
50 Fires: Money and Meaning with Carl Richards
Blind Nil Audio 81 episodes Jul 2, 2025
Host Carl Richards talks with guests from many walks of life about money and what it means to them. The show aims to make frank conversations about money more normal by asking each guest, “What does money mean to you?” Their answers explore identity, community, faith, family, and the broader meaning of wealth. It is executive produced by Chip and Joanna Gaines and produced by Blind Nil Audio.
Episodes

What’s Your Money Story?
Before taking a pause for the Summer, Carl revisits moments with recent guests Austin Kleon, Debbie Millman, Tom Fishburne, and Gretchen Rubin to pulling together common threads about the hidden stories we tell ourselves about money. Ask yourself the following questions while listening: Where does your money come from and what does it cost you? What stories are you believing about money, and are

The Cost Of Making Things With Austin Kleon
Austin Kleon has built a life around making art—and making choices. In this candid conversation, the bestselling author of Steal Like an Artist opens up about the cost of creativity, the pressure of success, and the freedom that comes from knowing what’s enough. From turning down life-changing sums of money to driving an old Honda with pride, Austin reflects on how his values have shaped both his

Meaningful Work Done On Purpose With Tom Fishburne
Cartoonist and former brand manager Tom Fishburne—best known as the creator of Marketoonist—joins Carl for a conversation that flips the script on what it means to take risks. From leaving a stable job with a Harvard MBA to becoming a full-time cartoonist, Tom shares what looked like “career suicide” from the outside became his most stable and fulfilling path.
They explore the quiet financial anx

What Money Can’t Fix with Debbie Milman
Debbie Millman is a celebrated designer, writer, educator, and host of the long-running podcast Design Matters. In this conversation, Debbie opens up about a subject she rarely discusses publicly: her lifelong relationship with money.
Together with Carl, she traces the roots of scarcity, shame, and control that shaped her childhood and career decisions—from hiding candy in a handbag as a little

Spending Your Money Now with Oliver Burkeman
"You Actually Miss Your Life While You're Trying to Protect It". That’s the provocative idea at the heart of this episode with bestselling author Oliver Burkeman (Four Thousand Weeks). Oliver reflects on how class, money, and time shape our identity and our illusions of control. From childhood popsicle enterprises to awkward dinner bills and the haunting anxiety of spending money in the present, t

Why We Spend the Way We Do with Gretchen Rubin
Is money ever just about money? Gretchen Rubin, bestselling author and happiness expert, joins Carl to explore the subtle ways our childhood, identity, and and the surprising power of choosing what not to spend money on. From her awe at the simple amount of $100 as a child to the moment she chose not to renew her New York Bar license, Gretchen shares how she made peace with desire, comparison, and

How To Be a Rich Loser with Comedian Paul Ollinger
What happens when you’ve checked every financial box—and still feel lost? Carl sits down with comedian, former Facebook exec, and Reasonably Happy author and podcast host Paul Ollinger to explore the emotional weight of money and identity.
Paul shares what it felt like to walk away from Silicon Valley at 42, why he once considered himself a "rich loser," and how chasing fulfillment led him back t

More Money, More Possibilities with Rabbi Shira Stutman
Identity, belonging, and the real meaning of money and Judaism is covered in this episode with Rabbi Shira Stutman. Rabbi Shira and Carl navigate questions of tradition and community in today’s polarized world, the need to hold space for complexity—within ourselves and our institutions—and how embracing discomfort can spark growth, understanding, and ultimately, a stronger sense of purpose.
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Is money dangerous? Could be. Is money powerful? Definitely. Can it corrupt? Of course. Can it liberate? Absolutely. Money is a mirror.
Is money dangerous? Could be. Is money powerful? Definitely. Can it corrupt? Of course. Can it liberate? Absolutely. Money is a mirror.
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Please direct business inquires to: blindnilaudio@magnolia.com
Cover Art: Josh Passler - TheFinArtist.com
Music Credits:
Alexandra Woodward / Rabbit Reggae /

