George Kamel
George Kamel is a personal finance expert and co-host of The Ramsey Show and Smart Money Happy Hour. Following Ramsey's proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. This show simplifies complex money topics, busts money myths with actual facts, and debunks stupid financial advice from social media, all with humor and pop culture references.
Episodes
18 Minutes of People Going Into Disney Debt
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It’s a tale as old as time. People come to Disney for the magic, but they end up leaving with something very un-magical: Disney debt. So today, I’m reacting to a few poor unfortunate souls whose Disney dreams turned into financial nightmares.
Next Steps:
• 🎥 Watch my video I Asked People at Disney How Much Debt
Don't Buy Another Roll of Toilet Paper Until You Watch This
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Today, I’m investigating which brands of toilet paper are worth the money, and which ones are nothing more than a marketing gimmick designed to take advantage of you.
Next Steps:
• 🎥 Watch my video I Tried The Top As Seen On TV Products!
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
I Asked People How Much Their Rent Is (New York City)
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I’m here in New York City, where the citywide median rent for a two-bedroom apartment is about $2,500 bucks! So we’re hitting the streets to ask New Yorkers how much they’re paying to live here and how they’re affording it.
Next Steps:
• 🎥 Watch my video I Asked People If They’re Rich (Beverly Hills).
• 📈 Are you on
19 Minutes of TikTok Roasting Boomer Advice
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Today, I’m soliciting the advice of my elders and reacting to the most popular baby boomer advice on the internet. Let’s see what still holds up . . . and what should’ve retired before they did.
Next Steps:
• 🎥 Watch my video 23 Minutes of Things Rich People “Know”!
• 💵 Start your free budget today. Download the EveryDoll
Income by Age In 2026
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How does your income stack up to other people your age? When will your income most likely peak? And what, in fact, does the fox say? I’ll answer two of those questions today, as I break down the median yearly income by age.
Next Steps:
• 🎥 Watch my video How to Be a Millionaire on a Low Salary!
• 💵 Start your free budget today. Download the Ev
15 Cheap Things That Improve Your Life 100%
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From blackout curtains to tongue scrapers, we’re reacting to Reddit’s best—and at times, painfully honest—answers to this question: What is something relatively cheap that improves your life by 100%?
Next Steps:
• 🎥 Watch my video 11 Places Frugal People NEVER Spend Money!
• 📙 Check out my book Breaking Free From Bro
18 Minutes of Dangerous Money Advice From the Internet
📙 Check out my book, Breaking Free From Broke!
The people of TikTok have spoken . . . and I suspect they’re wrong again. Today, we’re reacting to their worst money advice to see just how far down the rabbit hole of debt these financial Tweedledees and Tweedledums have gone.
Next Steps:
• 🎥 Watch my video 21 Minutes of Terrible Money Advice From the Internet!
• 💵 Start your free
Money Traps To Avoid As Your Net Worth Grows
📙 Check out my book, Breaking Free From Broke!
Today, I’m breaking down the biggest traps waiting for you at every wealth level—from broke to millionaire. And believe it or not, they get more dangerous the more your net worth grows.
Next Steps:
• 🎥 Watch my video How I Built a $1M Net Worth by 32!
• 📊 Check out your net worth with the Net Worth Calculator!
• 💵 Start your
Guessing Their Debt Was Harder Than I Thought
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It’s no secret that I love asking people about their debt. But what you may NOT know is that I’m also pretty good at guessing it. So today I’m putting my debt guessing skills to the test again in Franklin, Tennessee.
Next Steps:
• 🎥 Watch my video I tried Guessing People’s Debt!
• 📈 Are you on track with the Baby Steps? Get a
18 Minutes of America’s Financial Gut Punch
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I’ve got good news and bad news. Bad news? Everything costs more. Good news? We’re reacting to TikTok’s funniest takes on America’s affordability crisis and talking through some actual solutions. Because if we’re not laughing . . . we’re crying.
Next Steps:
· 🎥 Watch my video Grocery Hacks for Frugal People
The Real Reason Americans Can’t Afford to Retire
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Today, we’re crunching the numbers on retirement in America to see if we’re walking on sunshine or stumbling down the boulevard of broken dreams.
Next Steps:
· 🎥 Watch my video The Bulletproof Investing Guide to Avoid the Retirement Crisis!
