George Kamel
George Kamel is a personal finance expert and co-host of The Ramsey Show and Smart Money Happy Hour. Following Ramsey's proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom. This show simplifies complex money topics, busts money myths with actual facts, and debunks stupid financial advice from social media, all with humor and pop culture references.
Episodes
Subtle Signs Someone is Richer Than They Look
🎧 Check out my audiobook, Breaking Free From Broke!
Can you spot the millionaire? According to Reddit, these are the subtle signs someone is actually rich—and they’re more surprising than you think.
Next Steps:
• 🎥 Watch my video 13 Minutes of Reddit’s Worst Financial Horror Stories.
• 💵 Start your free budget today. Download the EveryDollar app!
• 🎓 Find out more about Financial Peace
98% of People Are Making This Financial Mistake | Michael Easter
💵 Start your free budget today. Download the EveryDollar app!
Is your brain wired to keep you broke? We’re getting super uncomfortable on this episode with Michael Easter to find out why staying comfortable is keeping us stuck and how friction is the key to breaking free.
Next Steps:
• 🎥 Watch my video The Doom Loop Keeping You Broke (feat. Arthur Brooks)!
• 📈 Are you on track with the B
I Asked People at Disneyland How Much Debt They Have
💵 Start your free budget today. Download the EveryDollar app!
I’m here at downtown Disney to find out how much the happiest place on earth is costing people by asking one question: How much debt do you have? It’s a tale as old as time.
Next Steps:
• 🎥 Watch my video I Asked People at Disney How Much Debt They Have!
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
The Housing Market Has People Spiraling
🏠 Check out the Home Buyers Guide!
Ah, the housing market . . . the only thing more triggering to Gen Z than a millennial referring to anything as a “slay.” But is it completely hopeless out there? We’re heading to TikTok to find out.
Next Steps:
• 🎥 Watch my video How Much House You Can ACTUALLY Afford (Based on Income).
• 💵 Start your free budget today. Download the EveryDollar app!
I Ticked Off a Million People . . . Again
📙 Check out my book Breaking Free From Broke!
My toxic habit of reading the comments on my videos led me to discover that a lot of people really do not appreciate my man-on-the-street videos. So today, we’re looking at why I upset so many people by classifying their comments according to the five stages of grief.
Next Steps:
· 🎥 Watch my video I Asked People How Much Debt They Have (Na
I Asked People in Beverly Hills If They're Rich
📊 Check out the Investment Calculator!
Welcome to Beverly Hills, the place everyone wants to be. But can everyone actually afford it? Today, I hit Rodeo Drive to find out who’s truly rich and who’s just really good at looking the part.
Next Steps:
• 🎥 Watch my video I Asked People If They're Rich (Beverly Hills)!
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are
16 Minutes of Parents "Making" Their Kids a Millionaire
🎧 Check out my audiobook Breaking Free From Broke.
I recently discovered that finance bros love making TikToks about everything they’re doing to turn their kids into millionaires—and most of their “strategies” are profoundly stupid. So today, I’ll be reacting to the best of said TikToks.
Next Steps:
• 🎥 Watch my video These Viral “Investment” Plans Don’t Work.
• 💵 Start your free budget
What Really Happens in the Finance Office at Car Dealerships (It's Costing You)
🚗 Check out the Ramsey Car Guide!
Today, we’re talking about car dealerships and answering three important questions: How do they work? Why are they such a problem? And what can we do about it?
Next Steps:
• 🎥 Watch my video Why Is No One Talking About America’s Wealth Killer?
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a
I Asked Hollywood How Much Debt It Has
💵 Start your free budget today. Download the EveryDollar app!
Today, I’m out in Hollywood, where dreams are made, stars are born . . . and tourists are ambushed by me asking about their debt.
Next Steps:
• 🎥 Watch my video I Guessed How Much Debt People Have.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 👉Enter the Ramsey May Cash Giveaway! $500 weekly prizes
23 Minutes Of Buy Now Pay Later Destroying People's Lives
💵 Start your free budget today. Download the EveryDollar app!
