The Ramsey Show
The Ramsey Show, hosted by Dave Ramsey and his team of experts, offers advice on building wealth and taking control of your finances. The show answers listener questions about money mistakes and provides practical steps to achieve financial stability. It airs live weekdays from 2–5 p.m. ET, and listeners can call in at 888.825.5225.
Episodes
Take The First Step Toward the Life You Want
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Rachel Cruze and Dr. John Delony ans
Financial Wisdom Matters More Than Financial Timing
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George Kamel and Dr. John Delony ans
It's Never Too Late To Build Wealth
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Jade Warshaw and Geroge Kamel answer you
Stop Letting Excuses Keep You Broke
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Jade Warshaw Dr. John Delony answer your que
The Decisions You Make Now Shape Your Success
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
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George Kamel and Jade Warshaw answer your questi
When You Don't Have Payments, You Have More Options
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❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions a
Ordinary Habits Will Build Extraordinary Wealth
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❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discu
Wealth Is Built On Facts, Not Feelings
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Dave Ramsey and Jade Warshaw answer your questions and discuss:
A Bigger Paycheck Won't Fix Bad Money Habits
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Dave Ramsey and Rachel Cruze answer your questions and discuss:
You Can't Borrow Your Way To A Better Life
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George Kamel answers your questions and discuss:
“My mom wants to ta
Nobody Else Gets A Vote On Your Finances
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“My
Life Gets Easier When You Don't Owe Anyone
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❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“Shou
Take Debt Off The Table For Good
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“I w
Changing Your Money Mindset Is The First Step To Lasting Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“Should I
You Don't Have to Stay Stuck
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Dave Ramsey and Rachel Cruze answer your questions and discuss:
“Should I tak
Building Wealth Requires Trusted Principles, Not Popular Opinions
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Jade Warshaw and John Delony answer your questions and discuss:
I'm 48, have not
Set Money Goals Your Future Will Thank You For
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❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
How do I con
You Aren't Defined By Your Financial Mistakes
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
“I'm drownin
Financial Peace Is Built, Not Borrowed
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“We have $175,00
Building Wealth Means Choosing What Matters Most
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George Kamel and Jade Warshaw answer your questions and discuss:
“My husband has borr
Don’t Let Your Emotions Drive Your Financial Choices
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
“My in-laws paid for o
Wise Money Decisions Start With Clear Priorities
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Dave Ramsey and Rachel Cruze answer your questions and discuss:
“How can I afford a house
You Can’t Shortcut Your Way to Wealth
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Dave Ramsey and Jade Warshaw answer your questions and discuss:
“My husband keeps fightin
Choose Lasting Wealth Over Temporary Comfort
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“My son found a valuable base
Develop Steady Habits That Create Lasting Wealth
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
“Should I sell my precious metal
Building Wealth Means Defining Needs vs. Wants
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“We got married in the church but did
Stop Letting Others Call The Shots With Your Money
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“My father is going to leave all his weal
Debt Is Not A Problem Solving Tool - Financial Peace Is
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
“I’m about to inherit $5 million, how
Financial Chaos Doesn't Have to Define Your Future
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“I inherited a property with a mortgage that
Following a Proven Plan Is the Fastest Way To Build Wealth
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
“My husband was hiding over $100,000 of debt f
Live from Anaheim: The Ramsey Show on Tour
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Ken Coleman, Rachel Cruze, and George Kamel take The Ramsey Show to Anaheim for a live audience episode featuring rea
Debt Is Always the Symptom of a Bigger Problem
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“Should I sell the house to make myself debt free
Start Telling Your Money What To Do
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“I’m in $37,500 of debt, I work 55 hours a week a
If You Want Wealth Do What Wealthy People Do
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“My fiancé gives so much of his money away that h
Stop Looking for Shortcuts and Make Progress with Your Money
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
George Kamel and Dr. John Delony answer your questions and discuss:
“I'm terminally ill, how do I set my family up for th
You Don’t Have to Retire Broke—Time Changes Everything
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and George Kamel answer your questions and discuss:
“I'm 66 with nothing saved for retirement and just paid o
You Can't Out Earn Bad Financial Behaviors
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“My friend offered to pay off my $73,000 debt and become
Fear Doesn't Call The Shots On Your Finances
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and George Kamel answer your questions and discuss:
“I am supposed to form an LLC with my sister but I don't
Building Wealth Requires a Long-Term Investing Mindset
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“We make $200,000 a year but are still living paycheck-to-pay
Financial Pain Creates Real Change
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Jade Warshaw and George Kamel answer your questions and discuss:
“My husband may be deported by the end of the year, should we pa
Fix The Money Mess That’s Stressing You Out
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“My boyfriend gave me a list of things I need to work on in order
No Matter Your Income, You Can Still Build Wealth
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“My grandfather cosigned a $62,000 car for my nineteen-year-old son.