· 📊 Check out the Investment Calculator!
· 💵 Start your free budget
I Asked People From Around the World How Much Debt They Have
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We’re here in New York City—the melting pot of America—which welcomes around 65 million visitors every year. So as man of the people, I feel duty-bound to ask the questions we’re all thinking: What country are you visiting from and how much debt do you have?
Next Steps:
• 🎥 Watch my video I Asked World Cup Fans What T
22 Minutes of Family Money Disasters
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Money fights are one of the fastest ways to turn a family reunion into a family feud. So, today,I'm reacting to some truly unhinged family money drama on TikTok.
Next Steps:
• 🎥 Watch my video 19 Minutes of People Going BROKE at Disney!
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
8 Items You Should Buy Used (and 8 You Shouldn’t . . .)
🎥 Click here to listen to the first chapter of my book, Breaking Free From Broke.
You can buy pretty much anything used these days—but should you? Today, I’m sharing my top eight things I’d personally buy used, along with eight things I wouldn’t darken the door of a Goodwill for.
Next Steps:
• 🎥 Watch my video My Top 10 Buy-It-for-Life Items!
• 💵 Start your free budget to
I Asked World Cup Fans What They Spent
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I’m here at the World Cup Finals—the most expensive soccer match in history—to ask people exactly how much they paid for their tickets and find out who’s gone from super fan to super broke.
Next Steps:
• 🎥 Watch my video I Asked Country Music Fans How Much Their Truck Payment Is!
• 📈 Are you on track with the Baby St
The 10 Most Insane Frugal Hacks on Reddit
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Today, I’m ranking Reddit users’ most insane, can’t-believe-they-did-that frugal hacks. It’s a list that’ll have me saying, “I’m impressed,” but also, “You good, bro?”
Next Steps:
· 🎥 Watch my video 12 Rules for (a Frugal) Life!
· 📈 Are you on track with the Baby Steps? Get a free personalized plan.
Connect With Our Sp
The Hidden Force Driving Up Home Pricing
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You don’t need me to tell you that buying a house is more expensive than ever. But why has it gotten so bad? Part of the problem is billion-dollar companies buying up homes like Pokémon cards. Let me explain what I mean.
Next Steps:
• 🎥 Watch my video Why This Viral Mortgage Hack Is a Terrible Idea!
• 💵 Start your free budget today. Download the Every
I Asked People What Their Car Payment Is…(Nashville)
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I'm back in Nashville at CMA Fest, the biggest country music festival in the country. And I'm here to harass country music fans about their truck payments and find out how honest they're willing to be.
Next Steps:
· 🎥 Watch my video I Asked Country Music Fans How Much Their Truck Payment Is!
· 💵 Start your free budget today. Download the EveryDo
16 Minutes of People Going Broke Over Weddings
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The average wedding costs over $30,000, and lots of happy couples can’t afford that bill. So today, I’ll be reacting to a horde of TikToks featuring brides and grooms going broke over their weddings.
Next Steps:
• 🎥 Watch my video on Smart Money Happy Hour: Spilling the Financial Tea With Our Better Halves
• 💵 Start your f
Frugal Habits Even Millionaires Won’t Give Up
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Today, we’re finding the frugal line even I wouldn’t cross as I react to the money-saving habits people wouldn’t give up—even if they became rich.
Next Steps:
• 🎥 Watch my video 22 “Broke” Habits Rich People Can’t Stop.
• 📙Check out my book Breaking Free From Broke.
• 📈 Are you on track with the Baby Steps? Get a free persona
I Asked Country Music Fans How Much Their Truck Payment Is
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We’re at the CMA Fest in Nashville, Tennessee—one of the biggest gatherings of country music fans—and asking our boot scootin’ friends: What’s your truck payment?
Next Steps:
• 🎥 Watch my video I Asked People at Disney How Much Debt They Have.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps?
“Rich People Things” That Are (And Aren't) Worth The Money
📙Check out my book Breaking Free From Broke!
There are some things I’ll never buy, no matter how much money I make. But Redditors are making a case for some of them—so today I’m going through their list of “rich people things” to see if I’m wrong.
Next Steps:
• 🎥 Watch my video 14 Things Under $100 That Are Totally Worth the Money.