Today, I’m reacting to the best TikToks featuring buy now, pay later customers.
Next Steps:
• 🎥 Watch my video 23 Minutes of People Going Broke in Real Time.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 👉Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entrie
14 Things People Waste Money On and Still Defend
📙Check out my book Breaking Free From Broke!
Today, I’m headed to the most polarizing place on earth (aka Reddit) to find the top things people waste money on and still defend.
Next Steps:
• 🎥 Watch my video 12 Things Totally Worth The Money (Even Frugal People Should Buy These)
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get
I Asked College Students How Much Debt They Have (Arizona State University)
📊 Check out the Debt Snowball Calculator.
Today, I’m at Arizona State, the largest public university in the country, to ask students a simple question: How much debt do you have?
Next Steps:
• 🎥 Watch my video I Asked People How Much They Have In Retirement.
• 💰Check out the Investment Calculator.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track wit
22 Minutes of People Bragging About Their Debt On TikTok
💸 Try out the Debt Snowball Calculator!
Today, I’m reacting to a smattering of rage-bait clips of people ignoring their debt . . . or proudly flaunting it!
Next Steps:
• 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
Connect W
I Tried The Top As Seen As On TV Products
💵 Start your free budget today. Download the EveryDollar app!
Today, I’m testing some iconic As Seen On TV products to see if they’re worth the money.
Next Steps:
• 🎥 Watch my video 14 Things Under $100 That Are Totally Worth the Money
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• As Seen On TV Products:
o George Foreman Grill
o Flex Tape
o ShamWow
o Sh
I Asked High Schoolers Money Questions They Weren’t Ready For
💵 Have a money question? Ask Ramsey is here to help.
51% of student loan borrowers regret taking out the money. And I only know one way to stop the problem: get ahead of it. Which is why today, I’m out here at a local high school in Middle Tennessee to ask students how they plan to pay for college and, hopefully, give them a reality check.
Next Steps:
• 🎥 Watch my video I Asked More Peopl
22 Minutes of Side Hustles From The Internet
💰 Take my Side Hustle Quiz.
Today, I’m reacting to some of TikTok’s best—and worst—side hustles to see if they’re actually worth it.
Next Steps:
• 🎥 Watch my video 5 Side Hustles I Used to Build Wealth.
• 🎧 Listen to the Breaking Free From Broke audiobook here.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free personali
There’s Something Really Messed Up About This Finance Quiz
📈 Check out the Investment Calculator!
Today, I’ll be taking the New York Times’ brand-new financial quiz live in living color to see if I can pass it.
Next Steps:
• 🎥 Watch my video 23% of Americans Bombed This Money Quiz—Can You Pass It?
• 💰 Have a money question? Ask Ramsey is here to help.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the
I Asked Finance Bros How Much Debt They Have
📈 Check out the Investment Calculator!
Today, I’m in uptown Charlotte, North Carolina—home to some of the biggest banks in America.And I’m here to make friends with the local finance bro community by accosting them on the street with a simple question: “How much debt do you have?”
Next Steps:
• 🎥 Watch my video I Guessed How Much Debt People Have.
• 📚 Teachers’ Amazon Wish List.
• 💵 St
13 Things to Buy That Actually Save You Time
📈 Are you on track with the Baby Steps? Get a free personalized plan.
What if you could get hours of your life back every week? In this episode, I’m sharing 13 items that can help you stop wasting time and make your life a whole lot easier.
Next Steps:
• 🎥 Watch my video 12 Things Totally Worth the Money (Even Frugal People Should Buy These).
• 💵 Start your free budget today. Download th
Unique Side Hustles People Actually Do
💸 Take my Side Hustle Quiz!
I asked you guys to share the most creative things you’ve done for extra cash that actually worked. And today, we’re going over my favorite answers.
Next Steps:
• 🎥 Watch my video Best to Worst: 20 Side Hustles That Make Money.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free personalized pla
I Asked People at Buc-ee’s What Their Car Payment Is
📈 Check out the Investment Calculator!