Rewriting Your Money Story with Breanna Rae Blaney
Breanna Rae Blainey is a financial wellness leader, entrepreneur, and co-founder of the Anya Institute for Human Revolution. She and Car unpack themes like control and the emotional energy we attach to our finances, offering practical tools like the "Triple A" framework—awareness, alignment, and action—to help navigate our relationship with money in a more intentional, values-driven way.
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Choosing What Matters Most with Neha Ruch
What if the boldest career move you ever made was stepping away? Neha Ruch, founder of Mother Untitled and author of The Power of Pause, joins Carl to unpack the layered experience of pausing a high-powered career to prioritize family — and rediscover a deeper sense of self.
Neha shares her journey as the daughter of Indian immigrants, growing up acutely aware of financial insecurity and the priv

The Zen Of Enough with Henry Shukman
Poet, Zen teacher, and memoirist Henry Shukman joins Carl for a conversation that explores what it truly means to live freely.
Through stories from Henry’s life—including his youthful encounters with a wandering tramp named “Speedy” and the spiritual revelations that shaped his memoir One Blade of Grass—they dive into profound ideas of freedom, enoughness, and generosity.
Carl and Henry explore

The Sound, Smell, and Meaning of Money with Susan Werner
Singer-Songwriter Susan Werner joins Carl for a deeply personal conversation that weaves together her upbringing on a midwest farm, her financial philosophy, and how it intersects with her pursuit of creative integrity. From the sound of coins jingling in her father’s pocket as a young child to the smell of manure—“the smell of money” on an Iowa farm—Susan shares how early experiences shaped her u

Tarriffs and Economic Uncertainty (What Should We Do?)
What should we do to protect our finances and investments right now? First off, when markets get scary? We should avoid chasing predictions.
It turns out that creating financial resilience is not about making perfect predictions about what’s coming next. It’s about building a life that can adapt to whatever arrives. This approach works, regardless of what’s happening with tariffs, markets, or pot

What To Do When The Markets Are Scary
Carl tackles the fear and uncertainty that often accompanies volatile markets (are you feeling a little bit of that right about now?), with a reassuring reminder that market fluctuations are normal. Carl emphasizes the importance of staying focused on long-term goals rather than reacting emotionally to short-term market movements.
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Facing a Tough Financial Decision? Try The Overnight Test
Making tough financial decisions can be overwhelming, especially when emotions and biases come into play. In this mini episode of 50 Fires, Carl shares a powerful mental tool he calls The Overnight Test. This simple yet effective exercise helps navigate the inertia of holding onto investments, properties, or even routines that no longer serve us.
Through real-life stories—including a long-abandon

A Life Well Lived with Peter Singer
Peter Singer may be, as The New Yorker calls him, the planet’s “most influential living philosopher." He has written the classic text Practical Ethics, The Expanding Circle, The Life You Can Save (which gave rise to the organization of the same name) and Pushing Time Away (an account of the life and fate of his grandfather, a victim of the Holocaust). Carl and Peter discuss the carefulness around

Finding Your Own Definition of Wealth with Katie Gatti Tassin
Katie Gatti Tassin, the creator of the Money with Katie Podcast, joins Carl to explore the personal and philosophical sides of money. Katie shares her journey from launching a personal finance blog to selling it to Morning Brew, and how that experience reshaped her views on wealth, work, and independence.
Together, they dive into Katie’s early memories of money, the financial habits instilled by

Common Sense Is Controversial with Kevin Dahlstrom
At 54 years old, Kevin Dahlstrom has discovered the secret to ‘enough.’ A four-time CMO, founder, rock climber, father, and husband, Kevin joins Carl to explore themes of career control and the true importance of aligning one’s life with personal values. They discuss strategies for gaining control over one’s career, the significance of unstructured time for creativity, and the concept of a low-cos

Taking Big Leaps and Meaningful Rewards From Author Pam Houston
Celebrated author Pam Houston describes her extraordinary journey with Carl in this inspiring episode —from a childhood shaped by financial anxiety to finding solace and purpose in the natural world. Pam shares the remarkable story of how she bought her beloved ranch in Wyoming with just 4.7% down and a signed copy of her first book, the life lessons she learned from her father’s obsession with mo