• 💵 Start your free budget today. Download the EveryDol
Everything You Know About Retirement Is Wrong
📈 Learn how to invest with our Investing guide!
Is a dream retirement possible anymore? Will Social Security even be a thing in 20 years? Today, my guest Erin Talks Money and I will answer (and debate) those questions with a friendly round of everyone’s favorite game: Agree to Disagree.
Next Steps:
· 🎥 Watch my video We Will Never Agree on THIS | Agree to Disagree With Caleb Hammer.
·
Are These Rich People Ready for Retirement?
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Today, we’re in Franklin, Tennessee—one of the wealthiest counties in America—to ask people the question: How much do you have saved for retirement?
Next Steps:
• 🎥 Watch my video I Asked People How Much They Have In Retirement!
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free per
16 Things That Used to Be Worth the Money But Now Feel Like a Ripoff
🎧 Listen to the Breaking Free From Broke audiobook here!
These things used to be worth the money, but now? Redditors are calling them a total rip-off. From fast food to airline tickets (plus a few surprises), which ones will you agree or disagree with?
Next Steps:
• 🎥 Watch my video 14 Things Under $100 That Are Totally Worth the Money.
• 💵 Start your free budget today. Download the Ever
I Confronted Graham Stephan and Jack Selby
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On today’s episode, we’re hanging out with the guys of The Iced Coffee Hour, Graham Stephan and Jack Selby. We're talking crypto, credit scores, Jack’s blind date prospects and what they absolutely refuse to spend money on.
Next Steps:
• 🎥 Watch my video Real Estate, Trump and the Fed | Millionaires in Cars Getting Coffee With Iced Coffee Hour!
• 💵 S
8 Lessons From the Bible That Kept Me From Going Broke
📙 Check out my book, Breaking Free From Broke!
Biblical money principles work regardless of what you believe about the universe. And today, I’ll be sharing eight of the most timeless.
Next Steps:
• 🎥 Watch my video Harvard Professor Reveals the Worst Thing to Do With Your Money!
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get
22 More Minutes of People Going Broke in Real Time
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Today, I’m reacting to even more clips of people on their baddest, brokest behavior. Or as I like to call it, job security.
Next Steps:
• 🎥 Watch my video 23 Minutes of People Going Broke in Real Time!
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
Conne
Communication Expert: The Exact Words That Stop Money Fights
📙 Check out my book, Breaking Free From Broke!
Today, trial attorney and communication expert Jefferson Fisher is joining me in studio to give a crash course on difficult money conversations. He’s breaking down everything from the exact words that stop money fights to the best way to say no.
Next Steps:
• 🎥 Watch my video Why You Feel Anxious About Money (With Dr. John Delony).
• 💵 Start
18 DIYs That Save You Money
💵 Find extra money with the 14-Day Money Finder!
What’s a DIY that saved you more money than you expected? That’s the question I posed to my Facebook audience—and boy, did you show up. From haircuts to home births, let’s decide if it’s DIY or Don’t Even Try.
Next Steps:
• 🎥 Watch my video Frugal Habits That Secretly Drain Your Bank Account!
• 💵 Start your free budget today. Download the
Subtle Signs Someone is Richer Than They Look
🎧 Check out my audiobook, Breaking Free From Broke!
Can you spot the millionaire? According to Reddit, these are the subtle signs someone is actually rich—and they’re more surprising than you think.
Next Steps:
• 🎥 Watch my video 13 Minutes of Reddit’s Worst Financial Horror Stories.
• 💵 Start your free budget today. Download the EveryDollar app!
• 🎓 Find out more about Financial Peace
98% of People Are Making This Financial Mistake | Michael Easter
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Is your brain wired to keep you broke? We’re getting super uncomfortable on this episode with Michael Easter to find out why staying comfortable is keeping us stuck and how friction is the key to breaking free.
Next Steps:
• 🎥 Watch my video The Doom Loop Keeping You Broke (feat. Arthur Brooks)!
• 📈 Are you on track with the B
I Asked People at Disneyland How Much Debt They Have
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I’m here at downtown Disney to find out how much the happiest place on earth is costing people by asking one question: How much debt do you have? It’s a tale as old as time.
Next Steps:
• 🎥 Watch my video I Asked People at Disney How Much Debt They Have!