Today, I’m here at everyone’s favorite beaver-branded gas station to see what people are driving, how much it’s costing them—and to pick up some Beaver Nuggs.
Next Steps:
• 🎥 Watch my video I Asked People What Their Car Payment Is
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free
16 Frugal Habits You Should Start Today
💵 Start your free budget today. Download the EveryDollar app!
I get a lot of frugal tips sent my way—some helpful, some ridiculous and some . . . pretty questionable. Today, I’m reacting to BuzzFeed’s list of frugal habits for 2026 to see which ones are worth trying.
Next Steps:
• 🎥 Watch my video 13 Tips Frugal People Actually Use to Save Money.
• 📈 Are you on track with the Baby Steps?
Money Expert Answers Debt Questions From the Internet
💵 Have a money question? Ask Ramsey is here to help.
A third of America feels trapped in a cycle of debt. And today, I’ll be answering your questions about getting out of debt—and staying out.
Next Steps:
• 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a
I Asked People at Dollywood How Much Debt They Have
Today, I’m at Dollywood—the friendliest theme park in the world—to make some new friends the only way I know how: asking them how much debt they have.
Next Steps:
• 🎥 Watch my video I Asked People at Disney How Much Debt They Have.
• 📊 Check out the Investment Calculator.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
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My Top 10 Buy-It-for-Life Items
💰Check out the Net Worth Calculator!
Today, I’ll be sharing a list of 10 timeless items you should spend a little extra on up front to make sure they last at least a decade and save you money in the long run. For each one, I’ll explain why it’s something you should buy for life, and I’ll show you the exact version I personally own.
Next Steps:
● 🎥 Watch my video 14 Things Under $100 That
23 Minutes of People Crashing Out Over Their Taxes
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
Today is Tax Day—aka my fourth-favorite holiday. To celebrate the occasion, I’ll be reacting to a conglomeration of TikToks featuring people crashing out over their taxes.
Next Steps:
• 🎥 Watch my video This Tax Advice Will Get You In Trouble
• 🗂️ Get connected with
I Asked People at Dollywood How Much They Have in Retirement
📊 Check out the Investment Calculator.
It turns out, 42 percent of Americans with a 401(k) have less than $10,000 in it. Yikes! So today, I’m at Dollywood to ask people how much they have saved for retirement—and maybe ride a few roller coasters while I’m at it.
Next Steps:
• 🎥 Watch my video No One Is Ready For Retirement (George On The Street)
• 📈 Are you on track with the Baby Steps?
Bad News For Your Retirement (New Data Explained)
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
A new report shows that the median working-age American has less than $1,000 saved for retirement. Which is why, today, I’ll be diving into this study and giving you a custom letter grade for your retirement savings.
Next Steps:
• 🎥 Watch my video The Bulletproof In
The Doom Loop Keeping You Broke (feat. Arthur Brooks)
💰This is the number that tracks your progress, not your paycheck. Calculate your net worth now.
You guys have loved my conversations with Arthur Brooks, so we brought him back again! Today, we’re diving into the doom loops keeping young men stuck, the ways that wealth can limit your happiness, and how Arthur defines the meaning of your life.
Next Steps:
● 🎥 Watch my video Harvard Professo
I Tried Guessing More People’s Debt
📈 If you’re wondering whether your debt is too high, use the Debt-to-Income Ratio Calculator!
I’m back in Nashville for another round of trying to guess how much debt total strangers have.
Next Steps:
● 🎥 Watch my video Where Does Your Income Rank Compared to the Rest of America?
● 📈 Are you on track with the Baby Steps? Get a free personalized plan.
● 💵 Start your free budget today. D
28 Minutes of Unhinged Relationship TikToks With Dr. John Delony
❤️ Check out Dr. John Delony’s new daily marriage app, Together.