The Best Financial Plans Don’t Rely On Debt
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“Am I about to become my boyfriend's retirement plan?”
“How do I avo
Stop Starting Over and Break the Cycle for Good
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Rachel Cruze and George Kamel answer your questions and discuss:
“My husband wants to separate our finances as we restart the Ramsey plan for
Financial Stability Starts With Changing How You Think About Money
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Rachel Cruze and John Delony answer your questions and discuss:
‘How do I stop living paycheck-to-paycheck?’
'I'm in $20,000 of gambling
Your Payments Are Keeping You From the Life You Want
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Jade Warshaw and George Kamel answer your questions and discuss:
“I'm in $191,000 of student loan debt, should I pay them off or invest instead?”
Live from Phoenix: The Ramsey Show on Tour
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Rachel Cruze, Jade Warshaw, and Ken Coleman take The Ramsey Show to Phoenix for a live audience episode featuring audience questions, money confessio
Financial Peace Requires More Than Good Intentions
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
George Kamel and Jade Warshaw answer your questions and discuss:
“We're in $38,000 of debt and my husband is addicted to alcohol; I'm worrie
Short-Term Sacrifice Leads to Long-Term Financial Freedom
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
George Kamel and Rachel Cruze answer your questions and discuss:
“We’re getting married in 12 days—how do we combine finances and tackle our debt
If You Want Wealth, Stop Being Dumb With Money
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“Our house got hit by a car and we received a $170,000 settlement. My husband says I
Live Audience Money Questions in Denver
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Ken Coleman, John Delony, and Jade Warshaw take The Ramsey Show to Denver for a live audience episode packed with real money questions, hot takes, c
Financial Momentum Starts With a Shift in Perspective
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and George Kamel answer your questions and discuss:
“My mom promised to pay off my student loans, but it’s been three years and she
When Life Hits Hard, Stay Focused on What You Can Control
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“I have over 1,000 hours of work that hasn't been paid by my employer, what should I
Steady Habits Build Lasting Wealth
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“Should I quit my job to do YouTube full-time?”
“Our mortgage is 50% of our take-ho
Debt Robs Your Life of Margin
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
George Kamel and Jade Warshaw answer your questions and discuss:
“We make $110,000 a year but still can't make ends meet”
“Our lender is telling us to
Don't Let People's Opinions Influence Your Financial Decisions
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
“We’ve blown through $950,000 in 2 years and I just found out my husband took out $650,0
Rock Bottom Doesn’t Have to Define Your Financial Future
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
George Kamel and Dr. John Delony answer your questions and discuss:
“My 12-year-old son has his own YouTube channel and is set to earn $5,000 a month. How d
Intentional Choices Create Peace in the Chaos
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
George Kamel and Jade Warshaw answer your questions and discuss:
“Should we sell our home to pay off my husband's Bitcoin mining debt?”
“Our HOA is giving us
Live from Charlotte: The Ramsey Show on Tour
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
The Ramsey Show hits Charlotte for a live audience episode hosted by Rachel Cruze, George Kamel, and Ken Coleman. This episode features audience Q&A, money confessions,
Shortcuts Won’t Help You Get Ahead With Money
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
George Kamel and Jade Warshaw answer your questions and discuss:
“Should I give my sister my portion of an inheritance?”
