits, beliefs, and experiences that shape how women approach money, and why those patterns can keep wealth just out of reach.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Quince. Upgrade you

The Owning Vs Renting Battle
Gloves up! We’re putting one of the biggest money debates head-to-head. Owning a home has long been crowned the champion of wealth-building, while renting has been cast as the underdog. Erin Skye Kelly breaks down each round of the fight, looking at what each option actually delivers when it comes to your finances, your flexibility, and your future.
Join our online community: www.getthehelloutofd

Financial Red Flags
Financial red flags aren’t always obvious. They can be subtle, tricky, and disguised as “normal” decisions. Erin exposes the habits that silently sabotage your wealth, like focusing on monthly payments instead of total costs or letting your lifestyle creep faster than your income. Learn how to track your net worth, create a plan, and handle money challenges before they become crises. By the end, y

When 0% Interest Isn’t The Answer
It looks like a smart move on paper - lower interest, faster payoff, more breathing room. But what if the strategy that feels responsible is actually the thing keeping you stuck? Erin and Keri break down a common financial decision that many people consider when they’re trying to get ahead and why it doesn’t always deliver the results you expect.
Join our online community: www.getthehelloutofdebt

Your Exit Strategy
When your relationship feels like it’s standing on a fault line, clarity around money becomes essential. Erin Skye Kelly explores what it really means to prepare financially when you’re not sure whether you’re staying or going. From gathering information to protecting your future, Erin offers a steady path forward when everything else feels uncertain.
Join our online community: www.getthehellouto

Being Broke vs Feeling Broke
You can earn more money, make smarter choices, and still feel like you’re barely staying afloat. Erin and Keri explore the subtle ways childhood experiences shape how we think about money, and why those patterns can quietly influence spending, saving, and even how we see ourselves financially.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Mint Mob

Raising Future Millionaires
Most parents want their kids to have a better financial life than they did, but very few know how to actually teach it. Erin and Keri chat about the moment when young adults gain access to one of the most powerful wealth-building tools available, and the surprisingly effective way to help them understand it. And it can have an impact that lasts for decades.
Join our online community: www.getthehe

Tracking Your Net Worth Will Change Everything
Many people focus only on budgets, income, and monthly bills, but there’s a far more powerful number quietly shaping financial outcomes. In this episode, Erin Skye Kelly talks about the habit that transforms money from a stressful guessing game into something you can actually measure, track, and improve.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you

Good Debt?
Erin explains why the popular “good debt vs bad debt” debate often leads people in the wrong direction, and what actually determines whether a financial decision builds wealth or creates risk.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Function Health. Take ownership of your health with over 100 advanced lab tests for $365 a year. Visit www.fun

The Real Currency You're Spending
Most people think money decisions are about numbers. But what if every dollar you spend is actually about something else? Erin and Keri will change how you think about debt, spending, and building wealth.
Share your texting blunders and make Keri feel better! Do that here: www.speakpipe.com/erinskyekelly
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to

Debt Consolidation Backfires
A consolidation loan promises simplicity: fewer bills, lower payments, and breathing room in the budget. On paper, it looks like a financial reset. Erin Skye Kelly breaks down what’s actually happening behind the scenes when debt gets consolidated and why the math alone rarely solves the problem.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Func

Extreme Restriction Not Required
If you’ve ever tried to “be good with money” by tightening every screw in your life, you know how quickly that approach can wear thin. This episode digs into why so many smart, capable women swing between extreme discipline and total exhaustion, and why neither seems to stick. Erin takes a thoughtful look at the hidden patterns behind debt cycles, burnout, and the constant feeling that you should

The Real Reason We Don't Talk About Money
Most women can talk about almost anything with their friends…except money. Erin and Keri discuss why financial conversations feel so loaded, how early conditioning still shapes our reactions today, and what happens when we keep everything hidden.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Mint Mobile. Get 50% off Unlimited premium wireless. Pl

To Tip Or Not To Tip?
You know that tiny screen at checkout that suddenly makes you question your entire value system? This episode dives into the complicated world of tipping - not just what we do, but why we do it. From cultural expectations to quiet financial pressure, Erin Skye Kelly explores how a few dollars can carry surprising emotional weight.
Join our online community: www.getthehelloutofdebt.com
Today’

Going To Extremes
Sometimes the reason your finances won’t move forward has nothing to do with discipline and everything to do with the environment you’ve built around yourself. Today Erin tells us what happens when people make bold, strategic shifts to change their financial trajectory.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Air Doctor Pro. Head to AirDoct

Donate Or Don't
Crowdfunding has changed the way people navigate crisis, but it’s also exposed some uncomfortable truths about how we view money, privilege, and responsibility. Erin and Keri look at why public fundraisers spark such strong reactions, and what your response says about your relationship with security, scarcity, and control.
Join our online community: www.getthehelloutofdebt.com
Today’s episode

Rewiring Broke Habits For Good
Erin Skye Kelly shares the one shift that separates women who stay stuck from women who quietly build serious wealth.
Join our online community: www.getthehelloutofdebt.com
Today’s episode is brought to you by Air Doctor Pro. Head to AirDoctorPro.com and use promo code ERIN to get UP TO $300 off today!
Leave us a voicemail message here: www.speakpipe.com/erinskyekelly
Purchase Get The H

Am I The A$$hole?
Two real-life relationship dilemmas. Two very different money dynamics. One common thread: what we do with money is rarely just about math. Keri shares 2 “Am I the a$$hole” situations and Erin gets into boundaries, trust, fairness, and the emotional signals behind financial choices.
If you have a different take, we would love to hear it! Send us a voice message: www.speakpipe.com/erinskyekelly

You Can't Shrink Your Way To Wealth
If you’ve done the responsible thing for years - cutting back, being careful, trying not to mess up - but still feel like financial progress is slower than it should be, press play. Erin and Keri talk about the quiet ways fear and old money patterns can shape your choices long after your situation has changed, and what it actually takes to move from stability into growth.
Join our online communit
Recommended

Learn 50 English Phrases While You Sleep | Everyday English Phrases & Vocabulary

The Daily

The Joe Rogan Experience

World News Tonight with David Muir

Talk About Talk - Executive & Leadership Communication Skills

This Past Weekend w/ Theo Von

Stand In The Circle

Conspiracy Files with Paige Carter

Learn English B1 with Daily News | English Listening Practice

Bad Friends

The Swerve Podcast: Obscure Topics | Conspiracy Theories

The Bread and Banter Podcast