Today, I’m reacting to a panoply of TikToks featuring couples dealing with their finances—and other potential conflicts—without committing murder. And I won’t be alone in this endeavor, because I’ll be joined by everyone’s favorite relationship expert and part-time rock star: Dr. John Delony.
Next Steps:
● 🎥 Watch my video D
Trump Accounts Are Here (What You Need to Know)
📊 Check out the Investment Calculator!
Trump accounts are officially official, which means it’s time for an update. So today, we’ll look at exactly how these accounts work, who’s eligible for them, and whether the 500K promise is legit.
Next Steps:
● 🎥 Watch my video The Bulletproof Investing Guide to Avoid the Retirement Crisis.
● 📈 Are you on track with the Baby Steps? Get a free pers
I Guessed How Much Debt People Have
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
After taking hundreds of calls on The Ramsey Show, I’ve gotten pretty good at being able to clock people’s financial situation. So today I’m putting my skills to the test by guessing how much debt strangers have.
Next Steps:
• 🎥 Watch my video I Asked More People i
12 Shocking Money Stats About the Average Person
📈 Check out the Investment Calculator.
No one loves crunching numbers quite as much as I do. And today, I’ll be doing some Grade A number-crunching by sharing 12 jaw-dropping money stats.
Next Steps:
🎥 Watch my video No One Wants to Talk About This (Gen X Is in Trouble).
🏡 Check out my free Home Buyer’s Course!
💵 Start your free budget today. Download the EveryDollar app!
The Most Underrated Retirement Strategy You Need to Know About
🏥 Check out Health Trust Financial.
What if I told you there was a powerful, under-the-radar tool that could supercharge your retirement? And what if I told you it comes with a triple tax advantage? Well, I’ve got good news: It’s real. And in this video, you’ll learn what it is, how it works, and how you can take advantage of it.
Next Steps:
● 🎥 Watch my video Why Rich People Love Mutual
No One Is Ready For Retirement (George On The Street)
📈 Check out the Investment Calculator.
Back by popular demand, I’m returning to the streets of Nashville to ask more friendly faces how much money they have saved for retirement.
Next Steps:
• 🎥 Watch my video I Asked People About Their BIGGEST Financial Mistake.
• 💵 Start your free budget today. Download the EveryDollar app!
• 📈 Are you on track with the Baby Steps? Get a free personal
31 Minutes of Job Market Crash-Outs
📊 Take the Get Clear Career Assessment.
The U.S. job market has seen better days. And today, I’ll be reacting to a smattering of TikToks featuring job seekers coming to grips with that fact. But it won’t just be me, because I’ll be joined by fellow Ramsey Personality and bestselling author Ken Coleman.
Next Steps:
● 🎥 Watch my video Money Experts React to Unhinged TikToks (Feat. Jade Wars
Harvard Professor Reveals the Real Reason We Keep Making Dumb Money Decisions
💵 Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a free personalized plan.
On this episode, Harvard happiness expert Dr. Arthur Brooks joins me for a third time to break down why wealth doesn’t automatically equal meaning—and what actually does. We talk money, success, comparison, saving and his new book, The Meaning of Your Life.
Next Steps:
I Asked People How Much They Have Saved for Retirement
📈 Check out the Investment Calculator.
Apparently, 42% of Americans with a 401(k) have less than $10,000 in it. Translation? A lot of people are waybehind on their retirement goals. So I hit the streets of Nashville to ask strangers one simple (and slightly uncomfortable) question: How much do you have saved for retirement?
Next Steps:
• 🎥 Watch my video I Asked People What Their Car Payment
24 Minutes of People Going Broke in Real Time
💵 Start your free budget today. Download the EveryDollar app!
Today, I’ll be reacting to videos of people ruining their finances in real time. Let’s take a look—so we don’t make fools of ourselves.
Next Steps:
● 🎥 Watch my video 11 Frugal Habits That Made Me a Millionaire.
● 📈 Are you on track with the Baby Steps? Get a free personalized plan.
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The Biggest Tax Changes in 2026
📁 File your taxes with Ramsey Smart Tax!