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
The Housing Market Has People Spiraling
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Ah, the housing market . . . the only thing more triggering to Gen Z than a millennial referring to anything as a “slay.” But is it completely hopeless out there? We’re heading to TikTok to find out.
Next Steps:
• 🎥 Watch my video How Much House You Can ACTUALLY Afford (Based on Income).
• 💵 Start your free budget today. Download the EveryDollar app!
I Ticked Off a Million People . . . Again
📙 Check out my book Breaking Free From Broke!
My toxic habit of reading the comments on my videos led me to discover that a lot of people really do not appreciate my man-on-the-street videos. So today, we’re looking at why I upset so many people by classifying their comments according to the five stages of grief.
Next Steps:
· 🎥 Watch my video I Asked People How Much Debt They Have (Na
I Asked People in Beverly Hills If They're Rich
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Welcome to Beverly Hills, the place everyone wants to be. But can everyone actually afford it? Today, I hit Rodeo Drive to find out who’s truly rich and who’s just really good at looking the part.
Next Steps:
• 🎥 Watch my video I Asked People If They're Rich (Beverly Hills)!
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are
16 Minutes of Parents "Making" Their Kids a Millionaire
🎧 Check out my audiobook Breaking Free From Broke.
I recently discovered that finance bros love making TikToks about everything they’re doing to turn their kids into millionaires—and most of their “strategies” are profoundly stupid. So today, I’ll be reacting to the best of said TikToks.
Next Steps:
• 🎥 Watch my video These Viral “Investment” Plans Don’t Work.
• 💵 Start your free budget
What Really Happens in the Finance Office at Car Dealerships (It's Costing You)
🚗 Check out the Ramsey Car Guide!
Today, we’re talking about car dealerships and answering three important questions: How do they work? Why are they such a problem? And what can we do about it?
Next Steps:
• 🎥 Watch my video Why Is No One Talking About America’s Wealth Killer?
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a
I Asked Hollywood How Much Debt It Has
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Today, I’m out in Hollywood, where dreams are made, stars are born . . . and tourists are ambushed by me asking about their debt.
Next Steps:
• 🎥 Watch my video I Guessed How Much Debt People Have.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 👉Enter the Ramsey May Cash Giveaway! $500 weekly prizes
23 Minutes Of Buy Now Pay Later Destroying People's Lives
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Today, I’m reacting to the best TikToks featuring buy now, pay later customers.
Next Steps:
• 🎥 Watch my video 23 Minutes of People Going Broke in Real Time.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 👉Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entrie
14 Things People Waste Money On and Still Defend
📙Check out my book Breaking Free From Broke!
Today, I’m headed to the most polarizing place on earth (aka Reddit) to find the top things people waste money on and still defend.
Next Steps:
• 🎥 Watch my video 12 Things Totally Worth The Money (Even Frugal People Should Buy These)
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get
I Asked College Students How Much Debt They Have (Arizona State University)
📊 Check out the Debt Snowball Calculator.
Today, I’m at Arizona State, the largest public university in the country, to ask students a simple question: How much debt do you have?
Next Steps:
• 🎥 Watch my video I Asked People How Much They Have In Retirement.
• 💰Check out the Investment Calculator.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track wit
22 Minutes of People Bragging About Their Debt On TikTok
💸 Try out the Debt Snowball Calculator!
Today, I’m reacting to a smattering of rage-bait clips of people ignoring their debt . . . or proudly flaunting it!
Next Steps:
• 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
Connect W
I Tried The Top As Seen As On TV Products
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Today, I’m testing some iconic As Seen On TV products to see if they’re worth the money.
Next Steps:
• 🎥 Watch my video 14 Things Under $100 That Are Totally Worth the Money
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• As Seen On TV Products:
o George Foreman Grill
o Flex Tape
o ShamWow
o Sh
I Asked High Schoolers Money Questions They Weren’t Ready For
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51% of student loan borrowers regret taking out the money. And I only know one way to stop the problem: get ahead of it. Which is why today, I’m out here at a local high school in Middle Tennessee to ask students how they plan to pay for college and, hopefully, give them a reality check.
Next Steps:
• 🎥 Watch my video I Asked More Peopl
22 Minutes of Side Hustles From The Internet
💰 Take my Side Hustle Quiz.
Today, I’m reacting to some of TikTok’s best—and worst—side hustles to see if they’re actually worth it.