Getting More Out Less with Joshua Becker
Joshua Becker is best known as a minimalist. He’s the founder of Becoming Minimalist and the bestselling author of books like The Minimalist Home and The More Of Less. In this episode, Carl and Joshua discuss the paradoxes of wealth and happiness, the impact of cultural expectations on spending, and the importance of aligning financial decisions with personal values. Joshua also presents his case

Pursuing Passion and Making Money with ‘Real Fun, Wow!’ Artist Daren Thomas Magee
What happens when passion meets financial reality? In this episode of 50 Fires, Carl sits down with artist Daren Thomas Magee, the creative mind behind Real Fun, Wow.
Daren opens up about the challenges of making a living as an artist, the unfiltered realities of financial ups and downs, and his unique approach to staying grounded despite financial stress. From the pressure of selling art to the

“Do You and Money Have a Positive Relationship?” with Dr. Gena Gorlin
Have you ever caught yourself making a decision about money—big or small—and thought, Wait. Whose voice is that in my head? Is this really me? Or is it the voice of my parents, a professor, society, or maybe even fear?
Dr. Gena Gorlin understands this deeply and has spent significant time unraveling this pattern of thinking. As a clinical psychologist specializing in the needs of ambitious builde

“Buying Things Is Usually Stupid” with Joel Stein
What happens when you spend $200,000 a year but only make $30,000? In this lively episode, Carl dives into the numbers with Joel Stein—one of America’s wittiest cultural commentators—to explore his unique experiences with money. From renting Lamborghinis to hosting billionaires at Burning Man, Joel’s journalism career has granted him access to experiences that money simply can’t buy.
Carl and Joe

Happy Holidays From 50 Fires + Season 3 Coming Soon
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Granting Yourself Permission To Be Radical About Money with Tony Riddle
Tony Riddle is a natural lifestyle coach, father, husband, the best-selling author of Be More Human and a record-breaking barefoot endurance athlete. In this conversation, Tony and Carl explore the themes of failure, intentional living, and the importance of community, emphasizing the alignment of capital with happiness. The discussion also touches on the concept of home as a community and the rol

The Nature of Generosity with Dallas Hartwig
Dallas Hartwig is a co-founder of the Whole30 program and co-author of two New York Times bestselling books — It Starts With Food and The Whole30. He’s also co-host of The Living Experiment podcast, and on this episode of 50 Fires, he shares his fears about financial stability while prioritizing quality of life and time with his children. He and Carl also discuss the nature of generosity, and the

Money, Shame, and Fury with Author and Adventurer Katie Arnold
Katie Arnold is an author, journalist, competitive ultra runner and host of running and writing retreats. Her new book, Brief Flashings in the Phenomenal World, is out now. In this episode of 50 Fires, Katie and Carl explore themes of self-discovery, the meaning of money, and the practices that help her maintain authenticity in a world filled with external expectations. Katie emphasizes the signif

3 Questions to Spark Meaningful Money Conversations This Thanksgiving
Email List: Sign up at https://www.50fires.com/ for our monthly email with resources for financial advisors!
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Please direct business inquires to: blindnilaudio@magnolia.com
Cover Art: Josh Passler - TheFinArtist.com
Music Credits:
Alexandra Woodward / Rabbit Reggae / courtesy of www.epidemicsound.com
Cody Francis / Wherever You’

Krista Tippett Explores The Relationship Between Money and Tension
Krista Tippett is an icon of reflection and moral imagination. As the creator and host of the radio program On Being, Krista’s voice has been a steadying for millions of listeners over the years, guiding conversations about life’s biggest questions, and inviting us to think more deeply. Krista and Carl venture into the complex and often messy relationship that we all have with money. Not just as a