The IRS has already dropped their list of tax changes for 2026. Shockingly, they’re not all terrible. So today, we’re breaking down the top seven tax changes you need to know about and how they could save you thousands next year.
Next Steps:
● 🎥 Watch my video This Tax Advice Will Get You In Trouble.
● 💵 Start your free budget today. Download the
Exposing This $10 Billion Debt Industry
💵 Start your free budget today. Download the EveryDollar app!
Chances are, you’ve seen a too-good-to-be-true ad that promises an easy way out of debt—fast. But here’s the truth: Most debt relief schemes don’t actually make your situation better. So before you sign up for anything, let’s walk through exactly how these companies work, what they don’t tell you up front, and what your better optio
25 Minutes of INSANE Credit Card Debt on the Internet
💵 Start your free budget today. Download the EveryDollar app!
Total credit card debt in the U.S. is now over $1 trillion. And today, I’ll be reacting to some TikToks my team sent me about how insane credit card debt has gotten and how people are dealing with it.
Next Steps:
● 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).
● 📈 Are you on track with the Baby Steps? G
16 Minutes of Hilarious Money TikToks
📈 Check out the Investment Calculator!
Can you put a quality meal on the table for around a dollar? One TikToker seems to think so. And in today’s video, I’ll be reacting to said TikToker, along with other money-related videos that you guys sent me on social.
Next Steps:
● 🎥 Watch my video I Asked People How Much Debt They Have.
● 📈 Are you on track with the Baby Steps? Get a free person
19 Minutes of People Going BROKE at Disney
💵 Start your free budget today. Download the EveryDollar app!
According to a new survey, about one in four people who go on a Disney trip use debt to pay for it. So today, I thought I’d channel some of that “happiest place on earth” spirit and look at some popular TikToks featuring people going broke at Disney.
Next Steps:
● 🎥 Watch my video I Asked People at Disney How Much Debt They Hav
21 Minutes of Girl Math TikToks That Hurt My Brain 🤯
💵 Start your free budget today. Download the EveryDollar app!
I may not be a girl, but I do know math. And I’ve seen enough impulse buys and Instagram hauls to know a good ol’ fashioned spending excuse when I hear one. So today, I’ll be reacting to some hand-selected girl math videos.
Next Steps:
● 🎥 Watch my video 21 Minutes of Terrible Money Advice From the Internet.
● 📈 Are you on tr
Frugal Habits That Secretly Drain Your Bank Account
💵 Start your free budget today. Download the EveryDollar app!
The truth is, not every savings hack actually saves you money. So today, I’m reacting to BuzzFeed’s list of money-saving habits that are secretly draining your bank account—to help you figure out if you’re being a smart spender or sabotaging your progress.
Next Steps:
● 🎥 Watch 31 Small Habits That Lead to Big Savings.
● 📈 Are
The Bulletproof Investing Guide to Avoid the Retirement Crisis
📈 Check out the Investment Calculator!
33% of working Americans don’t have a single cent in any kind of retirement account. And I don’t like that. So in this video, I’m laying out my personal, step-by-step investing blueprint. It’ll help you build wealth and rise above our national investing suck bar.
Next Steps:
● 🎥 Watch my video Why Your Net Worth Explodes at $100K.
● 💵 Start your fre
Money Expert Reacts to Dumb Mortgage Hacks
📈 Check out the Mortgage Payoff Calculator.
Everybody thinks they’re a real estate mogul these days. In this episode, I’m reacting to some of the worst “mortgage hacks” on the internet and breaking down what actually works, what’s nonsense, and what could leave you house poor and stressed.
Next Steps:
● 🎥 Watch my video How to Pay Off Your House in 10 Years or Less.
● 📈 Are you on tra
This Foreign Retirement Plan Could Change Your 401(k) Forever
📈 Check out Ramsey’s Complete Guide to Investing.
Back in December, President Trump said his administration is looking “very seriously” at Australia’s primary retirement savings program as a solution to America’s retirement crisis. In today’s video, we’ll break down Australia’s retirement program to see if it’s actually effective.