Next Steps:
• 🎥 Watch my video 5 Side Hustles I Used to Build Wealth.
• 🎧 Listen to the Breaking Free From Broke audiobook here.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free personali
There’s Something Really Messed Up About This Finance Quiz
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Today, I’ll be taking the New York Times’ brand-new financial quiz live in living color to see if I can pass it.
Next Steps:
• 🎥 Watch my video 23% of Americans Bombed This Money Quiz—Can You Pass It?
• 💰 Have a money question? Ask Ramsey is here to help.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the
I Asked Finance Bros How Much Debt They Have
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Today, I’m in uptown Charlotte, North Carolina—home to some of the biggest banks in America.And I’m here to make friends with the local finance bro community by accosting them on the street with a simple question: “How much debt do you have?”
Next Steps:
• 🎥 Watch my video I Guessed How Much Debt People Have.
• 📚 Teachers’ Amazon Wish List.
• 💵 S
13 Things to Buy That Actually Save You Time
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What if you could get hours of your life back every week? In this episode, I’m sharing 13 items that can help you stop wasting time and make your life a whole lot easier.
Next Steps:
• 🎥 Watch my video 12 Things Totally Worth the Money (Even Frugal People Should Buy These).
• 💵 Start your free budget today. Download th
Unique Side Hustles People Actually Do
💸 Take my Side Hustle Quiz!
I asked you guys to share the most creative things you’ve done for extra cash that actually worked. And today, we’re going over my favorite answers.
Next Steps:
• 🎥 Watch my video Best to Worst: 20 Side Hustles That Make Money.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free personalized pla
I Asked People at Buc-ee’s What Their Car Payment Is
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Today, I’m here at everyone’s favorite beaver-branded gas station to see what people are driving, how much it’s costing them—and to pick up some Beaver Nuggs.
Next Steps:
• 🎥 Watch my video I Asked People What Their Car Payment Is
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free
16 Frugal Habits You Should Start Today
💵 Start your free budget today. Download the EveryDollar app!
I get a lot of frugal tips sent my way—some helpful, some ridiculous and some . . . pretty questionable. Today, I’m reacting to BuzzFeed’s list of frugal habits for 2026 to see which ones are worth trying.
Next Steps:
• 🎥 Watch my video 13 Tips Frugal People Actually Use to Save Money.
• 📈 Are you on track with the Baby Steps?
Money Expert Answers Debt Questions From the Internet
💵 Have a money question? Ask Ramsey is here to help.
A third of America feels trapped in a cycle of debt. And today, I’ll be answering your questions about getting out of debt—and staying out.
Next Steps:
• 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a
I Asked People at Dollywood How Much Debt They Have
Today, I’m at Dollywood—the friendliest theme park in the world—to make some new friends the only way I know how: asking them how much debt they have.
Next Steps:
• 🎥 Watch my video I Asked People at Disney How Much Debt They Have.
• 📊 Check out the Investment Calculator.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
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My Top 10 Buy-It-for-Life Items
💰Check out the Net Worth Calculator!
Today, I’ll be sharing a list of 10 timeless items you should spend a little extra on up front to make sure they last at least a decade and save you money in the long run. For each one, I’ll explain why it’s something you should buy for life, and I’ll show you the exact version I personally own.
Next Steps:
● 🎥 Watch my video 14 Things Under $100 That
23 Minutes of People Crashing Out Over Their Taxes
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Today is Tax Day—aka my fourth-favorite holiday. To celebrate the occasion, I’ll be reacting to a conglomeration of TikToks featuring people crashing out over their taxes.
Next Steps:
• 🎥 Watch my video This Tax Advice Will Get You In Trouble
• 🗂️ Get connected with
I Asked People at Dollywood How Much They Have in Retirement
📊 Check out the Investment Calculator.
It turns out, 42 percent of Americans with a 401(k) have less than $10,000 in it. Yikes! So today, I’m at Dollywood to ask people how much they have saved for retirement—and maybe ride a few roller coasters while I’m at it.
Next Steps:
• 🎥 Watch my video No One Is Ready For Retirement (George On The Street)
• 📈 Are you on track with the Baby Steps?
Bad News For Your Retirement (New Data Explained)
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
A new report shows that the median working-age American has less than $1,000 saved for retirement. Which is why, today, I’ll be diving into this study and giving you a custom letter grade for your retirement savings.