Kara Swisher Is Unemotional About Money
Kara Swisher joins Carl for a wide-ranging conversation about money and meaning - from her early experiences with money to observing the habits of influential billionaires up close. If you’re not already familiar with Kara, her reputation precedes her: she’s direct, honest, and unapologetic about asking tough questions, especially to the wealthiest of individuals in our society. Over the course of

What Can We Do When Things Feel Out of Control?
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How To Avoid Burnout with Former Tech Entrepreneur and Founder of Nervous System Mastery Jonny Miller
What job have you given money, and is it realistic? Jonny Miller and Carl explore this question in a discussion that digs deeper into the meanings of wealth, ambition, and fulfillment. Jonny is the founder of the Nervous System Mastery program, providing high-performers - from the CEO of a rocket ship company to startup founders recovering from burnout to busy parents attempting to stay afloat a

Jerry Colonna’s Journey Through The Emotional Landscape of Money
Jerry Colonna is a certified professional coach dedicated to the notion that better humans make better leaders. Drawing on his wide variety of experiences as a former venture capitalist and practicing Buddhist, Jerry and Carl explore the intricate relationship between money, emotions, and family ancestry. He shares personal anecdotes about his early memories of money, the emotional weight it carri

Solving The Problem of Comparative Spending with David C. Baker
David C. Baker is the author of multiple books, including “The Business of Expertise: How Entrepreneurial Experts Convert Insight To Impact + Wealth”. He’s a helicopter and airplane pilot, an avid photographer, and taught high performance motorcycle riding/racing. Based in Nashville, he has visited and worked all over the world. On this episode of 50 Fires, he shares his insights on staying curiou

Sports Journalist Sarah Spain on Resisting Professional Comparison, Gender Parity in Sports, and Being Unapologetic About Living Life on Your Own Terms
Sarah Spain is a veteran sports reporter who currently hosts “Good Game with Sarah Spain”, a daily podcast covering the biggest stories in women’s sports. Sarah and Carl discuss the challenges and realities of working in the sports industry, including the financial struggles and gender inequity that comes with it.
Follow and Listen to "Good Game with Sarah Spain": https://podcasts.apple.com/us/p

Teenage Investor Chris Truong’s Best Tip? Investing Should Be Boring
Teenage investor Chris Truong joins Carl to discuss why investing your money should be boring. At just 16 years old, Chris started a long-term diversified investing club at his high school - a club for ‘boring investment’, as he puts it - and it has grown from a club of 2 people - just him and his teacher - to over 40 of his peers. Chris emphasizes the importance of investing for long-term financi

Start “Doing Your Thing” with Author Ben Katt
The world is a better place when we are all trying to do the thing that lights us up. Ben Katt shares his experience of following his intuition and making a job change to focus on writing a book and rebooting his meditation teaching practice while in his 40s. Ben recently authored a book called “The Way Home: Discovering the Hero’s Journey to Wholeness at Midlife”, and on this episode of 50 Fires,

Money, Family, and Meaningful Work with Jodi Kantor and Ron Lieber
Jodi Kantor and Ron Lieber are both distinguished journalists at The New York Times, and today they join Carl to discuss the importance of financial stability for their family while pursuing work that is meaningful, both as individuals, and as a couple. Ron has been the “Your Money” columnist for The New York Times since 2008, and worked as the editor for Carl’s “Sketch Guy” column when he was at

Balancing Creative Freedom and Financial Stability with Brendan Leonard
What does it truly mean to balance success with artistic integrity? Brendan Leonard, an artist and creative known for his humorous and thoughtful writing at Semi-Rad.com, shares his journey through the delicate balance of staying true to his creative vision and the pressures of mass appeal. This episode explores a familiar theme on 50 Fires: Why do we need money, and what is it really for? Reflec

Learning How (And When) To Say ‘Yes’ With Economist Stephanie Kelton
Stephanie Kelton is an American Economist, Academic, and a leading proponent of Modern Monetary Theory. She served as chief economist on the U.S. Senate Budget Committee in 2015, and POLITICO called her one of the 50 Most Influential Thinkers the year after. On this episode of 50 Fires, she joins Carl to share her own personal stories about money and discuss what it means to her. The conversation