Next Steps:
● 🎥 Watch How Much You Should Have in Your 40
Responding to the Dumbest Mortgage Idea of 2026
🏡 Buy a home you can actually afford with my new course.
President Trump’s housing guru, Bill Pulte, has devised another scheme to make homes cheaper: portable mortgages. Today, we’re breaking down what a portable mortgage is, how it would work, and whether it’s a viable solution to the housing crisis.
Next Steps:
• 🎥 Watch my video Trump Wants You to Stay in Debt Forever.
• 📈 Are you on
Most Divorces Start With This Money Problem
💵 Start your free budget today. Download the EveryDollar app!
Money fights and money problems are one of the leading causes of divorce. So today, I’m going to give you my five-step guide on how to get on the same page with your spouse about money.
Next Steps:
• 🎥 Watch my video Dr. John Delony: The Truth About Relationships That Fail.
• 📈 Are you on track with the Baby Steps? Get a free
What to Do After You Get Rich
🚢 Set sail with George! Book your cabin today.
Today, I’m going over a list of 11 things you should do once you’re wealthy—which I’m defining as being totally debt-free with a paid-for house and a $1M net worth. If that’s where you currently are, then you officially have my permission to start enjoying these things. If not, then this is something you can aspire to.
Next Steps:
• 🎥 Watch m
9 Silent Wealth Killers Keeping Americans Broke
💰 Check in on your net worth with our free calculator.
In today’s video, we’ll look at nine wealth killers that destroy your net worth. For each one, I’ll explain why it’s such a problem and how to avoid it.
Next Steps:
• 🎥 Watch my video You’re Investing in the Wrong Order—Here’s What to Do Instead.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your fr
20 Minutes of TikTokers Being Too Frugal
💵 Start your free budget today. Download the EveryDollar app!
When it comes to spending money, I will almost always go out of my way to save a buck. But let’s bereal, there’s a fine line between frugal and financially feral. So today, we’re diving headfirst into the wild world of frugal TikToks to see just how far people are willing to go to save money.
Next Steps
• 🎥 Watch my video Frugal
13 Ways Frugal People Save Money
📈 Are you on track with the Baby Steps? Get a free personalized plan.
I asked you guys to share the weirdest, smartest, or most outside-the-box ways you’ve saved money. And boy oh boy did you deliver big-time. So today, we’ll be sifting through my favorite comments and seeing which ideas are actually helpful—and which should get you sent to a padded room.
Next Steps:
• 🎥 Watch my video Fr
This Investing Advice Will Get You in Trouble
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A two-time NASCAR champion just lost $8.5 million in a financial scheme that a ton of regular Americans fall for every day (just with fewer zeros on the end). Today, we’ll break down exactly what happened and why it happened so you can avoid falling for the same trap.
Next Steps:
• 🎥 Watch my video Investing for Beginners.
• 📈 Are you on
From Trailer Park To Frugal Millionaire | Dusty Slay
Today, stand-up comedian and co-host of the Nateland podcast Dusty Slay is joining me in the Tesla to talk about trailer parks, HOAs and what personal finance looks like for a professional comedian.
Next Steps:
• 🎥 Watch my video Dr. John Delony | Millionaires in Cars Getting Coffee.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. D
I’m Dropping a Grenade in This Financial Influencer War
🏠 Crunch your numbers in our free Mortgage Payoff Calculator.
I’m always here for some internet beef—especially when it has to do with money. I recently came across some drama that’s caused finance bros to clutch their calculators while swinging their digital fists in the comments. So today, I’m stepping into the ring to hear from both sides and settle this debate once and for all.
Next St
I Asked People in Nashville How Much Debt They Have
Apparently, 58% of people with consumer debt have had trouble paying their bills over the last three months. And that’s no bueno. In this video, I ask everyday people in Nashville exactly how much debtthey have. Pray for me.
Next Steps:
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our
14 Things Under $100 That Are Totally Worth the Money
💵 Start your free budget today. Download the EveryDollar app!