Next Steps:
• 🎥 Watch my video The Bulletproof In
The Doom Loop Keeping You Broke (feat. Arthur Brooks)
💰This is the number that tracks your progress, not your paycheck. Calculate your net worth now.
You guys have loved my conversations with Arthur Brooks, so we brought him back again! Today, we’re diving into the doom loops keeping young men stuck, the ways that wealth can limit your happiness, and how Arthur defines the meaning of your life.
Next Steps:
● 🎥 Watch my video Harvard Professo
I Tried Guessing More People’s Debt
📈 If you’re wondering whether your debt is too high, use the Debt-to-Income Ratio Calculator!
I’m back in Nashville for another round of trying to guess how much debt total strangers have.
Next Steps:
● 🎥 Watch my video Where Does Your Income Rank Compared to the Rest of America?
● 📈 Are you on track with the Baby Steps? Get a free personalized plan.
● 💵 Start your free budget today. D
28 Minutes of Unhinged Relationship TikToks With Dr. John Delony
❤️ Check out Dr. John Delony’s new daily marriage app, Together.
Today, I’m reacting to a panoply of TikToks featuring couples dealing with their finances—and other potential conflicts—without committing murder. And I won’t be alone in this endeavor, because I’ll be joined by everyone’s favorite relationship expert and part-time rock star: Dr. John Delony.
Next Steps:
● 🎥 Watch my video D
Trump Accounts Are Here (What You Need to Know)
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Trump accounts are officially official, which means it’s time for an update. So today, we’ll look at exactly how these accounts work, who’s eligible for them, and whether the 500K promise is legit.
Next Steps:
● 🎥 Watch my video The Bulletproof Investing Guide to Avoid the Retirement Crisis.
● 📈 Are you on track with the Baby Steps? Get a free pers
I Guessed How Much Debt People Have
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
After taking hundreds of calls on The Ramsey Show, I’ve gotten pretty good at being able to clock people’s financial situation. So today I’m putting my skills to the test by guessing how much debt strangers have.
Next Steps:
• 🎥 Watch my video I Asked More People i
12 Shocking Money Stats About the Average Person
📈 Check out the Investment Calculator.
No one loves crunching numbers quite as much as I do. And today, I’ll be doing some Grade A number-crunching by sharing 12 jaw-dropping money stats.
Next Steps:
🎥 Watch my video No One Wants to Talk About This (Gen X Is in Trouble).
🏡 Check out my free Home Buyer’s Course!
💵 Start your free budget today. Download the EveryDollar app!
The Most Underrated Retirement Strategy You Need to Know About
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What if I told you there was a powerful, under-the-radar tool that could supercharge your retirement? And what if I told you it comes with a triple tax advantage? Well, I’ve got good news: It’s real. And in this video, you’ll learn what it is, how it works, and how you can take advantage of it.
Next Steps:
● 🎥 Watch my video Why Rich People Love Mutual
No One Is Ready For Retirement (George On The Street)
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Back by popular demand, I’m returning to the streets of Nashville to ask more friendly faces how much money they have saved for retirement.
Next Steps:
• 🎥 Watch my video I Asked People About Their BIGGEST Financial Mistake.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free personal
31 Minutes of Job Market Crash-Outs
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The U.S. job market has seen better days. And today, I’ll be reacting to a smattering of TikToks featuring job seekers coming to grips with that fact. But it won’t just be me, because I’ll be joined by fellow Ramsey Personality and bestselling author Ken Coleman.
Next Steps:
● 🎥 Watch my video Money Experts React to Unhinged TikToks (Feat. Jade Wars
Harvard Professor Reveals the Real Reason We Keep Making Dumb Money Decisions
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On this episode, Harvard happiness expert Dr. Arthur Brooks joins me for a third time to break down why wealth doesn’t automatically equal meaning—and what actually does. We talk money, success, comparison, saving and his new book, The Meaning of Your Life.
Next Steps:
I Asked People How Much They Have Saved for Retirement
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Apparently, 42% of Americans with a 401(k) have less than $10,000 in it. Translation? A lot of people are waybehind on their retirement goals. So I hit the streets of Nashville to ask strangers one simple (and slightly uncomfortable) question: How much do you have saved for retirement?