Getting Your Money In Alignment with Philosopher and Storyteller Peter Rollins
Peter Rollins is an Irish philosopher, author, storyteller, producer and public speaker who has gained an international reputation for overturning traditional notions of religion and being in the world. Peter joins Carl to reflect on how we can align our lives more closely with our values, using money to enable that alignment. This wide ranging conversation focuses on themes of desire, lack, and t

Comedian and Former Police Officer King Hassan on Finding Joy in Any Pursuit
Comedian King Hassan has lived many lives - he’s a former police officer who somehow became a stand up comic and writer, now living in Los Angeles with his wife and three kids. He was born in Alabama to an American mother and Nigerian father, which led to often confusing and conflicting approaches to money, wealth, and identity. He and Carl discuss how he has embraced change and uncertainty in his

The Essentials Of Money with Leadership Expert Greg McKeown
Carl welcomes Greg McKeown, the author of two New York Times bestsellers “Effortless: Make It Easier to Do What Matters Most”, and “Essentialism: The Disciplined Pursuit of Less,” one of Carl’s favorite books. In this episode of 50 Fires, Greg and Carl discuss the concept of creating possibilities beyond money and why lack of capital should never be the thing that holds us back from doing somethin

Sharon Salzberg on Being Generous and Mindful with Your Money
Sharon Salzberg is a meditation pioneer, world-renowned teacher, and New York Times bestselling author. In fact, if you’ve come across the word ‘mindfulness’ in the past decade, Sharon has had a lot to do with it (at least here in the United States). On this episode of 50 Fires, Sharon shares how her experiences in India and Burma shaped her as a college student from New York City, where she witn

Bonus Minisode: Everyone Has a Money Story
Everyone has a meaningful story about money. What's yours? Start by answering this question: What's your earliest memory of money? Share yours by emailing Carl - hello@behaviorgap.com
Email List: Sign up at https://www.50fires.com/ for our monthly email with resources for financial advisors!
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Meaningful Investing That Acutally Matters with Meb Faber
If you’ve ever felt like the investment advice you get feels closer from sources like CNBC feels like gambling (AKA The Financial Pornography Network) and want to be thoughtful about investing, this episode of 50 Fires is a great place to start. Carl welcomes Meb Faber, a co-founder and the Chief Investment Officer of Cambria Investment Management. Meb is also the host of The Meb Faber Show podcas

Bonus Minisode: What Happens When The Money Runs Out?
Have you ever found yourself gripped by the terrifying thought of your money running out? Join Carl in this bonus solo episode of 50 Fires, as he contemplates financial anxiety.
Imagine if we viewed money not as a dwindling resource but as something more fluid and replenishable? This 'minisode' isn't just about financial strategies; it's an introspective look into how our mindset shapes our fear

Living a Creative Life with Filmmaker and Songwriter Scott Ballew
Scott Ballew is a filmmaker, singer, and songwriter who has taken a remarkable journey from directing adventure films for Yeti to releasing music as a solo artist starting in his late 30s. Carl explores Scott's upbringing in a modest household in Austin, Texas, where his family faced financial struggles but maintained a stable environment. Scott describes himself as a recovering Texas football sta

Former Drug Dealer, Professor, and Author J. Dana Trent
Born to drug-dealing parents in rural Indiana, J. Dana Trent was a preschooler the first time she used a razor blade to cut up weed and fill dime bags for her schizophrenic father, King. This is the opening log line to her new memoir “Between Two Trailers”, and it is a wild story.
She talks with Carl about the experience of hustling with her father and mother as a child and how it’s shaped her r

World Series Champion Dexter Fowler On Investing In Himself After a 14 Year Career in Major League Baseball
When former Major League Baseball Player Dexter Fowler was drafted out of high school in 2004, he signed for $1 million dollars and immediately got a wealth advisor. He played 14 years in the league, and despite all of his success on the field, he attributes his success off the field to his parents, wife, and children. As Dexter explains to Carl in this candid episode of 50 Fires, “you’re only as