I recently came across a video by a minimalist influencer who suggested viewing purchases as “hires” in the business of life. It got me thinking about my own best money purchases—so today I’m sharing 14 things under $100 that are totally worth it.
Next Steps:
💵 14 Things I personally enjoy under $100:
1. White Noise Machine: ht
Reacting to Insane Money TikToks
Today, I’m reacting to TikToks full of people whose “get rich” tips are more woo-woo than making a crystal grid while reading your horoscope and balancing your chakras. Let’s get into it.
Next Steps:
• 🎥 Watch my video: Money Experts React to the “New Economy” (feat. Rachel Cruze).
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Down
I Asked Music City How Much Debt They Have
I just learned that half of U.S. adults worry about their personal finances daily. And it’s got me wondering if debt has anything to do with it. So, I’m hitting the streets of Nashville, Tennessee, to ask people everyone’s favorite dinner party question: “How much debt do you have?”
Next Steps:
• 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works).
• 📈 Are you on track wit
22 Minutes of People Living Above Their Means (and Going Broke
One thing that really grinds my gears is seeing people on the internet flexing like they’re living the bougie life—when in reality, their bank account is giving broke. So today, I’ll be reacting to videos that show all the sides of what it looks like to live beyond your means.
Next Steps:
• 🎥 Watch my video If You Say Yes to These Things, You’re Probably Broke.
• 📈 Are you on track with the
22 "Broke" Habits Rich People Can't Stop
💵 Start your free budget today. Download the EveryDollar app!
Just because something claims to be a money-saving hack, it doesn’t mean it’s worth your time—or your dignity. Here are 22 “broke people habits” even wealthy people are guilty of. Let’s get into it.
Next Steps:
• 🎥 Watch my video Money Expert Reacts to “Poor People Habits”.
• 📈 Are you on track with the Baby Steps? Get a free
You'll Never Build Wealth Without Tracking These 9 Numbers
📈 Use our free Net Worth Calculator.
People who successfully build wealth know they can’t afford to be ignorant about a handful of key financial numbers. So today, I’m sharing a list of nine numbers that millionaires know like the back of their hand.
Next Steps:
• 🎥 Watch my video What Your Net Worth Should Be by Age.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
Dave Ramsey's Biggest Concern for 2026
We did it again. That’s right, I’ve got the king of commonsense back in the hot seat: Dave Ramsey.
Next Steps:
• 🎥 Watch my video Millionaires in Cars Getting Coffee With Dave Ramsey.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Get up to 20% off Cozy Earth with cod
How I Would Invest $100,000 Today | Responding to Comments
📘 Learn how to save for retirement with the Complete Guide to Investing.
Today, I’ll be answering how I would invest $100,000—and a deluge of other wealth-building questions you guys have sent me via Instagram, YouTube and carrier pigeon.
Next Steps:
• 🎥 Watch my video Investing for Beginners.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free bud
Money Experts React to Unhinged TikToks (feat. Jade Warshaw)
📘 Buy Jade’s new book, What No One Tells You About Money.
If there’s one thing I’ve learned from talking to people about money, it’s this: There’s a lot ofemotion around finances. Today, I'm reacting to some videos that show how these feelings play out in real life alongside my fellow Ramsey Personality, Jade Warshaw.
Next Steps:
• 🎥 Watch my video How She Paid Off $460,000 in Debt.
•
This Money Challenge Will Change Your Life in 2026
💵 Start your free budget today. Download the EveryDollar app!
New year, same broke you? Not this time! 🙅 I’m laying down a 30-day money challenge that’ll help you save more, spend less, and start building the kind of financial margin that actually sticks—no dumb diets or cold plunges required.
Next Steps:
• 🎥 Watch my video Harvard Professor Reveals the Worst Thing to Do With Your Money.
•
The Worst Debt Stories I've Heard All Year
Today, I’ll be looking back at some of my personal favorite man-on-the-street moments from the past year.