“Why is my advisor recommending a Variable Li
You’re Not Stuck You Just Need a Plan
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
“Should I pay my son's college debt since I was the one that pushed him into going?”
“My employee
Stop Letting Emotions Drive Your Money Decisions
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Jade Warshaw and Rachel Cruze answer your questions and discuss:
“My husband keeps bailing out his parents’ failing business—how do I get him to stop?”
“I’ve filed fo
A Life Built on Debt Is a Life Built on Risk
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Rachel Cruze and George Kamel answer your questions and discuss:
“My ex spent $11,000 on my credit card. What should I do?”
“We make $300,000 a year but we're livin
Get in the Driver’s Seat of Your Own Life
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Rachel Cruze and Dr. John Delony answer your questions and discuss:
“My parents keep buying things for me but they're struggling financially, how do I get them to stop?”
Discipline With Money Leads To More Control
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
On today's episode we answer your questions and discuss:
“Should I use my emergency fund to pay off my house?”
“I have $600K of debt, should I be investing?”
“Is it too la
Own Your Choices, Starting Now
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
“We’re struggling to pay off a car loan with a 30% interest rate—what should we do?”
“My girlfriend is irr
Take The First Step Toward Financial Freedom Today
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
“We’re in $140,000 of debt with a baby on the way, what do we do?”
“My husband just shut down his small bu
Stop Living Paycheck to Paycheck—Start Living With Options
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Jade Warshaw and Dr. John Delony answer your questions and discuss:
“We were scammed and lost $8,000, should we rebuild our savings or focus on other financial goals?”
“Should I
Getting Out of Debt Takes More Effort Than It Took to Get You In
We’re out for The Ramsey Show Live event today, so we’ve compiled some of our favorite Dave and Jade calls from the past couple of months. We’ll be back with a new show tomorrow!
Dave Ramsey and Jade Warshaw answer your questions and discuss:
My family business has $5 million in debt and I'm stressed about it
The interest on my car is 16% and I cant afford the payments
My dad r
You Get To Decide Your Next Financial Step
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Jade Warshaw and Ken Coleman answer your questions and discuss:
“I have to leave the father of my kids and will be receiving $100,000—how do I use this money to start over?”
“Am I
You Don't Get Ahead By Coincidence
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Ken Coleman and Jade Warshaw answer your questions and discuss:
“My mom trashed my credit score when I was a kid. Should I consolidate my debt to increase my credit score?”
“My mai
When Life Gets Hard, Choose Financial Stability
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Rachel Cruze and George Kamel answer your questions and discuss:
“My parents took out a HELOC to help me build my house, how do I pay them back?”
“I defaulted on $25,000 in 401(k) lo
Your Bank Account Shouldn’t Define You
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
George Kamel and Rachel Cruze answer your questions and discuss:
“Should I use my fiancée's money to pay off my debt?”
“My business partner is trying to scam me out of our business”
The Payment Mentality Is Keeping You Broke
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Rachel Cruze and George Kamel answer your questions and discuss:
“We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?”
When Money Feels Confusing, Clarity Matters Most
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
George Kamel and Ken Coleman answer your questions and discuss:
“My husband doesn't want our daughter to sell her silver because he is convinced it will grow in value”
“I am inheriting som
Start Telling Your Money Where To Go
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“I have a million dollars in watches, should I sell them to buy a home?”
“After 16 years I decided to get off of disability, w
Income Isn’t the Problem—Your Money Plan Is
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
“I have never worked a day in my life and my trust fund is about to run out. How do I find a way to provide for myself?”
“I go
Financial Irresponsibility Always Has a Cost
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“My new husband didn’t tell me that he hasn’t paid his taxes for the last three years”
“We are living paycheck-to-paycheck,
Don't Let Fear Drive Your Financial Decisions
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
“My income jumped a year ago and now I am getting calls from banks about managing my money, and I don't know what to do.”
“How
Don't Let Debt Steal Your Future
❓ Have a money question? Ask Ramsey is here to help.
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan.
Dave Ramsey and Dr. John Delony answer your questions and discuss:
“We built a multi-generational home but now my mother-in-law is causing a mess and we might lose our home”
“My husband has refuse
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