Finding Financial Forgiveness with Trauma of Money Specialist Shannah Game
Shannah Game and Carl have one important thing in common: they both love talking about money. Shannah, a Certified Financial Planner and Trauma of Money Specialist has been talking about money for a long time. As host of the podcast Everyone’s Talkin’ Money, Shannah’s goal is to help people see their money as a tool they can use to create they want rather than something to be feared. In this episo

Dimensional Fund Advisors Co-Founder David Booth on The Birth of Modern Finance and Embracing Uncertainty in Investing
The impact David Booth has had on your financial life is profound, whether you realize it or not.
David is the co-founder of Dimensional Fund Advisors, a firm that fundamentally changed the way we make everyday decisions about practical investing and money.
David knew the future of investing would depend on data, so in 1981 he moved a noisy, hot, refrigerator-sized computer into his two-bedroom ap

Index Pioneer David Booth, Bestselling Author Greg McKeown, Meditation Guru Sharon Salzberg, and Much More!
50 Fires returns with new episodes! Carl gets deep on money and what it means with Index Pioneer David Booth, Bestselling Author Greg McKeown, Meditation Guru Sharon Salzberg, and many more*:
June 26: Dimensional Co-Founder David Booth
July 03: Host of Everyone’s Talkin’ Money Shannah Game
July 10: World Series Champion Dexter Fowler
July 17: Bestselling Author Greg McKeown
July 24: Music

An Invitation From Carl: Share Your Own Conversations About Money
50 Fires is taking a very short break to gear up for Season 2 with even more meaningful conversations about money. In this quick episode, Carl invites you to kindle your own enlightening discussions around money with a spouse, family member, or dear friend, and offers 5 simple, yet impactful steps to start these conversations:
Look for time and space for the conversation
Pick a simple question

Journalist and Adventure Writer Daniel Duane on Changing Course and Becoming a Therapist in His Mid-50s
Carl welcomes journalist, writer, surfer, climber, father and husband Daniel Duane to reflect on a life and career guided by passionate pursuits and what happens when that career suddenly seems unviable. The conversation raises questions about the meaning of a simpler life and how to navigate the complexities of money in the present as the cost of living continues to rise all around us. As a resul

Farnoosh Torabi - What her parents taught her about money, and why she’s the (proud) breadwinner in her own marriage
Podcaster, Author, and Financial Journalist Farnoosh Torabi discusses the impact of her parents’ approach to money growing up as a first generation Iranian family in Massachusetts, and how the gender dynamics of their relationship impacted her at an early age. She reflects on how her childhood experiences shaped her perception of money and the importance of finding financial autonomy in her own ma

Comedian Pete Holmes on Freedom and Creativity with Money
Comedian Pete Holmes reflects on his relationship with money and how it relates to his sense of freedom, creativity, and play. In this wide ranging conversation, Carl and Pete explore how money impacts our anxiety, and the role that spirituality plays in helping to reduce that tension. From Pete’s early days in standup comedy, to his eventual success as a writer, actor, and podcaster, this episod

Carl’s Daughter Lindsay Richards - A Rewarding Conversation About Money
On this week’s episode of 50 Fires, Carl keeps things in the family by having a discussion about money with his oldest daughter, Lindsay Richards.
Lindsay is a 27-year old finance professional living in New York City, and as the oldest of 4 kids, she has a lot of perspective on how her parents handled money as she and her siblings grew up. From her earliest memory of money (“Mom wouldn’t let me

Understanding Our Money Decisions With UCLA Professor Hal Hershfield
Hal Hershfield is a leading expert on the psychology of making decisions, but that doesn’t mean that he always makes the right decisions about money, which should be reassuring for us all to hear. A Professor of Marketing, Behavioral Decision Making, and Psychology at UCLA’s Anderson School of Management, Hal joins Carl to discuss some of his earliest memories about money (he looked it up in the ‘