Next Steps:
• 🎥 Watch my video I Asked People at Disney How Much Debt They Have.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
• Go to Cozy Earth with code GEORGE for
Get a Fresh Start With Your Money in 2026 (feat. T.K. Coleman)
Let’s be real—most of us are coming out of 2025 with more stuff, more stress and less margin than ever before. So, what will it actually take to spend less and get a fresh start with your money in 2026?Today, I’m joined by someone who’s well-equipped to answer that question: author and co-host of The Minimalists Podcast T.K. Coleman.
Next Steps:
• 📚 Check out T.K.’s book Emotional Clutter.
The Best Money and Life Advice I've Heard All Year
2025 was one for the books when it came to guests on the channel. So today, I’m revisiting some of my favorite conversations from the past year and the advice that stuck with me.
Next Steps:
• 🎥 Watch my video I Asked More People How Much Debt They Have.
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start your free budget today. Download the EveryDollar app!
11 Frugal Habits That Made Me A Millionaire
💵 Start your free budget today. Download the EveryDollar app!
Today, I’ll be sharing 11 frugal habits that helped make me a millionaire—so you can use them to stop wasting money and start stacking it.
Next Steps:
• 🎥 Watch my video 9 Things Frugal People Know About Saving on Vacation
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 🛡️ Re-shop and save with a Ramsey
I Asked People the Most They’ve Ever Spent on Christmas — The Answers Are Wild
🎥 Watch my video The Debt Trap No One's Talking About
Americans spent almost $1 trillion on Christmas in 2024. So today, I’m hitting the streets of Franklin, Tennessee—a city straight out of a Hallmark movie—to ask people one simple question: What’s the most you’ve ever spent on a Christmas gift?
Next Steps:
• 📈 Are you on track with the Baby Steps? Get a free personalized plan.
• 💵 Start
Money Experts React to the "New Economy" (feat. Rachel Cruze)
🎥 Watch my video This Tax Advice Will Get You in Trouble.
You ever feel like life is getting just a wee bit too expensive? Today, I’ll be reacting to TikToks featuring people coming to grips with the cost of living in these here 20s. And it won’t just be me. Because I’ll be joined in this endeavor by my friend and Smart Money Happy Hour co-host, Rachel Cruze.
Next Steps:
• 📈 Are you on t
The Debt Trap No One's Talking About
💵 Start your free budget today. Download the EveryDollar app!
I love Christmas just as much as the next guy, but you don’t need to put that 24-karat golden Labubu on buy now, pay later (be so for real, Christina). In this episode, I’m laying out why buy now, pay later is one of the biggest scams you should avoid at all costs.
Next Steps:
• 📈 Are you on track with the Baby Steps? Get a f
MrBeast, Logan Paul & the Money Trap No One’s Talking About (except Coffeezilla)
📙 Read my book, Breaking Free From Broke.
Mr. Beast just filed a trademark to launch his own banking app, complete with crypto and credit cards. And today, we’re breaking it down. Plus, I’ll give you my take on the situation and explain why this may be a symptom of a much bigger problem in the financial world.
Next Steps:
• 🎥 Watch my video Investing for Beginners.
• 📈 Are you on track w
You’ll Stay Broke If You Keep Avoiding These 11 Money Tasks
💵 Start your free budget today. Download the EveryDollar app!
If you had to spend one hour every day doing only things that scare you, what would that look like? I recently saw a TikTok trend called “Scary Hour.” And I’ve got to say—I kind of love it. So today, we’regoing to see what it’s all about.
Next Steps:
• 🎥 Watch my video America's Newest Money-Saving Trend Is Really Gross (feat. @T
Do This NOW to Save on Taxes in 2026
💰 Get in touch with a RamseyTrusted tax pro.
Tax day may seem far off, but it’s right around the corner! In today’s video, we’ll look at eight things you can do before the end of the year to avoid overpaying the IRS so you can use more of your hard-earned cash on the things in life that really matter.
Next Steps:
Watch my video Money Expert Shocked by Broke TikTokers.
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