Next Steps:
• 🎥 Watch my video I Asked People What Their Car Payment
24 Minutes of People Going Broke in Real Time
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Today, I’ll be reacting to videos of people ruining their finances in real time. Let’s take a look—so we don’t make fools of ourselves.
Next Steps:
● 🎥 Watch my video 11 Frugal Habits That Made Me a Millionaire.
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The Biggest Tax Changes in 2026
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The IRS has already dropped their list of tax changes for 2026. Shockingly, they’re not all terrible. So today, we’re breaking down the top seven tax changes you need to know about and how they could save you thousands next year.
Next Steps:
● 🎥 Watch my video This Tax Advice Will Get You In Trouble.
● 💵 Start your free budget today. Download the
Exposing This $10 Billion Debt Industry
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Chances are, you’ve seen a too-good-to-be-true ad that promises an easy way out of debt—fast. But here’s the truth: Most debt relief schemes don’t actually make your situation better. So before you sign up for anything, let’s walk through exactly how these companies work, what they don’t tell you up front, and what your better optio
25 Minutes of INSANE Credit Card Debt on the Internet
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Total credit card debt in the U.S. is now over $1 trillion. And today, I’ll be reacting to some TikToks my team sent me about how insane credit card debt has gotten and how people are dealing with it.
Next Steps:
● 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).
● 📈 Are you on track with the Baby Steps? G
16 Minutes of Hilarious Money TikToks
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Can you put a quality meal on the table for around a dollar? One TikToker seems to think so. And in today’s video, I’ll be reacting to said TikToker, along with other money-related videos that you guys sent me on social.
Next Steps:
● 🎥 Watch my video I Asked People How Much Debt They Have.
● 📈 Are you on track with the Baby Steps? Get a free person
19 Minutes of People Going BROKE at Disney
💵 Start your free budget today. Download the EveryDollar app!
According to a new survey, about one in four people who go on a Disney trip use debt to pay for it. So today, I thought I’d channel some of that “happiest place on earth” spirit and look at some popular TikToks featuring people going broke at Disney.
Next Steps:
● 🎥 Watch my video I Asked People at Disney How Much Debt They Hav
21 Minutes of Girl Math TikToks That Hurt My Brain 🤯
💵 Start your free budget today. Download the EveryDollar app!
I may not be a girl, but I do know math. And I’ve seen enough impulse buys and Instagram hauls to know a good ol’ fashioned spending excuse when I hear one. So today, I’ll be reacting to some hand-selected girl math videos.
Next Steps:
● 🎥 Watch my video 21 Minutes of Terrible Money Advice From the Internet.
● 📈 Are you on tr
Frugal Habits That Secretly Drain Your Bank Account
💵 Start your free budget today. Download the EveryDollar app!
The truth is, not every savings hack actually saves you money. So today, I’m reacting to BuzzFeed’s list of money-saving habits that are secretly draining your bank account—to help you figure out if you’re being a smart spender or sabotaging your progress.
Next Steps:
● 🎥 Watch 31 Small Habits That Lead to Big Savings.
● 📈 Are
The Bulletproof Investing Guide to Avoid the Retirement Crisis
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33% of working Americans don’t have a single cent in any kind of retirement account. And I don’t like that. So in this video, I’m laying out my personal, step-by-step investing blueprint. It’ll help you build wealth and rise above our national investing suck bar.
Next Steps:
● 🎥 Watch my video Why Your Net Worth Explodes at $100K.
● 💵 Start your fre
Money Expert Reacts to Dumb Mortgage Hacks
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Everybody thinks they’re a real estate mogul these days. In this episode, I’m reacting to some of the worst “mortgage hacks” on the internet and breaking down what actually works, what’s nonsense, and what could leave you house poor and stressed.
Next Steps:
● 🎥 Watch my video How to Pay Off Your House in 10 Years or Less.
● 📈 Are you on tra
This Foreign Retirement Plan Could Change Your 401(k) Forever
📈 Check out Ramsey’s Complete Guide to Investing.
Back in December, President Trump said his administration is looking “very seriously” at Australia’s primary retirement savings program as a solution to America’s retirement crisis. In today’s video, we’ll break down Australia’s retirement program to see if it’s actually effective.
Next Steps:
● 🎥 Watch How Much You Should Have in Your 40
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