The First 20 Fires: Highlights From Chef Maneet Chauhan; Musician Lukas Nelson; VC Bryce Roberts; Comedian Gina Yashere; and UCLA Professor Hal Hershfield on Money and Psychopathy
Carl takes a look back on moments from the first 20 episodes of the show, and highlights some moments that you may have missed.
Celebrity Chef and Food Network Star Maneet Chauhan reflects on growing up in India and how she never compared what she had to her peers (ie - life before Instagram)!
Musician Lukas Nelson reveals how he writes music that is important to him and what he learned from

School Teachers, Education, and Financial Purpose: Educator Jonathan Santos Silva on pursuing a career in education, the inevitable financial struggles in that pursuit, and finding purpose in community above all else.
It’s not a secret that a elementary and secondary school educators are notoriously underpaid, and in this episode, Educator Jonathan Santos Silva discusses how he’s pursued his career in education despite any and all financial pressures. Throughout this important conversation, Jonathan and Carl ultimately discuss the role of money as an expression of value and its relationship to purpose and commu

Morgan Housel and Gretchen Housel Part 2: Why they never fight about money, why Morgan now only wants to fly business class, and how they’re talking to their kids about money
In Part 2 with Morgan and Gretchen Housel, host Carl Richards unpacks the difference between wants and necessities (ie - sometimes flying in Business class is essential in order to effectively do what you’ve been hired to do) . They also reveal that while they have disagreements about some things, money has never really been one of them. And the explore the challenges of parenting in the digital a

Morgan Housel and Gretchen Housel Part 1: How they use simple financial experiments to improve their relationship with money and each other
Description
If you’ve spent any time in finance, you’ll know that Morgan Housel is The New York Times Bestselling Author of The Psychology of Money and the newly released Same As Ever: Timeless Lessons on Risk, Opportunity, and Living a Good Life. But today, you’ll get to hear him like you never have before…in conversation with his wife Gretchen.
In Part One of this two-week episode, host Carl

Embracing Uncertainty with Cattle Rancher Elizabeth Poett
Elizabeth Poett is a seventh generation cattle rancher, born and raised on Rancho San Julian, her family's historic 14,000-acre cattle ranch on California's Central Coast near Santa Barbara. On this episode of 50 Fires, Elizabeth reflects on the importance of embracing uncertainty as a rancher, a career where every day is different, and unpredictability is a part of the routine. She also shares he

Coach Scott Drew - Success On and Off The Court with Baylor Men’s Basketball
As the Head Coach of Baylor Men’s Basketball, Scott Drew has the ability to talk about money on his own behalf, as well as all of the young athletes he gets to coach and mentor each and every year. Carl and Coach Drew talk about the financial pressures many players face today, how he tries to instill good financial lessons in them before they leave his team, and the importance of mentoring his pla

Invest Like a Psychopath
Carl’s guest this week holds one of the more unique relationships with money you will ever hear. Jamie is a diagnosed psychopath, but the word doesn’t mean what you think. Psychopathy is a neurological disorder, similar to narcissistic personality disorder, and as you’ll soon discover, it has allowed Jamie to treat money with a logic that we could all learn from (example: she maxed out her retirem

Resilience in Uncertainty with TV Writer Dave Goetsch
Carl welcomes Dave Goetsch, comedy writer and co-executive producer of 'The Big Bang Theory' for a conversation about navigating the uncertainty of Hollywood. Dave discusses the importance of resilience - financial, emotional, and mental - throughout his career.
Dave shares his firsthand experiences with financial crises, canceled shows, and the pressure of tying self-worth to success. He also dis

Another Side of Downtown Josh Brown
Josh Brown is a financial advisor known for his insights on CNBC and as the co-host of "The Compound and Friends" podcast with Michael Batnick. He’s had thousands of conversations about money over the years, but none quite like this one. Josh offers a rare, personal glimpse into the moments that molded his financial perspective and approach to life, like the hidden financial struggles his parents

Comparison Is The Thief of Joy with Johnnyswim
Amanda Sudano and Abner Ramirez of the musical duo Johnnyswim open up about the meaning of money in their creative partnership and marriage.
Money disagreements are a part of any relationship, but it's how you work through them to forge a unified financial life, and throughout their career, Abner and Amanda have prioritized creative control and financial independence.
Abner and Amanda released

