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Money with Saprina

Saprina Allen 2 Episodes Aug 18, 2026

Money with Saprina is a personal finance podcast for women of color who want to get control of their money without the shame or confusion. Each week, Saprina breaks down real-life money topics—budgeting, paying off debt, building savings, and creating wealth when you were never taught how. No jargon. No judgment. Just honest conversations about money, mindset, and building financial confidence. New episodes every week.

Episodes

9. You Know What to Do With Your Money. So Why Aren’t You Doing It? Aug 18, 2026 520 You know what you’re supposed to do with your money.You’ve read the books. You’ve listened to the podcasts. You know you should budget, save, pay down debt, and stop spending money you didn’t plan to spend.So why is it still so hard to actually do it?In this episode, I’m talking about the piece of money management we don’t talk about enough: self-trust.For years, I thought becoming “good with mone

8. 7 Money Mistakes Keeping You Broke Aug 10, 2026 411 You did what you were supposed to do. The career took off, the paycheck got bigger and somehow you're still living in the same debt cycle, still one surprise expense away from a spiral. That gap between what you earn and how secure you actually feel isn't a discipline problem. In this episode, Saprina breaks down the seven mistakes that quietly keep high earners stuck, and what to do in

7. The High Earner Debt Trap: How To Break The Cycle And Build Wealth Aug 5, 2026 390 You hit the income number you once called your "I made it" number. The promotion came. The paycheck came. From the outside, you look like you are winning.But behind the scenes, you are juggling credit card debt, lifestyle inflation, and monthly payments you never quite get ahead of. And every month you wonder the same thing. How am I making this much money and still feeling this far behi

6. How to Know If Your Lifestyle Is Outpacing Your Income Jul 28, 2026 661 Getting a raise should feel good. So why does your budget still feel tight?In this episode:What lifestyle inflation actually is, and why it isn't automatically a bad thingThe three real causes of lifestyle creep: "I deserve it" thinking, social comparison, and spending on autopilotWhy housing and transportation are the two areas of your budget that spiral fastest, and are hardest to

5. Living Paycheck to Paycheck? Here's the Real Reason (It's Not Your Budget) Jul 21, 2026 823 70% of Americans live paycheck to paycheck, including 1 in 10 who make six figures. Saprina breaks down what living paycheck to paycheck actually means, why it is not always a budgeting problem, and the exact steps to build your buffer and break the cycle.You make good money. So why does it still feel like you are one bill away from a crisis?In this episode, Saprina defines what living paycheck to

4. What If You're Not Bad With Money? Jul 14, 2026 534 If you've ever told yourself, "I'm just not a money person," this episode is for you. It's the number one thing I hear from new clients, and it's simply not true. Being good with money is a skill. Not a personality trait. And skills can be learned.In this episode, I break down why the "I'm bad with money" story sticks so hard for us generational change

3. The Financially Secure Framework: The 4 Pillars You Need to Feel in Control of Your Money Jul 7, 2026 621 In this episode, I'm breaking down:Why most money frameworks fail you (hint: life is not linear, so why is the plan?)Pillar 1: Know Your Numbers — the three numbers you cannot avoid knowing anymore: your net worth, your bare bones number, and your savings rateThe real number I started with. Not the $36K everyone thinks. The real one was closer to $80KPillar 2: Emergency Fund — why this might

Emergency Fund Essentials for Every Situation Jun 29, 2026 353 Most people will tell you three to six months. I'm going to give you the real answer — because the right number is different for everyone, and getting it wrong is too expensive a mistake.In this episode, we're breaking down everything you need to know about your emergency fund. What it actually is, how much you should have based on YOUR situation, and exactly where it should be sitting r

Episode 1: My Money Story (And Why I Built This) Jun 29, 2026 223 If you're making good money and still feel like you have nothing to show for it, this episode is where we start.In this first episode, I'm sharing my story — the real one. Growing up the oldest child of a single mom. Becoming the first in my family to go to college, land the corporate job, and hit six figures. And still finding myself with cars repossessed, evictions, and bill collectors

Money with Saprina

Episodes

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