Talking About Money and Marriage with Cori and Carl Richards
Carl invites his wife, Cori, to have a conversation about money that’s been decades in the making. 28 years into their relationship, Carl and Cori are still learning about each other–especially when it comes to money.
In this intimate episode, Carl and Cori break down decades-long misconceptions about one another, assumptions they've made but rarely questioned, and feelings they're never before r

Breaking Bad’s Dean Norris Has Always Lived Within His Means
Being a successful actor is no easy feat, and learning how to navigate the tumultuous waves of the entertainment industry’s financial landscape takes discipline and even frugality. Actor Dean shares how his early obsession with saving money molded his successful acting career. Way before he landed the role of Hank on Breaking Bad, he understood the critical importance of living within his means s

Investing in Comedy with Gina Yashere
Gina Yashere’s career in comedy is a result of sheer resilience, determination, and…budgeting. As a standup comedian and co-creator of Bob Hearts Abishola on CBS, she’s come a long way from her upbringing as a second generation Nigerian immigrant in London. Growing up, her mother essentially gave her two career options - doctor or engineer. After becoming an elevator technician and engineer in her

A Shark’s Take On Money and Meaning
Matt Higgins’ journey to success, growing up poor in New York City, has been a huge part of his framework for viewing money. He and Carl discuss the idea that money is meant to be in flow, and Matt shares his earliest memory of how his mother had an abundance mindset - despite her financial circumstances. Matt candidly shares the deep-seated trauma of his financial struggles and how it shaped his
A Culinary Path to Financial Independence with Chef Maneet Chauhan
Chef Maneet Chauhan is best known as a judge on Chopped and as a fierce culinary competitor on Food Network shows like Iron Chef, Guy’s Grocery Games, and Beat Bobby Flay. But off screen, she’s a successful chef and restaurateur with a passion for sharing the diverse flavors she grew up with in India. As an immigrant to the United States, she also has a unique perspective on money. From her father

How Chip Gaines Uses Money As a Tool for Impact
Most of us were first introduced to Chip Gaines on “Fixer Upper,” the blockbuster renovation show where he serves as genius contractor, adoring husband, and comic relief. But this episode of “50 Fires” reveals a different seen side of Chip–entrepreneurial, spiritual, philosophical, and reflective.
Carl and Chip discuss Chip’s unconventional attitude toward risk, using money as a tool for impact v

Chasing The Muse with Lukas Nelson
Carl goes deep on the realities of being a working musician with Singer Songwriter Lukas Nelson and festival organizer Ben Anderson. Recorded at the Park City Song Summit in September.
Carl’s conversation with Lukas Nelson unpacks how the allure of fame and money can be a trap for musicians, and how Lukas navigated finding his own artistic path, despite being the son of legendary artist Willie Ne

How Much Money Is Enough…For You?
Money: it’s a necessity, but sometimes it becomes an obsession. For Bryce Roberts, a venture capitalist who also happens to be a member of the Church of Jesus Christ of Latter-day Saints, balancing faith, morality and financial success is a personal challenge.
On this episode, Carl asks Bryce to ponder the Devil's Golden Question: How much money is enough? They share their personal experiences g

Making Space for Art (While Also Earning a Living)
For many artists, the path to financial stability while pursuing creative passions is often winding and steep. Drawing from her rich experiences as a poet, professor and public intellectual, Carl’s guest Caroline Randall Williams offers unique insights into the subtle dynamics between education, wealth and social standing. She also shares her personal path to carving out space for creative fulfill

Walking Away From Wall Street
How much money is "enough?" As a former Managing Director at BlackRock’s hedge fund division, Khe Hy left behind the hustle of Wall Street to embark on an introspective journey to redefine his relationship with money. What ended up being "enough" for him? Here's a hint: it includes a cross-country move, two little kids, and a lot of surfing.
Carl Instagram: @behaviorgap
Blind Nil Instagram: @bli
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